BENEFITS

Soc ia l Secur i t y Sys tem

WHY?

Soc ia l Jus t i ce

Pro tec t i on a f te r Loss o f IncomeP r o t e c t i o n t o M e m b e r s & f a m i l y a g a i n s t t h e h a z a r d s o f

d i s a b i l i t y , s i c k n e s s , m a t e r n i t y , o l d a g e , d e a t h r e s u l t i n g

t o l o s s o f i n c o m e .

1. MANDATE

3. MEMBERSHIP

2. QUALITY POLICY

3. BENEFITS

MISSION:

>Manage a sound SSS wh ich sha l l

promote…

VISION:

> Viab le SSS prov id ing un iversa l &

equ i tab le soc ia l p ro tec t ion th rough wor ld -

c lass serv ice .

MANDATE

QUALITY POLICY

>Prompt , conven ien t , re l iab le & mean ing fu l

SSS

- Imp lement & mon i to r

-H igh s tandards o f competence ,

p ro fess iona l i sm, & in tegr i t y

-S t reng then par tnersh ips

- improve p rocesses

QUALITY POLICY

MEMBERSHIP :

EMPLOYERS

> An employer, or any person who uses the services of another

person in business, trade, industry or any undertaking.

A social, civic, professional, charitable and other non-profit organization which hire the

services of employees are considered "employers."

>A foreign government, international organization or its wholly-owned

instrumentality such as embassy in the Philippines, may enter into an

administrative agreement with the SSS for the coverage of its Filipino employees.

MEMBERSHIP :

EMPLOYEE

> A private sector employee, whether permanent, temporary or provisional, who is

not over 60 years old.

>A household-helper earning at least P1,000 a month is

compulsorily covered starting Sept. 1, 1993. A household-helper is any person who renders domestic or household

services exclusively to a household employer s such as maid, gardener, cook, governess, and other similar occupations, who is not a member of the family of the

household employer (HR) or his/her spouse.

>A Filipino seafarer upon actual deployment by the manning agency

which, together with the foreign ship owner, act as employers.

>An employee of a foreign government, international organization or their

wholly-owned instrumentality based in the Philippines, which entered into an administrative agreement with the SSS for the coverage of its Filipino workers.

MEMBERSHIP :

SELF-EMPLOYED PERSONS:

> A self-employed person, regardless of trade, business or occupation, with an income

of at least P1,000 a month and not over 60 years old, should register with

the SSS. Included, but not limited to the following are self-employed persons:

-self-employed professionals;

-partners, single proprietors of businesses and board directors

of corporations duly

registered with appropriate government agencies;

MEMBERSHIP :

SELF-EMPLOYED PERSONS:

-actors, actresses, directors, scriptwriters and news correspondents who do

not fall within the definition of the term "employee;"

-professional athletes, coaches, trainers and jockeys;

-farmers and fisherfolks; and

-workers in the informal sector such as market and ambulant vendors, public utility

transport drivers, tourism industry-related workers, and others similarly

situated.

MEMBERSHIP :

NON-WORKING SPOUSE:

> A person legally married to a currently

employed and actively paying SSS member who devotes full time in the

management of household and family affairs may be covered on a voluntary basis as a

Non-Working Spouse, provided there is the approval of the working spouse.

>The Non-Working Spouse should have never been a member of the SSS and his/her

contributions shall be based on 50 percent of the working spouse's last posted monthly

salary credit, but in no case shall it be lower than P1,000.

MEMBERSHIP :

OFW:

> A Filipino recruited in the Philippines by a foreign-based employer for

employment abroad; having a source of income in a foreign country; and permanent

resident in a foreign country.

MEMBERSHIP :

COOPERATIVES:

>To be an accredited collecting agent, the cooperative

must possess the following qualifications:

-The cooperative is categorized as a Primary

Cooperative regardless of the character of its business

activities which may be credit, consumers, producers,

marketing, service, or multipurpose cooperative.

-It must be duly registered with the Cooperative

Development Authority.

-It must be in existence for at least three (3) years

immediately preceding the date of submission of its

application for accreditation.

-It must be registered with the SSS as an employer

and regularly paying as such.

Its operations must pass the financial evaluation

criteria.

BENEFITS:

PHILHEALTH

WHY?

Hea l th Insu rance Coverage

Af fo rdab le , accep tab le , ava i l ab le &

access ib le hea l th ca re se rv i ces

1. MANDATE

2. MEMBERSHIP

3. BENEFITS

MISSION:

"Sulit na Benepisyo sa Bawat Miyembro,

Dekalidad na Serbisyo para sa Lahat"

VIS ION:

"Bawat Pilipino, Miyembro,

Bawat Miyembro, Protektado,

Kalusugan Natin, Segurado"

MANDATE

MEMBERSHIP :

FORMAL ECONOMY

> This member category includes those with formal contracts and fixed terms of employment including workers in the government and private sector,

whose premium contribution payments are equally shared by the employee and the

employer.

MEMBERSHIP :

INFORMAL ECONOMY

This member category includes a wide range of individuals and sectors ranging from

the self-earning to migrant workers.

MEMBERSHIP :

INDIGENT MEMBERS

> To this category belong persons who have no visible means of income, or whose

income is insufficient for family subsistence, as identified by

the Department of Social Welfare and Development (DSWD), based on specific criteria.

