sanitas premium 500 - sanitas health insurance for expats ... · sanitas premium 500.000 in...

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SANITAS PREMIUM 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party centres and specialists and we will reimburse a percentage of your medical expenses. SANITAS PREMIUM 500.000 * For more information, please consult the General Conditions of the product at www.sanitas.es 1. Compensation for up to 90 days/year, provided that the expenses are not covered by Sanitas. 2. Additional optional cover that the policyholder can take out. Cannot be purchased in Navarra, La Rioja or Cantabria. Reimbursement of 90% of expenses and a cap of €500,000. Dental reimbursement: 80% and a cap of €400/year. The reimbursement will only be applicable to treatments carried out by providers on the Sanitas appointed medical chart. Pharmacy reimbursement: 50% with a cap of €300/year. Hospitalisation subsidy 1 : daily compensation per day in hospital €100/day. Access to the network of major appointed centres in the USA. Death cover: payment of the premium for 12 months. EXCLUSIVE BENEFITS INCLUDED WAITING PERIODS: the waiting periods are the following CONTRACT CONDITIONS SERVICES WAITING PERIODS Outpatient surgical operations. 3 months High-tech diagnostic tests. 6 months Psychology. 6 months Childbirth or Caesarean. 8 months Complex therapeutic methods (interventional cardiology, haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy). 10 months Tubal ligation and vasectomy. 10 months Hospitalisation and non-outpatient or inpatient system surgical operations. 10 months Sanitas 24 hours: helpline for emergencies and medical advice. Sanitas Responde: phone and online support and advice. Second medical opinion: second medical opinion from international experts. Emergency care during foreign travel. PERSONALISE YOUR POLICY MORE ADVANTAGES AND SERVICES Optical cover: your glasses and contact lenses will cost you half price. Accidents: compensation in case of death or temporary disability. Alternative medicine: visit the medical professional of your choice and benefit from refunds in homoeopathy and acupuncture. You can now access the prestigious University of Navarra Clinic and the new centre that will open soon in Madrid 2 . Blua digital add-on: connect with your specialists through the innovative online video consultation service, wherever you are 1 . Etc. PART OF Primary care: general medicine, paediatrics, nursing assistance, emergency services. Access to all specialities: dermatology, ophthalmology, gynaecology, orthopaedic traumatology, etc. Diagnostic tests: ultrasound, blood tests, x-rays, etc. Therapeutic methods: rehabilitation sessions, oncological treatments, etc. Surgical operations: whether or not they require a stay in hospital. Hospitalisation. WIDE COVERAGE In addition, you can enjoy a wide healthcare network: Over 40,000 professionals, 1,200 medical centres and also access to our own hospitals and Milenium Multi-speciality centres exclusively for Sanitas costumers. Choose your optional cover

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Page 1: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

SANITAS PREMIUM 500.000In addition to giving you access to our medical chart, this product allows you to access third-party centres and specialists and we will reimburse a percentage of your medical expenses.

SANITAS PREMIUM 500.000

* For more information, please consult the General Conditions of the product at www.sanitas.es 1. Compensation for up to 90 days/year, provided that the expenses are not covered by Sanitas. 2. Additional optional cover that the policyholder can take out. Cannot be purchased in Navarra, La Rioja or Cantabria.

Reimbursement of 90% of expenses and a cap of €500,000. Dental reimbursement: 80% and a cap of €400/year. The reimbursement will only be applicable to

treatments carried out by providers on the Sanitas appointed medical chart. Pharmacy reimbursement: 50% with a cap of €300/year. Hospitalisation subsidy1: daily compensation per day in hospital €100/day. Access to the network of major appointed centres in the USA. Death cover: payment of the premium for 12 months.

EXCLUSIVE BENEFITS INCLUDED

WAITING PERIODS: the waiting periods are the following

CONTRACT CONDITIONS

SERVICES WAITING PERIODSOutpatient surgical operations. 3 months

High-tech diagnostic tests. 6 months

Psychology. 6 months

Childbirth or Caesarean. 8 months

Complex therapeutic methods (interventional cardiology, haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy). 10 months

Tubal ligation and vasectomy. 10 months

Hospitalisation and non-outpatient or inpatient system surgical operations. 10 months

.

Sanitas 24 hours: helpline for emergencies and medical advice.

Sanitas Responde: phone and online support and advice.

Second medical opinion: second medical opinion from international experts.

Emergency care during foreign travel.

PERSONALISE YOUR POLICY MORE ADVANTAGES AND SERVICES

Optical cover: your glasses and contact lenses will cost you half price.

Accidents: compensation in case of death or temporary disability.

