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Editor: Joe Motes Vol. 9 No. 06 November & December 2011 Commandant: Antonio Gutierrez Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

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Page 1: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Editor:

Joe Motes

Vol. 9 No. 06

November & December 2011

Commandant:

Antonio Gutierrez

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

Page 2: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

03-05

Roster of Officers and Committee Chairperson 2009-2010

A COMMITTEE REPORT IS REQUESTED AT EVERY MEETING!

December 2011

Commandant Sr. Vice Commandant Jr. Vice Commandant Judge Advocate Jr. Past Commandant Adjutant Paymaster Chaplain Historian Youth Activities Sgt at Arms Public Relations Fund Raiser VAVS Broward County Color Sgt Veteran’s Coalition Toys for Tots Ship Store Webmaster Roll Call Editor Veteran’s Service Officer

[email protected] [email protected] [email protected] N/A [email protected]

[email protected] [email protected] N/A [email protected] [email protected] [email protected] ——— N/A [email protected] N/A ———[email protected] [email protected] [email protected] [email protected] ———

954-448-1613 954-441-8735 918-288-4525 561-488-1167 561-716-2334 561-487-1099 561-908-1765 954-972-5843 954-270-3029 954-971-4792 954-971-4792

——— 954-683-8525 954-721-7511 954-683-8525

——— 954-448-1613 954-441-8735 954-441-8735 954-441-8735

———

Tony Gutierrez Joe Motes Louis Gewirtz Jacob Joseph Mirsky John Palermo Dale MacCutcheon Jim Ruggiero Herman Finkelstein Trevor Wharton Adam Falise Adam Falise open Angelo Noberto Cliff Handerhan open open Tony Gutierrez Joe Motes Joe Motes Joe Motes open

November 2011

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30

1 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30 31

Sun Mon Tue Wed Thu Fri Sat Sun Mon Tue Wed Thu Fri Sat

Executive

&

Regular

Meeting

Executive &

Regular

Meeting

Page 3: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

From the CommandantFrom the CommandantFrom the CommandantFrom the Commandant

November is here, Hope everyone is doing well these days! Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine Corps. Born in Tun Tavern right. I am happy to announce and invite all Marines to a 236th Birthday celebration that will be hosted by Our De-tachment on Thursday November 10, 2011 from 1900 (7pm) till ??? at G.W. Sharkey's Raw Bar & Grill located at 2388 University Dr. in Coral Springs Fl. in the Plaza o the N.W. corner of University Dr. & Royal Palm Blvd. for Dinner & a Drink. At 2000 (8pm) there will be a cake cutting ceremony and recognition of other Birthday traditions. So come on out and celebrate this Tradition with Us.

There are also a number of Birthday Balls, I'm sure some of You will be attending.

"HAPPY BIRTHDAY MARINES"

TOYS FOR TOTS will be kicking off November thru December. Our 10 Week Club can still use some participation the first drawing will be at our Detachment meeting November 16th. I also attended the Department of Florida's Fall Conference along with our Jr. Vice Commandant Lewis Gewirtz that was held in Safety Harbor FL. October 6th-8th where I received Our Detachments allotment of the Depart-ment Scholarship raffle tickets which I will begin distribution of at our future meetings.

Once again Marines, Happy Birthday, and hope to see You at our next meeting.

Semper-Fi Tony GutierrezTony GutierrezTony GutierrezTony Gutierrez Commandant

10 November 1921: This date marked the first formal commemoration of the birthday of the Marine Corps as 10 November. On 21 October 1921, Maj Edwin McClellan, OIC of the Historical Section, HQMC, sent a memo to MajGen Commandant John A. Lejeune, suggesting that the original birthday of 10 November 1775 be declared a Marine Corps holiday to be cele-brated throughout the Corps. Accordingly, on 1 Nov 1921, Gen Lejeune issued Marine Corps Order No. 47 summarizing the history, mission, and tradition of the Corps, and directed that it be read to every command each 10 November.

