Open Enrollment: Monday, October 9 Friday, October 27, 2017

RetireeBenefits Briefing

An Annual Newsletter About Open Enrollment for FCPS Retirees

Mark Your Calendars! Its hard to believe that the summer is already over, and autumn is well underway! Each year FCPS provides a window of opportunity to review your medical and dental elections, updates to plan offerings, and make decisions about what might be the best option available to fit your unique situation.

Open Enrollment begins on October 9 and continues through October 27. Elections made during Open Enrollment become effective January 1, 2018.

Important information about changes occurring in 2018 - please read thoroughly.

Whats New for 2018?Aetna Group Medicare Advantage Plan FCPS is pleased to introduce the new Aetna Group Medicare Advantage plan for 2018. The new plan provides Medicare-eligible retirees/dependents (typically those 65+) a number of enhanced benefits for a lower premium. See pages 2-3 for more details and action plan.

New Hearing Aid Benefits Hearing aid benefits will be added to the Aetna Group Medicare Advantage and Kaiser Permanente Medicare plans. See page 4 for more information.

Enhancements to the Aetna Dental Preferred Provider Organization (DPPO) Plan Beginning January 1, the in-network annual maximum benefit will increase from $1,500 to $1,750. Preventive care will no longer count towards the annual maximum. See page 4 for more information.

2018 premiums can be found on pages 6-7.

2018 Plans & Premium IncreasesMedicalAetna/Innovation Health + 7.6%Aetna Medicare Advantage (Compared to Aetna/Innovation Health Medicare premium for 2017) - 20.0%

CareFirst BlueChoice Advantage + 5.9%

Kaiser Permanente Signature HMO + 3.2%

Kaiser Permanente Medicare + 5.0%

DentalAetna DPPO + 3.5%

Aetna DNO + 2.0%

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Retiree Open House:

Robinson SS

OE starts!

OE ends!Retiree Open House:

Stone MS

Aetna Medicare Info

Session: Springfield

Aetna Medicare Info

Session: Falls Church

Aetna Medicare Info

Session:Fairfax

Aetna Medicare

Info Session: McLean

Office of Benefit Services Fairfax County Public Schools2

Introducing Medicare Advantage!FCPS is pleased to announce retiree medical benefit plan enhancements for the 2018 Plan Year. Beginning January 1, 2018, the Aetna Group Medicare Advantage PPO Plan will replace the Aetna/Innovation Health Plan for Medicare-eligible retirees and dependents enrolled in that plan. Medicare-eligible members will continue to receive prescription drug coverage through SilverScript (affiliated with CVS Caremark). Kaiser Permanente Medicare participants will remain enrolled in the Kaiser Permanente Medicare Plan unless they take action to change coverage. The new Aetna plan better meets the needs of FCPS retirees and includes additional features and benefits that retirees value. Plan highlights include: No deductible $0 copay/ $0 coinsurance for most services Access to the Aetna SilverSneakers fitness program New hearing aid benefit (maximum $1,500 reimbursement every 36 months) Single identification card replaces your Aetna and Medicare red, white, and blue card Simplified claims processing and a single Explanation of Benefits (EOB) statement Care advocates and nurse case managers to help manage chronic or serious health

conditions

Plan Benefit Current Aetna/Innovation Health Plan

New Aetna Medicare Advantage Plan

Deductible $250 per individual NoneOffice Visit Primary Care $20 per visit $0 copayOffice Visit Specialist $20 per visit $0 copayUrgent Care Deductible, then 10% coinsurance $0 coinsuranceER Visit Deductible, plus $150 copay and

10% coinsurance$100 copay (waived if admitted) maximum 2 copays per year

Inpatient Hospital Deductible, plus $150 admission copay and 10% coinsurance.