Alternative medicine: visit the medical professional of your choice and benefit from refunds in homoeopathy and acupuncture.

You can now access the prestigious University of Navarra Clinic and the new centre that will open soon in Madrid2.

Blua digital add-on: connect with your specialists through the innovative online video consultation service, wherever you are1.

Etc.

PART OF

Primary care: general medicine, paediatrics, nursing assistance, emergency services. Access to all specialities: dermatology, ophthalmology, gynaecology, orthopaedic traumatology, etc. Diagnostic tests: ultrasound, blood tests, x-rays, etc. Therapeutic methods: rehabilitation sessions, oncological treatments, etc. Surgical operations: whether or not they require a stay in hospital. Hospitalisation.

WIDE COVERAGE

In addition, you can enjoy a wide healthcare network:

Over 40,000 professionals, 1,200 medical centres and also access to our own hospitals and Milenium Multi-speciality centres exclusively for Sanitas costumers.

Chooseyour optionalcover

Page 2: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Sanitas add-on range

Personalise your cover with our optional add-ons and build a tailored policy

Page 3: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Personalise your healthcare policy

Optional add-ons

o Clínica Universidad de Navarra o Gynaecology and paediatrics

reimbursement o Reimbursement add-ons o Cover in USA o Pharmacy o Optical

o BLUA digital add-on o BLUA Body & Soul digital add-on o BLUA Premium digital add-on o Digital add-on companies

o Más Vital add-on o Students o Traffic and work accidents o Total Protection o Accidents o Hospital compensation o Family Assistance

A POLICY TAILORED TO EACH CUSTOMER o Sanitas offers a wide range of add-ons

o With them, you can build your own policy, selecting those that best suit your needs.

2 Personalise your policy Sanitas

Plus, speficic add-ons for foreigners living in Spain

Page 4: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Add-ons to suit you

If you wish to extend your medical network ever further and access the most exclusive centres...

Gynaecology Paediatrics

reimbursement USA

Clínica Universidad de Navarra

Reimbursement

If you need extra help in unforeseen situations...

Traffic and work

accidents Hospitalisation compensation Accidents Total

protection Family

Assistance

Exclusive digital additional cover in order to have the best care always online and to hand for your greater convenience...

Digital Add-on companies

Body & Soul Premium

If you prefer to extend the cover of your product with financial assistance with other expenses related to taking care of your health...

Pharmacy Optical

Más Vital

Tailor-made coverage for our senior customers

Students Tailor-made coverage for students

Page 5: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Digital add-on Access Sanitas’ most digital cover and most exclusive home services.

• Video consultation with your specialists • Video consultations 24-hour emergencies with direct access (no appointment

required) • Prevention programmes with specialised consultants connected via video consultation:

child sports, nutrition, psychology, mother and baby programme, healthy programme or pelvic floor care programme

• 50% reimbursement on your pharmacy costs, up to €200/insured member/year. • Home delivery of medicines from the pharmacy (6 services per insured and year) • Home blood test (2 services per insured and year)

Terms and conditions → Waiting periods: available from day one. → Health questionnaire: will not be required in order to purchase. → Age: 0-75 years. → Purchase: individual, not mandatory for all members of the policy. → Purchasable any time.

Premiums

Main menu

The monthly premiums for this add- on are: €10

One insured

€20

4 Personalise your policy Sanitas

Total family premium (2 or more insureds)

Page 6: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Digital add-on Body & Soul Access Sanitas’ most digital cover and most exclusive home services designed to improve your physical and emotional wellbeing • Video consultation with your specialists • Video consultations 24-hour emergencies with direct access (no appointment required) • Prevention programmes with specialised consultants connected via video consultation:

sports, nutrition, psychology, Quit Smoking Programme, mother and baby programme, healthy programme or pelvic floor care programme

• Home delivery of medicines from the pharmacy (6 services per insured and year

• Reimbursement of 5 psychology sessions, with the specialist of your choice (80% reimbursement up to €300 per insured and year)

• Home Physiotherapy: 12 sessions (2 first sessions without prescription) • Reimbursement of gym fees: if you cannot go due to injury, we will reimburse the total fees

for 2 months and up to €160.

Main Menu

Premiums

The monthly premiums for this add- on are: €10

One insured

€20

Total family premium (2 or more insureds)

Terms and conditions → Waiting periods: available from day one. → Health questionnaire: will not be required in order to purchase. → Age: 0-75 years. → Purchase: individual, not mandatory for all members of the policy. → Purchasable any time.

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Digital add-on Premium The most complete digital add-on, designed to improve your physical and emotional wellbeing, with digital cover and home services. It comprises the whole blua and blua Body & Soul coverage.

