overview of flood program april 10 2008 doug bellomo, director risk analyses division mitigation...

Overview of Flood ProgramApril 10 2008

Doug Bellomo, Director Risk Analyses DivisionMitigation Directorate, FEMA

Flood Map ModernizationOverviewOverview

National Flood Insurance Background Why make maps then keep making them The Map Making Process (General) Some Maps and Stats

Flood Map ModernizationThe BeginningThe Beginning

Before 1968, Federal Government responded with only disaster relief after flood events

The private sector was not covering flood under standard home owners policies

Congress created the program for two primary reasons:

• To proactively reduce future flood risk by encouraging sound land use practices

• To make flood insurance available to the public

Flood Map Modernization

National Flood Insurance How it WorksNational Flood Insurance How it Works

Federal Government makes flood insurance available

Local government agrees to adopt building standards and floodplain management practices that reduce future flood risk

Federal Government and Local government work together to identify flood hazards – make maps

Flood Map ModernizationWhy make maps?Why make maps?

If you don’t know the size and shape of what you’re up against you can’t manage it

Flood maps bring the hazard out into the open so it can be faced

They are the foundation on which the insurance and floodplain management components (statutory and regulatory) are based

Flood Map ModernizationWhy keep making maps?Why keep making maps?

Because the threat and our understanding change with time

Physical changes (natural and man-made) Statistical Impacts (rainfall records, floods,

gage data) Methodology (models and understanding of

water flow) Because they make people think and the

process leads to action

Flood Map ModernizationMap Making ProcessMap Making Process

Starts with a Plan a Budget and acronym• Multiyear Flood Hazard Identification Plan – MHIP• Risk informed• Collaborative process with states, locals, and other partners

Moves next to Execution• Scoping map work

Meeting with local governments

• Preliminary map released Draft map issued to community

• Due Process – providing opportunity to improve Appeals Compliance Period

• Effective – Used for floodplain management and insurance Final production/Gov’t Printing

Flood Map ModernizationMap Production ProcessMap Production Process


Tremendous Value in the ProcessTremendous Value in the Process

The maps have a lot of value, but the map making process has just as much

Identifying flood risks and going through process focuses and begins important dialog

• Right Conversations – about reducing flood risk

• Right People – local officials, individuals, other federal agencies

• Right Time – before disaster strikes


11Identify Identify RiskRisk 22AssessAssess

RiskRisk

33CommunicateCommunicateRiskRisk44MitigateMitigate

RiskRisk

Risk MAP:

REDUCE LOSS OF LIFE &

PROPERTY AT LOCAL LEVELS

Transfer Risk

Reduce Risk

MapRisk Data

Goal – Measure Quantifiable Risk

Reduction

AssessPresent & Future

Risks

Continuous Renewal & Improvement








Plan for Risk

Risk Mapping, Assessment, and Planning (Risk MAP) Life Cycle

Good flood hazard data is the key to Identify Risk

Flood Map ModernizationNFIP StatusNFIP Status

Over 20,000 communities participate in the program (about 98% of US Population)

Over 100,000 individual map panel Over 5 million flood insurance policies in force Over $1 trillion in insurance coverage

(exposure)

Flood Map ModernizationWhere is Flood Risk the Greatest?Where is Flood Risk the Greatest?


Progress of Mapping ActivitiesEffective Map Availability DFIRM & FIRM (February 2008)Progress of Mapping ActivitiesEffective Map Availability DFIRM & FIRM (February 2008)


KPI 1 Progress and Targets UPDATE???KPI 1 Progress and Targets UPDATE???

KPI 1 Progress and Targets through FY09

17%

39%

49%

60%

20%

50% 50%

60%

70%

80%

0%

20%

40%

60%

80%

100%

FY04 FY05 FY06 FY07 FY08 FY09

Fiscal Year

Per

cen

t o

f P

op

ula

tio

n

Progress KPI Target

FY07 Progress is Projected


KPI 2 Progress and Targets UPDATE???KPI 2 Progress and Targets UPDATE???

KPI 2 Progress and Targets through FY09

8%16%

23%

32%

10%

20%25%

35%

50%

70%

0%

20%

40%

60%

80%

100%

FY04 FY05 FY06 FY07 FY08 FY09

Fiscal Year

Per

cen

t o

f P

op

ula

tio

n

Progress KPI Target

FY07 Progress is Projected

Flood Map ModernizationYour Data on PaperYour Data on Paper

Flood Map ModernizationYour Data On DigitsYour Data On Digits

overview of flood program april 10 2008 doug bellomo, director risk analyses division mitigation...

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