$0 coinsurance

Outpatient Surgery Deductible, then 10% coinsurance $0 coinsurance

If you are a current Aetna/Innovation Health member, no action is necessary to be enrolled in the FCPS Aetna Medicare Advantage PPO Plan. FCPS will automatically enroll you in the new plan, and your coverage will be effective on January 1, 2018.

Actions to Take1. Check your mail for important communications from Aetna. 2. Attend an Aetna Medicare Advantage Information Meeting or one of the FCPS

Retiree Open Enrollment Open Houses to learn more. 3. Ensure you continue to be enrolled in Medicare Parts A and B and that your

premiums are up to date.

3Office of Benefit Services Fairfax County Public Schools

Retiree Health Plan Options for 2018Medicare-eligible Retirees/Dependents (typically age 65+) have the following options in 2018:1. Elect coverage under the new Aetna Medicare Advantage

plan. If you are eligible for Medicare and currently covered under

the Aetna/Innovation Health plan, you will be automatically enrolled in the new Aetna Group Medicare Advantage plan upon Medicare eligibility or January 1 - whichever occurs later.

2. Elect or keep coverage under the Kaiser Permanente Medicare Plan. If you are currently enrolled in this plan, you will remain

enrolled as long as you reside in the KP Medicare service area. You must take action if you wish to change or cancel coverage.

If you are not currently enrolled and wish to enroll in this plan, you must complete a Kaiser Permanente Medicare Enrollment Form and FCPS Retiree Medical & Dental Enrollment and Change Form (HR-461).

3. Opt-out of the FCPS medical and pharmacy plans and elect DHO coverage for 2018. For the 2018 Plan year, FCPS is allowing a one-time

opportunity for retirees enrolled in one of the FCPS Medicare plans to exit the plan while preserving the right to re-enroll in the FCPS plan at a future date.

If you elect this option, you must elect the Deferred Health Option (DHO) by completing the Retiree Medical & Dental Enrollment and Change Form (HR-461) and pay the DHO premium ($41 per month for 2018).

- By electing DHO, you are also declining enrollment in the FCPS SilverScript Prescription Drug Plan. For 2018, you and your dependents will not have medical insurance or prescription drug benefits through FCPS.

Please note: If you have currently opted out of the SilverScript pharmacy plan, you must elect medical and pharmacy coverage or opt out of both medical and pharmacy coverage for 2018.

4. Cancel FCPS medical coverage. Once coverage is cancelled, you may not reinstate at a later date. Complete the

Retiree Medical & Dental Enrollment and Change Form (HR-461) and indicate that you wish to cancel your FCPS retiree medical plan coverage.

Need enrollment/change forms? Most forms are posted on www.fcps.edu (search Retiree Benefit Forms). Follow the instructions on the form to return it to the Office of Benefit Services. You may also contact the FCPS Office of Benefit Services via HRConnection@fcps.edu or by phone at 1-571-423-3200 to request a copy of the form.

Retirees/Dependents Not Yet Eligible for Medicare:Your medical plan options remain the same in 2018.You may retain coverage under the CareFirst BlueChoice Advantage, Aetna/Innovation Health, or Kaiser Permanente plan.

DHO participants may enroll only upon qualifying events.

No action is required if you are not making changes to your coverage.

Office of Benefit Services Fairfax County Public Schools4

Aetna Medical Out-of-Pocket Maximum IncreaseStarting January 1, the in-network out-of-pocket maximum for the Aetna/Innovation Health plan (plan covering non-Medicare members) will increase from $1,000 Individual/$2,000 Family to $2,000 Individual/$4,000 Family. The out-of-pocket maximum will be increasing for out-of-network benefits as well. This change places the out-of-pocket maximum on the same level as the CareFirst BlueChoice Advantage plan and is necessary to ensure the benefits remain market relevant while also minimizing premium increases for employees and retirees. Visit www.ih-aetna.com/fcps and click on Medical Plan Information for more details.