MEMBERSHIP :

SPONSORED MEMBERS

>This category includes members whose contributions

are being paid for by another individual, government

agencies, or private entities.

MEMBERSHIP :

LIFETIME MEMBERS

>This category is for members who have reached the age

of retirement under the law and have paid at least 120

monthly premium contributions.

MEMBERSHIP :

SENIOR CIT IZENS

>This category is for those who are 60 years old and

above and are not currently covered by any of the existing

membership categories of PhilHealth.

MEMBERSHIP :

BENEFITS:

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l t h -benef i t s .h tm l

PAGIBIG

WHY?

Affo rdab le she l te r f i nanc ing fo r the

F i l i p i no worke r

Nat iona l sav ings Prog ram

1. MANDATE

2. MEMBERSHIP

3. BENEFITS

MISSION:

To generate more savings from more Filipino workers, to administer a sustainable Fund

with integrity, sound financial principles, and with social responsibility, and to provide

accessible funds for housing of every member.

VIS ION:

For every Filipino worker to save with Pag-IBIG Fund and to have a decent

shelter.

MANDATE

MEMBERSHIP :MANDATORY

>1. Mandatory

-All employees who are or ought to be covered by the

Social Security System (SSS), provided that actual

membership in the SSS shall not be a condition precedent

to the mandatory coverage in the Fund. It shall include,

but are not limited to:

* A private employee, whether permanent, temporary,

or provisional who is not over sixty (60) years old;

* A household helper earning at least P1,000.00 a

month. A household helper is any person who renders

domestic services exclusively to a household such as a

driver, gardener, cook, governess, and other similar

occupations;

MEMBERSHIP :

MANDATORY

>1. Mandatory

* A Filipino seafarer upon the signing of the standard

contract of employment between the seafarer and the

manning agency, which together with the foreign ship

owner, acts as the employer;

* A self-employed person regardless of trade,

business or occupation, with an income of at least

P1,000.00 a month and not over sixty (60) years old;

MEMBERSHIP :MANDATORY

* An expatriate who is not more than sixty (60) years

old and is compulsorily covered by the Social Security

System (SSS), regardless of citizenship, nature and

duration of employment, and the manner by which the

compensation is paid. In the absence of an explicit

exemption from SSS coverage, the said expatriate, upon

assumption of office, shall be covered by the Fund.

An expatriate shall refer to a citizen of another country

who is living and working in the Philippines.

-All employees who are subject to mandatory coverage by

the Government Service Insurance System (GSIS),

regardless of their status of appointment, including

members of the judiciary and constitutional commissions;

MEMBERSHIP :

MANDATORY

-Uniformed members of the Armed Forces of the

Philippines, the Bureau of Fire Protection, the Bureau of

Jail Management and Penology, and the Philippine

National Police;

-Filipinos employed by foreign-based employers, whether

they are deployed here or abroad or a combination

thereof.

MEMBERSHIP :

VOLUNTARY

-An individual at least 18 years old but not more than 65

years old may register with the Fund under voluntary

membership. However, said individual shall be required to

comply with the set of rules and regulations for Pag-IBIG

members including the amount of contribution and

schedule of payment. In addition, they shall be subject to

the eligibility requirements in the event of availment of

loans and other programs/benefits offered by the Fund.

MEMBERSHIP :

VOLUNTARY

The following shall be allowed to apply for voluntary

membership:

- Non-working spouses who devote full time to managing

the household and family affairs, unless they also

engage in another vocation or employment which is

subject to mandatory coverage, provided the employed

spouse is a registered Pag-IBIG member and consents

to the Fund membership of the non-working spouse;

- -Filipino employees of foreign government or

international organization, or their wholly-owned

instrumentality based in the Philippines, in the absence

of an administrative agreement with the Fund;

MEMBERSHIP :

VOLUNTARY

- Employees of an employer who is granted a waiver or

suspension of coverage by the Fund under RA 9679;

-Leaders and members of religious groups;

MEMBERSHIP :

VOLUNTARY

A member separated from employment, local or abroad, or

ceased to be self- employed but would like to continue

paying his/her personal contribution. Such member may

be a pensioner, investor, or any other individual with

passive income or allowances;

- Public officials or employees who are not covered by

the GSIS such as Barangay Officials, including

Barangay Chairmen, Barangay Council Members,

Chairmen of the Barangay Sangguniang Kabataan, and

Barangay Secretaries and Treasurers;

-Such other earning individuals/groups as may be

determined by the Board by rules and regulations.

MEMBERSHIP :

CONTRIBUTION

> P1500 be low – 1%EMPE - 2% EMPR = 3%

> P1500 Over - 2%EMPE -2%EMPR = 4%

BENEFITS: Refund o f member ’s to ta l accumula ted

cont r ibu t ions :

- Membersh ip matur, 65ed , 240 ,

5Y,10Y,20Y

- Ret i rement

- D isab i l i t y

-Separa t ion f rom serv ice due to d isab i l i t y

-Permanent Depar tu re

-Death

Mul t i -Purpose Loan

> Ca lami ty Loan

BENEFITS:

Hous ing Loan

-Deve loper -ass is ted

-Re ta i l

> Hous ing Program