Parents’ Meeting 20th of march 2012

SAVING TIPS ORGANIZED BY: SPECIAL NEEDS TEACHERS AND THE

PRESIDENT OF THE ASSOCIATION OF PARENTS (MANAGER OF

A BANK IN CINFÃES)

SAVING TIPS Calculate your monthly budget.

SAVING TIPS Foresee extraordinary expenses (for each year) such as: gifts, holidays, repairs, insurance, car maintenance or purchases of high value.

Review your budget every month. If necessary, correct it.

SAVING TIPS

SAVING TIPS

Every month, try to save some money to set up an emergency fund.

SAVING TIPS It is important to prioritize your spending. Understand which are the necessary expenses and those that you may reduce.

SAVING TIPS

If each month you put aside a small amount for Christmas gifts or holidays, for example, you don’t have to worry so much when those moments arrive.

SAVING TIPS

Get a piggy bank and save some money.

Have breakfast and coffee at home, and keep this money in the piggy bank. At the end of the year, you will have a pleasant surprise ...

SAVING TIPS If you drink a coffee at home every day it will

allow you a saving of 18 euro per

month. Having lunch, during the week, in a

restaurant costs at least 132 euro monthly.

SAVING TIPS

Check the pressure of the tires of your car. An incorrect value can increase fuel consumption by 5 percent.

SAVING TIPS Avoid traveling by car for short

trips. Walk because it is healthy and lowers cholesterol and blood pressure (you will save on medication and gain in health).

SAVING TIPS

Choose seasonal products and from your region. These are cheaper, fresher and healthier...

SAVING TIPS

Never forget to compare the prices per kilo

or liter.

SAVING TIPS Go to the grocery store outside of mealtimes and avoid taking children. It is proven that when we go shopping with an empty stomach, we usually buy more things.

SAVING TIPS The pre-cooked meals are always more

expensive. Prepare your meals for the

week on Saturday and Sunday. You

can freeze them.

SAVING TIPS Before leaving for the supermarket, make a shopping list and set a maximum amount to spend. Buy only what is on the list ...

SAVING TIPS

Look for promotions and special

offers. Choose family packages.

SAVING TIPS

Track promotions and choose "white spots".

SAVING TIPS Try to increase your income (if you like to cook or doing crafts, for example, you can sell what you produce).

SAVING TIPS

Each energy-saving lamp saves between 5 and 10 euro per year.

SAVING TIPS

The connected appliances on standby represent an annual increase of 10 euro in the light bill.

SAVING TIPS

Avoid connecting the heating on the maximum.

SAVING TIPS

Be sure you don’t loose heat through windows or doors of the house. Choose double glazing (windows).

SAVING TIPS

If necessary, choose the fan.

SAVING TIPS

Take the cold water while waiting to reach the ideal temperature. That will serve to wash the floors, watering plants ...

SAVING TIPS Showers save 80,000 liters of water per

year. A plastic bottle filled inside the cistern, determines a saving of 10 liters of water (day).

SAVING TIPS

Close the tap while brushing your teeth. This gesture allows you to save about ten liters of water per year.

SAVING TIPS

Remember to clean the ice from the freezer.

A freezer filled with ice decreases efficiency and increases power consumption.

SAVING TIPS

Close the sink while you are using it, so you avoid the waste of water. Use the water from washing vegetables to water plants. Adjust the amount of water.

SAVING TIPS

Check regularly that you don’t have

dripping taps at home.

SAVING TIPS

Don’t use the washing machine or dishwasher until they are full. Avoid wasting water and electricity.

SAVING TIPS To water the garden, use the rain, which can be stored in buckets. On summer, water only once per week, rather than all days. One hour of daily watering is equivalent to a consumption of 450 liters of water per year.

SAVING TIPS

Wash your car with buckets of water, instead of using the hose.

Thanks for being here!

Don’t forget to save…