Dental Enhancements Each year, FCPS evaluates coverage under the medical and dental programs to ensure the benefits remain market relevant. As part of this review, some enhancements will occur to the Aetna DPPO plan in 2018. The Aetna DPPO in-network annual maximum will increase from $1,500 to $1,750, effective January 1, 2018. In addition, to encourage participants to receive preventive care, these treatments will not count towards the annual maximum stretching your claim dollars further. For more information, visit www.ih-aetna.com/fcps, and click on Dental Plan Information for more details.

Pharmacy UpdatesIn accordance with the Affordable Care Act (ACA), statins will be covered for $0 copay in 2018 when used for preventive care (certain criteria apply). Additionally, women will be able to obtain a 12-month supply of contraceptives during a single fill - a new prescription will be required. These changes apply to all FCPS pharmacy benefits.With the nationwide concern about misuse of opioid medications, CVS/Caremark is introducing new programs to ensure opioid medications are being used within FDA guidelines. Additionally, SilverScript will be mailing materials to Medicare-eligible retirees/dependents with updates to the drug formulary (list of covered medications). We encourage you to review these materials and

New Hearing Aid BenefitsAetna Group Medicare Advantage members will be able to receive a reimbursement of up to $1,500 (every 36 months) for hearing aids. Kaiser Medicare members will receive hearing aids at no cost (one hearing aid per ear every 36 months). For more information, visit http://fcps.aetnamedicare.com or https://my.kp.org/fcps/.

contact your plan provider with questions. For more information, visit http://info.caremark.com/fcps or http://fairfaxps.silverscript.com/.

Updates for 2018

Upcoming Changes to Medicare Health Insurance Claim Numbers Beginning in April 2018, Medicare beneficiaries will receive new Medicare identification cards. The new cards will feature a new Medicare Beneficiary Identifier (MBI), which will replace the Social Security-based Health Insurance Claim Number that currently appears on your red, white and blue Medicare card.The new MBI will consist of a random combination of alpha-numeric characters, offering greater protection against identity theft. The cards are being reissued over a one year period; it is expected that all Medicare beneficiaries will have a new card by April 2019. For more information, visit www.fcps.edu and search keyword Medicare.

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Resources Available During Open EnrollmentMany factors impact the decision of which health plan is best for you. FCPS encourages you to utilize the available resources to aid you in making this important decision.

Retiree Open HousesRetiree Open Houses will include presentations on both the Aetna Group Medicare Advantage and the Kaiser Permanente Medicare plans.

Date/Time LocationMonday, October 9 9:00 a.m. 11:00 a.m.

Presentations: 9:30 a.m. 1:00 p.m. - 3:00 p.m.

Presentations: 1:30 p.m.

Robinson Secondary Cafeteria 5035 Sideburn Road Fairfax, VA 22032Medicare presentations will be in the Recital Hall. Benefit vendors and Benefits staff will be in the Gold cafeteria.

Monday, October 23 3:30 6:30 p.m.

Presentations: 4:00 p.m.

Stone Middle Cafeteria 5500 Sully Park Drive Centreville, VA 20120

Aetna Group Medicare Advantage Informational SessionsWe encourage you to attend one of our informational sessions. All locations will have free parking, and light refreshments will be served. Reserve a seat by calling 1-800-392-4488.

Date/Time LocationTuesday, October 3

10:00 a.m. noon, OR 2:00 p.m. - 4:00 p.m.

Embassy Suites by Hilton 8100 Loisdale Road Springfield, VA 22150

Thursday, October 5 10:00 a.m. noon, OR 2:00 p.m. - 4:00 p.m.

Hilton Garden Inn 706 West Broad Street Falls Church, VA 22046

Thursday, October 12 10:00 a.m. noon, OR 2:00 p.m. - 4:00 p.m.

Hyatt Regency at Fairfax 12777 Fair Lake Circle Fairfax, VA 22033

Tuesday, October 17 10:00 a.m. noon, OR 2:00 p.m. - 4:00 p.m.

