saving : investing : planningmarch, 2010
DESCRIPTION
Communication, Education and Investment Management for the Tennessee Optional Retirement Program. SAVING : INVESTING : PLANNINGMarch, 2010. VALIC Points to Consider. VALIC Background Participant Services Investment Management Contact Us. VALIC Background. VALIC advantages - PowerPoint PPT PresentationTRANSCRIPT
SAVING : INVESTING : PLANNING March, 2010
Communication, Education and Investment Management for the Tennessee Optional Retirement Program
SAVING : INVESTING : PLANNING
2
VALIC Points to Consider
► VALIC Background► Participant Services► Investment Management► Contact Us
SAVING : INVESTING : PLANNING
3
► VALIC advantages■ More than $58 billion in assets■ Service for 2 million investors■ 2,000 FINRA licensed financial advisors■ 50 years of experience managing
tax-qualified retirement plans ■ Organizational stability and financial strength■ High levels of participant retention and
plan sponsor satisfaction ► Frequent communication of investment information► Increased participant understanding of
asset allocation► Consistent objective investment advice
VALIC Background
SAVING : INVESTING : PLANNING
4
(New)Retirement Education Center
Flexible alternative to in-person consultation
Retirement planning Asset allocation modeling At-retirement counseling Investment advisory
services Targeted education
programs Available Mon - Fri,
8 am - 8 pm ETSat, 10 am - 5 pm ET
Targeted Communication Materials
Literature Webcasts E-mail Video
Local Financial Advisor
Individual counseling Retirement planning At-retirement
counseling Seminars, workshops
and employee orientation meetings
Asset allocation modeling
Investment advisory services
(New)Custom Web Site
Easy account
access Transactional Online financial
planning and educational tools
Custom messaging
Plan-specific details
Client Care Center 24-hour automated voice
response system Client Service
Professionals available Mon-Fri, 8 am - 9 pm ET
150 CSPs Spanish-speaking staff AT&T language line
(all languages, real-time translation)
ExceptionalTechnology
Personal Service
Spectrum of Client Care
Participant Services
SAVING : INVESTING : PLANNING
5
Objective
Complete open architecture
with no proprietary mutual
fund requirements
Flexible
You may transfer your existing
balances to the new platform.
All contributions will be directed to
the new platform effective 7/1/2010
Best in Class Fund Line Up
23 New Low Cost Mutual Funds plus
VALIC Fixed Account. Name Brand
Fund Managers such as Vanguard,
PIMCO, Wells Fargo, and American
Funds.
Fund Selection & Monitoring
Fund Line Up picked from Universe
of 100 mutual fund families with
more than 5,200 mutual funds
Investment Management
SAVING : INVESTING : PLANNING
6
► Current rate: 3.6%*► Guaranteed minimum for 2010: 3.00%► Life of contract: 2.00%► Portfolio-based method of determining interest rate► Daily interest-rate crediting► A VALIC fixed annuity (policy no. GFA-504)
*VALIC declares a portfolio interest rate monthly for the Fixed-Interest Option. That declared portfolio interest rate is guaranteed until the end of the month and is credited to all new and old deposits as well as credited interest. The contractual lifetime minimum guaranteed interest rate is 2.00%; however, VALIC guarantees – for calendar year 2009 – a minimum portfolio interest rate of 3.25%. All interest is compounded daily at the declared annual effective rate. VALIC’s interest-crediting policy is subject to change, but any changes will not reduce the current rate below the contractually guaranteed minimum or money already credited to the account. Guarantees are subject to the claims-paying ability of the insurance company.
Investment Management
New General Account Fixed Interest Option
SAVING : INVESTING : PLANNING
7
Contact Us
► 14 Advisors State Wide► Visit www.valic.com► Call 800-44-VALIC