legally enforceable electronic signatures: old myths and new realities &/or new myths and old...

25
LEGALLY ENFORCEABLE LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

Upload: lily-ohara

Post on 27-Mar-2015

217 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

LEGALLY ENFORCEABLE LEGALLY ENFORCEABLE ELECTRONIC ELECTRONIC SIGNATURES:SIGNATURES:

Old Myths and New Realities&/OR

New Myths and Old Realities

Page 2: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

ENABLED BY LAWENABLED BY LAW

•EULA (clickwrap)•Federal EFILINGS (password)

•Patent and trademark office (s-sigs)•GROCER CHECK OUT (graphic)

•Public Key infrastructure•Atomic signatures

Page 3: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

CHOSEN CHOSEN EXTRINSICALLYEXTRINSICALLY

•Ueta & E-Sign•“Agreement of parties”

Page 4: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

BASIS OF ALL ESIGS:BASIS OF ALL ESIGS:

“logical association” between identity

and Undertaking (content)

Page 5: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

LOCI OF ASSOCIATIONS:LOCI OF ASSOCIATIONS:

1. repository2. Crypto Combos

Page 6: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

THE PURPOSETHE PURPOSE

pointer to MORAL RESPONSIBILITY (intent):

• AUTHORSHIP• REPRESENTATION

• PROMISE

Page 7: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

““NON-REPUDIATION” --NON-REPUDIATION” --

• TECHNOLOGIST: ANTI-LIES

• LAWYER: NON-WHAT?

Page 8: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

TRIAL BY FURYTRIAL BY FURY

CREDIBILE WITNESSESNOT

COOL TECHNOLOGIES

Page 9: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

DIGITAL EVIDENCEDIGITAL EVIDENCE

Absent specific laws or agency regulations, no particular technology, including Data integrity,

need apply (YET)

Page 10: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

UNITED STATES V. SAFAVIAN UNITED STATES V. SAFAVIAN (2006)(2006)

260 unsigned emails admissible as evidence against a criminal

defendant

Page 11: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

AUTHENTICATIONAUTHENTICATION

“The threshold for the Court’s determination of  authenticity is not high.” …

“Court need not find that the evidence is necessarily what the proponent claims, but only that there is sufficient evidence that the jury ultimately might do so.”

Page 12: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

UNITED STATES V. UNITED STATES V. SIDDIQUI (2000)SIDDIQUI (2000)

• Defendant’S emails• [email protected]

• Reliable “Logical association”• Felony CONVICTION AFFIRMED

Page 13: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

INTENT OF THE PARTIESINTENT OF THE PARTIES

• EXPRESS AGREEMENTS• IMPLICIT UNDERTAKINGS

Page 14: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

IDENTIFY RELYING IDENTIFY RELYING PARTIESPARTIES

• BEARERS of transaction Risks

• with List of DOS & DONTS

Page 15: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

TECHNOLOGY TECHNOLOGY CONSIDERATIONSCONSIDERATIONS

• EASE OF USE • RISK elimination

• COST• SAVINGS

• Scalability• COMPLEXITY OF PROOF

• Obsolescence risks

Page 16: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

INTEROPERABILITY, NOT INTEROPERABILITY, NOT HEGEMONYHEGEMONY

• ONE SIZE NEED NOT FIT ALL• WORKFLOW CONSIDERATIONS

– MULTIPLE SIGNERS– SEVERAL STAGES

– INTERNET TRANSMISSIONS– Core Application support

Page 17: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

SIGNATURE PROFILESSIGNATURE PROFILES

• ORIGINS– ABA eTrust subcommittee

– Oasis legalxml

• CONCEPTS• SELECTIONS

Page 18: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

5 SIGNATURE PROFILES5 SIGNATURE PROFILES

• Null• PKI

• Entity seal• Application specific

• symmetric

Page 19: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

RELYING PARTY

3.

2.APPRAISAL

1. DATA SOURCES

Page 20: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

RELYING PARTY

3.

2.APPRAISAL

1. DATA SOURCES

CORE APPLICATION: CORE APPLICATION: APPRAISING VALUEAPPRAISING VALUE

HUMAN APPRAISERDATA SOURCES

AUTOMATED MEANSLOAN COLLATERAL

Page 21: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

RELYING PARTY

3.

2.APPRAISAL

1. DATA SOURCES

RISK ANALYSISRISK ANALYSIS

APPRAISER COLLUSIONIDENTITY THEFT

CORRECT DATA USEDFALSIFIED REPORT

Page 22: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

RELYING PARTY

3.

2.APPRAISAL

1. DATA SOURCES

TECHNOLOGY TECHNOLOGY CHOICESCHOICES

SOUND LOGICAL ASSOCIATIONS

FACTORED AUTHENTICATIONSECURE AUDIT TRAIL

ROBUST CRYPTO

Page 23: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

RELYING PARTY

3.

2.APPRAISAL

1. DATA SOURCES

SIGNATURESSIGNATURES

ZILLOW.COM

/S JOHN DOE /

Form co.

Page 24: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

CONCLUSIONSCONCLUSIONS

• LAW DOES NOT limit esign METHODs• Selection left TO THE PARTIES

• RELYING PARTY HAS GREATEST STAKE• A TRANSACTION may need SEVERAL esigs

• Signature Profiles provide choices• Signature Support for core applications

Page 25: LEGALLY ENFORCEABLE ELECTRONIC SIGNATURES: Old Myths and New Realities &/OR New Myths and Old Realities

FINFIN

• JOHN H. MESSING, ESQ.• LAW-ON-LINE, INC.

• 5151 E. BROADWAY BLVD., SUITE 1600• TUCSON, AZ 85711• TEL. (520) 512-5432

• LOGICAL ASSOCIATION: [email protected]

This presentation is informational only and not intended as a contribution to a MISMO standard or as legal

advice© JHM 2007