Doubletree by Hilton 1960 Chain Bridge Road McLean, VA 22102

Aetna Medicare Advantage ResourcesSpeak with a representative Customer Care: 1-855-524-6027Hours: 8 a.m. - 9 p.m., Mon. - Fri.

Visit the website http://fcps.aetnamedicare.com

FCPS ResourcesSend us an email HRConnection@fcps.edu

Speak with a representative Benefit Services: 571-423-3200Hours: 8 a.m. - 4:30 p.m., Mon. - Fri.

Visit our website https://www.fcps.edu (Search keyword "Benefits")

Office of Benefit Services Fairfax County Public Schools6

2018 Medical Rates for ERFC RetireesMedical Plan Monthly Total Rate ERFC Age 55 & Older Subsidy

Monthly Total Rate Minus Subsidy

Aetna/Innovation Health (Non-Medicare retirees)Aetna Group Medicare Advantage PPO (Medicare-eligible retirees)Individual $763.78 $100.00 $663.78

Minifamily $1,527.57 $100.00 $1,427.57

Family $1,909.45 $100.00 $1,809.45

Medicare Individual $337.52 $100.00 $237.52

Medicare Minifamily $675.04 $100.00 $575.04

Individual + Medicare $1,101.30 $100.00 $1,001.30

Minifamily + Medicare $1,865.09 $100.00 $1,765.09

Family + Medicare $1,909.45 $100.00 $1,809.45

CareFirst BlueChoice Advantage (Available to all retirees not eligible for Medicare)

Individual $597.84 $100.00 $497.84

Minifamily $1,195.67 $100.00 $1,095.67

Family $1,494.60 $100.00 $1,394.60

Kaiser Permanente (Available to retirees who live in the local Kaiser Permanente/KP Medicare service area)

Individual $619.67 $100.00 $519.67

Minifamily $1,239.33 $100.00 $1,139.33

Family $1,549.17 $100.00 $1,449.17

Medicare Individual $248.94 $100.00 $148.94

Medicare Minifamily $497.88 $100.00 $397.88

Individual + Medicare $868.61 $100.00 $768.61

Minifamily + Medicare $1,488.27 $100.00 $1,388.27

Family + Medicare $1,549.17 $100.00 $1,449.17

2018 Dental RatesAetna DPPO Aetna DNOCoverage Level Monthly Total Rate Coverage Level Monthly Total Rate

Individual $47.99 Individual $20.35

Minifamily $81.59 Minifamily $34.61

Family $115.68 Family $48.97

7Office of Benefit Services Fairfax County Public Schools

2018 Medical Rates for FCERS Retirees (Subsidy applies to age 55 and older)

Your 2018 medical rate will be the monthly total rate for your plan and coverage MINUS a subsidy based on your years of service (see Retiree Benefits Handbook).

Medical Plan Monthly Total Rate

$ 15 Subsidy

$ 25 Subsidy

$ 50 Subsidy

$ 100 Subsidy

$ 125 Subsidy

$ 150 Subsidy

$ 175 Subsidy

Aetna/Innovation Health (Non-Medicare retirees)Aetna Group Medicare Advantage PPO (Medicare-eligible retirees)Individual $763.78 $748.78 $738.78 $713.78 $663.78 $638.78 $613.78 $588.78

Minifamily $1,527.57 $1,512.57 $1,502.57 $1,477.57 $1,427.57 $1,402.57 $1,377.57 $1,352.57

Family $1,909.45 $1,894.45 $1,884.45 $1,859.45 $1,809.45 $1,784.45 $1,759.45 $1,734.45

Medicare Individual $337.52 $322.52 $312.52 $287.52 $237.52 $212.52 $187.52 $162.52

Medicare Minifamily $675.04 $660.04 $650.04 $625.04 $575.04 $550.04 $525.04 $500.04

Individual + Medicare $1,101.30 $1,086.30 $1,076.30 $1,051.30 $1,001.30 $976.30 $951.30 $926.30

