MONICA ROBINSON( 6 5 0 - 2 7 9 - 6 1 6 2

OBJECTIVE:

Utilize over 30 years of mortgage loan experience as a

DE/FHA, Conventional, USDA, IFHA, VA Automatic underwriter

SUMMARY OF QUALIFICATIONS:

Comprehensive experience in mortgage banking. Strong analytical experience emphasizing tax analysis expertise well developed analytical ability, flexibility, communication skills and strong team work ethics.

*CURRENT FHA: DE underwriter and VA automatic underwriting designations

*Current working knowledge of FNMA,FHLMC,GNMA, LP, DU and all automated underwriting systems.

*Handling of pre and post purchase issues for major mortgage bankers and savings banks has given me the opportunity to work with major conduits on a different level for a more intense understanding of their guidelines.

ENDEAVOR AMERICA/TMS, WALNUT CREEK, CALIFORNIA

*REMOTE POSITION/WORKED FROM HOME IN IDAHO

7/11/16 TO 2/4/17

LAID OFF DUE TO THEIR LACK OF PRODUCTION

*FHA UNDERWRITER

DESIGNATIONS: DE UNDERWRITEER, USDA, IHPA

PROFESSIONAL EXPERIENCE:

2014 to CURRENT: INDEPENDENT CONTRACT UNDERWRITER

AXIA HOME LOANS, EAGLE, IDAHOFROM 4/28/2014 TO 10/7/2014

LAID OFF DUE TO THEIR LACK OF PRODUCTION

*FHA/CONVENTIONAL UNDERWRITERDESIGNATIONS: DE UNDERWRITERUSDA, IHFA

GUILD MORTGAGE, EAGLE , IDAHOFROM: 2/2013 TO 10/1/2013

LAID OFF DUE TO THEIR LACK OF PRODUCTION

FHA/CONVENTIONAL UNDERWRITERDESIGNATIONS: DE UNDERWRITERUSDA, IHFA

CONTRACT UNDERWRITING POSITIONS:

2008 TO 2013:

*April 2012 to February 2013: Patelco Credit Union and San Mateo Credit Union: Temporary assignment as a front line underwriter through Volt Services

*September 2011 to December 2011: Remote Underwriter (work from home)

Retail front line contract underwriter for conventional loans.

*November 2010 to February 2011: Wells Fargo, Eden Prairie, MN:

Interim underwriter with Wells Fargo, performing front line underwriting. Met all production and quality control requirements. Level 2 Underwriter.

*December 2008 to June 2009: Wells Fargo Sioux Falls, SD:

Contract underwriting position with Wells Fargo from December 2008 to June 2009-Sioux Falls, South Dakota-Wells Fargo Fulfillment Center: Performed front line underwriting. Met all production and quality control requirements

FROM 2004 to 2008:

FIRST FRANKLIN FINANCIAL, SAN JOSE, CA

Quality Control Underwriter: Conducted full underwrites investorr quality control requirements; FNMA, FHLMC

2001 to 2004 Independent Contract Underwriter Mountain View, CAContract UnderwriterTraveled the United States as a contract underwriterFrontline underwriting for Washington Mutual. Current and working

experience with Optis 2 for Washington Mutual. Wholesale and Retail divisions

Frontline Underwriting for Wells Fargo. Current and working experience all in house automated underwriting systems

Frontline underwriting experience with Countrywide/Wholesale ie: manual underwriting and submission to their automated underwriting system.

1999 – 2001 Coast Capital Corporation Palo Alto, CA

Sr. Mortgage Underwriter Increased loan submissions and fundings 65% Managed mortgage banking division for Coast Capital Implemented quality control practices. Increased lender base.

1996 – 1999 SRS Group /G.E. Capital Walnut Creek, CASr. Mortgage UnderwriterContract Underwriter

SUMMARY*DE UNDERWRITER *VA SIGNING AUTHORITY

*TAX ANALYSIS EXPERTISE

*A PAPER-JUMBO, CONFORMING UNDERWRITER

P H O N E : C E L L : 6 5 0 - 2 7 9 - 6 1 6 2