public notices for nov. 15, 2012

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Public Notices

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MortgageForeclosures

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: December 12, 2008MORTGAGOR: Amanda L. Jor-genson and Brian J. Jorgenson, wife and husband.MORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc..DATE AND PLACE OF RE-CORDING: Filed December 16, 2008, Olmsted County Reg-istrar of Titles, Document No. T121590 on Certificate of Title No. 33105.ASSIGNMENTS OF MORT-GAGE: Assigned to: CitiMort-gage, Inc..Said Mortgage being upon Reg-istered Land.TRANSACTION AGENT: Mort-gage Electronic Registration Systems, Inc.TRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: 100249120000173653LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC,RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc.MORTGAGED PROPERTY ADDRESS: 247 Brookestone Drive Southeast, Rochester, MN 55904TAX PARCEL I.D. #: 63.05.13.067720LEGAL DESCRIPTION OF PROPERTY:Lot 9, Block 1, Stonebrooke, in the City of Rochester, Olmstead County, Minnesota.COUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,908.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $256,875.39That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 21, 2012 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if


y g g , ,

any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under sec-tion 580.23 is 11:59 p.m. on June 21, 2013, unless the re-demption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: October 17, 2012CitiMortgage, Inc.Mortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810 - 10-6906THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(10/25, 11/1, 11/8, 11/15, 11/22, 11/29)


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: A u -gust 20, 2008MORTGAGOR: Thomas R Campana, single and Ross A Lager, single.MORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc..DATE AND PLACE OF RE-CORDING: Recorded Sep-tember 8, 2008 Olmsted Coun-ty Recorder, Document No. A1178860.ASSIGNMENTS OF MORT-GAGE: Assigned to: U.S. Bank National Association.TRANSACTION AGENT: Mort-gage Electronic Registration Systems, Inc.TRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: 100021278908061844LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National AssociationRESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National AssociationMORTGAGED PROPERTY ADDRESS: 3820 Northwest 18TH Avenue, Rochester, MN 55901TAX PARCEL I.D. #: 742212022128LEGAL DESCRIPTION OF P

six (6) months from t


PROPERTY: The North 50 Feet of Lot 3, Sunrise View Subdivi-sion, in the City of Rochester, Olmsted County, Minnesota less the East 30 Feet thereof.COUNTY IN WHICH PROPER-TY IS LOCATED: Olm-stedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $70,592.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $74,887.43That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 14, 2012 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under sec-tion 580.23 is 11:59 p.m. on June 14, 2013, unless the re-demption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS



TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: October 12, 2012U.S. Bank National AssociationMortgagee/Assignee of Mort-gageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/As-signee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819 - 12-001500 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(10/25, 11/1, 11/8, 11/15, 11/22, 11/29)


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Feb-ruary 23, 2007MORTGAGOR: Wal-ter Carlisle, a married person.MORTGAGEE: Mortgage Electronic Registra-tion Systems, Inc.DATE AND PLACE OF RE-CORDING: Recorded Febru-ary 28, 2007 Olmsted County Recorder, Document No. A 1127674.ASSIGNMENTS OF MORT-GAGE: Assigned to: Green Tree Servicing LLC.TRANSACTION AGENT: Mort-gage Electronic Registration Systems, Inc.TRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: 100228601000229699LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mountain Pacific Mortgage CompanyRESIDENTIAL MORTGAGE SERVICER: Green Tree Ser-vicing LLCMORTGAGED PROPERTY ADDRESS: 312 9th Avenue Southeast, Rochester, MN 55904TAX PARCEL I.D. #: 64.01.21.015008LEGAL DESCRIPTION OF PROPERTY: Lot 8, block 42, Morse and Sargeants Addition, in the City of Rochester Olmst-ed County, MinnesotaCOUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,800.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $103,765.52T



Recorded Febru-a

EE: $103,765.52That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 14, 2012 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under sec-tion 580.23 is 11:59 p.m. on June 14, 2013, unless the re-demption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: October 17, 2012Green Tree Servicing LLCMortgagee/Assignee of MortgageeU