13 November 1982: The Vietnam Veterans Memorial, containing the names of more than 13,000 Marines who lost their lives in Vietnam, was dedicated this date at the Memorial site in Washington, D.C. The dedication and parade that preceded it were part of a week-long National Salute to Vietnam Veterans. 8 December 1941: Japanese aircraft attacked Wake Island within hours of the fateful attack on Pearl Harbor. Marines of the 1st Defense Battalion and Marine Fighting Squadron 211 resisted Japanese invasion attempts for over two weeks before fi-nally succumbing to an overwhelming force.

Page 4: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

Fill out and submit the form. Someone from your local VAVS office will contact you with additional information.

Dick Lee, Jr. 09/10 Renzo Colmenares 10/10 Todd Renna 02/11

If you have already paid,

Please ignore this notice.

The following members dues are now past due, please bring

your membership up to date.

Renewals are $45.00. Thank You for your participation

and cooperation. Nov 2011

Renewals

——————

Dec 2011

Renewals

——————

Jan 2012

Renewals

—————— Sam Bittar, Jr.

Sal D'Alessandro Catherine Pacini Marilyn Steitz

Please check this section periodically to see when your dues

are up for renewals. Thank You!

MEMBERSHIP DUES New members pay $50.00 for the first year.

Renewal Dues $45.00 per year.

You must be a MEMBER IN GOOD STANDING

in order to be eligible for Life Membership.

2010 Life Member Dues rated by age as follows:

1974 and after — $500.00

1959 to 1973 — $400.00

1949 to 1958 — $300.00

Before 1948 — $150.00

The Department of Veterans Affairs Voluntary Service (VAVS) Founded in 1946 to provide for our nation's veterans while they are cared for by VA health care facilities. One of the largest centralized volunteer programs in the Federal government, over 350 organizations support VAVS. Volunteers have provided over 676 million hours of service since 1946.

Community Assistance Assist veteran patients by augmenting staff with end-of-life care programs, foster care, community-based volunteer programs, hos-pital wards, nursing homes, and veteran outreach centers.

Contributions Annual contributions over $50 million in gifts and donations. Volunteers contributed more than 13 million hours of service to veter-ans in FY2005. VAVS volunteers are a priceless asset to America's veterans and to VA.

How do I sign up to be a VAVS Volunteer? You have two convenient ways: 1) Contact the Department of Veterans Affairs facility nearest you. Ask for Voluntary Service. Tell their staff of your interest in becoming a VAVS Volunteer. The staff will take care of everything else including your interview, orientation, and assignment! Locate the VA facility nearest to you.

2) Or Volunteer NOW at the following website: www.volunteer.va.gov

Page 5: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

UPCOMING DET 755 MEETINGS & EVENTS

NOVEMBER 10TH M.C. BIRTHDAY RENEGADE

PARTY—SHARKEY’S 7:00PM

NOVEMBER 16 — EXCECUTIVE MEETING 6:30PM

REGULAR MEETING 7:30PM

DECEMBER 21 — EXCECUTIVE MEETING 6:30PM

REGULAR MEETING 7:30PM

JANUARY 18 — EXCECUTIVE MEETING 6:30PM

REGULAR MEETING 7:30PM

FEBRUARY 15 — EXCECUTIVE MEETING 6:30PM

REGULAR MEETING 7:30PM

MARCH 21 — EXCECUTIVE MEETING 6:30PM

REGULAR MEETING 7:30PM

APRIL 18 — EXCECUTIVE MEETING 6:30PM

REGULAR MEETING 7:30PM

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

Next Growl Dates

for Pound 192:

Thursday January 26, 2012 Location TBA

Thursday April 26, 2012 Location TBA

In Loving Memory of Wayne Colbert

Son of Gerry Colbert USMC

Life Member at Large MCL

Joe Motes presented a Esprit de Corps medal to a cadet

from the Pembroke Pines Civil Air Patrol in October 2011.

