retail banking products @ liability

NCC Bank Limited Retail Banking

Retail Liability Products


NCC Bank Current Deposit Account


Account Features

Opening Balance

Annual Percentage Rate

Minimum Balance

Closing Fee

Locker Service Charge

Maximum Monthly Withdrawal

Cheque Book

Debit Card

Online Banking

Who Can Apply

Documents Required to open an Account

Yearly Fee

NCC Current Deposit Account (CD)

BDT 5000/-

0.0%

BDT 5,000/-

BDT 300/-

Security Deposit BDT 2000 once and Yearly Rent + VAT + Insurance Premium are: i) Large- 3,450 ii) Medium - 2731 iii) Small - 2013

Any Number of Withdrawal mentioned by Customer

Issuing of 10 leaves = BDT 38/-

Service Charge 1st year free, From 2nd year BDT 500 + 15%VAT

As per schedule of Charges

Any Individual either in Single Name or in Joint Name or Company Name

Photograph of Applicant(s) & Nominee, National ID Card/ Passport/ Driving License (If limited Company Trade License, Vat Registration Certificate, TIN,

Board Resolution, Memorandum of Association )

Yearly Annual fee BDT 1,000/- (Taka One Thousand only). BDT 500/- (Five Hundred only) chargeable on half yearly basis + 15% VAT.


NCC Bank Savings Account


Account Features

Opening Balance


Minimum Balance

Closing Fee



Cheque Book

Debit Card

Online Banking

Who Can Apply


Yearly Fee

NCC Savings Bank Account (SB)

BDT 2,000/-

6% to 7%

BDT 1,000/-

BDT 200/-

Security Deposit BDT 2000 once and Yearly Rent+VAT + Insurance Premium are: i) Large- 3,450 ii) Medium - 2731 iii) Small - 2013


Issuing of 10 leaves = BDT 38/-



Any Individual either in Single Name or in Joint Name

Photograph of Applicant & Nominee, National ID Card/ Passport/Driving License

Yearly Annual Fee BDT 600/- (Taka Six Hundred only). BDT 300/- (Three Hundred only) chargeable on half yearly basis + 15% VAT.


NCC Bank Youngster Banking


NCCB Youngster Account (YA)

Opening Balance BDT 100/-

Annual Percentage Rate 6%

Minimum Balance NIL

Closing Fee Free

Minimum Deposit BDT 50/-

Withdrawal Frequency Limit Any number of withdrawal

Maximum age to operate 18 years

Yearly Fee NIL

Annual Fee Debit Card against NCCB Youngster Account

Free

Online Banking Free of Charge

Eligibility Any Bangladeshi student enrolled in a school enlisted with

Bangladesh Govt. below the age of 18 years


School Attested Photograph of Applicant and both the parents, School Enrolment Proof, Both the parents attested photograph of Nominee, Copy of Birth certificate of the applicant and National ID Card/ Passport/Driving License of both the parents


NCC Bank Youngster Moneyplant Scheme


NCCB Youngster Moneyplant Scheme (YMS)

Minimum and Maximum Installment

BDT 250/- ~ BDT 10,000/-

Maturity Tenure 5 years, 8 years and 10 years

Closing Fee Free

Maximum age on maturity 18 years or Below

Yearly Fee NIL

Online Installment Deposit Free of Charge

Eligibility Must be NCCB Youngster Accountholder


School Attested Photograph of Applicant and both the parents, School Enrolment Proof, Both the parents attested photograph of Nominee, Copy of Birth certificate of the applicant and National ID Card/ Passport/Driving License of both the parents


NCC Bank Youngster Maximus Account


NCCB Youngster Maximus Account (YMA)

Minimum and Maximum opening Balance

BDT 5,000/- ~ BDT 1,000,000/-

Annual Percentage Rate Highest FDR Rate plus .25%

Maximum Number of Account 5 but the total amount must not cross BDT 1,000,000

TenureMinimum 3 years but on maturity the accountholder's age must be

below 18 years

Eligibility Must be NCCB Youngster Accountholder


School Attested Photograph of Applicant and both the parents, School Enrolment Proof, Both the parents attested photograph of Nominee, Copy of Birth certificate of the applicant and National ID

Card/ Passport/Driving License of both the parents


NCC Bank Special Notice Deposit Account


Special Notice Deposit Account (SND)

BDT 5,000

6.00% to 11.00%

BDT 5,000

BDT 300

Security Deposit BDT 2000 once and Yearly Rent+VAT + Insurance Premium are: i) Large- 3,450 ii) Medium - 2731 iii) Small - 2013


