montessori school urdu
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Prime Minister's Youth Loan.TRANSCRIPT
www.smeda.org.pk
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92 42 111 111 456 92 42 36304926-7
3 3
(042) 111-111-456 (0423)36304926-7
5 2
(021) 111-111-456 (021) 35610572
(091) 9213046-47 (091) 286908
15-A
(081) 2831623, 2831702
(081) 2831922 [email protected]
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6 / 9
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6 10.1
7 10.2
7 10.3
8 10.4
9 10.5
10 10.6
10 10.7
11 10.8
12 10.9
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13 12.1
14 12.2
14 / 12.3
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.1
SMEDA
www.smeda.org.pk
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SMEDA .3 SME 1998
SMEs SME
SME SMEs
3
.4 142013
8
SME debt 1090
.5
3-7 2
0.47 1.73 2.20
11.22 NPV 10 90 3.01 56IRR
: 6
8 80 170
II/I 2 1 II I 170
25 20 1.5
4
90 0.47 1.73 2.20 3.01 IRR56 11.22 NPV 10
.7
/
.8 86 8
25 20 ii 170 8 1.5
1
33 31 28 26 20
33 31 28 26 20 I
33 31 28 26 20 II
21 19 18 16 13 I
21 19 18 16 13 II
141 131 120 110 86 5
/ .9
.10 Youth Business Loan
.10.1 NPV IRR
2
56% IRR
3.01
11,222,901 NPV
6
.10.2
3
220,000 10%
1,980,000 90%
8% /
8
1
.10.3
4
--
-- /
932,500
253,700
490,500
49,978
1,726,678
473,322
2,200,000
7
.10.4 8 1.5 170
5
1,920 8
376
100
150
100
300
554 / /
3,250
6,750
i 1,200,000 100,000 1.5
ii
8
.10.5
75,000 25,000 3
250,000 25,000 10
20,000 20,000 1
7,500 7,500 1
5,000 5,000 1
35,000 35,000 1
12,000 12,000 1
6,000 1,500 4
80,000 40,000 2 3.0
490,500
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.10.6
45,000 45,000 1
65,000 2,500 26
8,000 2,000 4
14,800 200 74
20,000 20,000 1
25,000 25,000 1
7,400 7,400 1
2,500 2,500 1
30,000 15,000 2
15,000 15,000 1
12,000 12,000 1 /
9,000 750 12
253,700
.10.7
12,000 12,000 1
15,000 15,000 1 4
17,000 17,000 1 6
20,000 20,000 1 8
12,000 12,000 1 6x6
10,000 10,000 1
15,000 15,000 1
101,000
10
.10.8
20,000 20,000 1
9,000 3,000 3
7,500 7,500 1
5,000 5,000 1
5,000 2,500 2
7,500 7,500 1
60,000 3,000 20 II /
180,000 1,500 120 II /
225,000 4,500 50 2 1
40,000 5,000 8
40,000 5,000 8
20,000 2,500 8
100,000
50,000 2,500 20
35,000 3,500 10
7,500 7,500 1
2,500 2,500 1
2,500 2,500 1
15,000 15,000 1
831,500
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.10.9
300,000 25,000 1
180,000 15,000 1
180,000 15,000 1
180,000 15,000 1
288,000 12,000 2
288,000 12,000 2 I
288,000 12,000 2 II
144,000 12,000 1 I
144,000 12,000 1 II
180,000 15,000 1
120,000 10,000 1
120,000 10,000 1
120,000 10,000 1
2,532,000 16 10
.11 i
ii
iii
iv
12
v
vi
.12
215,000
645,000
86
86
2,500
7,500
840,000 20 3,500 40 2
960,000 20 4,000 I 40 2
1,032,00 20 4,300 II 40 2
748,800 13 4,800 1 25 1
826,800 13 5,300 2 25 1
5,267,600 86 170
.12.17.5
50
13
.12.2
36,000
318,142
30,000
90,000
30,000
60,000
36,000
30,000
36,000
60,000
30,000
24,000
30,000
90,000
30,000
30,000
60,000
1,200,000
2,220,142
/ .12.3
042-99260108
III 78-B1
042-99268114-7 042-99268118
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13. USEFUL LINKSPrime Minister's Office, www.pmo.gov.pk
Small and Medium Enterprise Development Authority, www.smeda.org.pk
National Bank of Pakistan (NBP), www.nbp.com.pk
First Women Bank Limited (FWBL), www.fwbl.com.pk
Government of Pakistan, www.pakistan.gov.pk
Ministry of Industries & Production, www.moip.gov.pk
Ministry of Education, Training & Standards in Higher Education
http://www.moptt
Government of Punjab, www.punjab.gov.pk
Government of Sindh, www.sindh.gov.pk
Government of Khyber Pakhtoonkhwa, www.khyberpakhtunkhwa.gov.pk
Government of Balochistan, www.balochistan.gov.pk
Government of Gilgit Baltistan, www.gilgitbaltistan.gov.pk
Government of Azad Jamu Kashmir, www.ajk.gov.pk
Trade Development Authority of Pakistan (TDAP), www.tdap.gov.pk
Security Commission of Pakistan (SECP), www.secp.gov.pk
Federation of Pakistan Chambers and Commerce and Industries (FPCCI)
www.fpcci.com.pk
State Bank of Pakistan (SBP), www.sbp.org.pk
All Pakistan Private Schools Welfare Association (APPSWA)
www.appswa.com.pk
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14: Key Assumptions
15-Operating Assumptions22 Operational Days Per Month
12 Months Operational
16-Capacity Utilization AssumptionsCapacity Utilization (First Year) 50%
First Year Student Enrollment 85
Student Drop-out Ratio 5%
Students addition in year -2 25 Nos.
Students addition in year -3 and onwards 10 Nos.
17-Economics AssumptionsElectricity Growth Rate 10%
Salary Growth Rate 10%
Rent Growth Rate 10%
Student Fee Growth Rate 7.5%
Admission Fee Growth Rate 5%
Misc. Expense Gorwth Rate 5%
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18-Expense AssumptionsOffice Expense (Stationary, Entertainment etc.) Rs. 90,000 per annum
Communication Expense Rs. 30,000 per annum
Advertisement Expense Rs. 60,000 per annum
Teacher's Training Expense Rs. 36,000 per annum
Repair & Maintenance Expense Rs. 90,000 per annum
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Income Statement
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Balance Sheet
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Cash Flow Statement