shriram housing finance ltd
Post on 19-Jan-2017
Embed Size (px)
Shriram Housing Finance LimitedA Brief Introduction 1
Welcome to Shriram Housing Finance Limited 2 Shriram Housing Finance Ltd. (SHFL) is a Housing Finance Company registered with the National Housing Bank (NHB) and promoted by Shriram City Union Finance Ltd. (a flagship company of the 3 decades old, Chennai headquartered Shriram Group). We received the Certificate of Registration from NHB in August 2011, and commenced our lending operations from December 2011.
In addition to Shriram City Union Finance Limited, who hold 77.25% of the equity in our Company, Valiant Mauritius Partners FDI Limited is the other shareholder, holding the balance of 22.75%.
The Company has several innovative mortgage products in its bouquet of products."Finding Ways to Funding Homes" being our corporate philosophy, we aim to provide financial assistance to those prospective homeowners who remain underserved today.
Our Vision 3Implementing the National Vision of Housing for All in our Shriram way by reaching out to all section of the population with innovative home loan schemes.
Our Mission 4To serve the under-served population of the country in fulfilling their aspiration of owning a dream home by 'Finding Ways to Funding Homes.
Our Values 5Zeal IntegrityTrustTeam Spirit
6Milestones2015 Composite book size in excess of Rs.1000 crores2014 Recipient of ISO 27001:2005 for the management of information security in accounting and back office operations with all associated support functions Project Finance loans introduced2013 Second tranche of investment received from our PE investor: Valiant Mauritius Partners FDI Limited CrossedRs.100 crores in disbursement2012 Private equity investment ofRs. 75 crores by Valiant Mauritius Partners FDI Limited2011 Registered with National Housing Bank as Housing Finance Company in August 2011 Commenced lending operations from December 20112010 Shriram Housing Finance Limited incorporated as a Company
Message from CEOs Desk 7
"A journey of a thousand miles begins with a single step"
SHFL has embarked on its journey to cater Housing Loan services to a large number of under-served people. With each passing year we are achieving many new milestones. Having presence across 79 locations in India, we offer several innovative mortgage products to provide financial assistance to prospective homeowners who remain under-served even today.
Though a relatively young entrant in the Housing Finance business, we hold the advantage to belong to a major financial conglomerate - Shriram Group that coupled with a strong BFSI industry oriented lineage, SHFL is poised for many great achievements.
MR. SUJAN SINHAM.D. & C.E.O.
Meet our SHFL Core Team 8
From L to R: Mr. B. Srinivasa, Mr. Kunal Shah, Mrs. Ekta Maheshwari, and Mr. Arun MishraCentre: Mr. Sujan Sinha
About the Group 9The Shriram Group had its humble beginnings in the Chit Fund business over four decades ago. Mr. R. Thyagarajan and his two associates ventured into these and other financial services businesses. Over time, manufacturing and services were added to the Group. Shriram Group is however best identified by its flagship NBFCs Shriram Transport Finance Company Limited and Shriram City Union Finance Limited. The Group today manages assets of over Rs. 90,000 crores.
Among financial services, the Groups businesses include commercial vehicle financing, consumer & enterprise finance, retail stock broking, life insurance, general insurance, chit funds and distribution of investment & insurance products. The Group has also made successful forays in non-financial products and services. It has investments in manufacturing; value added services, project development, engineering services, pharmaceuticals, machined & auto components, press dies & sheet stamping, packaging, information technology, property development etc.
10About Group Company .cont. The Groups Financial Services Businesses manage Assets exceeding Rs.90,000 crores. 9.5 million clients More than 45,000 employees & 2400 Branches across India.
Our core financial services businesses are housed under the holding Company
Shriram Capital Ltd.: Commercial Vehicle Finance General & Life Insurance Consumer & Enterprise Finance Financial Product Distribution
11About Group Company .cont. Shriram Venture Limited is an industrial conglomerate of the Shriram Group and has a significant presence Infrastructure and Energy Industrial Manufacturing Information Technology Food and Retail
Like the tree that depicts the SVL logo, the company believes in nurturing diverse businesses in entrepreneurial environment.