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    Adjusting to your changing body

    Fifty is the new thirty! Seventy is the new fifty! Creams that fight aging, supplements that proclaim to be anti-aging, the messages seem to be tacitly admonishing us: Its okay to grow older, but dont you dare age. While Americans are staying youthful longer, this constant barrage of youre as young as you feel can cause dismay. Regardless of how well we care for ourselves, we cannot entirely escape the effects of aging.

    One key to aging gracefully is to accept the fact that your body is in a constant state of change, and the changes that happen in later life tend to bring diminished capacity in one way or another. Aging slows us down. It slows down the bodys natural powers of regeneration, it slows the metabolism, and it slows reaction time and healing. Some of the discomfort that people often feel as they age may be an unwillingness to accept these inevitable changes.

    In the U.S., advertising that urges us to fight, fight, fight aging bombards us. What if, instead, we embraced aging? What if we made the aging process our friend and ally instead of our foe? What if we focused on what weve gainedwisdom,

    experience, patience, trust, understanding, and intuitioninstead of on what were losing? What if we slathered ourselves in acceptance instead of expensive (and potentially toxic and ineffective) skin creams? Aging might become less daunting, less scary, and less pressurized. Instead of feeling compelled to act and look as if were frozen at age 30, we can enjoy the benefits of reaching our 50s, 60s, 70s, 80s, and beyond.

    Here are some of the benefits that generally may go along with being a certain age:

    Older people care less about what others think of them and are less affected by others judgments.

    Older people are better able to manage their emotions. Aging helps people develop tolerance, and tolerance leads to an increased ability to withstand lifes (and peoples) shenanigans.

    Older people have clearer priorities and are better able to focus on the things that really matter while jettisoning distractions.

    Older people claim higher job satisfaction than their younger counterparts. According to a recent study by the Associated Press-NORC Center for Public Affairs Research, 92 percent of workers age 50 and older report that they are very satisfied or somewhat satisfied with their jobs, compared with only 80 of workers under age 30. Older workers reported

    satisfaction regardless of gender, race, educational level, political ideology, and income level.

    Older people generally are better at dealing with social conflicts than younger people.

    Older people are better able to see the big picture. While studies have shown that younger people tend to become bogged down in minute details, those of a certain age excel at taking in the full scope.

    Older athletes often develop new strengths to make up for loss of speed or explosiveness. Older, often, is smarter when it comes to certain skills. This does not apply only to the pros. Amateur athletes and hobbyists evolve as they age and embrace different aspects of their sports.

    Seventy is not the new fifty. Seventy is seventy. Anyone who has spent seventy years living, loving, working, traveling, caring for others, and constantly learning has earned the right not to have to pretend to be younger than his or her actual age. Aging is not something to hide or pretend isnt happening. Aging is a privilege denied many. Instead of turning to anti-aging creams and schemes in an effort to fight nature, try this instead: Embrace positive aging. Be the best you can be at every age, and accept that your body and mind are always changing.

    Source: Psychology Today (January 30, 2016)

    Life Advice A newsletter for Total Control Accountholders

    Summer 2018Volume 25, Number 3

    You cannot have a positive life and a negative mind.

    Joyce Meyer

  • Time out

    Making the most of your smartphoneThe great thing about Smartphones is that they really can make you smarter!

    Smartphones are tiny computers that can do many of the things a regular computer can do, and more. Whether you have an iPhone, Android, or a Windows phone, you can download programsappsthat can help boost your brainpower and enjoyment, since brain enhancing apps can be fun to use. Many apps are free, some cost a nominal amount, and others come with monthly subscription fees.

    Here are some ideas for how to make the most of your Smartphone:

    Duolingo is a language app that offers fun, easy instruction on how to speak, read, and write 28 different languages. If youve always wanted to learn a second language, Duolingo can help. Free.

    New York Times Crossword Puzzle app puts the renowned newspapers daily crossword on your phonefor a price. Although this app costs $6.95 per month ($39.95 if you buy an annual subscription), crossword puzzle aficionados consider it well worth the price.

    Pandora is a radio app that lets you choose the music genre you want to hear and then customizes a playlist for you. Listen to any type of music from any generation. Free with commercials.

