WHY DO YOU NEED LIFE INSURANCE? MARC FIRESTONE

WORST CASE SENARIO

• Imagine this situation. It is a quiet and rainy night. The dinner you have prepared all afternoon is still sitting untouched in the dining room. You wait anxiously wondering why your partner is late. Did he stop to get wine? Did he get a flat tire? But all of a sudden the unimaginable happens. You look down at your phone, but have not choice to answer it. You get the call.

LIFE JUST HAPPENS

• We cannot predict the future. Life just happens. If you are in a situation where someone may suffer financially, chances are you need life insurance.

• Life insurance is a way to keep your family or your partner protected. It gives them a safety net that provides cash to the people you care about after your death.

SO WHAT IS LIFE INSURANCE?

• Life insurance is a contract between an insured and an insurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of the insured

WHAT DOES LIFE INSURANCE DO FOR YOU AND FOR YOUR FAMILY?• We cannot predict what will

happen, but we can control our future our family’s future through life insurance.

• Life insurance provides your family with a financial protection to pay any final expenses such as:

• Funeral Cost

• Medical Bills

• Taxes

• Living Expenses

WHEN SHOULD I GET LIFE INSURANCE?• The younger the better

• Take into consideration if fall in any of the three categories:

• Married Couple

• Married with Kids

• Single Parent

MARRIED COUPLE• Just because you do not have kids does not mean

you do not need life insurance. This is a mistake. As discussed, what would happen if you get that call? What would happen if you find your partner in the hospital bed with the doctor saying those fatal words of, “there is nothing we could do?” When entering a marriage, you need to think about your family’s future. Whether or not you have a family, this is an important step in keeping them secure.

MARRIED WITH KIDS

• In today’s world, families with kids, especially more than one, usually depend on two incomes to make ends meet. The expenses of the mortgage, cars, and the necessities for your kids are just the tip of the iceberg of what you need to pay for their future. Investing in life insurance, especially for this situation, is your best possible option. Here, you need to think about the future and the future expenses they will have to endure with or without you. To make sure that they are secured, life insurance will provide the financial funds needed in any type of situation.

•

SINGLE PARENT

• As a single parent, there is much responsibility on your shoulders. You are the mother, the father, the breadwinner, the hero, the villain, the cook, and the chauffeur in your kids’ world. To make sure that you your child is safeguarded by those financial expenses, think about their future and invest in life insurance. It will give you a peace of mind knowing that whatever happens, your child’s future is set.

•

LIFE INSURANCE• The last thing you want in a

difficult situation is to worry about the financial difficulties in the future

• Look into what Life Insurance can do for you

• Take care of the most important people in your world today!