LEADING THE WAY IN RISK MANAGEMENT

LEADING THE WAY IN RISK MANAGEMENT

Equiniti Riskfactor, is the leading provider of risk management and fraud analytics software for the global commercial finance industry. For over

twenty years we have successfully protected clients with expert risk management.

ENABLES EARLY DETECTION OF FAILING OR FRAUDULENT CLIENT ACTIVITY AND

MITIGATES POTENTIAL LOSSES.

POWERFUL AND UNIQUE SET OF DATA MEASURES AND ALGORITHMS BASED ON ANALYSIS OF

NUMEROUS FRAUD CASES FROM A RESEARCH BASE OF THOUSANDS OF CLIENT SITUATIONS.

SINGLE VIEW OF RISK WITHIN ONE APPLICATION DRIVES OPERATIONAL

EFFICIENCY AND PRODUCTIVITY GAINS.

COMPLETE AUDIT HISTORY ENSURES THAT RISK POLICY IS ADHERED TO.

COMPREHENSIVE METRICS SUPPORT LOSS GIVEN DEFAULT AND PROBABILITY OF

DEFAULT CAPITAL MANAGEMENT.

THE BENEFITS OF USING EQ RISKFACTOR:

IN THE UK OVER 90% OF THE RECEIVABLES FINANCE INDUSTRY USE EQ RISKFACTOR.

FACTFILE

The return on investment of EQ Riskfactor is that we are sure that we have avoided some major

fraud cases”

Geert Van Nerum, General Manager, KBC Commercial Finance

In a busy environment with each day bringing new priorities, EQ Riskfactor really does highlight

the material emerging risks.

EQ Riskfactor has undoubtedly played a big part in our record of keeping

impairments consistently low”

Alec Rankin, Portfolio Management Director, RBS Invoice Finance

Often it’s telling you things about your client that you didn’t realise”

Peter Ewen, Director, ABN AMRO Commercial Finance

EQ Riskfactor appears to be our missing link in relation to risk monitoring.”

John Baker-Cresswell, Internal Auditor & Risk Manager, Scottish Pacific Business Finance

I have confidence in the ability of the product and equally important in the ability of the

management team.”

John Bevan, Managing Director, Secure Trust Bank

of supporting clients worldwide

20 years Monitor over

60,000 accounts worldwide

The senior management team have over

60 years of expertise in risk

management

There are

5000 EQ Riskfactor users

worldwide

Oversees

£35billion of lending every day

deployed across the UK, Europe, the USA, Australia

and Asia

Software

HOW DOES EQ RISKFACTOR WORK?

EQ Riskfactor gathers daily transactional data from operational systems to provide daily risk metrics to track trends and changes as they occur, allowing risk managers to constantly monitor client risk and instantly

detect deteriorating client profiles.

COUNTRY AOperational system

COUNTRY BOperational system

COUNTRY COperational system

ALL TRANSACTIONS ARE LOADED INTO EQ RISKFACTOR DAILY

EQ RISKFACTOR ANALYTIC ENGINE

Access portfolio and associated risk metrics

from the EQ Riskfactor web application

Emailed reports allow data to be shared around your

organisation

Client Analysis – foundation module applicable to all installations (risk algorithms, workflow, alerting)

Debtor Analysis – granular (item level) detail on individual debtor transactions

Financial Analysis – ability to analyse financial statements MI and statutory accounts, ratio analysis and financial scoring

Macro Analysis – executive reporting capability-whole of portfolio view

Invoice Discounting Analysis (IDA) – automated borrowing base calculation

Mobile application – receive risk information/analysis on your mobile device

Data Bureau – complements lender’s own data with data from external sources- credit reference agencies

EQ RISKFACTOR PRODUCT MODULES

EQ Riskfactor is a modular application and the software is fully configurable to each client’s risk management needs.

Equiniti Riskfactor has essentially worked in partnership with us and I think that’s the

greatest compliment that I can give a supplier.”John Holmes, Head of Relationship Management

& Specialist Risk Unit, Barclays

We took the decision to use EQ Riskfactor because it is a tried and tested system that we

know works well. The implementation happened very smoothly, it was one of the few things I

didn’t have to worry about.”James Hodkinson, Chief Operating Officer,

Secure Trust Bank

Get in touchTo find out more about how Equiniti Riskfactor can

help you or to request product demonstrations email sales@riskfactor-solutions.com

www.equinitiriskfactor.com T +44 (0) 1444 819 460

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