MoneyGram InternationalPedro Saro, Vice President Iberia, Romania & Bulgaria

Agenda

22

• MoneyGram today

• Key strengths

• Market opportunity

MoneyGram: The Growth Opportunity is Large

33

Growth potential

Size of core

revenue markets

Ranking globallyin key

markets

Money Transfer marketshare

$25B

#1 or

#2

4-5%

and growing

Significant

At a Glance

• Dallas-headquartered multinational providing global money transfer services

• 2010 revenues of $1.17B

• More than 2,600 employees

• NYSE listed (MGI); approximately 17% public

• ~83% owned by THL (~53%) and Goldman Sachs (~29%)

44

5

Money Transfer Highlights 2010

Revenue Growth

7%

21% 18%

Global Agent Locations/Growth 227,000

Fee & other revenue

Fee & other revenue constant currency

Transaction Volume Growth

U.S. originated (excludes sends to Mexico)

Non U.S. originated, ex Spain

9%

11% 8%

4%

5%

Sends to Mexico 6% (2%)

Non U.S. originated 18% 15%

Total transaction volume 12% 9%

19%

Q4 2010 Full Year 2010

Agenda

66

• MoneyGram today

• Key strengths

• Market opportunity

• Strategic objectives

Key Strengths

77

1 Global network

2 Powerful brand

3 Talented resources

Serving Customers Through a Global Agent Network with More Than 227,000 Locations

Major retailers, post offices, financial institutions & retail outlets

Expansive Global Reach

• McDonalds = 32,000

• Subway = 28,500

• Starbucks = 16,000

• Carrefour = 15,400

• Walmart = 8,400

MoneyGram has TWICE the reach as these brands COMBINED!

Powerful Global Brand: Strengthening Awareness

1010

Represents interviews with 28,000 people

Percent

Powerful Global Brand

1111

2,600 Global Employees: A Key Resource

1212

1

2

4

6

7

8

12

16 1

7

9

20

19

21

5

1

2

3

4

5

6

7

8

9

101112

15

13

19

MinneapolisDenver

Miami

LondonParisMadridFrankfurt

RomeMilanAthensJohannesburg

Dubai

Hong Kong

Shanghai

18

16

17

Delhi

Lagos

14

Mumbai

18

20

Sydney

14

Kiev

13

Moscow

15

3

21

Dallas

10

11

Agenda

13

• MoneyGram today

• Key strengths

• Market opportunity

We Play in a $400B Global Remittance Market

14

In 2010, approximately $19B sent using MGI

Global Remittance Volume Estimates($B)

Source: World Bank

Gracias

PROPRIETARY & CONFIDENTIAL

Спасибо

Grazie

Danke

Merci

谢谢

σε ευχαριστώ

لك شكرا

Salamat

Obrigado

dhanyavaad

Thank You!

Cảm ơn

bạn

Mulţumesc

2011

MoneyGram International Radu Pojoga– Business Development Manager Romania & Bulgaria

MoneyGram in Romania

Our presence in Romania started since 1997 We are offering for the moment the traditional 10’ cash to cash service Most of our partners are especially banks, amounting to a total of 2,000 locations

Remittance market in Romania / rank 22nd worldwide

Emigration, 2010

• Stock of emigrants: 2,769.4 thousands / ranks 18th

• Stock of emigrants as percentage of population: 13.1%

• Top 10 destination countries: Italy, Spain, Hungary, Israel, USA, Germany, Canada, Austria, France and UK

Source: World Bank Remittance

Impact of the Economical Crisis in Remittances for Romania

Remittance outflows from UK, Spain, and Italy have started

recovering

Decline in inflows to Romania slowed – in 2010

Source: World Bank Remittance Forecast

Main Corridors for Romania

OthersGreeceUS

UK

Spain

Italy

Others

Greece

US

UK

Italy

Spain

Spain 32%Italy 27%UK 14%US 4%

Greece 4%Others 19%

Italy 36%Spain 34%

UK 14%US 5%

Greece 5%Others 6%

Romania Outbound

Romania Inbound

2. MoneyGram Strategy 2011

Continue investing in raising MoneyGram Brand Awareness through Marketing contribution and signage – Measure and track Brand awareness

Maximize Agent’s potential through:– Improving Service Delivery – On-going Measure and Track– Support Agents on sub-agents network development– Ensure MG brand presence in all locations

Explore customer demand on other than C2C MT services, like C2A, C2ATM

Secure aggressive investment and focus of major send markets, like, Spain, Italy,UK, Greece, USA, Germany, etc.

Expand distribution in Romania through new agents/sub-agents

Gracias

PROPRIETARY & CONFIDENTIAL

Спасибо

Grazie

Danke

Merci

谢谢

σε ευχαριστώ

لك شكرا

Salamat

Obrigado

dhanyavaad

Thank You!

Cảm ơn

bạn Mulţumes

c