LIVING LONGERMartin Bamford

CFP Chartered MCSI FPFS

P R A C T I C A L C O N S I D E R A T I O N SF O R L I F E & B U S I N E S S

WE 'RE A L L GE T T I NG O LD ERAn ageing populat ion i s one of the most important trends

of the 21st century . What does i t look l ike today and what

wil l i t look l ike in the future? What does this mean for

society? What practical steps can we take to l ive well in

later l i fe and best serve our older customers?

Born a decade after President Abraham Lincolnwas assassinated, met "dirty, badly dressed &disagreeable" Vincent Van Gogh as a girl, diedon 4th August 1997 at 122 years, 164 days old.

J EANNECA LMENT

One in three babies born today inthe UK are expected to celebrate

their 100th birthday.

OUR AGE I NG POPU LA T I ON

There are 11 .4 mill ion people age 65 or

over in the UK . There are more over 60s

than under 18s . People aged 85 and over

now represent the fastest growing

segment of the UK populat ion .

HEA L THY L I F E EXP EC TANCYHealthy l i fe expectancy i s 63 .5 years in the UK .

Over the past twenty years the gap between l i fe expectancy and

healthy l i fe expectancy has been growing wider . Li fe expectancy has

r isen by 4 .6% but healthy l i fe expectancy only by 3%.

6568

State pension age for women between

Apri l 2016 and December 2018 .

State pension age for men and women

between 2044 and 2046 .

J O HN CR I D LAND CB E"The future of the State Pension age i s a hugely important

issue for this country . I t must be fa i r and sustainable , and

ref lect changes in society . "

"The issue of funding for adult social care has beenignored for too long. The current system is confusing,unfair and unsustainable. Individuals are living infear, worrying about meeting their care costs."

S I R ANDREWD I LNO T

AGED I S CR IM INA T I ON

Older people are

viewed as second -class

cit izens in Britain .

Facing blatant

discr imination in

health , social care and

other areas of l i fe .

Half think UK treats older

people as i f they are on the

scrapheap or a burden ,

1

2

3

If you've met one person living with dementia,you've met one person living with dementia. Itaffects everyone very differently, don't makeassumptions.

1 - DEMENT IAF R I ENDS

Remove the barriers your customers face becauseof their age or any disabilities. Consider accessto buildings, signage and the size of the font youuse.

2 - BECOMEMORE

ACC ESS I B L E

Get plenty of exercise, eat well, stimulate yourbrain, build your cognitive reserve and getplenty of social stimulation.

3 - I N V E S T I NYOUR O LD AGE

TODAY

17% of 55-65s are expecting to be supportedfinancially by their grown up kids when theyretire, 19% of adult children are relying oninheritance from their parents.

4 - TA LK TOYOUR K I DS

Dream big and use retirement as an opportunityto do all of those things you want to do in yourlife.

5 - RE - TH I NKYOUR

RE T I R EMENT

Our IndependentFinancial Planners help

remove stress aboutmoney for people in

Cranleigh by offering aclear explanation of

your choices andoptions.

www.icfp.co.uk@informedchoice