• Video consultations: with your specialists; 24-hour emergencies and Prevention

programmes with specialised consultants connected via video consultation: sports, nutrition, psychology, Quit Smoking Programme, mother and baby programme, healthy programme or pelvic floor care programme

• Home services: Home delivery of medicines from the pharmacy (12 services per

insured and year); Home Physiotherapy: 12 sessions (2 first sessions without prescription); Home blood test (2 services per insured and year),

• Reimbursements: 50% reimbursement on your pharmacy costs, up to €200/insured

member/year; Psychology sessions, with the specialist of your choice (5 sessions with 80% reimbursement up to €300 per insured and year); Reimbursement of gym fees: if you cannot go due to injury, we will reimburse the total fees for 2 months and up to €160.

Main Menu

Premiums

The monthly premiums for this add- on are: €14

One insured

€28

Total family premium (2 or more insureds)

Terms and conditions → Waiting periods: available from day one. → Health questionnaire: will not be required in order to purchase. → Age: 0-75 years. → Purchase: individual, not mandatory for all members of the policy. → Purchasable any time.

Page 8: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Digital add-on companies Access Sanitas’ most digital cover and most exclusive home services.

• Digital doctor through videoconsultation 24 hours a day 365 days of the year, with direct access (no appointment required)

• Prevention programmes with specialised consultants connected via video consultations: sports, nutrition, psychology, mother and baby programme, healthy child programme or pelvic floor care programme

• Home delivery of medicines from the pharmacy (6 services per insured and year) • Home physiotherapy (5 hours per insured and year)

Terms and conditions

→ Waiting periods: available from day one. → Health questionnaire: will not be required in order to purchase. → Age: 0-75 years. → Purchase: policy level, mandatory for all members of the company → Purchasable at any time for products pymes, empresas, inicia, multi colectivos y mundi colectivos. Company must be the payer of the premium.

Premiums

The monthly premium for this add- on per insured is: 3€

7 Personalise your policy Sanitas

Main menu

Page 9: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Clínica Universidad de Navarra Extend your healthcare product’s medical network by adding the prestigious Clínica Universidad de Navarra to the medical network available to you, with access to the medical centres in Pamplona and Madrid.

The Universidad de Navarra Clinic has over 50 years of experience during which more than 700,000 patients have put their trust in its services, dedicated exclusively to health. In addition, its new hospital in Madrid is scheduled to open at the end of 2017. It will also be available with this add-on as soon as it opens.

Terms and conditions → Waiting periods: Waiting periods will always be the ones that apply to the healthcare

product in the moment the add-on is purchased: if the main product’s waiting periods are over or the product doesn’t include any at all, waiting periods will not apply. Only those customers whose waiting periods aren’t over in the moment of purchase, will have the same remaining periods for the add-on.

→ Health questionnaire: will be required in order to purchase. → Age: 0-75 years. → Purchase: individual, not mandatory for the other members of the policy. → Purchasable: at any time.

Premiums

The monthly premiums for this add-on per insured are:

Main menu

*Add-ons covered by the company must be purchased for all members of the policy.

8 Personalise your policy Sanitas

Not available

Page 10: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Gynaecology and paediatrics reimbursement

This add-on allows you to access any gynaecologist, obstetrician or paediatrician even if they are not on the Sanitas medical chart.

You can request a 60% reimbursement of the cost of consultations in the aforementioned specialities (gynaecology, obstetrics and paediatrics) with a cap of €100 per consultation and a very generous annual cap of €10,000.

Terms and conditions → Waiting periods: available from day one. → Health questionnaire: will be required in order to purchase. → Age: 0-75 years (males up to 14 years). → Purchase: individual, not mandatory for all members of the policy. → Purchasable: first purchase or renewal of the policy.

Premiums

The monthly premiums for this add-on per insured are:

Main menu

*Add-ons covered by the company must be purchased for all members of the policy.

9 Personalise your policy Sanitas

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Reimbursement The reimbursement add-ons give you total freedom to visit the medical specialist of their choice, even if they are not included on the Sanitas medical chart. There are various options, depending on your needs:

Premiums The monthly premiums for this add-on per insured are:

*Add-ons covered by the company must be purchased for all members of the policy.

If you are a foreigner living between Spain and a 2nd European country, check the options available to enjoy this cover abroad too.

Terms and conditions → Waiting periods: yes, those corresponding to the accompanying healthcare product. → Health questionnaire: will be required in order to purchase. → Age 0 - 64 years. → Purchase: individual, not mandatory for the other members of the policy. → Purchasable first purchase or renewal of the policy.

