scams & schemes

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Scams & Schemes. Common Sense Media. Vocabulary. Scam. Identity Theft. - a type of crime in which your private information is stolen and used for criminal activity. – an attempt to trick someone, usually with the intention of stealing money or private information. Vocabulary. Vulnerable. - PowerPoint PPT Presentation

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Scams & Schemes

Scams & SchemesCommon Sense MediaVocabularyScamIdentity Theft an attempt to trick someone, usually with the intention of stealing money or private information- a type of crime in which your private information is stolen and used for criminal activityVocabularyVulnerablePhishing in a position that makes it easier for you to be harmed or attacked when people send you phony emails, pop-up messages, social media messages, texts, calls, or links to fake websites in order to hook you into giving out your personal information.Think About?Do you know someone who has been scammed?What happened

What is the purpose of a scam? What tricks do people use to carry out a scam?

Can people get scammed on the Internet? How?What is Identity Theft?People who scam dont always go for money, they use a variety of strategies to get private information.Private info used to get access to bank & credit card accounts or other personal accountsEven re-create someones identity & produce false documentsKinds of personal info thieves look forFull nameDate of birth & locationDrivers license or passport numberSocial security numberPasswordsAccount #s & the companies where you have accountsCurrent & previous addresses & phone numbersTeens Vulnerable Look for clean SS numbers havent been used to get credit yetThieves may sell or use them Being a victim can ruin your financial futureIf using parents info & cards online putting them at riskCan take months, even years to recover your identity & may be expensive How to catch a phish?Be skeptical about online requests for personal infoBe skeptical about online messages from friends that seem out of character (account hacked)

Clues to Spotting A Scam Email Need to verify account informationSense of urgencySpelling errorsToo good to be trueGeneric greetingAccounts in trouble link in email or attachment

Protecting Yourself OnlineAvoid opening the message or emailDont click on any links or download attachments. Might contain viruses or spywareDont replyMark as junk mail or spamIf concerned about an account contact customer service by phone.Consumer Fraud Reportinghttp://www.consumerfraudreporting.org/phishing_examples.php www.huffingtonpost.com/2011/05/22/facebook-scams-hacks-attacks_n_864906.html#s281483&title=Fake_Page_Spam

Wrap UpWhat kinds of information do identity thieves look for and why?How do thieves try to get at your information?What can you do to avoid falling for scams?Helpful websitesForward spam emails to spam@uce.gov

Stolen Identitieswww.ftc.gov/idtheft