preventing workplace accidents presentation

7/27/2019 Preventing Workplace Accidents Presentation

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PREVENTING WORKPLACE ACCIDENTS:A How-to Approach

Provided by : Jaeger & Flynn Assoc., Inc.

2008, 2010 Zywave, Inc. All rights reserved.


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Good loss control blends both the theoretical potential forloss reduction, and the practical application of loss control

techniques with the customers corporate culture, operations

and future plans in mind.


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Program Objectives

Learn how to place safety next to production atthe top of the priority list.

Evaluate the impact of corporate/safety culture

on safety program effectiveness. Identify the elements of an effective safety

program.

Develop a list of ideas for improving your

companys safety program. Identify a strategy for selling change and

getting more support for the safety effort.


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Take safety out of the back room and

put it in the boardroom.

Safety as a Priority

To make safety a top priority in your company,

you must

Remove subjectivityUse objective tools to quantify

savings when implementing a safety program. Make safety an enterprise value, not just a cost center.

Compete successfully for limited budget dollars.

Change employee health and safety from reactive to

proactive.


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Safety Professional/Facilitator Skills:

People-oriented skills

Management and business skills

Language skills

Flexibility for change

Improved technical skills


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Past Business Model:

Hierarchy

Equates capital with powerNational boundaries restrictbusiness initiatives andrelationships

Focus tasks aroundindividual

Present Business Model:

Flatters organization

Equates knowledge withpower

Global marketplace

Focus tasks around team


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Safety as a PriorityInjury Statistics

According to OSHA

On the downside:

75% of OSHA citations classified as serious, repeat, or willful.

50 workers are injured every minute.

14 workers die each day. 4.2 million nonfatal injuries and illnesses reported in 2008.

On the up side, with increased safety prevention programs:

Fatality statistics reduced by 50% since 1970.

Injury and illness rates reduced by 40% while employmentdoubled (56/111 million), and the number of worksites hasdoubled (3.5/7 million).

Overall fatal work injury rate was lower in 2009 than the ratefor any year since the fatality census in 1992.


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Safety as a PriorityOSHAGeneral Duty Clause

Each employer: Shall furnish to each of his employees employment and a

place of employment which are free from recognized hazardsthat are causing or are likely to cause death or seriousphysical harm to his employees;

Shall comply with occupational safety and health standardspromulgated under this Act.

Each Employee:

Shall comply with occupational safety and health standardsand all rules, regulations, and orders issued pursuant to thisAct which are applicable to his own actions and conduct.


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Safety as a PriorityOSHA Multi-EmployerCitation Policy

On multi-employer worksites(in all industry sectors):

More than one employer may becited for a hazardous condition that

violates an OSHA standard. A two-step process must be followed indetermining whether more than oneemployer is to be cited.


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Safety as a PriorityInjury Statistics

Time to Reflect

What are your companys injury stats?

How many people in your company know yourinjury stats?

Do you have improvement goals?

How many know what your goals are?


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Safety Culture

Why prevent workplace accidents?

The Heinrich Accident Model of 1931 Accidents are similar to a set of dominoes in which one action initiated a

sequence of actions. The falling dominoes represent the failure to

prepare for and prevent accidents and those that remain standing do soonly because of default.

Heinrich explained that the dominoes would eventually fall because theyare a consequence of one specific event. In this case, the consequence isnot creating a safety culture designed to prevent accidents.

DuPont Accident Theory

Accidents are preventable when the responsibility for actions areassigned to a specific individual or group and that entity is madeaccountable for his/her/their actions.

Accident losses and costs can be reduced if someone is madeaccountable.


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Safety Culture

Traditional Approach: Engineering

Education

Enforcement

Comprehensive Approach: Awareness through education

Compliance through enforcement

Engineering

Creating a safety culture

Safety management

Behavior modification

Safety Enforcement Example:

Require employees to wear safety

goggles while doing all tasks on

the plant floor.


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Elements of a Safety Program

Critique your currentprecautions by gradingpreventative measures

from A through F. Conduct a safety audit

of all preventativemeasures and see how

they measure up tocurrent OSHA safetyrecommendations.


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Simmons Method:

Calculate a representative number of incidents for:

Dispensary cases only Medical Treatment

Lost Time

Determine the average for each incident type.

Use this average (for the case type) to determineuninsured costs.


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$175,603ESTIMATED ANNUAL PREMIUM

$210Expense Constant

($16,503)Estimated Premium Discount

$191,896Estimated Standard Premium (Based on 1.16 Exp Mod)

$165,428Estimated Manual Premium

$2,0000.25$800,000Clerical8810

$9,0485.17$175.00Drivers7380

$154,3804.98$3,100,000Cabinet Workers2812

PREMIUMRATEPAYROLLCLASSIFICATIONCODE

TYPE OF INSURANCECompensation Benefits

Employers LiabilityBodily Injury By Accident Each AccidentBodily Injury By Disease Policy LimitBodily Injury By Disease Each Employee

LIMITStatutory

$100,000$500,000$100,000


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Loss Sensitivity AnalysisMEDICAL &

INDEMNITY CLAIMSMEDICAL ONLY CLAIMS

A B C D E

ACTUALINCURRED

LOSS

3 YR.PREMIUM

ACTUAL INCURREDLOSS, LESS 70%

3 YR.PREMIUM

COST

SAVINGSColumn B less

Column D

$500 $1,135 $500 x .70 = $150 $378 ($757)

$1,000 $2,334$1,000 x .70 =

$300$693 ($1,641)

$2,000 $4,605$2,000 x .70 =

$600$1,389 ($3,216)


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Workers Compensation Pricing Programs:

Guaranteed Cost Flat/Level Dividend Sliding Scale/Variable

Dividend Retrospective (Retro)

Plan Self-Insured Deductibles


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OSHAs Draft Proposed Rule: 29 CFR 1900.1

The purpose of this rule is to reduce the number of job-related fatalities, illnesses and injuries. The rule willaccomplish this by requiring employers to establish aworkplace safety and health program to ensure compliancewith OSHA standards and the General Duty Clause of the Act(Section 5(a)(1)).

This rule applies to hazards covered by the General DutyClause and by OSHA standards.


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Ideas for Improvement

Develop a list of ideas for improving your companyssafety effort.


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Selling Strategies

Identify a strategy for selling change internally andgetting more support for the safety effort.

preventing workplace accidents presentation

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