Main menu

límite económico porcentaje de reembolso

limit of reimbursement (€) 50.000 100.000 150.000 200.000 300.000 % of reimbursement 80% 80% 80% 80% 90%

10

Personalise your policy Sanitas

Page 12: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Cover in USA. Access the network of prestigious centres in the USA, which include the MD Anderson Cancer Center, Houston and Johns Hopkins Hospital, Baltimore.

In addition, with this optional cover you can benefit from a second option from the best professionals in the USA:

You will be covered for 100% of your medical expenses up to €30,000 per year. For your convenience, the appointment will be managed by Sanitas so that you don’t have to worry about a thing.

Terms and conditions → Waiting periods: yes, those corresponding to the accompanying healthcare product. → Health questionnaire: will be required in order to purchase. → Age: 0-75 years. → Purchase: policy level, mandatory for all members. → Purchasable: first purchase or renewal of the policy.

Premiums

The monthly premiums for this add-on per insured are:

*Add-ons covered by the company must be purchased for all members of the policy.

Main menu

11

Personalise your policy Sanitas

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Pharmacy Get financial assistance with your medicine costs. You will be covered for 50% of the cost of your medicines with an annual cap of €200 per insured on the policy.

The medicines must be prescribed by a doctor on the Sanitas medical chart, unless you have purchased a reimbursement product.

Terms and conditions → Waiting periods: available from day one if you purchase it along with your core

product. → Health questionnaire: will not be required in order to purchase. → Age: 0-75 years. → Purchase: policy level, mandatory for all members. → Purchasable: first purchase or renewal of the policy. Alternative option to purchase at any other time with a 4-month waiting period.

Premiums

The monthly premiums for this add-on per insured are:

Main menu

*Add-ons covered by the company must be purchased for all members of the policy.

12 Personalise your policy Sanitas

Page 14: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Optical Enjoy a 50% reimbursement on your progressive contact lenses and progressive lenses prescribed by an optician.

The optician you visit must be on the Sanitas medical chart, unless your policy is a reimbursement policy.

• Reimbursement of 50% of the bill, up to a maximum of €600 / person and year. Valid for 1 prescription a year.

Terms and conditions → Waiting periods: 3 months → Health questionnaire: will not be required in order to purchase. → Age: 0-75 years. → Purchase: policy level, mandatory for all members.

Children under 6 years-old do not pay the premium but are entitled to the cover. Alternative option to purchase individually for €7.50 per month and insured.

→ Purchasable: any time.

Premiums The monthly premiums for this add-on per insured are:

Main menu

*Add-ons covered by the company must be purchased for all members of the policy.

13 Personalise your policy Sanitas

Page 15: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Más Vital Enjoy the most exclusive care made to measure for our senior citizens:

• Senior programme: a telephone follow-up programme provided by our specialised team of health consultants.

• Family Assistance Senior

• Personal care. Exclusive Más Vital! • Accompaniment to medical appointments. Exclusive Más Vital! • Accompaniment during hospitalisation. Exclusive Más Vital! • Support with basic housework. • Transfer of a relative to their home to look after them. • Home delivery of medicines. • Pet care.

• Services in Sanitas Mayores care homes and day centres • Assessment service - guide, accompaniment and assessment. • Care service - group physiotherapy. • Sociability service - day trips, festivals, workshops...

Terms and conditions → Waiting periods: available from day one if you purchase it along with your core

product. → Health questionnaire: will not be required in order to purchase. → Age for purchasing the policy: from 60 years-old. → Purchase: individual, not mandatory for the other members of the policy. → Purchasable first purchase or renewal of the policy.

Alternative option to purchase at any other time with a 2-month waiting period.

€2.50

Premiums

The monthly premium for this add-on per insured is:

Main menu

14

Personalise your policy Sanitas

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Students Sanitas Students is an add-on designed especially for 10 to 35 years old students who are going to study outside Spain. There are two purchase options, depending on the country of study: Europe (insured capital: €50,000) and Rest of the world (insured capital: €100,000) • Medical cover: In case of sudden illness or unforeseen circumstances:

• Medical care abroad • Urgent transfer or repatriation

• Specific cover for students: In case of an accident or sudden illness: • Compensation for missing classes or loss of enrolment • Transfer back to country of study in case of repatriation • Compensation in case of death of the father or/and mother

• Accident insurance in case of death or permanent and absolute disability Terms and conditions

→ Waiting periods: Available from day one → Co-payments: None → Health questionnaire: will be required in order to purchase. → Age: 10-35 years. → Purchase: individual → Minimum stay: 1 month; Maximum stay: 1 year

€40

Europe

€70

Rest of the world

Main Menu

Premiums

The monthly premiums for this add-on per insured are:

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Traffic and Work Accidents The best care providing cover for any unforeseen circumstances. This cover guarantees

medical care in case of traffic accidents, work accidents or work-related illness.