Page 6: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Remit your dues to the Detachment Adjutant

at our P.O. Box Address:

FROM YOUR ADJUTANT

Please include your

Date of Birth

&

Extended four-digit zip

code

on all membership renewals. This is now a requirement

from National Headquarters.

GET INVOLVED!

We meet on the

3rd Wednesday of each month at the American Legion Post #157,

1791 Mears Parkway

Margate, Florida.

The meetings start at 1930.

Editors Note:

If you find an error in this publication, please feel free to

bring it to my attention. I will be happy to make any nec-essary corrections in the next edition. Thank You! Your Editor, Joe Motes, email: [email protected]

Mears Pkwy

We look forward to meeting our new

members at our regular monthly

meetings.

We are always seeking new

members.

If you don’t have a blank

membership application, you will be

fined one dollar to benefit youth

activity programs.

Post Office

Box 26023

Tamarac, Fl.

33320-6023

954– 971-0882

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

APPLICATION FOR MEMBERSHIP MARINE CORPS LEAGUE

Name _____________________________________________________________________ Street _____________________________________________________________________ City _________________________________________ State ______ Zip _______________ Date of Birth ____ / ____ / ____ Date of Enlistment/Commissioning ________________ Date of Discharge/Separation/ Retirement ___________ SSN# _______________________ Type of Application - ( ) Renewal - ( ) Associate - ( ) Regular - ( ) Phone (______ ) ______________________ ( ) I hereby apply for membership in the _Tamarac Detachment 755_ Marine Corps League and enclose _$50.00_ for one year’s membership.*

-OR- ( ) I hereby apply for membership in the Marine Corps League as a Member-at-Large, and enclose $25.00 for one year’s membership.* * Includes free subscription to MARINE CORPS LEAGUE MAGAZINE I hereby certify I have served as a U.S.Marine for more than 90 days, that the character of my service has been honor-

able, and if discharged, I am in receipt of an honorable discharge. By signature on this application, I hereby agree to provide proof of honorable discharge/service upon request. __________________________________________ ________________________________________ (Sponsor—where applicable) Applicant’s Signature

Upon completion turn in to your detachment sponsor with your payment

Page 7: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

PERMANENT LIFE MEMBERS

HELP SUPPORT YOUR DETACHMENT

REMINDER

YOUR $10 PLM DONATION EXPIRES AT THE END OF DECEMBER. DON’T FORGET

TO SEND IN YOUR $10 DONATION WHICH COVERS JANUARY THRU DECEMBER 2010

BOOSTERS

HAVE YOU DONATED FOR A BOOSTER AD? COST IS $20 FOR COUPLES PER YEAR PLEASE SUPPORT OUR DETACHMENT

MAKE ALL CHECKS PAYABLE TO MCL DET #755 & MAIL TO

MARINE CORPS LEAGUE

TAMARAC DETACHMENT 755

PO BOX 26023

TAMARAC FL 33320-6023

November & December

Claude Norman, Jr. 11/01 Whilldin Allen 11/04 Gregory Bormann 11/05 Louis Gesualdo 11/07 Kenny Martin 11/13 Catherine Pacini 11/17 William J. Smith 11/17 Ruth Beecher 12/02 David Marks 12/03 Carrie A. Novak 12/04 Cliff Handerhan, Jr. 12/05 Harry Belford, Jr. 12/12 Elvira Du Naier 12/14 Sebastian Gallina 12/18 Dominic Passanisi 12/27

I would appreciate everyone who receives this newsletter to email me or call me with your date of birth

if it does not appear here, we are trying to update our records. Thanks!

