3 Days Post Event Training Workshop on

Islamic Microfinance (Including Islamic Banking, Islamic Finance and Islamic Insurance)

8th – 10th October, 2012 in Baku - Azerbaijan

Jointly Organized By

Azerbaijan Micro-financeAssociation (AMFA)

AlHuda Center of Excellence

in Islamic Microfinance

Islamic Microfinance – an incredible tool to Alleviate Poverty!

The 6th Azerbaijan Mirco-finance Conference

An effective Workshop for Caucasus & CIS Countries

ABOUT ALHUDA CIBEAlHuda Center of Excellence in Islamic Microfinance is an initiative of AlHuda CIBE. AlHuda CIBE is a well established name in Islamic financial Market which is working in the field of Islamic Banking and Finance from the last 7 years in Pakistan and around the globe. It is the pioneer organization to start effort for the promotion of Islamic Banking and Finance in masses through Advisory and Consultancy, Education, Trainings, Awareness, Product Development and Publications.

ABOUT AZERBAIJAN MICROFINANCE ASSOCIATION - AMFAAMFA exists to strengthen the capacity of micro-finance institutions and to promote effective collective action in advancing the interests of the micro finance community. AMFAs Strategy to establish AMFA as a self-sustaining organization, through its 3 strategic pillars strategy. The basis of AMFAs strategic pillars is closely tied to growing its unrestricted revenues, through innovative products and services and strategic partnerships.

TRAINING SUMMARYAzerbaijan has a population size of 9,493,600 with 1.017% population annual growth rate. 48% of the population lives in the rural and 52% in urban areas. 11% live below the poverty line. Around 95 percent of the population is Muslims. So, Islamic Microfinance would be highly accepted there and would ultimately help in reducing poverty of Azerbaijan.Islamic Microfinance is an emerging market in the field of Islamic finance, so there is an immediate need to educate, train and conduct market study and awareness campaigns on this subject. The aim of this training is to provide edification and trainings to Microfinance & Finance Professional with an additional opportunity for their educational uplift under Islamic financial system. An individual would be able to learn new techniques and opportunities in this field.

Islamic Microfinance – an incredible tool to Alleviate Poverty!

Contents of Training

A Glance on Islamic Finance�Riba and Prohibition of Riba�Economic Rationale for Prohibition of Riba�Difference between Islamic Microfinance & Conventional Islamic Microfinance Mechanism �An overview of Islamic Finance in Azerbaijan �Development of Islamic Finance in Caucasus & CIS Countries

Shari'ah Foundation and Applications of Islamic Microfinance �Conceptual Framework of Islamic Microfinance�Islamic Microfinance – Characteristics �Isamic Microfinance as an effective tool for poverty alleviation as social development �Sustainability, outreach and Problems pertaining to Microfinance system

Microfinance & its Product Mechanism�Islamic Microfinance as effective tool of poverty alleviation�Islamic Microfinancial Products Mechanisms & Compatibility with Conventional Microfinance Products�Trade Based Modes of Islamic Microfinance (Murabaha, Salam, Istisna etc.)�Mechanism of Trade Based Product (Murabaha, Salam & Istisna)

Islamic Microfinance Products�Partnership based of Islamic Microfinance (Mudarabah & Musharakah)�Rental Based Mechanism/Products of Islamic Microfinance (Ijarah & Diminishing Musharakah)�Application of Partnership & Rental based modes in Islamic Microfinance

Different Models & Deposit Management in Islamic Microfinance�Definitions, Concept & Uses of Waqf, Qarz-e-Hassan, Cooperatives & Zakat in Islamic Microfinance system�Liability (Deposit) Management Techniques for Islamic Microfinance�Product Development of Islamic Microfinance Institutions.

Micro Takaful (Islamic Micro Insurance) & Risk Mitigation �Definition of Micro Takaful. How MicroTakaful products works with Islamic Microfinance�Structure, Operation and Performance of Micro Takaful for Poverty Alleviation�Opportunities and Challenges of Micro Takaful in Islamic Microfinance

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Islamic Microfinance – an incredible tool to Alleviate Poverty!

Contents of TrainingSpeakers' Profile

Muhammad Zubair Mughal

Qazi Abdul Samad

Qazi Abdul Samad is a skilled professional with proficiency in Shari’ah advisory, In-depth knowledge of Shari’ah Microfinance, Innovative, commitment & pro-active approach to work, Strong communications & analytical skills and able to manage and train others. Currently, he is working as a Shari’ah Advisor of The Bank of Khyber - Pakistan. He is also a visiting lecturer of Islamic Financial System in Management Science Department of City University, Peshawar. He has been providing Shari’ah advisory and supervision in many organizations. He is an author of many articles and has presented articles in many International conferences.

Muhammad Zubair Mughal is a passionate and hardworking individual with a strategic vision in Islamic Micro Finance. He is a skilled Islamic financial professional and a keen learner of Islamic Microfinance and Islamic Micro insurance with good public speaking and training skills. He is currently working as a Chief Executive Officer of AlHuda centre of Islamic Banking and Economics. He has a professional experience Islamic Microfinance of over 10 years. He has development Many Islamic Microfinance Products which are being utilized in Pakistan, Middles East & Africa, he has also presented his research papers on Islamic Microfinance in many International conferences in South Africa, China, Kazakhstan, Russia, Kenya, Pakistan, U.A.E, Mauritius, Afghanistan, Turkey, Tatarstan, Jordan and Iraq etc.

Islamic Microfinance – an incredible tool to Alleviate Poverty!