In addition, you have qualified help in these unforeseen circumstances: Help with

housework, personal and psychological support and looking after elderly people or children.

Terms and conditions → Waiting periods: you will have comprehensive cover from day one

→ Health questionnaire: will not be required in order to take it out

→ Age: 0 - 75 years

→ Insurability age limit: no limit

→ Purchase: Policy level, mandatory for all members

→ Purchasable at any time

Premiums

The monthly premiums for this add-on per insured are:

Individual / covered by the employee

€2.50 €2

Covered by the company

Main menu

*Add-ons covered by the company must be purchased for all members of the policy.

16 Personalise your policy Sanitas

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Total Protection If you are self-employed the following needs of your day to day will be covered for you and your family in case of temporary disability or hospitalisation, with the following cover designed for you:

• Payment protection: we will reimburse your insurance premium so that you only need to worry about getting better Exclusive Total Protection!

• Physiotherapy at home Exclusive Total Protection! • Home delivery of medicines to avoid unnecessary travel. • Delivery of mail to your home Exclusive Total Protection! • Mobility guarantee: taxi service to help with travel. • Support with basic housework • Transfer of a relative to your home or of your children to a relative’s home to take care of

them. • Tutoring at home • Accompaniment of children to and from school. • Support with the installation of a workstation at home Exclusive Total Protection!

Terms and conditions → Waiting periods: you will have full cover from day one if you purchase it along with your

core product. → Health questionnaire: will not be required in order to purchase. → Age: 0-75 years. → Purchase: policy level, mandatory for all members. → Purchasable first purchase or renewal of the policy.

Alternative option to purchase at any other time with a 2-month waiting period.

€2

Individual Premiums

The monthly premium for this add-on per insured is:

Main menu

17 Personalise your policy Sanitas

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Hospitalisation compensation You will get extra support at the most delicate times with €60 a day in compensation in case of hospitalisation, in addition to other benefits. • Double compensation in case of admission to ICU. • 50% extra compensation if you admitted in a different region to where you live. • Help during convalescence of 50% for 5 days following hospitalisation for surgery. • In case of childbirth or caesarean, daily compensation for up to 6 days.

Terms and conditions → Waiting periods: 8 months → Health questionnaire: will be required in order to purchase. → Age: 0-75 years. → Purchase: individual, not mandatory for the other members of the policy. → Purchasable: any time.

Premiums The monthly premiums for this add-on per insured are:

*Add-ons covered by the company must be purchased for all members of the policy.

Main menu

18 Personalise your policy Sanitas

Page 20: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Accidents With this cover you or your family will have the right to compensation in case of death or permanent disability resulting from an accident.

The compensation that you receive will depend on your previously insured capital (€30,000 or €60,000).

Terms and conditions → Waiting periods: you will have full cover from day one. → Health questionnaire: will be required in order to purchase. → Age: 18 - 65 years. → Insurability age limit: up to 70 years → Purchase: individual, not mandatory for all members of the policy. → Purchasable: any time.

Premiums

The premiums will vary depending on the compensation chosen and the insured’s profession

Main menu

*Add-ons covered by the company must be purchased for all members of the policy.

19 Personalise your policy Sanitas

Page 21: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Family Assistance We provide the qualified support you may need in unforeseen situations such as hospitalisation or home rest due to illness.

• Support with basic housework • Care for elderly people who are dependant or children under 16 or disabled people • Transfer of children under 16 or disabled people to a relative’s home • Accompaniment of children to school • Home delivery of medicines • Home pet care

Terms and conditions → Waiting periods: available from day one if you purchase it along with your core

product. → Health questionnaire: will not be required in order to purchase. → Age 0-75 years. → Purchase: policy level, mandatory for all members. → Purchasable: first purchase or renewal. Alternative option to purchase at any other time with a 2-month waiting period.

Premiums

The monthly premiums for this add-on per insured are:

*Add-ons covered by the company must be purchased for all members of the policy.

Main menu

20

Personalise your policy Sanitas

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If you are a foreign national living in Spain... Reimbursement

If you wish to have your healthcare both in Spain and abroad covered for a maximum of 6 months a year, we have two add-ons for you:

• 80% reimbursement up to a maximum of €150,000. • 90% reimbursement up to a maximum of €300,000.

The cover will be provided anywhere in the world, except for the United States.

