mortgage broker pitch slides

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TWG Insurance “The Mortgage Professional Partner of Choice” 1

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Page 1: Mortgage broker pitch slides

TWG Insurance

“The Mortgage Professional Partner of Choice”

1

Page 2: Mortgage broker pitch slides

Who is TWG?

• Founded in ‘03 by Harvard MBA Graduate

• One of the Top 20 Largest Personal Insurance Brokers in the U.S.

• Over 80 Licensed Agents on Staff

• Support Staff of 35 – All Licensed

• Staff Fluent in 5 Languages

2

Page 3: Mortgage broker pitch slides

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Why Trust Your Borrower to TWG?

Page 5: Mortgage broker pitch slides

Superior Ratios and Pricing

$100/month in payment/ratios $79/month in payment/ratios

5

$1,200/year

$950/year

$1200 Binder Nonrecurring Feenot included inmonthly payment or DTI Ratios

Page 6: Mortgage broker pitch slides

Coverage – TWG Has Choice

6

Fire Only Basic Cov Broad Cov All Perils Bulletproof

Nationwide*

State Farm*

Allstate*

Farmers*

* SOURCE: Office of Public Insurance Counsel, www.OPIC.COM, Retrieved May 24, 2010

TWG Insurance

Wellington HOAIC Universal Travelers Chubb National Lloyds Cypress Safeco Chartis

Page 7: Mortgage broker pitch slides

Underwriting – TWG Has You Covered

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Page 8: Mortgage broker pitch slides

Underwriting – Three Calls to Three Carriers

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Typical A

Typical B

Typical C

Page 9: Mortgage broker pitch slides

Underwriting – TWG is Flexible

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PSICFidelity

SafecoWellingtonARIHartford

CHUBBChartisFidelitySafeco

ARIUniversalTravelersHOAIC

CypressPSICFidelityHOAIC

SafecoTravelersUniversalHartfordMetLifeCypressPSICFidelityHOAIC

Page 10: Mortgage broker pitch slides

Hours – TWG Works More

Typical Agency-Open 9-5ishTWG-Open 8-6pm

+ Mobile E-Mail

• Agent plus 1or 2 Unlicensed Staffers

• Poor Coverage Over Lunch

• Poor Emergency Coverage

• Frequent Out of Office Appointments=Understaffed

• No or Little After Hours Support

• Golf Games Take Time!

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• 60+ Agents, 20+ Service

• 100% Licensed Staff

• Lunchtime Coverage

• 25% More Office Hours

(10 hrs/day vs. 8)

• After Hours Coverage via Mandatory Smartphone

• Team Approach to Cover Time Out of Office

Page 11: Mortgage broker pitch slides

Mon Tue Wed Thu Fri

<8 Blackberry/iPhone Coverage

8

Guaranteed Office Coverage

9

10

11

12

1

2

3

4

5

6

7+ Blackberry/iPhone Coverage

Mon Tue Wed Thu Fri

<8No Coverage

8

9Potential

Office Coverage10

11

12 Spotty Coverage

1

Potential Office Coverage

2

3

4

5

6No Coverage

7+

Hours – TWG Works More

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Page 12: Mortgage broker pitch slides

Coverage – TWG is Everywhere

Typical Agency – Local Only TWG – State and National

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Coverage in Local Counties

Aggressive and Competitive Coverage Through Multiple Companies

Page 13: Mortgage broker pitch slides

TWG – Knows Your Business

TWG Supports Your Industry • Active Members of:

– Texas Association of Mortgage Professionals– National Association of Professional Mortgage Women– Dallas Mortgage Bankers Association– Houston Mortgage Bankers Association

• TAMP Convention Sponsor• NAPMW Convention Sponsor• TMBA Convention Sponsor

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Page 14: Mortgage broker pitch slides

TWG Insurance-The Referral

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How Do I Refer My Borrower?• TWG is designed to handle your referrals in the way that fits your

business model the best.• E-Mail• Phone Call

• Provide the Following Information:• Borrower’s Name• Date of Birth• Property Address Being Purchased• Current Address

Page 15: Mortgage broker pitch slides

TWG PROVIDES YOU:

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• Experience ~1200 Homeowner Policies per Month

• Superior Product & Pricing

• Choice of Coverage Limits

• Maximum Agent and Staff Support

• Nation-Wide Product Available

• Agents with Industry Knowledge

• Ease in Quoting Multiple Carriers in Minutes