Page 8: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

Page 9: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

Medal of Honor: President Barack Obama 0n 15 SEP draped the pale blue ribbon suspending the Medal of Honor around

the neck of Marine Corps Sgt. Dakota L. Meyer, the first living Marine to receive the award for actions in Iraq or Afghanistan. "It's been said that where there is a brave man, in the thickest of the fight, there is the post of honor," the commander in chief said. "Today we pay tribute to an American who placed himself in the thick of the fight again, and again, and again." Obama said Meyer, who is now 23 and was just 21 that day in Afghanistan, is "one of the most down-to-earth guys you will ever meet." When the president's staff called the young Marine so the commander in chief could officially notify him of the medal, Obama said, Meyer was at work on his new civilian job at a construction site."He felt he couldn't take the call right then because, he said, 'If I don't work, I don't get paid,'" Obama said. "So we arranged to make sure he got the call during his lunch break," the president added. Obama then turned to the events of Sept. 8, 2009, the day Meyer earned the medal as a corporal serving with Marine Embedded Training Team 2-8, Regional Corps Advisory Command 3-7, in Kunar province, Afghanistan. Just before dawn, a patrol of Afghan forces and their American trainers, on foot and making their way through a narrow valley, was planning to meet with a group of village elders, the president said. "Suddenly, all over the valley, the lights go out and that's when it happens" About a mile away, Meyer and Staff Sgt. Juan Rodriguez-Chavez could hear the ambush over the radio. Gunfire poured from houses, the hillsides, and even the local school. Soon, the patrol was pinned down, taking ferocious fire from three sides. "Men were being wounded and killed, and four Americans, Dakota's friends, were surrounded," he said. After asking four times to go closer to the fight and help, and hearing each time that it was too dangerous, the two Marines got inside a nearby Humvee and headed into the fight, -Chavez at the wheel and Meyer manning the gun turret. "They were defying orders, but they were Rodriguez doing what they thought was right," the president said. On two solo trips into the ambush area, Meyer repeatedly got out of the Humvee to help Afghan troops, many wounded, inside the vehicle and back to safety. "A third time they went back, insurgents running right up to the front of the Humvee, Dakota fighting them off," Obama said. This time, the men drove right up to the line of fire, and helped a group of wounded Americans battle their way to safety. They then headed back on the fourth trip with Meyer wounded in the arm and the vehicle riddled with bullets and shrapnel, the president said. "Dakota later confessed, 'I didn't think I was going to die, I knew I was.' But still, they pushed on, finding the wounded [and] delivering them to safety," Obama said. On the fifth trip, the two Marines drove through fire "that seemed to come from every window, every doorway, every alley," he said. Finally, the two reached the four Americans who had been surrounded. "Dakota jumped out and he ran toward them, drawing all those enemy guns toward himself; bullets kicking up the dirt all around him," Obama said. Meyer and others who had joined him picked up the fallen Marines and, "through all those bullets, all the smoke, all the chaos, carried them out one by one because as Dakota says, that's what you do for a brother," the commander in chief said. "Dakota says he'll accept this medal in their name," the president said. "So today, we remember the husband who loved the out-doors, Lt. Michael Johnson; the husband and father they called 'Gunny J,' Gunnery Sgt. Edwin Johnson; the determined Marine who fought to get on that team, Staff Sgt. Aaron Kenefick; the medic who gave his life tending to his teammates, Hospitalman 3rd Class James Layton; and a soldier wounded in that battle who was never recovered: Sgt. 1st Class Kenneth Westbrook." Obama said while he knows Meyer has thought of himself as a failure because some of his teammates didn't come home, "as your commander in chief, and on behalf of everyone here today and all Americans, I want you to know it's quite the opposite. Because of your honor, 36 men are alive today. Because of your courage, four fallen American heroes came home, and in the words of James Layton's mom, [their families] could lay their sons to rest with dignity." Meyer's father, Mike, grandparents, and more than a hundred friends and family members attended the ceremony. Because of Meyer's humble example, children all across America will know that "no matter who you are or where you come from, you can do great things as a citizen and a member of the American family," the president said. The commander in chief then asked Rodriguez-Chavez, now a gunnery sergeant, and all those present at the ceremony who served with Meyer, to stand "and accept the thanks of a grateful nation." Meyer joined in the applause. Just before the citation reading and medal presentation, Obama said, "Every member of our team is as important as the other - that's a lesson that we all have to remember, as citizens and as a nation, as we meet the tests of our time here at home and around the world. To our Marines, to all our men and women in uniform, to our fel-low Americans, let us always be faithful." Meyer, who has left the active Marine Corps, and is a sergeant in the Inactive Reserve, is the 298th Marine ever to have received the medal, created during the Civil War. The nation's highest military honor, the Medal of Honor is awarded for risk of life in com-bat beyond the call of duty. Meyer is the third living service member to receive the Medal of Honor for actions during the Iraq and Afghanistan wars, following Army Staff Sgt. Salvatore A. Giunta, who received the medal Nov. 16, 2010, and Army Sgt. 1st Class Leroy Petry, who accepted the award 12 JUL. Of ten Medal of Honor recipients for actions during the Iraq or Afghanistan wars, the only other Marine is Cpl. Jason E. Dunham, who died April 22, 2004, of wounds received when he covered a live grenade with his own body to save the lives of fellow Marines in Iraq. Dunham's parents accepted his posthumous Medal of Honor Jan. 11, 2007. [Source: AFPS Karen Parrish article 15 Sep 2011 ++]

