NON-LIFE INSURANCE

NON LIFE INSURANCE INDUSTRY TOTAL PREMIUM 2005-2014

2005-06

2006-07

2007-08

2008-09

2009-10

2010-11

2011-12

2012-13

2013-14

0

1000

2000

3000

4000

5000

6000

7000

8000

OTHERSHEALTHMOTORMARINEFIRE

16

In Rs Crore

19431121

21134317 12

46

1818

12

47

2212

11

44

22

16

11

43

23

17

10

46

22

11

47

22

15

10

48

22

15

45566767 (In %)

YEAR FIRE MARINE HEALTH MOTOR

2006-07 9 27 49 23

2007-08 -16 11 48 21

2008-09 -2 9 24 3

2009-10 14 11 20 11

2010-11 18 16 36 22

2011-12 19 14 18 33

2012-13 23 5 15 22

2013-14 11 4 16 13

2006-07

2007-08

2008-09

2009-10

2010-11

2011-12

2012-13

2013-14

-20

-10

0

10

20

30

40

50

60

FIRE

MARINE

HEALTH

MOTOR

NON LIFE INSURANCE INDUSTRY ANNUAL GROWTH

RATEIn %

NON LIFE INSURANCE INDUSTRY TOTAL PREMIUM (FIRE,MARINE,MOTOR,FIRE,OTHERS)

74%

26%

2004-05

59%

41%

2007-08

59%

41%

2010-11

55%45%

2013-14

Industry Total- Rs 2035 Crore

Industry Total- Rs 3035 Crore

Industry Total-Rs 4257 CroreIndustry Total-Rs 7061 Crore

PUBLIC COMPANIESPRIVATE COMPANIES

HEALTH INSURANCE INDUSTRY OVERVIEW

The health insurance industry has witnessed a gradual growth in the last 10 years

At present, it has a total of 20 players

Out of the 20 players, L&T,SBI,SHRIRAM and LIBERTY have recently entered into the market

HEALTH INSURANCE INDUSTRY GROWTH - TOTAL PREMIUM

2005-06

2006-07

2007-08

2008-09

2009-10

2010-11

2011-12

2012-13

2013-14

0

200

400

600

800

1000

1200

1400

1600

1800

In Rs. Crore

CAGR=

24%

HEALTH INSURANCE INDUSTRY GROWTH RATE- TOTAL

PREMIUM

2006-07

2007-08

2008-09

2009-10

2010-11

2011-12

2012-13

2013-14

0

10

20

30

40

50

60

49 48

24

20

36

1815

16

In %

TOTAL HEALTH INSURANCE PREMIUM

78%

22%

2005-06

63%

37%

2007-08

2010-112013-14

PUBLIC COMPANIESPRIVATE COMPANIES

70%

30%

2013-14

70%

30%

2010-11Industry Total- 994 CIndustry Total- 994

Industry Total- Rs 222 Crore

Industry Total- Rs 608 Crore

Industry Total- Rs 1566 Crore

Industry Total- Rs 994 Crore

TOTAL HEALTH INSURANCE PREMIUM- PRIVATE PLAYERS

31%

16%

13%

10%

6%

5%

4%

4%

4%

7%

ICICI LOMBARDBAJAJHDFCRELIANCEIFFCO TOKKIOTATA AIGROYAL SUNDARAMCHOLAFUTURE GENRALIOTHERS

Industry Total: Rs. 475 Crore

2013-14

OUT OF THE TOP 10 COMPANIES- ICICI LOMBARD, BAJAJ AND HDFC ACCOUNT FOR 60% OF THE TOTAL PREMIUM COLLECTION FOR 2013-14

CAGR OF HEALTH INSURANCE PLAYERS 2005-2014

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

Series1

BAJAJ

FUTURE GENRALI

CAGR= 24%

*Based on total premium

ICICI LOMBARD

MOTOR INSURANCE INDUSTRY OVERVIEW

The motor insurance industry has seen a phase of rapid growth in the past few years

At present, there are a total of 18 players

Out of the 18 players, SBI and RAHEJA have recently entered into the market

MOTOR INSURANCE INDUSTRY GROWTH- TOTAL PREMIUM

2005-06

2006-07

2007-08

2008-09

2009-10

2010-11

2011-12

2012-13

2013-14

0

500

1000

1500

2000

2500

3000

3500

CAGR= 16%

In Rs. Crore

MOTOR INSURANCE INDUSTRY GROWTH RATE-TOTAL PREMIUM

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-140

5

10

15

20

25

30

35

23 21

3

11

22

33

22

13

In %

TOTAL MOTOR INSURANCE PREMIUM

18%

82%

2005-06

33%

67%

2007-08

41%

59%

2010-11

44%56%

2013-14

PUBLIC COMPANIESPRIVATE COMPANIES

Industry Total- Rs 873 Crore

Industry Total- Rs 1219 Crore

Industry Total- Rs 1816 Crore

Industry Total- Rs 3320 Crore

MOTOR INSURANCE TOTAL PREMIUM-PRIVATE PLAYERS

2013-14

17%

15%

9%

8%8%

7%

6%

6%

6%

5%

4%

3%4%

4% ICICI LOMBARD

BAJAJ

IFFCO TOKKIO

SHRIRAM

RELIANCE

CHOLA

TATA AIG

BHARTI AXA

ROYAL SUNDARAM

HDFC

FUTURE GENRALI

SBI GENERAL

OTHERS

Total- Rs 1857 Crore

OUT OF THE TOP 13 COMPANIES- ICICI LOMABRD,BAJAJ,IFFCO TOKKIO AND SHRIRAM ACCOUNT FOR ALMOST 50% OF THE TOTAL PREMIUM COLLECTION FOR THE YEAR 2013-14

CAGR OF MOTOR INSURANCE COMPANIES 2005-2014

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

Series1

BAJAJ

CHOLA

FUTURE GEN-ERALI

CAGR= 16%

*Based on total premium

ICICI LOMBARD