Terms and conditions → Waiting periods: yes, those corresponding to the

accompanying healthcare product. → Health questionnaire: will be required in order to purchase. → Age: 0-64 years. → Purchase: individual level. → Purchasable: first purchase or renewal of the policy.

Premiums The monthly premiums for this add-on per insured are:

Repatriation

In case of death, repatriation to your country of origin will be covered.

This includes transfers costs from the international airport to the region of your country of origin and the transfer of a companion (provided that they are a direct relative with permanent residence in Spain).

Terms and conditions → Waiting periods: you will be covered from day one. → Health questionnaire: will not be required in order to

purchase. → Age: 0-75 years. → Purchase: for all members of the policy. → Purchasable: first purchase or renewal of the policy.

Premiums

The monthly premium for this add-on per insured is:

Main menu

21 Personalise your policy Sanitas

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Personalise your policy Sanitas 20

Choose the add-on that best suits your needs and build a tailored policy!

Page 24: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

PREVENTATIVE DENTISTRY

General consultation: screening and diagnosis inc

Topical fluoridation inc

Dental cleaning inc

Treatment for tooth sensitivity inc

Sealant of fissures inc

ORAL SURGERY

EXTRACTIONS

Extraction (single tooth) inc

Non-molar tooth extraction including periapical cysts * inc

Third molar extraction (wisdom tooth) not included * inc

Third molar extraction (wisdom tooth) including periapical cysts* inc

Root extraction inc

Extraction by sectioning inc

Postoperative check-up (including suture removal) inc

MINOR SURGERY

Pharyngeal biopsy, intra-oral biopsy inc

Frenectomy (lingual or labial frenulum) €49.50

Mucocoele removal inc

Periapical cyst removal or extraction inc

Gum abscess drainage inc

Apicectomy inc

PRE- PROSTHESIS SURGERY

Vestibuloplasty (per quadrant) €112.50

Alveolar ridge adjustment (per quadrant) €112.50

Torus removal (per quadrant) €112.50

ORTHODONTIC SURGERY

Orthodontic fenestration (per tooth) inc

RESTORATIVE DENTISTRY

Filling €38.00

Reconstruction €48.00

Direct pulp capping €14.50

Indirect pulp capping €9.50

Temporary filling inc

ENDODONTICSSymptomatic treatment consultation (opening, instrumentation, drainage) €17.50

Retro obturation material (MTA) €85.00

Single root endodontic treatment €89.00

Dual root endodontic treatment €119.00

Multi-root endodontic treatment €159.00

Fiberglass or carbon post €59.00

Single root endodontic re-treatment €119.00

Dual root endodontic re-treatment €149.00

Multi-root endodontic re-treatment €199.00

COSMETIC DENTISTRY

WHITENING

Teeth whitening with splints for home use (per treatment) (mouth guards included) €220.00

Light-activated teeth whitening (per treatment) €290.00

Photoactivated tooth whitening (per tooth and session) €56.00 Combined teeth whitening: light activation plus mouth guard (per treatment) (mouth guards included) €365.00

Internal teeth whitening (per tooth and session) €56.00

Customised mouth guard for teeth whitening (per arch) €39.00

AESTHETIC SMILE DESIGN

Temporary veneer €99.00

Composite veneer €110.00

Porcelain veneer €250.00

Zirconium veneer (highly aesthetic) €290.00

Lithium disilicate veneer (highly aesthetic) €350.00

Composite veneer polishing (1 to 3 teeth) €25.00

Composite veneer polishing (4 or more teeth) €50.00

Composite veneer reconstruction (per tooth) €59.00

Aesthetic front reconstruction (per piece) (High Aesthetic Composite) €65.00

Microabrasion and remineralization of enamel €55.00

Mock-up (aesthetic test) (per piece) €95.00

Intraoral porcelain repair (per tooth) €69.00

PAEDIATRIC DENTISTRY (children under 15)