Page 10: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

NPRC Military Records Update: National Personnel Records center new address is:

National Personnel Records Center 1 Archives Drive St Louis, MO 63138-1002 USA The majority of staff have moved to the new location and the military personnel records are in the process of moving. The entire move should be completed by Summer 2012. The new address for the US Air Forces Air Reserve Personnel Center is:

Air Reserve Personnel Center 18420 E Silver Creek Ave Bldg 390 MS 68 Buckley AFB, CO 80011 USA As a reminder, ALL retiree and Honorably Discharged veterans should ensure that their family knows the location of their military Separation Document (DD Form 214 from 1950 to present and WD (War Department) Form 53-55 and other variations prior to 1950). Note that registering a copy at the county court house may make that document a public record. Separation Documents is-sued after 1969 may contain a Social security Number which could be used for identity theft. Storing the Separation Document in a safe deposit box may make it difficult to retrieve immediately upon the death of the retiree or honorably discharged veteran. The better storage locations are:

1. Fire safe in a secure location of the house (not in the bedroom as this is where most thieves search first).

2. In a watertight food container (Glad, Tupperware. etc.) in the refrigerator. Most refrigerators are fire resistant. Additionally, a refrigerator is heavy enough to fall through the floor of a building into the cooler part of the fire in the basement and better survive. Finally, a refrigerator is large enough to be easily located in the ash and ruble of a fire or other serious incident. (As a bonus, every-one has a refrigerator, not every one has a fire resistant storage box). Be sure to inform your spouse and relatives where to locate your Separation Document - and any other important papers. [Source: NPRC message 19 Sep 2011 ++]

Tamarac Detachment 755 Marine Corps Birthday Renegade Party

G.W. Sharkey's Raw Bar & Grill located at 2388 University Dr. in Coral Springs Fl. in the Plaza o the N.W. corner of University Dr. & Royal Palm Blvd. for Dinner & a Drink. At 2000 (8pm) there will be a cake cutting ceremony and recognition of other Birthday traditions. So come on out and celebrate this Tradition with Us.

