mortgage broker pitch slides
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TWG Insurance
“The Mortgage Professional Partner of Choice”
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Who is TWG?
• Founded in ‘03 by Harvard MBA Graduate
• One of the Top 20 Largest Personal Insurance Brokers in the U.S.
• Over 80 Licensed Agents on Staff
• Support Staff of 35 – All Licensed
• Staff Fluent in 5 Languages
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Why Trust Your Borrower to TWG?
Experience – TWG Has More
Typical Agency
Insures 10-20 homes/month
TWG Insurance
Insures~1200 homes/month
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Superior Ratios and Pricing
$100/month in payment/ratios $79/month in payment/ratios
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$1,200/year
$950/year
$1200 Binder Nonrecurring Feenot included inmonthly payment or DTI Ratios
Coverage – TWG Has Choice
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Fire Only Basic Cov Broad Cov All Perils Bulletproof
Nationwide*
State Farm*
Allstate*
Farmers*
* SOURCE: Office of Public Insurance Counsel, www.OPIC.COM, Retrieved May 24, 2010
TWG Insurance
Wellington HOAIC Universal Travelers Chubb National Lloyds Cypress Safeco Chartis
Underwriting – TWG Has You Covered
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Underwriting – Three Calls to Three Carriers
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Typical A
Typical B
Typical C
Underwriting – TWG is Flexible
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PSICFidelity
SafecoWellingtonARIHartford
CHUBBChartisFidelitySafeco
ARIUniversalTravelersHOAIC
CypressPSICFidelityHOAIC
SafecoTravelersUniversalHartfordMetLifeCypressPSICFidelityHOAIC
Hours – TWG Works More
Typical Agency-Open 9-5ishTWG-Open 8-6pm
+ Mobile E-Mail
• Agent plus 1or 2 Unlicensed Staffers
• Poor Coverage Over Lunch
• Poor Emergency Coverage
• Frequent Out of Office Appointments=Understaffed
• No or Little After Hours Support
• Golf Games Take Time!
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• 60+ Agents, 20+ Service
• 100% Licensed Staff
• Lunchtime Coverage
• 25% More Office Hours
(10 hrs/day vs. 8)
• After Hours Coverage via Mandatory Smartphone
• Team Approach to Cover Time Out of Office
Mon Tue Wed Thu Fri
<8 Blackberry/iPhone Coverage
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Guaranteed Office Coverage
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3
4
5
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7+ Blackberry/iPhone Coverage
Mon Tue Wed Thu Fri
<8No Coverage
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9Potential
Office Coverage10
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12 Spotty Coverage
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Potential Office Coverage
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3
4
5
6No Coverage
7+
Hours – TWG Works More
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Coverage – TWG is Everywhere
Typical Agency – Local Only TWG – State and National
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Coverage in Local Counties
Aggressive and Competitive Coverage Through Multiple Companies
TWG – Knows Your Business
TWG Supports Your Industry • Active Members of:
– Texas Association of Mortgage Professionals– National Association of Professional Mortgage Women– Dallas Mortgage Bankers Association– Houston Mortgage Bankers Association
• TAMP Convention Sponsor• NAPMW Convention Sponsor• TMBA Convention Sponsor
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TWG Insurance-The Referral
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How Do I Refer My Borrower?• TWG is designed to handle your referrals in the way that fits your
business model the best.• E-Mail• Phone Call
• Provide the Following Information:• Borrower’s Name• Date of Birth• Property Address Being Purchased• Current Address
TWG PROVIDES YOU:
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• Experience ~1200 Homeowner Policies per Month
• Superior Product & Pricing
• Choice of Coverage Limits
• Maximum Agent and Staff Support
• Nation-Wide Product Available
• Agents with Industry Knowledge
• Ease in Quoting Multiple Carriers in Minutes