Recorded Febru-a

g g

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-68888 - 12-005323 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(10/25, 11/1, 11/8, 11/15, 11/22, 11/29)

12-082280 NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage: DATE OF MORTGAGE: July 9, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Floyd C. Ott and Laureen M. Ott, husband and wife MORTGAGEE: Mort-gage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electron-ic Registration Systems, Inc. MIN#: 1001337-0003204251-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: Countrywide Bank, FSB SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed July 21, 2008, Olmsted County Recorder, as Document Number A1174387 ASSIGNMENTS OF MORT-GAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP; Dat-ed: March 6, 2012 filed: March 8, 2012, recorded as document number A1282014 LEGAL DE-SCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northeast Quar-ter of Section 19, Township 107 North, Range 14 West, Olm-sted County, Minnesota, de-scribed as follows: Commenc-ing at the Southwest corner of said Quarter Quarter Sec-tion; thence South 89 degrees 37 minutes 27 seconds East, assumed bearing, along the South line thereof, 660.02 feet to the Southeast corner of the West 660.00 feet of the South 330.00 feet of said Quarter Quarter Section: thence North 00 degrees 06 minutes 11 sec-onds West, along the East line of said West 660.00 feet of the South 330.00 feet, a distance of 247.33 feet; thence North 56 degrees 12 minutes 47 sec-onds East 214.60 feet for the point of beginning; thence con-tinue North 56 degrees 12 min-utes 47 seconds East, 20.87 feet; thence North 85 degrees 14 minutes 29 seconds East, 1


, 124.22 feet; thence North 29 degrees 08 minutes 42 sec-onds East, 218.08 feet; thence South 60 degrees 51 minutes 18 seconds East, 130.00 feet, thence South 29 degrees 08 minutes 42 seconds West, 280.02 feet; thence North 61 degrees 45 minutes 38 seconds West, 90.01 feet; thence North 88 degrees 48 minutes 52 sec-onds West, 111.39 feet; thence North 33 degrees 47 minutes 13 seconds West, 60.88 feet to the point of beginning. Together with a private access easement described as follows: That part of the Southwest Quarter of the Northeast Quarter of Section 19, Township 107 North, Range 14 West, Olmsted County, Min-nesota, described as follows: Commencing at the Southwest corner of said Quarter Quarter Section; thence South 89 de-grees 37 minutes 27 seconds East assumed bearing, along the South line thereof, 660.02 feet to the Southeast corner of the West 660.00 feet of the South 330.00 feet of said Quar-ter Quarter Section for the point of beginning; thence North 00 degrees 06 minutes 11 sec-onds West, along the East line of said West 660.00 feet of the South 330.00 feet, a distance of 247.33 feet; thence North 56 degrees 12 minutes 47 seconds East, 214.60 feet; thence South 33 degrees 47 minutes 13 sec-onds East 60.88 feet; thence South 56 degrees 12 min-utes 47 seconds West, 183.07 feet; thence South 00 degrees 06 minutes 11 seconds East, 214.65 feet to the South line of said Quarter Quarter Sec-tion; thence North 89 degrees 37 minutes 27 seconds West, along the South line thereof, 60.00 feet to the point of be-ginning. PROPERTY ADDRESS: 5367 Valleyhigh Rd Nw, Rochester, MN 55901 PROPERTY IDENTIFICATION NUMBER: 74.19.13.078344 COUNTY IN WHICH PROPER-TY IS LOCATED: Olmsted THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $305,993.05 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mort-gage, or any part thereof; PUR-SUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012, 10:00am PLACE OF SALE: Sheriff’s Main Office, 101 4th Street SE, Rochester, MN 55904 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, s


y y , subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or as-signs. TIME AND DATE TO VA-CATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not re-deemed under section 580.23, is 11:59 p.m. on May 29, 2013. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 2, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY __________Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR.Ê ANY IN-FORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ê THIS NOTICE IS REQUIRED BY THE PROVI-SIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DIS-CHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. (10/11, 10/18, 10/25, 11/1, 11/8, 11/15)