General consultation inc

Oral health inc

Intraoral x-ray inc

Topical fluorination inc

Sealant of fissures inc

Dental cleaning inc

Primary tooth extraction inc

Primary tooth filling €38.00

Pulpotomy without reconstruction €46.50

Pulpectomy without reconstruction €76.50

Pre-formed metal crown €59.00

Apexification (full treatment) €66.00

Fixed space maintainer €75.00

Removable space maintainer €90.00

Removal of bridge/crown/space maintainer (per tooth) €12.50

Occlusion guide or stop (per tooth) €40.00

Oral screen €47.50

Dental re-implant €45.00

PROSTHESES

Assembly and study of semi-adjustable articulator €45.00

Occlusion analysis inc

Customisation inc

Diagnostic wax-up (per tooth) €25.00

FIXED PROSTHESES

Removal of bridge/crown/space maintainer (per tooth) €12.50

Composite inlay €190.00

Porcelain inlay €290.00

Mixed inlay (composite and porcelain) €220.00

Temporary resin crown €27.50

Crown or bridge unit over tooth €249.50

Cosmetic crown or bridge unit over tooth €359.50

Precious material supplement SPC

Single root castable abutment €83.50

Multi-root castable abutment €99.50

Maryland support (unit) €69.50

Ceramic Maryland support (tooth) €139.50

Fibreglass Maryland support €99.00

Attachments €129.50

Rebonding inc

REMOVABLE PROSTHESES

Removable acrylic (1-3 teeth) €189.00

Removable acrylic (4-6 teeth) €259.00

Removable acrylic (from 7 to 9 pieces) €329.00

Removable acrylic (10 pieces or more) €449.00

Hypoallergenic resin supplement (per arch) €39,00

Repair €55.00

Repair (rebasing) (per apparatus) €65.00

Repair (retainer addition) €60.00

Metal reinforcement €35.00

Repair (tooth added to removable acrylic) €40.00

Temporary full set (one arch, upper or lower) €285.00

Permanent set with metal reinforcement €395.00

Skeleton (1 to 3 teeth) €370.00

Skeleton (4 to 6 teeth) €480.00

Skeleton (more than 6 teeth) €645.00

Flexible removable (1-3 teeth) (Flexite, Valplast, etc.) €445.00

Flexible removable (4-6 teeth) (Flexite, Valplast, etc.) €480.00

Flexible removable (6+ teeth) (Flexite, Valplast, etc.) €510.00

Ceramic shoulder or neck (per tooth) €30.00

PERIODONTICS

Periodontal assessment (periodontal chart) (per arch) inc

Periodontal x-ray series inc

Root planing and scaling (per tooth) (curettage) €9.00

Root planing and scaling (per quadrant) (curettage) €54.00

Periodontal splinting (per tooth) €39.00

Gingivectomy (per quadrant) inc

Flap surgery (per tooth) €30.00

Regeneration with biomaterials (per 0.5 gr. unit) €179.00

Resorbable membrane (unit) €225.00

Crown lengthening €135.00

SERVICES 2019 PRICES 2019 SERVICES 2019 PRICES

2019

SANITAS DENTAL Services and prices 2019Exclusive prices with discounts already applied with Sanitas Dental insurance.

PART OF

Page 25: SANITAS PREMIUM 500 - Sanitas health insurance for expats ... · sanitas premium 500.000 In addition to giving you access to our medical chart, this product allows you to access third-party

Apical flap repositioning (per quadrant) €198.00

Free gingival graft €135.00

Connective tissue graft €295.00

Periodontal maintenance (both arches) €42.00

Peri-implantitis treatment (per implant) €120.00

ORTHODONTICS(1)