Minifamily + Medicare $1,865.09 $1,850.09 $1,840.09 $1,815.09 $1,765.09 $1,740.09 $1,715.09 $1,690.09

Family + Medicare $1,909.45 $1,894.45 $1,884.45 $1,859.45 $1,809.45 $1,784.45 $1,759.45 $1,734.45

CareFirst BlueChoice Advantage (Available to all retirees/dependents not eligible for Medicare)

Individual $597.84 $582.84 $572.84 $547.84 $497.84 $472.84 $447.84 $422.84

Minifamily $1,195.67 $1,180.67 $1,170.67 $1,145.67 $1,095.67 $1,070.67 $1,045.67 $1,020.67

Family $1,494.60 $1,479.60 $1,469.60 $1,444.60 $1,394.60 $1,369.60 $1,344.60 $1,319.60

Kaiser Permanente (Available to retirees who live in the local KP/KP Medicare service area)

Individual $619.67 $604.67 $594.67 $569.67 $519.67 $494.67 $469.67 $444.67

Minifamily $1,239.33 $1,224.33 $1,214.33 $1,189.33 $1,139.33 $1,114.33 $1,089.33 $1,064.33

Family $1,549.17 $1,534.17 $1,524.17 $1,499.17 $1,449.17 $1,424.17 $1,399.17 $1,374.17

Medicare Individual $248.94 $233.94 $223.94 $198.94 $148.94 $123.94 $98.94 $73.94

Medicare Minifamily $497.88 $482.88 $472.88 $447.88 $397.88 $372.88 $347.88 $322.88

Individual + Medicare $868.61 $853.61 $843.61 $818.61 $768.61 $743.61 $718.61 $693.61

Minifamily + Medicare $1,488.27 $1,473.27 $1,463.27 $1,438.27 $1,388.27 $1,363.27 $1,338.27 $1,313.27

Family + Medicare $1,549.17 $1,534.17 $1,524.17 $1,499.17 $1,449.17 $1,424.17 $1,399.17 $1,374.17

Key to Coverage Level RatesMinifamily: You + 1 dependent; no one has Medicare coverage.Family: You + 2 or more dependents; no one has MedicareMedicare Individual: You (the individual) have Medicare coverage.Medicare Minifamily: You + 1 dependent. Both you and your dependent have Medicare coverage.

Individual + Medicare: You + 1 dependent. One individual does not have Medicare coverage and one individual does.Minifamily + Medicare: You + 2 dependents. Two individuals do not have Medicare coverage and one individual does.Family + Medicare: You + 3 or more dependents. Three or more individuals do not have Medicare coverage and one individual does.

Office of Benefit Services Fairfax County Public Schools8

Your Open Enrollment ChecklistBefore Open Enrollment:

Review your pre-open enrollment statement to ensure your plan and covered dependent(s) information is correct.

If you will be requesting coverage for your spouse and/or dependent children who are not currently enrolled, begin gathering legal documentation needed to add them to the plan.

Are you eligible for Medicare? Review the materials mailed to you by Aetna and register for an informational session if you wish to attend.

During Open Enrollment: Review this Benefits Briefing carefully as you consider your plan choices.

Take advantage of the many open enrollment resources available to you, including information on both the FCPS and benefit vendor websites, attend a Medicare Advantage informational session, Benefits Open House, or visit the Gatehouse Administration Center.

If you wish to change your plan or covered dependent(s), complete Form HR-461 and return to the Office of Benefit Services. The form can be obtained from:

- www.fcps.edu, search keywords Retiree benefits forms- Benefits Open Houses (see page 5 for complete schedule)- HR Client Services: 571-423-3000 or 800-831-4331

You do not need to take action if you are not making any changes.

After Open Enrollment: Medicare-eligible Aetna/Innovation Health members:

- Look for new medical identification cards in the mail by mid-December. - Ensure you provide copies of your cards to your physicians in the new year.