12-086374 NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage: DATE OF MORTGAGE: May 4, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,250.00 MORTGAGOR(S): Amber M. Stephenson, an unmarried woman, Travis A. Horning, an unmarried man MORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Regis-tration Systems, Inc. MIN#: 100020000397119409 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FIL-ING: Filed May 8, 2007, Olm-sted County Registrar of Titles, as Document Number T116663 ASSIGNMENTS OF MORT-G


GAGE: Assigned to: PHH Mort-gage Corporation; Dated: Sep-tember 21, 2012LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Three (3), Meadow Park South Fourth Subdivision, in the City of Rochester, Minnesota REGISTERED PROPERTY PROPERTY ADDRESS: 918 23Rd St Se, Rochester, MN 55904 PROPERTY IDENTIFICATION NUMBER: 64.13.12.014089 Cert. No. 32356.0 COUNTY IN WHICH PROPER-TY IS LOCATED: Olmsted THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $143,547.70 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mort-gage, or any part thereof; PUR-SUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012, 10:00 am PLACE OF SALE: Sher-iff’s Main Office, 101 4th Street SE, Rochester, MN 55904 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occu-pied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not re-deemed under section 580.23, is 11:59 p.m. on May 29, 2013. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 PHH Mortgage Corporation Assign-ee of Mortgagee SHAPIRO & ZIELKE, LLP BYLawrence P. Zielke - 152559 Diane F. Mach - 273788 Me-lissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 At-torneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR-MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK-RUPTCY LAWS OF THE UNIT-ED STATES. (10/18, 10/25, 11/1, 11/8, 11/15, 11/22)

E8 Thursday, November 15, 2012 POST-BULLETIN • www.PostBulletin.com

“Back Roads”The small towns, farms, and valleys of

southeastern Minnesota are home to farmers and artists, harp makers and truck drivers, lefse-makers and motocross bikers, ice anglers and dreamers.

All have a story to tell, and Post-Bulletin columnist John Weiss shares them in “Back Roads,” his weekly column from the back roads of our region.

John knows the area from I-35 to the river more intimately than anyone. After 30-some years as a P-B reporter, John brings his insights and storytelling talents to every column, every Thursday -- only in the Post-Bulletin.

by John WeissA WEEKLY COLUMN

E V E R Y T H U R S D A Y I N T H E P O S T - B U L L E T I N

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ELECTION 2010

UPDATE |

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Real Life Adventures / Wise and Aldrich MortgageForeclosures

12-087271NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Octo-ber 27, 2009ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,663.00MORTGAGOR(S): Mohamed Hussein Jimale, unmarried womanMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc.TRANSACTION AGENT: Mortgage Electronic Registra-tion Systems, Inc.MIN#: 100052211010474821 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: Franklin American Mortgage Company SERVICER: Bank of America, N.A.DATE AND PLACE OF FILING: Filed November 20, 2009, Olm-sted County Recorder, as Doc-ument Number A-1217287ASSIGNMENTS OF MORT-GAGE: Assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP; Dated: May 25, 2012 filed: May 31, 2012, recorded as docu-ment number A1289124 LEGAL DESCRIPTION OF PROPERTY:Lot 11, Block 1, Valley Side Es-tates Two, In the City of Roch-esterPROPERTY ADDRESS: 4245 Trumpeter Drive Southeast, Rochester, MN 55904PROPERTY IDENTIFICATION NUMBER: 63.04.33.065894 COUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $127,309.94 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or pro-ceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: January 10, 2013, 10:00amPLACE OF SALE: Sheriff’s Main Office, 101 4th Street SE, Rochester, MN 55904to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or as-signs.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless oth-erwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 10, 2013.“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-G


, GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED.Dated: November 6, 2012BANK OF AMERICA, N.A.Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY___________________Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Ronald W. Spencer - 0104061Stephanie O. Nelson - 0388918Randolph W. Dawdy - 2160XGary J. Evers - 0134764Attorneys for Mortgagee12550 West Frontage Road, Ste. 200Burnsville, MN 55337(952) 831-4060PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR-MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK-RUPTCY LAWS OF THE UNIT-ED STATES. (11/15, 11/22, 11/29, 12/6, 12/13, 12/20)


Date: October 29, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the conditions of the Mortgage dat-ed March 7, 2012, executed by Nicholas A. Gikas, single man, as mortgagor, to Mort-gage Electronic Registration Systems, Inc., solely as nomi-nee for Rescue Mortgage, Inc. DBA Mortgage Depot, as mort-gagee, and recorded on March 13, 2012 as Document Num-ber A-1282357; which mort-gage was assigned to Wells Fargo Bank, N.A., pursuant to a Corporate Assignment of Mortgage, dated July 25, 2012, recorded on July 31, 2012, as Document Number A-1295109, in the office of the County Re-corder of Olmsted County, Min-nesota. The land described in the Mortgage is not registered land.2. The original principal amount secured by the Mortgage was $88,693.00.3. No action or proceeding at law is now pending to recover the debt secured by the Mort-gage, or any part thereof.4. No mortgagor has been re-leased from financial obligation on the mortgage.5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mort-gage, and all notice and other requirements of applicable stat-utes.6. At the date of this notice the amount due on the Mort-gage, and taxes, if any, paid by the holder of the Mortgage is $92,514.01.7. Pursuant to the power of sale in the Mortgage, the Mort-gage will be foreclosed, and the land described as follows: Legal Description: Lot 17, Block 2, Sauer’s First Subdivision, City of Rochester, Olm-sted County, Minnesotawill be sold by the Sheriff of Ol-msted County, Minnesota, at public auction on January 8, 2013 at 10:00 a.m. at the office of the Olmsted County Sheriff, 151 Fourth Street SE, Roches-ter, Minnesota.8. The mortgagor must va-cate the property on or before 11:59 p.m. July 8, 2013, if the mortgage is not reinstated un-der Minn. Stat. Sec. 580.30, the property is not redeemed


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under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032.9. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal represen-tatives or assigns is 6 months after the date of sale.10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.11. THE RIGHT TO VERIFI-CATION OF THE DEBT AND IDENTITY OF THE ORIGI-NAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS AC-TION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Foreclosure Data required by Minn. Stat. Sec. 580.0251. Property Address: 728 16th Avenue NE, Rochester, Minne-sota 559062. Transaction Agent: Not Ap-plicable3. Name of Mortgage Originator (Lender): Mortgage Electron-ic Registration Systems, Inc., solely as nominee for Rescue Mortgage, Inc. DBA Mortgage Depot; assigned to Wells Fargo Bank, N.A.4. Residential Servicer: Wells Fargo Bank, N.A.5. Tax Parcel Identification Number: 74-36-14-0208686. Transaction Agent’s Mort-gage ID Number: Not Appli-cableWells Fargo Bank, National Association Attorneys for MortgageeMark D. Stephenson STEPHENSON, SANFORD & THONE, P.L.C.Suite 220, 1905 East Wayzata BoulevardWayzata, MN 55391(952) 404-21007-2893(11/1, 11/8, 11/15, 11/22, 11/29, 12/6)


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: August 5, 2003ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00MORTGAGOR(S): Christopher Herr and Maiyia Herr, husband and wifeMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation, as nominee for MIT Lending, a New York corporationDATE AND PLACE OF FILING: Filed August 16, 2012 Olmsted County Recorder; Document No. A1296584ASSIGNMENTS OF MORT-GAGE: Assigned to: Wells Fargo Bank, N.A. by written as-signment recorded on March 20, 2012 as Document Number A1283001, in the Office of the County Recorder of Olmsted County, Minnesota.LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Five (5), Innsbruck Six, in the City of RochesterSTREET ADDRESS OF P

