iovation solutions brochure

Chargebacks, account takeovers, identity theft and other online

scams hurt your bottom line. And there’s more than just your

financial picture at stake. Online fraud and abuse also damage

your hard-earned brand reputation and customer relationships.

It’s time to fight back.

Keep Your Business And Customers Safe

Online Fraud Protection

IOVATION GLOBAL STATISTICS

Real-time fraud prevention. At important touch points like account creation, login and purchase, iovation assesses transaction risk. In a fraction of a second, we allow, deny or flag the transaction for review based on your customized preferences.

Advanced business rules. Customize reputation and risk rules, as well as weighting, for events like account creation, login and checkout. Our comprehensive business rules help you address risk in five ways:

ASSOCIATIONS: Expose hidden relationships between apparently unrelated transactions, accounts and devices. Efficiently crack down on fraud rings.

EVIDENCE: Tap into millions of fraud and abuse events such as chargebacks, identify theft and account takeovers.

PROFILES: When a new device with no prior history touches your site, match it against devices with similar risk profiles.

VELOCITY: Measure events over time to track risk from bots and scammers. The number of accounts created in a day or an hour could indicate risk.

DEVICE ANOMALY: Certain device characteristics, especially in combination, can be red flags. For example, a discrepancy between geolocation and time zone, or a proxy IP address with a language mismatch.

Catch more fraud through data sharing. As an iovation customer, you’ll benefit from all the information obtained from the billions of device reputation checks in iovation’s database, the Device Reputation Authority (DRA). The DRA is the world’s largest database of its kind and helps our customers catch 25% more fraud based on shared information.

Protection for every Internet-enabled device. Whether your customers arrive via PC, tablet or mobile device, iovation has you covered.

No impact to the user experience. Our fraud management solutions work within your existing site flow, with no added steps. Your end user experience will not change or be interrupted.

Comprehensive reporting and analytics. Gain insight into trends and the effectiveness of your iovation solution over time. Our reporting and analytical tools are easy to use from day one.

Ongoing support. Our Client Managers work with you to set and adjust business rules that reflect your company’s unique needs over time. Your team will receive comprehensive training for ReputationManager 360, and ongoing technical support.

ReputationManager 360 features:

iovation global fraud prevention reduces online fraud and abuse, while protecting your brand and customers, too.

Our real-time, SaaS solutions make it easy to:

Know when a device with a history of fraud touches your site

Expose related accounts and devices involved in fraud together

Assess risk based on velocity, past behavior and device characteristics

Customize business rules to meet your specific and evolving needs

Increase operational efficiency, to save time and money

Online Fraud Protection

Total Reputation Checks 4,500,000,000

Known Devices 500,000,000

Reputation Checks Per Day 6,000,000

Incidents Stopped Per Day 150,000

Active Fraud Analysts 2,000

LOGINS

ACCOUNTS

RULES ENGINE IOVATION SOLUTIONSDEVICE REPUTATION AUTHORITY

QuickCheck

RM 360

RM Basic

ASSOCIATIONS

ABUSE REPORTS

TRANSACTIONS

GEOLOCATION

FRAUD REPORTS

DEVICE ID

ID

Analytics Reports

Response

IOVATION SOLUTIONS

ReputationManager 360Our most comprehensive service draws from our global database of fraud and abuse. This real-time solution features configurable business rules, account relationships, device profiles and device anomaly checks.

IOVATION

QuickCheckQuickCheck is ideal for high-volume, low-risk interactions such as account login. Uses the power of both ReputationManager 360 and Basic to fight fraud and loss.

IOVATION

When a user attempts a transaction on your site, iovation provides a comprehensive risk assessment. Information is passed through your customized business rules and chosen iovation solution: Reputation Manager 360, Reputation Basic or QuickCheck. In real time, we allow, deny or flag the transaction based on your business rules.

iovation has

been nothing

short of a miracle.

They've created

what is in my

opinion the very

best third-party

anti-fraud system

out there.

John Kothanek Director of Risk & Fraud Obopay

ReputationManager BasicThis solution relies on your company’s own evidence of fraud and abuse to manage risk, and features configurable business rules, account relationships and device anomaly checks.

IOVATION

HOW IOVATION FRAUD PREVENTION WORKS

Keep Your Business And Customers Safe

Experience you can trust

Since 2004, iovation has protected the world’s largest brands from online fraud and abuse. We serve companies in retail, travel, entertainment, finance, social networking, dating, and online gaming. We look forward to putting our experience to work for you, to help you fight fraud and abuse.

OUR FRAUD SOLUTIONS ARE IDEAL FOR:

Reduce fraud and loss. Increase efficiency. Protect your brand.

To see our fraud-fighting solutions in action, schedule a demo at [email protected]

or (503) 224-6010. Or visit www.iovation.com.

Retail and Travel

Financial Services

Online Gaming / MMO

Social Networks and Online Dating

Info Innovation Japan Inc.1-3-6 Kitaaoyama Minato-KuTokyo 107-0061 JAPAN

Phone: +81-3-3470-2239Email: [email protected]

iovation Inc.111 SW 5th Ave, Suite 3200Portland, OR 97204

Phone: +1 503.224.6010Fax: +1 503.224.1581Email: [email protected]

©2011 iovation Inc. All rights reserved. iovation and the iovation logo are trademarks of iovation Inc.

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