Examination and diagnosis for personalised treatment plan €64.50

Orthodontic x-ray exam inc

TREATMENT FOR FIXED APPLIANCES

METAL BRACES

Dental arch treatment (one arch) €1,795.00

Dental arch treatment (both arches) €1,995.00

CERAMIC BRACES

Dental arch treatment (one arch) €2,435.00

Dental arch treatment (both arches) €2,650.00

SAFIRE BRACES

Dental arch treatment (one arch) €2,550.00

Dental arch treatment (both arches) €2,980.00

SELF-LIGATING BRACES

Dental arch treatment (one arch) €2,490.00

Dental arch treatment (both arches) €2,760.00

COSMETIC SELF-LIGATING BRACES

PARTIALLY CERAMIC SELF-LIGATING BRACES

Dental arch treatment (one arch) 2.690,00 €

Dental arch treatment (both arches) 2.965,00 €

FULLY CERAMIC SELF-LIGATING BRACES

Dental arch treatment (one arch) €3,570.00

Dental arch treatment (both arches) €3,975.00

TREATMENT FOR REMOVABLE APPLIANCES

WITH INVISALIGN®

Design of Invisalign treatment plan €390.00

Invisalign Comprehensive (unlimited): Start both arches €4,560.00

Invisalign Comprehensive (unlimited): Treatment both arches €2,755.00

Invisalign Lite (up to 14 aligners): treatment both arches €3,387.50

Invisalign Express (up to 7 aligners): Treatment one arch €1,330.00

Invisalign Express (up to 7 aligners): Treatment both arches €1,694.90

Invisalign First (unlimited): Treatment both arches €4,560.00

TREATMENT WITH REMOVABLE OR FIXED APPLIANCES

INTERCEPTIVE TREATMENT

Up to 12 months of treatment €1,175.00

Up to 18 months of treatment €1,695.00

ANCILLARY TREATMENTS

Consultation in latency period inc

Replacement apparatus due to breakage or loss €137.50

Apparatus repair due to breakage €38.50

1st replacement of metal braces inc

2nd replacement of metal braces (unit) €2.00

1st replacement of ceramic braces inc

2nd replacement of ceramic braces (unit) €5.00

1st replacement of Safire braces inc

2nd replacement of Safire braces (unit) €10.00

1st replacement of self-ligating braces inc

2nd replacement of self-ligating braces (unit) €8.00

1st replacement of cosmetic self-ligating braces inc

2nd replacement of cosmetic self-ligating braces (unit) €12.00

Invisalign refinement apparatus €390.00

Invisalign replacement apparatus €140.00

Orthodontic microscrew €165.00

Fixed or removable auxiliary apparatus €250.00

Extraoral apparatus (includes chin support or face mask) €250.00

Retainer with Invisalign splint (completion of treatment) €480.00

Retainer with splint (conclusion of treatment) (per arch) €128.50

Retainer with lingual bar (conclusion of treatment) (per arch) €128.50

Orthodontic mouth guard (for treatments conducted at the same clinic) inc

IMPLANTS

Implant study inc

Implant maintenance for Milenium-guaranteed treatments inc

Implant maintenance for treatment not covered by Millennium guarantee €50.00

Hybrid prosthesis and bar overdenture maintenance for treatments included under Milenium warranty inc

Hybrid prosthesis and bar overdenture maintenance for treatments not included under Milenium warranty €80.00

IMPLANT SURGERY

Osseointegrated implant (unit) €599.00

Closed sinus lift €67.50

Open sinus lift €195.00

Regeneration with biomaterials (per 0.5 gr. unit) €179.00

Regeneration with biomaterials (block graft) €509.00

Resorbable membrane (unit) €225.00

X-ray splint (one arch) €49.50

Placement of osteosynthesis material on jaws (includes osteosynthesis screws and tacks) €220.00

Removal of osteosynthesis material (per operation) €79.00

GUIDED SURGERY

Guided implant surgery study €300.00

Guided implant surgery supplement (unit) €150.00

Guided surgery x-ray splint €500.00

Guided surgery surgical splint €850.00

PROSTHESES OVER IMPLANTS

Crown over implant €365.00

Cosmetic crown over implant €395.00

Temporary crown over implant €140.00

Temporary crown for immediate loading €200.00

Implant overdentures (per apparatus) €550.00

Hybrid prosthesis (per arch) €1,895.00

Metal finishing: supra- and meso-structure (per repaired tooth) €99.50

Precious material supplement SPC

Prosthetic attachments (per tooth) €430.00

Cosmetic prosthetic attachments (per tooth) €530.00

Prosthetic attachment for immediate loading €225.00

Locator (per implant) (includes attachment) €695.00

Micro-milled bar (1-5 implants) €2,290.00

Micro-milled bar (6+ implants) €2,590.00

Ackerman-type clips (per implant) (includes attachment) €350.00

Attachment over implant (includes anchors) €195.00

RADIOLOGY

Periapical/bitewing/occlusal radiography inc

Lateral cranium x-ray inc

Orthopantomography (panoramic) inc

Cephalometry inc

Photographs and slides inc

CAT scan (dental) inc

Orthodontic x-ray exam inc

TEMPEROMANDIBULAR JOINT PATHOLOGY

Assembly and study of semi-adjustable articulator €45.00

Occlusion analysis inc

Customisation inc

Muscle relaxation splint (Michigan-type – complex) (first adjustment included) €230.00

Stabilisation splint (simple) (first adjustment included) €150.00

Splint adjustment €35.00

EMERGENCIES

Consultation in case of emergency inc

SERVICES 2019 PRICES 2019 SERVICES 2019 PRICES

2019

Prices valid until 31st December, 2019.Incl.: services included in the insurance coverage, with no payment of excess. / SPB: according to provider scale. / SPC: depending on price and quote.

(1) In all orthodontics treatments, the price indicated refers to patient and work completed. This price does not include subsequent check-ups.

According to the particular conditions of the policy, these services may involve a co-payment.In extractions:Impacted tooth is a tooth that once fully developed does not fully erupt into the mouth, remaining totally or partially inside the bone, covered by gum or not.Non impacted tooth is a tooth that once fully developed fully erupts in the mouth in a normal or abnormal position.