Page 11: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

Cold War Medal: In the 112th Congress two bills are pending to authorize a Cold War Service Medal. S.402 on 17 FEB

and H.R.1968 on 24 May. At present they only have 3 and 7 cosponsors respectively. Also, in the Senate version of the 2012 NDAA there is a provision is SEC. 581 that would authorize a Cold War Service Medal. Bills to authorize such an award have been submitted in previous Congress‘ but have failed to gain the support necessary to allow them to be enacted into law. The Department of Defense has objected to the medal. They claim duplication of awards referring to the existing Cold War Certificate available upon request to eligible veterans. However, the Cold War Certificate makes no mention of military service. In fact anyone who worked for the government is eligible for this certificate, and yet as of late 2009 only a little over 2 million had applied in the 7 years of its existence. DOD also claims that the cost factor would be $440 million based on 35 million veterans and it would take several years to process the applications of those 35 million eligibles assuming all would apply. President Obama at least twice dur-ing his campaign stated that he thought that the Cold War Medal should be issued. Yet, to date, he has not taken action by issuing an Executive Order to create this medal. It is time to recognize, remember and honor those millions of these brave men and women who completed the enlistments without receiving any type of medal or award. The American Cold War Veterans organization is requesting that those who feel the same way contact their legislators and encourage them to cosponsor S.402 H.R.1968 so they can be moved from their respective commit-tee‘s inaction to the floors of Congress for a vote. One format for doing this can be found at http://jerry88acwv-americancoldwarveterans.blogspot.com/ in the POPVOX window For more information about the American Cold War Veteran organization refer to http://www.americancoldwarvets.org. [Source: National Chairman American Cold War Veterans 13 Oct 2011 ++]

Credit Score: There are a lot of misconceptions about credit scores and lending practices. Here are several common credit

score myths that repeatedly surface:

Myth #1: Every inquiry for credit costs 5 points. Fact: There is no fixed set number of points that an inquiry will cost. Generally speaking, inquires have a relatively minor contribu-tion to the overall score.

Myth #2: Part of my credit score is calculated based on where I live. Fact: Credit score calculations do not factor in where you live (city or zip code, for example). Effectively managing your credit, on the other hand, will result in a higher score—regardless of whether you live in Beverly Hills, Calif. or Zanesville, Ohio.

Myth #3: A bankruptcy will haunt my score forever. Fact: While most negative information must be removed from your credit report after seven years, the Fair Credit Reporting Act allows bankruptcy to be listed on your credit report for up to ten years. It‘s true a bankruptcy will negatively affect your score, though the impact on your score lessens over time as the bankruptcy ages. Myth #4: A short sale has less of an impact on a score than a foreclosure. Fact: The presence of either a foreclosure or short sale information on a credit bureau report is considered negative by credit scores, as it is predictive of future credit risk. Generally speaking, both will have a similar impact on a score.

Myth #5: Making a lot of money results in a higher score. Fact: Your income does not have a direct impact on credit bureau scores, as your income information is not recorded on your credit report. The score focuses on how you manage your credit—not on how you could manage your credit given your income.

Myth #6: Going to a credit counseling agency will hurt my score. Fact: Not true. An indication that you are working with a professional credit counselor will not, in and of itself, hurt the score. How-ever, negotiated settlements on balances owed with your creditors may affect your score if the lender reports it as such.

Myth #7: Carrying smaller balances on several credit cards is better than having a large balance on just one card. Fact: Not always. A credit score will often consider the number of accounts or credit cards you carry that have a balance, in addition to your overall utilization of available credit. Thus, you may lose points for having a higher number of accounts with balances.

Myth #8: 850 is the perfect score. Fact: While 850 may be the highest FICO score, it is not a ―perfectǁ score. The ―perfect scoreǁ is what a lender requires to ap-prove you for the credit & credit terms you are seeking. [Source: Military.com Tom Quinn article 22 Sep 2011 ++]

Page 12: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Palm Lakes Printing For All Your Printing Needs

Newsletters * Flyers * Business Cards * Rubber Stamps

Brochures * Letterheads * Envelopes

954-968-4537 * Fax: 954-968-4571

E-mail: [email protected]

Permanent Life Members (PLM) Our thanks to the following members who have sent in their