    WhatsApp lets you stay in touch with everyone, everywhere, for free. You can text or call for free to other WhatsApp users.

    Google Hangouts is a free texting and video-calling platform developed by Google. Users need Gmail addresses to place video calls. Hangouts works on both your phone and computer.

    The NPR app gives you access to worldwide news and your favorite NPR programs in a concise, easy-to-use format.

    The Weather Channel and other free weather apps are available to help you plan. Free.

    Pillbox (iOS-Apple) and Medisafe Meds & Pill Reminder (Android) help you remember to take medications. Free.

    Shopwell is your on-the-go nutritionist. This app helps you match foods with your health concerns. For example, if you have high cholesterol, Shopwell can suggest foods that may lower cholesterol.

    Elevate is a brainpower boosting app that focuses on practical language and math skills. Free and premium subscriptions.

    Lumosity combines proven cognitive science techniques with a fun, game-playing approach. Free and premium subscriptions.

    Headspace uses scientifically proven meditation techniques to help you create health and happiness. Free 10-day trial, after which several subscription options are available.

    Time out

    Best national parks to visit in the summerAcadia National Park, MaineA splendidly diverse landscape includes sandy beaches, hardwood forests, and granite peaks. Take a drive along the scenic Park Loop Ride and stop off at Otter Cliff and Sand Beach.

    Apostle Islands National Lakeshore, WisconsinThese 21 islands on Lake Superior offer glorious natural beauty and an abundance of water sports. As the cleanest of the Great Lakes, Superior offers crystal-clear scuba diving amid old shipwrecks as well as boating, fishing, and kayaking. While the beaches are the big attraction here,

    serious, healthy hikers can enjoy trails that lead to historic lighthouses, scenic overlooks, and old farm sites.

    Crater Lake National Park, OregonBrilliant blue water and 2,000-foot cliffs offer spectacular beauty. The park is one of the cleanest national parks in the country. A hikers paradise, Crater Lake boasts more than 200 miles of trails, including the 2.5-mile gradual walk up to the highest point in the parkMount Scott.

    Grand Teton National Park, WyomingThe majestic Grand Teton is snowcapped well into July and sometimes August, making for dramatic photography and a sense of awe. Since it is a mere 10 miles from Yellowstone Park, its possible to visit both parks in one vacation. Avoid peak timessuch as Fourth of July weekendas Grand Tetons six campsites are first come, first serve.

    Great Smoky Mountains National Park, Tennessee and North CarolinaA UNESCO World Heritage Site, Great Smoky Mountains National Park is vast522,419 wooded acresand is home to more than 1,500 kinds of flowering plants, more than any other national park in North America. Wildflower hikes, where youll spot black-eyed Susans, red cardinal flowers, purple-fringed orchids, pink turtleheads, and Turks cap lilies are a must.

    Sequoia & Kings Canyon National Parks, CaliforniaWith awe-inspiring Mount Whitney, the highest summit in the contiguous United States, looming above, Sequoia and Kings Canyon National Parks feature the highest tree in the worldthe 274.9-foot General Sherman Tree. The parks also offer remote trails through glacial canyons and old-growth forests.

  • Fit for living

    Adult-onset asthmaYou cannot imagine how precious the gift of breath is unless you have difficulty breathing. Adult-onset asthma can be dangerous for older adults because doctors sometimes misdiagnose the condition. Due to changes in muscles and stiffening of chest walls in people after middle age, older adults tend to have a lower forced expiratory volume (the volume of air you are able to take in and forcibly exhale in one second). This decreased lung function may cause doctors to miss the diagnosis of adult-onset asthma.

    Elizabeth, for example, had been an active older adult well into her late 70s. She walked between three and six miles daily, took Silver Sneakers classes at the YMCA, and enjoyed a rich social life. When her energy levels began to drop and she experienced difficulty breathing, her doctor told her she needed to lose weight. When losing weight didnt help, he told her that she was out of shape and needed to add activity to

    Glad you asked

    Q: Can I pay my bills online or by phone from my Total Control Account (TCA)?

    A: Yes. Generally, you can use your TCA as a source of fu


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