repair credit? repair credit scores? is it worth all the extra effort?

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Repair Credit & Repair Credit Scores Check Credit Report & Get Only Official FICO ® Scores Get Credit Reports: www.CreditReportsToGo.com 850 300 750

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http://www.LegacyLegal.com Repair Credit? Repair Credit Scores? Credit bureaus don’t like to repair credit or to repair credit scores. They make money by selling your information, and banks make even more money and charge higher interest rates to people who have late payments and other derogatory remarks. Repairing your credit and credit scores is worth it. In today’s economy, you need to have the best credit rating and credit scores to get the best rates on loans, and insurance, and even to get a better paying job.

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Page 1: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Repair Credit & Repair Credit ScoresCheck Credit Report & Get

Only Official FICO® Scores

Get Credit Reports: www.CreditReportsToGo.com

850

300

750

Page 2: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report

Make a List of All Errors:

Recent Changes Personal Information, Aliases Address History Employment Information & History Trade Lines, Pay History Public Records Collection Accounts

Page 3: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report

Common Mistakes:

Misspelled Or Common Name Misspelled/Wrong Address Misspelled/Wrong Spouse Wrong Employment History Wrong SSN Belongs to Someone Else

Page 4: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Repair Credit & Repair Credit ScoresItems Could Belong to Family Members

You

Son

Ex-Wife

Wife

Brother

Joint Account Holders

YouWife

Son

Page 5: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report

Inaccurate Late Payments

January February

Must be AccurateMust Be Verifiable

If Not: It‘s Not Legal, Get Lates Removed

1st10th 10th

Not 30 Daysor More!

DateDue

More than 30

Page 6: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report

Balance to Credit Limit RatioChanges Can Hurt!

Balance

Limit

25% = Good

Balance

Limit

LimitReduced

75% = Bad

Page 7: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report

Collections & Public Records:

Judgments Liens Foreclosures Collection Agencies Delinquent Accounts Paid off, But Not Reported $0

Page 8: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report

Collections & Public Records:Paying Them off Doesn’t Help

Judgments Liens Foreclosures Collection Agencies Delinquent Accounts

Page 9: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Selecting a Credit Repair ServiceCredit Bureaus Don’t Perform

And Play Word Games with the Law

Their Definition of “Accurate“:= Must Be Verifiable

Yours/Ours:= Must be Legally Reported and Accurate,

Not Just aVerifiable Mistake

Page 10: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?

Bad Credit & Low Scores Cost You MoneyRepairing it will Save you Money!

Repair Credit & Repair Credit Scores

Value Your Business Great Customer Service Experienced + Expertise Happy Clients, Not Just Numbers No Misleading or Word Games Affordable Prices, Results Warranty

Page 11: Repair Credit?  Repair Credit Scores?  Is it Worth All The Extra Effort?