requirements for housing loan

1
From the Borrower/ s: - Two (2) valid government issued IDs of borrower/s and co-borrower/s (if applicable) - Payment of charges (see Mortgage Fees and Other Charges) - BPI/ BFB deposit account - For ADA: single or joint account, CA or SA Regular Accounts & Regular Tie-up Accounts: From the Seller/s (Individual): - Original TCT / CCT under borrower/s' name - Original tax clearance on land and improvement for the current year - Certified true copy of latest tax declaration on land and improvement under borrower/s' name - Photocopy of tax receipt on land and improvement for the current year - Certified true copy of the cancelled TCT/CCT under seller/s' name - Certified true copy of the cancelled tax declaration on land & improvement under seller/s' name - Two (2) valid government issued IDs of seller/s - Certification of full payment upon claiming of loan proceeds ** From the Seller/s (Developer): - Original TCT / CCT under borrower/s' name - Original tax clearance on land and improvement for the current year - Certified true copy of latest tax declaration on land and improvement under borrower/s' name - Photocopy of tax receipt on land and improvement for the current year - Certified true copy of the cancelled TCT/CCT under seller/s' name - Certified true copy of the cancelled tax declaration on land & improvement under seller/s' name - Two (2) valid government issued IDs of authorized signatory/ies - Official receipt upon claiming of loan proceeds - Updated statement of account **

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From the Borrower/ s:- Two (2) valid government issued IDs of borrower/s and co-borrower/s (if applicable)- Payment of charges (see Mortgage Fees and Other Charges)

- BPI/ BFB deposit account

- For ADA: single or joint account, CA or SA

Regular Accounts & Regular Tie-up Accounts:

From the Seller/s (Individual):

- Original TCT / CCT under borrower/s' name

- Original tax clearance on land and improvement for the current year

- Certified true copy of latest tax declaration on land and improvement under borrower/s' name

- Photocopy of tax receipt on land and improvement for the current year

- Certified true copy of the cancelled TCT/CCT under seller/s' name

- Certified true copy of the cancelled tax declaration on land & improvement under seller/s' name

- Two (2) valid government issued IDs of seller/s

- Certification of full payment upon claiming of loan proceeds

**

From the Seller/s (Developer):

- Original TCT / CCT under borrower/s' name

- Original tax clearance on land and improvement for the current year

- Certified true copy of latest tax declaration on land and improvement under borrower/s' name

- Photocopy of tax receipt on land and improvement for the current year

- Certified true copy of the cancelled TCT/CCT under seller/s' name

- Certified true copy of the cancelled tax declaration on land & improvement under seller/s' name

- Two (2) valid government issued IDs of authorized signatory/ies

- Official receipt upon claiming of loan proceeds

- Updated statement of account

**