simple intelligent practical sip ppt.pdf · systematic simple investment intelligent plan practical...

SYSTEMATICSIMPLE

INVESTMENTINTELLIGENT

PLANPRACTICAL

www.arihantcapital.com

SYSTEMATICSIMPLE

INVESTMENTINTELLIGENT

PLANPRACTICAL

Simple way of investing

money, amount gets

deducted from your bank

account directly at

regular intervals

Investing a fixed amount every month helps in

averaging cost of units and leads to wealth

creation over long term because of power of

compounding

Saving a part of your monthly income

and investing in a disciplined manner

is a practical approach towards

achieving your financial goals


BENEFITS OF

SIPInculcates disciplineto save and invest regularly

Helps you benefit from powerof compounding and createwealth over long term

Convenience: Flexible; can startor stop anytime

Rupee Cost Averaging 5

5


Think of each SIP payment as laying a brick. One by one,

you’ll see them transform into a building.

Commit the amount of your choice - the same shall be debited

from your bank account every month like a recurring deposit bank

account . You will see your investments accrue month after month.

Inculcates disciplineto save and

invest regularly:


The 8th wonderof the world.

Power ofCompounding:

That’s called the power of compounding – the longer you stay invested, the higher potential for growth.

*For illustration purpose only. These are assumed returns, actual returns may vary depending on scheme selected and market conditions.

Period You invest You get Your money

grows by

10 years 6 lacs 12.46 lacs 2.08 times





Experience the magic

Rs 5,000 investedper monthgrowing @14%* p.a.

Power o

fCom

pounding:

No

te: G

raph

illustratin

g th

e p

ow

er o

f com

po

un

din

g (A

ssum

ed

rate o

f retu

rn: 1

4%

p.a.)

5 Ye

ars

15

Years

25

Years

50

00

0

1172.32 Lac (7.82x)

282.60 Lac (3.14x)

42.60 Lac (1.42x)

25

00

0

586.16 Lac (7.82x)

141.30 Lac (3.14x)

21.30 Lac (1.42x)

20

00

0

468.93 Lac (7.82x)

113.04 Lac (3.14x)

17.04 Lac (1.42x)

10

00

0

234.46 Lac (7.82x)

56.52 Lac (3.14x)

8.52 Lac (1.42x)

50

00

117.23 Lac (7.82x)

28.26 Lac (3.14x)

4.26 Lac (1.42x)

You

inve

st (pe

r mo

nth

)

You get

ww

w.arih

antcap

ital.com

Investment NAV (Rs.) No. of Units Remarks

Rs. 1,00,000 50 2,000 Higher NAV, Less Units

Rs. 1,00,000 25 4,000 Lesser NAV, Higher Units

Average Cost 33.33per unit

Rupee CostAveraging:Receive more units when NAV is lower and lesser

units when NAV is higher. Hence,

As NAV falls, cost is averaged out hence no need to time the markets.

5

5


1

25Paisa

20161985

Balcony Ticket

Rs. 15/- Rs. 250/-

Hotel Bill

Rs. 25/- Rs. 1000/-

Petrol Price

Rs. 8/L Rs. 72/L

MBA Course

Rs. 40,000/- Rs. 10,00,000/-

AamdaniAtthanniKharchaRupaiya

Beat inflation with SIP

Note: The above figures are indicative and for illustration purpose only.www.arihantcapital.com

Life Stages of an Investor:

Stage Milestones Requirements

Young Upto

24 years Education Education Loan

Married

24 years - 60 years

Career, Marriage,

Buying House & Car

Child’s Education

Wealth Creation

Retired

60 Years and

above

Child’s Marriage,

Retirement

Sustainable annuity

income


The busiestphase of your life

This is whenyou need toplan your

investment needs

When the clock is ticking faster

Vacation

Medical emergency

Other family obligations

Home

Car

Child’s education



Avenues of savingsand investments

Silver

FD

Gold

Sensex

Cumulative annualized returns from 1979-2016

Re

turn

s (i

n t

ime

s)

Equities outperform other asset classes over the long term

Source: Arihant Research, BSE, RBI, Data as on Sep 30, 2016

Note: The above graph is used to explain the concept and is for illustration purpose only.Past performance may or may not be sustained in future.

SensexSilverFD (9.5%) Gold

28.73 (x)

30.46 (x)

32.81 (x)

278.65 (x)

When tostart a SIP?Start early - “NOW” is thetime to start your SIP

Jay started early andinvested less but endedwith nearly double theamount of Veeru - whoinvested more butstarted 8 years late.


Veeru Age: 30

Total AmountInvested

Rs 6,72,000Over 28 yrs

2,000/-

Asset atage 50

Rs 70,36,06110.47 (x)

Amount Investedper month

Total AmountInvested

Rs 7,20,000Over 20 yrs

Asset atage 50

Rs 35,20,4224.89 (x)

Jay Age: 22

3,000/-

Amount Investedper month

Note: Assumed rate of return 14% p.a. Actual returns may vary depending on scheme selected and market conditions.

How to start a SIP?


Physical Form BSE Star MF

SIP mandate is registeredwith BSE Star MF on signingof SIP form and NACHauto-debit form

Investor selects the scheme (s) hewants to invest in, the amountand the tenure of investment

SIP commences asper date mentioned

Note: SIP mandate registration is a one-time process forstarting/ redeeming SIPs across all AMCs

Submit cheque for firstinstallment, auto-debitthereafter

Note: Common application form required each time onstarting SIP with new AMC, Redemption formrequired for stopping SIP

Fill common application formand auto debit NACH form

SIP commences as perdate mentioned


WhyArihant?

In-depth research for selecting

the right schemes based on your objective

Monitor your portfolio

online - anytime, anywhere

One-time form signing - get rid of

cumbersome paperwork

Additional investment can be done over

a phone call/e-mail

Because your growth is our objective

Disclaimer:The information contained in this document is for general illustration purpose only and not a complete disclosure of every material fact. The information/data herein alone is not sufficient and shouldn’t be used for the development or implementation of an investment strategy. It should not be construed as investment advice to any party. Readers shall be fully responsible/liable for any decision taken on the basis of this article. Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Call: +91 7024471019 E-mail: [email protected] www.arihantcapital.com

Corporate Office: #1011, Solitaire Corporate Park Building No.10, 1st Floor, Andheri Ghatkopar Link Road Chakala

Andheri (East), Mumbai, Phone. 022-42254800

Registered Office: E-5 Ratlam Kothi, Indore-452001 (M.P.) | Phone: 0731-4217500

Registration Number: BSE-INB/INF 010705532; NSE-INB/INF 230783938; NSDL: IN-DP-NSDL-165-2000;

CDSL: IN-DP-CDSL-317-2005; AMFI-ARN 15114; SEBI-RA INH000002764

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