eCommerce SolutionsExpect more from your payments provider

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eCommerce Solutions

eCommerce Solutions

Leverage our verticals expertise

Internet retail

Multi-channel retail

Online services

Direct response

Nonprofit organizations

Direct sales organizations

Membership groups

Loyalty groups

Associations

Publishing

Expect More. Connections.Let’s talk about eCommerce solutions.

AppFrontier LLC 620 Folsom St. - Suite 100 San Francisco, CA 94107 415-275-1115 info@appfrontier.com www.AppFrontier.com

Fraud and security solutions

Core processingOur fully integrated payment processing solution is built on a foundation of agile, best-of-breed technology. We support the latest generation in hardware, software and systems technology to drive innovation and leadership in the payments industry. Monthly releases of production code enable us to respond quickly to market opportunities. From card acceptance and insightful reporting to consultative merchant services, we have merchants covered.

Combating fraud, managing fraud-related chargebacks and securing cardholder information are critical concerns for eCommerce merchants. We offer the following solutions that help merchants proactively address these issues.

Vantiv delivers efficient core processing and relevant value-added solutions that help eCommerce merchants drive lasting and profitable customer relationships. As the leading authority in eCommerce processing, we offer intelligent processing solutions that help contain costs, generate revenue and manage risk. Our clients are industry leaders in market segments including direct response, Internet retail, nonprofit, online services and payment facilitators (PayFacsTM).

We provide comprehensive solutions tailored to fit the unique business needs of merchants offering one-time ticket and recurring payment options to their customers, donors or members.

Revenue solutionsRevenue solutions are designed to help grow businesses by minimizing payment interruptions and providing insights into customer behavior. Revenue solutions include:

Recovery combines account updating and authorization recycling to help recover initial authorization declines and boost the revenue potential of recurring and card-on-file payments.

Insights provide supplemental data on customers’ buying behavior. Delivered in real time upon card authorization or in daily batches, Insights can help merchants acquire, retain and upsell to their most valuable customers.

Account updating lets merchants bill using the original account information obtained from the cardholder. Our fully managed service then automatically checks with Visa®, MasterCard® and Discover® and applies account changes seamlessly.

Authorization recycling initiates authorization retries following a transaction-specific, optimized pattern until it either obtains an approval or exhausts its attempts.

Recovery

Insights

About Vantiv Vantiv, Inc. (NYSE: VNTV) is a leading, integrated payment processor differentiated by a single, proprietary technology platform. We offer a comprehensive suite of traditional and innovative payment processing and technology solutions to merchants and financial institutions of all sizes in the U.S., enabling them to address their payment processing needs through a single provider. We build strong relationships with our customers, helping them become more efficient, more secure and more successful. For more information, visit vantiv.com.

iQ reporting and analyticsOur real-time reporting and analytics interface, iQ, allows merchants to review up to 14 months of transactional data down to the individual transaction level. Through iQ, merchants can segment data the way they want to see it, allowing them to track the financial performance of each business unit, presenter or method of payment. They can also manage their chargeback reconciliation process online with our Chargeback Search, Compliance and Financial reports.

Fraud Chargeback Prevention Service (FCPS) is a daily compilation of issuer-confirmed fraudulent transactions that allows merchants to refund legitimate cardholders and helps prevent transactions from becoming chargebacks.

Fraud Chargeback Prevention Service

Fraud Toolkit is a powerful suite of tools designed to address existing and emerging fraudster attack vectors using the following techniques:

Fraud tools

Basic fraud tools use payment card attributes to detect fraud; they include a set of filters and a configurable rules engine. Merchants can identify atypical purchase behavior, payment card reputation and specific card characteristics using basic fraud tools.

Advanced fraud tools complete a 3-D view of fraud detection with these three techniques:

Device fingerprinting Through our partnership with ThreatMetrixTM, our device-profiling technology gathers 260+ device attributes from every user interaction. This enables its fraud-scoring engine to detect anomalies common to fraud. It also tracks the unique fingerprint and reputation of each device it encounters.

IP proxy piercing Fraudsters often try to conceal their true origins by routing their browsing through an IP proxy or VPN. This makes it hard to distinguish good-faith visitors from those cloaking their identities and intentions. IP proxy piercing technology exposes the true IP address of every transaction.

IP geolocation Determining each transaction’s precise origin is an essential part of fraud detection. IP geolocation combines with IP proxy piercing to identify the customer’s true location and intentions.

Tokenization lets merchants remove sensitive account information from their systems, helping reduce the liability they face when accepting payments in eCommerce. Tokenization solutions include:

Tokenization

Vault allows merchants to substitute a credit, debit, prepaid or checking account number stored on their system with a string of numbers known as a token. We store the cardholder information securely and access it only when merchants submit a transaction using the supplied token.

PayPage extends the protection of Vault to the cardholder’s browser, eliminating account numbers from ever entering merchants’ systems.

ECOMMERCE SOLUTIONS

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AppFrontier makes the Chargent Payment Processing for Salesforce application, the only 100% Salesforce native credit card/ACH payment solution for one time or recurring billing. Chargent includes a pre-built integration with Vantiv eCommerce, making it easy for anyone to process payments directly from their customer database in just a few clicks.

About AppFrontier LLC