$10.00 PLM support donations (**) denote not paid

06-12

Harvey Ellenthal (11) Janet Eno (10)

William Eckerth (11) Richard & Doris Francino (12)

Tony Gutierrez (11) Cliff Handerhan (11)

Werner Hatzelhoffer (12)

Thomas Johnson (11) Jacob Mirsky (10)

Joe Motes (15)

Nick Passanisi (14)

Robert Pastor (12)

Betty Price (15)

James Ruggiero (10)

Richard Smith (17)

Smolka, Walter (12)

Marvin Schentzel (10)

James T. Tremblay (10)

A.M. Vasquez (11)

Murry M. Wolf (11) Len Zargo (11)

Visit our website: WWW.TAMARACMCL.US VETERANS HELPING VETERANSL

Gad Aflalo (11)

Whilldin Allen (13)

Lou Annacone (10)

Harry Belford, Jr. (11)

Harold Berke (11)

Greg Bormann (11)

Michael P. Burns (10)

Mary Castillo (16)

Elvira DuNaier (12)

ROLLCALL NEWSLETTER YEARLY ADS PLM’S $10.00

BOOSTERS $20.00 BUSINESS CARD $50.00

1/4 PAGE $100.00 1/2 PAGE $175.00

FULL PAGE $250.00 BACK COVER $300.00

INSIDE BACK COVER $275.00 FULL COLOR BACK PAGE $1,000.00

THIS SPACE IS AVAILABLE

Support the Margate

American Legion Post 157

become a Brother Member,

when attending MCL meetings,

get an application! JOIN!

Detachment 755 is starting a new recycle ribbon

bar holders program.

Our ships store will buy several different ribbon

bar holders for your uniform and keep them in

stock.

As you are awarded new ribbons, just bring in

your current one in exchange for one with the

correct amount of ribbons.

See Joe Motes for your upgrade!

INTERIOR BEAUTY DESIGNS DESIGN CONSULTATION BOCA RATON, FLORIDA

KATHRYN KATRINAK DESIGN INTERIORS 954-918-9377 KITCHEN & BATHROOM DESIGN FAUX PAINTING / DRAPERIES [email protected] 01-11

POMPANO LINCOLN MERCURY SERVING POMPANO BEACH SINCE 1974

2741 NORTH FEDERAL HIGHWAY (US-1 BETWEEN COPANS & SAMPLES)

800-585-4702 954-782-8110 WWW.POMPANOLINCOLNMERCURY.COM

MENTION YOU SAW THIS AD IN THE MCL

NEWSLETTER

12/10

Page 13: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

Visit our website: WWCW.TAMARACMCL.US VETERANS HELPING VETERANSL

Betty and Rahl Price

Wish all the best to the

Marines and Families of

Tamarac Detachment # 755

SEMPER FIDELIS 04-11

In Loving Memory of

Sgt. Lucille A. Mirsky, USMC W.R.

5/29/23 — 04/14/05

My Best Friend, My Wife, Mother,

Grandmother, Great Grandma.

S/Sgt Jacob J. Mirsky 07-10

Detachment 755 supports the following

youth organizations:

All JROTC programs in

Broward County

All Broward Civil Air Patrols Squadrons

Fort Lauderdale Naval Sea Cadets

Toys for Tots

Broward County Navy League

Fort Lauderdale Navy League

American Legion Post 157

Americanism Programs

Switching COLA formula could hurt

veterans Ideas for cutting the deficit are swirling around Washington these days as a 12-member “super committee” gears up to recommend hundreds of billions in spending cuts over the next few months. One idea that has begun to get traction is chang-ing the way annual cost-of-living adjustments are made in various government benefits such as Social Security, military retired pay and veterans disability compensation. The measure of inflation upon which those an-nual increases are based would change from the Consumer Price Index for Urban Wage Earners and Clerical Workers, or CPI-W, to something called the Chained CPI. This gauge of consumer spending takes into ac-count, among other things, how consumers sub-stitute items or delay purchases when prices rise. Analysts say it’s a more realistic measure of real-world actions. The change would lower the cost-of-living ad-justment by an estimated three-tenths of a per-centage point each year. That doesn’t sound like much, but it adds up over time. An analysis done by a group called Strengthen Social Security says a 100 percent disabled, 30-year-old veteran today would draw $2,265 less per year at age 65 under Chained CPI than under CPI-W. Before contemplating such a change that would fall heavily on the lives of disabled veterans and retirees, Congress should at least review why the original COLA formula was pegged to CPI-W more than a generation ago — and offer a data-driven case for why it needs to be changed. Moreover, there should be some review of re-cipients based on needs. Many vets, particularly the disabled, truly need every cent to have enough to eat and a roof over their heads. Any cut in benefits could impose added hardships, and that would be just plain wrong.

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Page 15: November & December 2011 Vol. 9 No. 06tamaracmcl.us/Newsletters/Nov Dec 2011.pdf · Happy Birthday Marines, November 10, 2011 marks the 236th Birthday of the United States Marine

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Van Tassle, Marvin 01 Feb 1992 Garfinkel, Harold 30 May 1992 Cardwell, Doris 01 Aug 1992 Duffy, Earl 18 Jul 1993 Mier, Ancil 10 Feb 1995 Hoffman, Daniel 17 May 1995 Kolson, George 19 Jul 1995 Goldstein, Irwin G. 18 Aug 1995 Schiff, Jacob 29 Jan 1996 Simon, Bernard 25 Oct 1996 Meyer, William L. 18 Nov 1997 Smith, Harry L. 01 Jan 1998 Elmore, James O. 02 May 1998 Browne, Albert E. 06 Oct 1998 Pengra, James 13 Jul 2000 Herman, William A. 27 Jan 2001 Sanders, Richard W. 02 Feb 2001 Dowd, Donald J. 17 Nov 2001 Casey, Charles 27 Aug 2002 Doty, Donald W. 12 Sep 2002 Bedor, David 5 Oct 2002 Sadiler, James N. 18 Dec 2002 Handerhan, Gary F. 01 Jul 2002 Aronin, Herbert 20 Mar 2002 Stern. Jack 08 Jan 2003 Crane, Thomas Aug 2003 Gelosi, Sal 27 Dec 2003 Fink, John B. 02 Jan 2004 Cassassa, Gus 02 Feb 2004 Cestone, Pat 06 Aug 2004

Denison, David L. 30 Jun 2004 Coons, Arthur “Doc” 11 Nov 2004 Rourke, Harry 27 Nov 2004 Mirsky, Lucille A. 14 Apr 2005 Motyczka, John 17 Sep 2005 Delman, Maury 20 Mar 2006 Fleming, Robert T. 21 Mar 2006 Zuba, Paul Mar 2006 Abramowitz, Norman 30 June 2006 Murphy, Bill 9 Dec 2006 Aiello, Joseph A. 23 Dec 2006 Palermo, Dorothy 14 Jan 2007 McGuire, Thomas 7 April 2007 LaPorte, Phillip 12 May 2007 Fessler, Jerry I. 23 Nov 2007 Leo, Donald R. 11 Jan 2008 Griffis Jr., Joseph 2 Mar 2008 Verna E. Metivier 18 Mar 2008 Sucoff , Martin 04 Apr 2008 Deeley, John F. 20 April 2008 David, Mark 29 Oct 2008 Brundage, William 19 Mar 2009 Gardner, Al 29 Mar 2009 Hall, Terry G. 14 Oct 2009 Hoover, Robert 17 Feb 2010 Cipriano, John 20 Mar 2010 Ran, Milton 4 June 2010 Claude Norman, Jr. 11 June 2011 Burns, Michael 30 Aug 2011 Schentzel, Marvin 1 Sep 2011

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