Contents of Training

Training would consist of the following methods:§ Lectures/Slide Shows/Multimedia Presentations§ Class discussions and experience sharing § Individual and group work presentation§ Case Studies

Training material will be provided as per the course outline which is being generatedby Experts. A detailed facilitation plan for each session of training course will bedeveloped including PowerPoint Slides and Printing copies of the material.

Benefits to ParticipantsThe attendees of this training would have the following benefits:§ In-depth Knowledge of Islamic Microfinance, its concept, Models & Operational practices.§ Learn new Techniques of Poverty Alleviation, Social Development & Financial Inclusion through Islamic Microfinance. § Shariah Principles and Mechanism about Islamic Microfinance§ Opportunity to gain knowledge about global practices on Islamic Microfinance through learned national and international scholars and experts§ Encouragement of practitioners/microfinance institutions/ donor agencies/ Government institutions about the mechanism of Islamic Microfinance system§ Provision of a Platform to start a dialogue with multilateral donor organizations § Opportunities for collaborations/partnerships with donor agencies, Islamic banks and Islamic Microfinance Institutions/Networks. § Learn new techniques of financing and opportunities in emerging Markets

§ Microfinance Professionals and Experts§ Microfinance Institutions & Banks§ Financial & Banking Institutions§ Rural & Agri. financial Professional§ Community Developments§ NGOs and NPOs§ Insurance Companies§ Development Consultant§ Management Consultants

§ Social Development Sector§ Govt. Development Departments§ Local and International Donor's Agencies § SMEs & Corporative Societies§ Academia § Philanthropists and Investors§ Regulators and Govt. Officials§ Shari'ah Scholars and Experts

Method of the Training

Who Should Attend?

Please complete and return by e-mail, regular mail or fax.Please note that the name and title you give here will be printed on participants’ list and on certificates.

1. Participant Information

Title______________________________ Prof. Dr. Other: _______________________________ Mr. Ms. Mrs.

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Organization ________________________________________________________________________________________________________________________________

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Postal/Zip code________________________ City: _______________________________________________________________________________________________

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2. Conference FeeTraining fees include admission to training sessions, tea/coffee, lunch, registration materials and Certificate.

Event Name Fee for Azerbaijan Participants (US$) Fee for Int'l Participants (USD)

US $ 850

3. Discount Policyv Five or more delegates from the same organization - 20% discountv Early bird discount – 20%

th (Before 16 September 2012)

4. Account details form paymentYou can proceed your fee by cheque you can also transfer your feewire transfer. Banks detail is as under:

Payment for local participants

5. Additional InstructionsvPayment Information Registration forms must be accompanied by full payment in order to be processed.vFull payment is due on registrationvRegistration will not be confirmed until full payment has receivedvConfirmation Please allow 3 days for e-mail confirmation of your registration.

Date:_____/_____/_______ Signature: _______________________________

6. Cancellation Policyv Cancellation of participation must be received in writing and before September 28, 2012.v If the cancellation is received before the deadline, then it will be accepted and half amount of fee will be refunded. v The amount could not be refunded if the cancellation received after the deadline.v Registration cancellations will be subject to a $90 service fee.v After the cancellation deadline, no refunds will be granted. If you are unable to attend, you may substitute another individual in your place at no extra charge.

By sending in this registration form, I acknowledge that I commit myself to the immediatepayment of the full Workshop fee. I have taken notice of the cancellation terms on this form.

For members 630 AZNFor non members 670 AZN

Three Days Specialized Training Workshop onISLAMIC MICROFINANCE

Three Days Specialized Training Workshop on Islamic Microfinance 8th – 10th October, 2012 in Baku - Azerbaijan

Registration Form

Benefisiar (Receiver): Account (AZN): TIN: Bank: Correspondent account Code: SWIFT: TIN:

Azerbaycan Mikromaliyye Assosiasiyasi Ictimai Birliyi3803944001117736011000440631“Bank Respublika” ASC Narimanov filiali(AZN): AZ27NABZ01350100000003014944508182BRESAZ229900001901

İntermediary Bank: SWIFT code: Account number: Beneficiary Bank: SWIFT code: Beneficiary (Receiver) :

Account number (USD):

Payment for international participansWells Fargo Bank, N.A., New York, USAPNBPUS3NNYC2000193004380Bank RespublikaBRESAZ22Azerbaycan Miromaliyya Assosıasıyası Ictımaı Bırlıyı

3813840 00111773602

** Please state the Training name and the full name of the participant on the reverse of the cheque. Payments should be made in AZN & USD.

Vis i t u s :www.a l h udac ibe . com/ imhd

Our Islamic Micro Financial Services

Shariah Compliance Solution for Microfinance

Centre of Excellence inIslamic Microfinance

Islamic Microfinance ProductDevelopment

Training & Capacity Building

Shariah Advisory

Research and Innovation

Publications & Reports

Networking and Awareness

GLOBAL ISLAMIC MICROFINANCE FORUM th8 December, 2012 - Dubai, U.A.E

Organized by

Post Event Workshop: th th 9 -10 December, 12Islamic Microfinance – An Incredible tool for poverty alleviation

For Registration Please Contact

Azerbaijan Micro-finance Association (AMFA)

Vusala GarayevaNetwork Coordinator44, Jafar Jabbarli Street, CaspianPlaza 1, 5th Floor, Baku, Azerbaijan, AZ1065Tel: (+994 12) 437 16 45Fax: (+994 12) 437 23 39Cell: (+994 50) 432 48 55Skype: vusala07E-mail: network_coordinator@amfa.azWeb: www.amfa.az