Money Matters Future

My Financial FutureBy Student XOutlineReality CheckHousingUtilitiesTransportationClothesHealth CareEntertainmentPersonal UpkeepMiscellaneousSavingsReality Check Total Expenses Career ProfileREQUIREMENTSTrainingCollege & Education Degree PlanTuition and FeesScholarshipsReality Check

Housing$946.00 at Austin Texas3 bdrms, 2.5 bathrooms, unfurnished and 2,400 sq. ft. of living area. The monthly payment includes interest for a 30 year loan. (Picture shown for illustration purposes only.)

Utilities$40.00 Mobile phone basic plan includes about 300 anytime minutes. Other features such as text messaging may cost more. If you go over your allotted minutes, be prepared to alter your budget.

$153.00 Electricity to power things such as television, refrigerator, answering machine, lights and Xbox

$43.00 Always-available internet connection. DSL and Cable modems are ready. No dialing. No waiting to connect. An always-available high speed (124-300K) connection.

Food$250.00 Purchase items such as: TBone Steak, Ground Beef, Fryer Chicken, Tuna, Half Gallon Milk, Dozen Eggs, Margarine, Potatoes, Bananas, Lettuce, Bread, Coffee, Sugar, Cereals, Sweet Peas, Tomatoes, Peaches, OJ... The amount that appears is the cost of the items multiplied by 4 weeks.

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Car$607.00 Buying a new basic economy auto will allow me to have new reliable transportation. Sample monthly expense includes: auto payment, insurance, gas and maintenance. (Picture shown is example of Basic auto.)

Clothes$75.00 Choose the Medium clothes budget to maintain my wardrobe, including buying work clothes. (Clothes item shown is example of monthly purchases.)

Health Care$50.00 Average national cost for group medical insurance, whereby an employer subsidizes an employee's medical coverage. An employee will have to contribute the amount listed for the employee-only coverage.

Entertainment$175.00 able to party, and to attend a concert or go on a trip.

Personal Upkeep$50.00 get a gym membership in addition to the bare essentials

Miscellaneous$100.00 Have a pet

Savings10% income will be placed in a savings account

Reality Check Total Expenses Below are the amounts for the items I have selected. Your Monthly ExpensesAustinHousing$946.00 Utilities$236.00Food$250.00Transportation$607.00Clothes$75.00Health Care$50.00Entertainment$175.00Personal$50.00Misc$100.00Savings$249.00Monthly Expenses$2,738.00Annual Expenses$32,856.00Taxes (25% of Annual Expenses)$8,214.00Annual Salary Needed $43,808.00

Career ProfileVocational Education Teachers, Secondary School Wage Info :Annual Salary :$46,244.00Hourly Wage :$30.00Job description:Teach or instruct vocational or occupational subjects at the secondary school level.Method of Entry:Occupations at this level generally require a bachelor's degree. Completion of the degree program generally requires at least 4 years but not more than 5 years of full-time equivalent academic work.

LICENSE REQUIREMENTS 18 years of age Not be disqualified or the subject of a pending proceeding related to disciplinary actions, sanctions, and contested cases, including enforcement of the Educator's Code of Ethics Not be disqualified by federal law

LICENSE REQUIREMENTS Be willing to support and defend the constitutions of the United States and Texas * Be able to speak and understand the English language sufficiently to use it easily and readily in conversation and teaching * Specialized education and/or training Examination

LICENSE REQUIREMENTS Written competency test - Texas Examinations of Educator Standards (TexES) www.texes.nesinc.com Restrictions on Licensing * Violation of laws concerning teaching * Unworthiness in the instruction of youth * Abandonment of contractConviction of a felony or of misdemeanor related to teaching duties Approximate Fees as of September 2003 *

LICENSE REQUIREMENTS $ 75.00 Standard certificate * $175.00 Credentials review (non refundable) * $ 50.00 One year certificate (non renewable) (An applicant who holds a standard credential from another state or country and after a review of credentials is completed, may be issued a One-Year Certificate. The applicant must complete satisfactorily all appropriate examinations within one year of issuance). $ 82.00 Per exam attempted Education/Training

LICENSE REQUIREMENTS Bachelor's degree from an accredited college or university * Complete teacher training through an approved program * Successfully complete appropriate certification tests for subject and grade level wanting to teach

Training All 50 States and the District of Columbia require public school teachers to be licensed. Licensure is not required for teachers in private schools. Usually licensure is granted by the State board of education or a licensure advisory committee. Teachers may be licensed to teach the early childhood grades (usually nursery school through grade 3); the elementary grades (grades 1 through 6 or 8); the middle grades (grades 5 through 8); a secondary education subject area (usually grades 7 through 12); or a special subject, such as reading or music (usually grades kindergarten through 12). Requirements for regular licenses to teach kindergarten through grade 12 vary by State. However, all States require general education teachers to have a bachelor's degree and to have completed an approved teacher training program with a prescribed number of subject and education credits as well as supervised practice teaching. About one-third of the States also require technology training as part of the teacher certification process. College & EducationThe University of Texas at Brownsville andTexas Southmost College

80 Fort Brown, Brownsville, Texas 78520 | 956-882-8200

Early Chilhood-6th Grade Generalist/EC-12th Grade Special Education Bachelor of Arts in Interdisciplinary Studies Degree Planhttp://www.utb.edu/vpaa/ucatalog/10-11/Documents/Degrees/BAIS_EC-6_SPED_GEN.pdf

Tuition and Feeshttp://www.utb.edu/em/registrar/Pages/CSTuitionandFeesTables.aspx

2011 Undergraduate Resident (In-District or Out-of-District)Semester Credit hrsTuition $141.47/hr per schRequired FeesTotal1$141.47$289.30$430.772$282.94$325.30$608.243$424.41$361.30$785.714$565.88$397.30$963.185$707.35$433.30$1,140.656$848.82$469.30$1,318.127$990.29$505.30$1,495.598$1,131.76$541.30$1,673.069$1,273.23$577.30$1,850.5310$1,414.70$613.30$2,028.0011$1,556.17$649.30$2,205.4712$1,697.64$685.30$2,382.9413$1,839.11$715.30$2,554.4114$1,980.58$739.30$2,719.8815$2,093.81$763.30$2,857.11Scholarships

Caas-Cantu EndowedMemorial ScholarshipMajor GPA Citizenship

Classification EnrollmentNeedbasedAward AmountOther Special Conditions and Information

All 2.00U.S. Citizen or Permanent Resident AlienAll Full Time Yes VariesStudent must demonstrate financial aid need as determined

Jean Webb New ScholarScholarship EndowmentMajor GPA CitizenshipClassification EnrollmentNeedbasedAward AmountOther Special Conditions and Information

All 2.50 N/A Entering Freshman Full Time Yes VariesStudent must have graduated with a 2.0 from high school, butcannot be in the top 10 percent of his or her high school class. Student must maintain a 2.5 GPA while attending UTB/TSC.

Marylyn Burns Memorial Scholarship EndowmentMajor GPA CitizenshipClassification EnrollmentNeedbasedAward AmountOther Special Conditions and Information

All 2.70 N/A All N/AN/A VariesThe scholarship will support students attending UTB/TSC and maybe awarded during the fall, spring and summer sessions.