PREPAIPREPAIDDINTEGRATION PROPOSAL

VENTURESVENTURES

ABOUT USOUR COMPANY HISTORY

TIMELINEOUR CHRONICLES

2007 2009 2012 2014 PRESENT

Prepaid Ventures is founded, based out of New York City. Striving to help businesses across the country, the NexisCard Prepaid Debit Card program is born.

With a strong product offering and unrivaled consultative services, Financial Service Centers start embracing the change in the industry and offer their customers more services than ever with NexisCard. Prepaid Ventures grows and relocates to Long Island, New York.

NexisCard is one of the largest national prepaid debit card providers in the country as more Agents sign up to distribute NexisCard to their customers. Unmatched services and benefits keep customers returning to our Agents for their banking needs. Agents enjoy more commission and customer traffic. NexisCard.com is relaunched.

Prepaid Ventures continues to grow. Moving to a larger office, Prepaid Ventures expands and moves our exceptional customer support network completely in-house. Investments in technology lead to developing stronger, complex and more integrated programming. Stronger focus on User Experience .

The NexisCard Mobile App for Android is launched.

Our investments in technology allow Prepaid Ventures to offer more than ever. Now with a backend platform that is fully customizable, an experienced team of customer support representatives, consultants and in-house first-party program managing capability, Prepaid Ventures is ready to help you reach your goals.

OUR OFFERINGWHAT WE CAN DO FOR YOU

Give your customers the power of VISA. The LKQ Card can be used at any of the

10 million merchants that accept Visa Debit across the United States

Instead of dealing with checks, give your customers access to cash.

Load funds, move money, and free access options to cash.

We have the ability to offer a fully customized pricing structure, so you

don’t have charge your customers for certain transactions. Give your

customers a card they will actually value.

Prepaid cards don’t need to be complicated. We’ve developed our integrated technologies to be easy ,

intuitive and faster than ever. We’ll also provide complimentary training and

follow-up.

USE ANYWHERE ACCESS TO CASH LOWER FEES EASE OF USE

INCENTIVIZECUSTOMIZE

OPTIMIZECREATE

WHY IT WORKSPREPAID VENTURES SOLUTIONS

• Create an efficient and low-cost way to for customers to have access to cash.

• Eliminate open accounts.

• No more checks that customers don’t cash.

• Our technologies are robust. Get fully customized reporting for all transactions in real time.

• Funds will be instantly available to your customers.

• Make the customer experience faster and more enjoyable.

WHY IT’S BETTERPREPAID VENTURES SOLUTIONS

• Full integration for easy card verification• More efficient than printing checks• Customers will have an LKQ account• LKQ Card will create stickiness with

customers• Cards can be used for purchases at LKQ

stores• Loyalty, Discounts & Rewards

programs• Savings for customers when cashing

checks at a currency exchange or check casher (1.5% - 2%)

• Low capital investment• Fully compliant with regulations

INDUSTRY TRENDSAND HOW THEY AFFECT YOU

Prepaid debit continues to be the fastest growing financial product.

For the first time, open-loop program growth surpassed closed-loop programs in 2014.

BREAK FREEFROM THE ATM

SAVE MORE EVERYDAYSAVE MORE EVERYDAYATM’s can cost $1,000 or more a month to maintain.There are better options for you and your customers.

•Purchasing additional ATM’s for your customers•Installing more phone lines•Monthly Expenses from ATM Vendors•Company money tied up in ATM’s•Potential ATM Fraud•Closed-loop ATM Card program costs (bulk plastic, housing, fulfillment, transaction fees).•High insurance costs, 3rd party contracts and delivery price increases

AVOID THE HASSLEAVOID THE HASSLE

PROPOSED PRICING STRUCTUREBREAKDOWN OF FEES

Withdraw through Visa Ready Link FREE

Signature/Credit Transaction FREE

Direct Deposit FREE

Tax Refunds FREE

Mobile App & Text Alerts FREE

PIN/Debit Transaction $2

ATM Withdrawal / Decline $2 / $.50

Bill Pay $ 2

Card to Card Transfer $2

Cardholder Issued Check $2

Inactivity Fee (after 60 days) $2.95

Personalized Card $2.95

Lost Card $2.95

TRANSACTIONCOST TO

CUSTOMER

Card Issuance $1.50/card

Reload Funds $.25

Monthly Account Fee $.50/active card*

TRANSACTION LKQ COST

CONTACTANYTIME. ANYWHERE.

TONY PHILLIPS

(516) 444-3443(708) 307-8410

tphillips@nexiscard.comA+ Rating

FULLY COMPLIANT

THANK YOU