microfinance brochure
DESCRIPTION
Brochure of Microfinance Ministry site in Students InternationalTRANSCRIPT
Fund-a-Microloan Gift Catalog
Bringing a message of hope and opportunity to the poor through micro-loans
give a truly unique gift by funding a loan to an impoverished family in Guatemala.
By funding a microloan for a flock of chickens or for a small business, you can
empower Guatemalans to build themselves out of the cycle of poverty, resulting
in hope and opportunities for themselves and for their children. Your financial
gift to this ministry will be recycled into a new loan time and time again, as each
loan is repaid, to continue to provide opportunities for years to come.
Read about the type of loan projects we work with in Guatemala, and make a
donation in lieu of giving a gift to a friend or family member. We’ll send them a
Christmas card letting them know what you’ve done in their honor and a picture
of the project you’ve chosen to support.
This Christmas season
For $90, you can fund
a loan for a family to buy a flock
of 30 chickens and 300 lbs of chicken feed. In 3 months, the
chickens will grow from chicks to
a 4 – 5 lb full grown chicken, and
will be sold by the pound for a
25-40% profit.
Chickens require a chicken coop
and about 20 minutes of work
a day and allow women to do
household chores and attend
to their children without leaving
the home.
For $15:a share of a flock
For $190, you can fund a loan to
buy a piglet and 500 lbs of animal feed.
In 5 months the pig will grow from 25 lbs to a
full grown 250 lbs and be sold at a 35%-60%
profit. Pigs require a pig sty and about 20
minutes of work a day, allowing women to
easily balance home duties and taking care
of the animal.
For $25: a share of a pig
Luz knows her animals. With her
first loan of $180, she bought a flock of
50 chickens, animal feed for the chickens,
and a pig. After butchering and selling
the chickens door-to-door, she used her
earnings to buy the rest of the animal
feed for her pig. When she hired the local
butcher to do the slaughter in her home,
she had already pre-sold most of the
meat to her friends and neighbors. She
was left with a healthy profit, allowing her
to provide for her family and pay for her
teenage son’s schooling. In her spare time,
Luz knits beautiful children’s clothing to
sell from her home.
Borrower Profiles
Learn about
Rosa is an entrepreneur at heart.
She was one of our first borrowers, and now
with her third loan, she has purchased an
industrial grade stove in addition to the stove
she already had. The new stove has enabled
her to cook a larger menu at her lunch time
restaurant, where she works seven days
a week. Rosa raises her own chickens to
cook, increasing her profit margin, and also
has a small flower stand in the entrance of
her restaurant. When they are in season,
Rosa and her husband harvest their apple
crop and make the one hour trip at 4 am to
Guatemala City several times a week to sell
their product at the wholesale market. With
her earnings from her businesses she is able
to pay the monthly tuition costs for her three
children to study in vocational school.
our borrowers
For $250, you can fund a loan to buy a cow and 200 lbs of animal feed. The additional
food needed will likely come from what is left
from the family’s crop. In 6 – 8 months, the cow
will bulk up to about twice its size and be sold at
a 50% - 80% profit.
Cows require a flat area and about an hour a day
of gathering and carrying dried corn stalk and cut
green fodder to the animal. For the need to leave
the home, cows are a more common investment
for our male borrowers.
For $50: a share of a cow
For $250, you can fund a loan to a small business owner to expand his or her business.Examples of the small businesses among our
borrowers include a restaurant, a small convenience
store, an animal feed store, a plant nursery, and several
specialized retail businesses.
With a microloan through our program, the borrower
can invest in items such as equipment or inventory
to grow their business revenues. In 6 - 8 months, the
borrower will pay back the loan through monthly
installments, having hopefully expanded their
business during that time.
Give the gift of a loanthis Christmas Season!Go to RachelandAaron.Info
With each donation, a Christmas card will be sent
with a picture of the project you choose along with
a note explaining how the program works. To give a
gift in the name of a friend of family member, go to
RachelandAaron.Info. Payments by check, credit card,
and PayPal are accepted.
To donate by mail, enclose the attached slip and
your check in a stamped envelope, and send it to the
address specified.
Cut o
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se
alon
g w
ith y
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aym
ent i
n an
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elop
e ad
dres
sed
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ents
Inte
rnat
iona
lPO
Box
273
3Vi
salia
CA
9327
9-27
33
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