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Transaction Agent’s Mort-g


PROPERTY: 1627 - 46th Street NW, Roches-ter, MN 55901-8238COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $127,694.18THAT no action or proceeding has been instituted at law to re-cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli-cable statutes;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 14, 2012 at 10:00 a.m.PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mort-gagee, on the premises and the costs and disbursements allowed by law. The time al-lowed by law for redemption by said mortgagor(s), their person-al representatives or assigns is six (6) months from the date of sale.Unless said mortgage is re-instated or the property re-deemed, or unless the time for redemption is reduced by judi-cial order, you must vacate the premises by 11:59 p.m. on June 14, 2013.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE: NONE“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL R



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MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: October 23, 2012WELLS FARGO BANK N.A.MortgageeREITER & SCHILLER, P.A.By: /s/ Rebecca F. Schiller, Esq.Sarah J.B. Adam, Esq.N. Kibongni Fondungallah, Esq.James J. Pauly, Esq.Steven R. Pennock, Esq.Curt N. Trisko, Esq.Attorneys for Mortgagee25 North Dale StreetSt. Paul, MN 55102-2227 (651) 209-9760 (E4613)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALEFORECLOSURE DATAMinn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises1627 - 46th Street NW, Roches-ter, MN 55901-8238(2) Transaction Agent Mort-gage: Electronic Registration Systems, Inc., a Delaware cor-poration, as nominee for MIT Lending, a New York corpora-tion(3) Name of Mortgage Origina-tor (Lender): Mortgage Elec-tronic Registration Systems, I



Olmsted C

tronic Registration Systems, Inc., a Delaware corporation, as nominee for MIT Lending, a New York corporation(4) Residential Servicer: Wells Fargo (800)416-1472(5) Tax Parcel Identification Number: 74.15.42.010861(6) Transaction Agent’s Mort-gage ID Number (MERS num-ber): 10011206567575156010/25, 11/1, 11/8, 11/15, 11/22, 11/29)


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Janu-ary 29, 2010ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $407,634.00MORTGAGOR(S): Carl W. Chan and Kristen M. Chan, both unmarriedMORTGAGEE: Wells Fargo Bank, N.A.DATE AND PLACE OF FILING: Filed February 8, 2010 Olmsted County Recorder; Document No. A1222956 ASSIGNMENTS OF MORT-GAGE: Assigned to: noneLEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block One (1), Fox-croft North FourthSTREET ADDRESS OF PROPERTY: 846 Fox Chase Road SW, Rochester, MN 55902-3473COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $422,500.24T

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$ ,THAT no action or proceeding has been instituted at law to re-cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli-cable statutes;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 14, 2012 at 10:00 a.m.PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mort-gagee, on the premises and the costs and disbursements allowed by law. The time al-lowed by law for redemption by said mortgagor(s), their person-al representatives or assigns is six (6) months from the date of sale.Unless said mortgage is re-instated or the property re-deemed, or unless the time for redemption is reduced by judi-cial order, you must vacate the premises by 11:59 p.m. on June 14, 2013.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE: NONE“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: October 23, 2012WELLS FARGO BANK, N.A.MortgageeREITER & SCHILLER, P.A.By: /s/Rebecca F. Schiller, Esq.Sarah J.B. Adam, Esq.N. Kibongni Fondungallah, Esq.James J. Pauly, Esq.Steven R. Pennock, Esq.Curt N. Trisko, Esq.Attorneys for Mortgagee25 North Dale StreetSt. Paul, MN 55102-2227 (651) 209-9760 (E8762)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALEFORECLOSURE DATAMinn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Prem-ises: 846 Fox Chase Road SW, Rochester, MN 55902-3473(2) Transaction Agent: Wells Fargo Bank, N.A.(3) Name of Mortgage Origina-tor (Lender): Wells Fargo Bank, N.A.(4) Residential Servicer: Wells Fargo (800)416-1472(5) Tax Parcel Identification Number: 64.04.42.056565(6) Transaction Agent’s Mort-gage ID Number (MERS num-ber): none(10/25, 11/1, 11/8, 11/15, 11/22, 11/29)

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