Retirees covering spouse/dependent children, please note FCPS must collect your spouse/dependent child(ren)'s SSN for reporting health plan

enrollment to the IRS. If you are requesting coverage for your spouse and/or dependent children not currently

enrolled, you must supply the appropriate legal documents to support eligibility for coverage under the plan. Go to www.fcps.edu and search Dependent eligibility for a list of required documents. Please note: Your dependents coverage cannot be made effective until the Office of Benefit Services receives appropriate legal documentation.

9Office of Benefit Services Fairfax County Public Schools

If you are suddenly sick or injured, your first thought may be to head to the emergency room; however, depending on your medical issue, the Emergency Room may not be your best choice. While it is best to call your own primary care physician whenever possible, sometimes you need care when your doctors office is closed. Walk-in clinics and urgent care centers offer faster, more affordable, and more convenient options for non-life threatening care instead of accessing the Emergency Room.

Walk-in ClinicsUse walk-in clinics for minor problems ear infections, colds, allergies, strep throat and bronchitis. Clinics provide convenient, low-cost treat-ment and can be found in stores and pharmacies. Clinics are overseen by a doctor, with nurse practitioners or physician assistants onsite.

Treatments Provided Average ER Cost* Average Walk-in Clinic Cost*

Strep throat Ear infection Sinus infection Allergies

$750 - $1,000 $77

Urgent Care CenterUse these centers for more serious problems, such as a sprained ankle and minor cuts and burns. They cost more than walk-in clinics, but much less than the ER. Treatments are typically provided by doctors (instead of nurse practitioners).

Treatments Provided Average ER Cost* Average Urgent Care Cost*

Sprains Minor lacerations Migraine

headaches

$750 - $1,000 $125 - $175

Emergency RoomIf youre experiencing symptoms like chest pain, trouble breathing, or uncontrolled bleeding something that could be life threatening dont wait. Call 911 or go straight to the nearest ER. *Source: Average retail and Emergency Room pricing based on Aetna average claims cost (data accessed October 2015).

Know Before You Go

If you or your spouse are Medicare eligible (or will become eligible during 2018), please remember that you must elect and maintain Medicare Parts A and B to receive benefits under the FCPS medical plans. The group Aetna Medicare Advantage plan and Kaiser Permanente plans require that you have Medicare Parts A and B in order to be enrolled. If you are enrolled in the Aetna plan, you will receive pharmacy benefits through SilverScript, a Medicare Part D plan affiliated with CVS/Caremark. Upon turning age 65, FCPS will automatically enroll you in these plans upon receipt of your Medicare card. For more information, visit www.fcps.edu and search keyword Medicare.

Becoming Eligible for Medicare in 2018?

Office of Benefit Services Fairfax County Public Schools10

Medicare Prescription Drug (Medicare D) Plan All FCPS medical plans include prescription drug coverage that is currently more comprehensive than the Medicare prescription drug plan. As an active employee, your FCPS medical coverage is primary to Medicare and you do not need to enroll in a Medicare Rx (Medicare D plan). For more information, see Important Notice from Fairfax County Public Schools about Your Prescription Drug Coverage and Medicare in the Employee Benefits Handbook.

Summary of Benefits and Coverage An updated Summary of Benefits and Coverage for each medical plan is available on each medical vendors website.You can find these documents here: Aetna/Innovation Health:

www.ih-aetna.com/fcps CareFirst: www.carefirst.com/fcps Kaiser Permanente: http://my.kp.org/fcps

Womens Health and Cancer Rights Act If you have had or are going to have a mastectomy, you may be entitled to certain benefits under the Womens Health and Cancer Rights Act of 1998 (WHCRA). For individuals receiving mastectomy-related benefits, coverage will be provided (in a manner determined in consultation with the attending physician and the patient) for: All stages of reconstruction of the breast on which

the mastectomy was performed Surgery and reconstruction of the other breast to

produce a symmetrical appearance Prostheses Treatment of physical complications of the

mastectomy, including lymphedemaThese benefits are subject to the same deductible and coinsurance applicable to other medical and surgical benefits provided under the plan. Refer to the summary plan documents available on each vendor's website for more information.