Issuing of 20 leaves = BDT 80/- and 50 leaves = BDT 200/-



Any high net worth Individual either in Single Name or in Joint Name

Photograph of Applicant & Nominee, National ID Card/ Passport/ Driving License

Yearly Annual fee BDT 1,000/- (Taka One Thousand only). BDT 500/- (Five Hundred only) chargeable on half yearly basis + VAT 15%

Account Features

Opening Balance


Minimum Balance

Closing Fee



Cheque Book

Debit Card

Online Banking

Who Can Apply


Yearly Fee


NCC Bank Special Savings Scheme


Account Features

Installment Amount

Maturity Value

Maturity Term


Penalty for failure to deposit installment in Due Time

Who Can Apply


Yearly Fee

Scheme Closing Fee

Online Installment Deposit Fee

Premature Encashment Fee

Premature Encashment

SSS 5 Years Maturity

Multiple of BDT 500/-

BDT 41,400

5 years

13.00%

BDT 10 (per installment)

Any Bangladeshi Individual either in Single Name or in Joint Name

Photograph of applicant(s) & Nominee, National ID Card/ Passport

NIL

NIL

NIL

If amount above BDT 20,000 then Service Charge BDT 200 plus Vat

Only deposited amount


Account Features

Installment Amount

Maturity Value

Maturity Term


Penalty for failure to deposit installment in Due Time

Who Can Apply


Yearly Fee

Scheme Closing Fee

Online Installment Deposit Fee

Premature Encashment Fee

Premature Encashment

SSS 10 Years Maturity

Multiple of BDT 500/-

BDT 115,900

10 years

13.00%

BDT 10 (per Installment)

Any Bangladeshi Individual either in Single Name or in Joint Name

Photograph of applicant(s) & Nominee, National ID Card/ Passport

NIL

NIL

NIL

If amount above BDT 20,000 then Service Charge BDT 200 plus Vat

Before completing 5 years only deposited amount but after completion of 5 years customer will receive the 5 years matured value of the installment.


NCC Bank Money Double Program


Initial Deposit BDT 100,000 or Multiple of BDT 100,000

Maturity Term 5.5 years

Annual Percentage Rate To be expressed in absolute amount not in terms of %

Premature Interest PaymentBefore 12 months Nil interest. After 12 months

beneficiary will receive interest on the Face value at the existing savings rate of the Bank

Yearly Fee NIL

Closing Charge NIL

Who Can Apply Any Individual either in Single Name or in J oint Name


Photograph of Applicant(s) & Nominee, Applicant (s) National ID Card/ Passport/Driving License

NCC Money Double Program (MDP)


NCC Bank Money Triple Program


NCCB Money Triple Program (MTP)

Initial Deposit BDT 100,000

Maturity Term 9 (nine) years

Annual Percentage Rate 13.05% p.a.

Premature Interest Payment

Before 1 year: no interestAfter 1 year but before 2 years: NCCBL S/B rate

After 2 years but before 3 years: NCCBL S/B rate plus 0.50%After 3 years but before maturity: NCBL FDR rate for 2 years

Yearly Fee NIL

Closing Charge NIL

Who Can Apply Any individual either in single name or in joint name

Documents Required Photograph of Applicants & Nominee, NID Card/Passport/Driving

License of Applicant


NCC Bank Special Deposit Scheme


Initial Deposit BDT 100,000Matuarity Term 3 (three) yearsAnnual Percentage Rate 13.40% p.a.

Premature Interest PaymentAfter 1 year but before 2 years: NCCBL S/B rate

After 2 years but before 3 years: NCCBL S/B rate plus 0.50%Yearly Fee NILClosing Charge NILWho Can Apply Any individual either in single name or in joint name

Documents Required Photograph of Applicant(s) & Nominee, NID Card/Passport/Driving

License of Applicant

Special Deposit Scheme (SDS)


NCC Bank Fixed Deposit Receipt


Minimum Deposit

Tenure


Tenure 3 Month & above but below 6 Months

6 Month & above butbelow 12 Months

12 Months

For any amount 12.50% 12.50% 12.50%

Who Can Apply


Photograph of Applicant(s) & Nominee, National ID Card/ Passport/ Driving License

NCC Fixed Deposit Receipt (FDR)

Any Individual either in Single Name or in J oint Name or Company Name

BDT 50,000

Minimum 3 Month to any Tenure


Wrapping upwith

Q & A