retirement planning - its never too early or too late to start
DESCRIPTION
Retirement Planning is the process of determining retirement income goals, the actions and decisions necessary to achieve these goals. It includes sources of income, estimating expenses, implementing a savings program and managing assets. Therefore, plan your retirement with right mutual fund investments.TRANSCRIPT
Retirement Planning: It’s never too early - or too late –
to start
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
www.QuantumMF.com
An Investor Education Initiative by Quantum AMC
What is Retirement Planning?• Retirement Planning is the process of
determining retirement income goals and the actions and decisions necessary to achieve these goals.
• It is planning and managing your short and long-term finances to help achieve your financial goals both during your working years and retired life.
• It includes sources of income, estimating expenses, implementing a savings program and managing assets.
• One of the key benefits of effective retirement planning is to cover for any contingencies arising from uncertain events which can hinder your ability to meet your financial goals.
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Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Need for Retirement Planning
Retirement Plan – an essential
need
Increasing life
expectancy
Protection for spouse/ dependents
Falling Interest rate
scenario
Increasing cost of health
Protect post retirement
lifestyle
Future goals like Child’s education,
buying house etc
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Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Process for Retirement Planning• Step 1: Set your retirement goals
• Step 2: Examine your current financial situation
• Step 3: Gauge your risk appetite
• Step 4: Diversify your investments by maintaining effective Asset Allocation strategy
• Step 5: Periodic Rebalancing your portfolio
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Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Mutual Funds as a Retirement Planning tool• You can choose mutual funds as an investment tool for long
term investment plan.
• It is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments etc.
• One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities.
• Ideally, one should begin saving it as soon as one begins earning.
• A Systematic Investment Plan (SIP) in mutual fund is one of the best route to help you to build a good corpus over the course of time.
• So, if you are in your 20s or 30s, generally when you have a larger risk appetite, you can start investing in diversified equity funds, which carry the potential to create long-term wealth.
www.QuantumMF.com
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
“The question isn't at what age I want to retire, it's at what income.” - George Foreman
www.QuantumMF.com
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
DisclaimerMutual fund investments are subject to market risks, read all scheme related documents carefully.
Please visit – www.QuantumMF.com to read scheme specific risk factors. Investors in the Scheme(s) are not being offered a guaranteed or assured rate of return and there can be no assurance that the schemes objective will be achieved and the NAV of the scheme(s) may go up and down depending upon the factors and forces affecting securities market. Investment in mutual fund units involves investment risk such as trading volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the sponsor / AMC / Mutual Fund does not indicate the future performance of the Scheme(s). Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited. (liability of Sponsor limited to Rs. 1,00,000/-). Trustee: Quantum Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited. The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956.
The data in this presentation are meant for general reading purpose only and are not meant to serve as a professional guide/investment advice for the readers. This presentation has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been suggested or offered based upon the information provided herein, due care has been taken to endeavor that the facts are accurate and reasonable as on date. Readers are advised to seek independent professional advice and arrive at an informed investment decision before making any investment. None of the Sponsors, the Investment Manager, the Trustee, their respective Directors, Employees, Affiliates or Representatives shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the data/information/opinions contained in this presentation.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
www.QuantumMF.com
Thank You
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
www.QuantumMF.com
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