Fairfax County Public Schools 403(b) Plan Notice The FCPS 403(b) Plan has been revised to permit participants to obtain up to five loans and to allow participants who may be former employees to make rollover contributions. Go to www.fcps.edu and search keyword 403b for more information.

Medicaid & the Childrens Health Insurance Program (CHIP) Offer Premium Assistance for Health Coverage for Children and FamiliesIf you or your children are eligible for Medicaid or CHIP and you are eligible for health coverage from your employer, your state may have a premium assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs. If you or your children are not eligible for Medicaid or CHIP, you will not be eligible for these premium assistance programs but you may be able to buy individual insurance coverage through the Health Insurance Marketplace. For more information, visit www.healthcare.gov. If you or your dependents are already enrolled in Medicaid or CHIP and you live in State offering premium assistance, contact your State Medicaid or CHIP office to find out if premium assistance is available.If you or your dependents are NOT currently enrolled in Medicaid or CHIP, and you think you or any of your dependents might be eligible for either of these programs, contact your State Medicaid or CHIP office at 1-877-KIDS NOW or visit www.insurekidsnow.gov to find out how to apply. If you qualify, ask your state if it has a program that might help you pay the premiums for an employer-sponsored plan. If you or your dependents are eligible for premium assistance under Medicaid or CHIP, as well as eligible under your employer plan, your employer must allow you to enroll in your employer plan if you are not already enrolled. This is called a special enrollment opportunity, and you must request coverage within 60 days of being determined eligible for premium assistance.If you have questions about enrolling in your employer plan, contact: Department of Labor:

www.askebsa.dol.gov or call 1-866-444-EBSA (3272) Medicaid:

www.coverva.org/programs_premium_assistance.cfm or call 800-432-5924

CHIP: www.coverva.org/programs_premium_assistance.cfm or call 855-242-8282.

Your Benefits and the Law

11Office of Benefit Services Fairfax County Public Schools

Language Assistance ServicesENGLISH

ATTENTION: If you speak English, language assistance services, free of charge, are available to you. Call 571-423-3200.

AMHARIC () : , , , . 571-423-3200 .

ARABIC ().3200-423-571: .

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: , , , . 571-423-3200 .

CHINESE ()571-423-3200

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GERMAN (Deutsch)ACHTUNG: Wenn Sie Deutsch sprechen , Sprachassistenzdienste sind kostenlos, zur Verfgung. Rufen Sie 571-423-3200 .

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FCPS health plans comply with applicable Federal civil rights laws, including Section 1557 of the Affordable Care Act (Nondiscrimination in Health Programs and Activities). In compliance with the Act, FCPS health plans do not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. FCPS health plans also prohibit denial of health care or health coverage based on an individuals sex, including discrimination based on pregnancy, gender identity, and sex stereotyping.The Plan also provides important protections for individuals with disabilities and enhances language assistance for people with limited English proficiency. Each tagline listed below reads, "If you speak [native language], language assistance services, free of charge, are available to you. Call 571-423-3200."

FCPS Plans Comply with Non-Discrimination Provisions of the Affordable Care Act

Department of Human ResourcesOffice of Benefit ServicesGatehouse Administration Center, Suite 27008115 Gatehouse Road, Falls Church, Virginia, 22042-1203

Open Enrollment: October 9 - October 27Important changes occurring for Medicare-eligible participants. Please read thoroughly to learn more about:

New Aetna Medicare Advantage plan for 2018;

Benefit plan updates for 2018;

2018 medical and dental premiums

Visit www.fcps.edu and search Open Enrollment for more details.