introduction to mobile wallets

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PRESENTER: DIANA SILVEIRA, NOVARE LIBRARY SERVICES INTRODUCTION TO MOBILE WALLETS

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DESCRIPTION

Using mobile phones to pay and to collect payments for a variety of things like buying ringtones, apps, parking, overdue fines etc. is one of the quickest growing tech trends today. This introductory workshop with show you how to pay and receive payments via SMS, Direct Mobile Billing, Web Payment Services, traditional credit card, and the developing Near Field Communication (NFC). The workshop will cover the pros, cons, and other options for each method above and give you simple steps to get started.

TRANSCRIPT

Page 1: Introduction to Mobile Wallets

P R E S E N T E R : D I A N A S I LV E I RA , N O VA R E L I B RA RY S E RV I C E S

INTRODUCTION TO MOBILE WALLETS

Page 2: Introduction to Mobile Wallets

WHAT YOU NEED TO KNOW TODAY

• Mobile Commerce is HERE – NOW! • “Normal” People

are buying from their phones• The market is still

wide open• Privacy & security

will be the biggest issues

http://www.flickr.com/photos/moriza/126238642/

Page 3: Introduction to Mobile Wallets

BEGINNERS GUIDE TO MOBILE WALLETS

• Amazon• I-Tunes• App-based

purchases

Page 4: Introduction to Mobile Wallets

AGENDA

• SMS• Direct Mobile

Billing• Mobile Web

payments• NFC (Near Field

Communication)

http://www.flickr.com/photos/allard1/4733085752/sizes/m/in/photostream/

Page 5: Introduction to Mobile Wallets

SMS

1. User sends SMS with Keyword and unique number to a Premium Short Code.

2. User receives a PIN (User billed via the short code on receipt of the PIN)

3. Finally user enters PIN to get access to content or services.

http://bit.ly/wY7EqX

Image from: http://www.flickr.com/photos/wonderlane/276890512/sizes/m/in/photostream/

Page 6: Introduction to Mobile Wallets

SMS (I.E. TEXT MESSAGING)

• PayPal• Venmo

- Need account- P2P

Page 7: Introduction to Mobile Wallets

PAYPAL

• Request & send money via SMS • Discounted Non-profit Rates• PayPal SMS or PayPal Mobile• Bump to exchange contacts & send money 

Page 8: Introduction to Mobile Wallets

DIRECT MOBILE BILLING

• Declining in use• Ideal for:• One-time purchases• Timed Access• On-going subscriptions from Apps

Page 9: Introduction to Mobile Wallets

SQUARE

• Swipe Credit Cards via your mobile device• Free to Set-up• 2.75%

Transactional charge• Instant

Receipts

Page 10: Introduction to Mobile Wallets

DWOLLA

• Up and coming•  Charges the recipient 25

cents per transaction. And the money sender has the option to assume this cost.• Right now mainly P2P• Ties-into Facebook and

Twitter

Page 11: Introduction to Mobile Wallets

NFC (NEAR FIELD COMMUNICATION)

• Google Wallet: Beta/Limited Availability• Mastercard PayPass• Visa PayWave

Benefits: Stays with you, ease of use,

Page 12: Introduction to Mobile Wallets

SECURITY AND PRIVACY ISSUES

• Hackers• Unsecured Transmissions• 3rd party access to your data• Pick Pockets!!!

Page 13: Introduction to Mobile Wallets

BIOMETRICS

• Motorola and others actively working on implementation• Fingerprint/Voice security on mobile devices

Image from http://www.mobioproject.org/

Page 14: Introduction to Mobile Wallets

QUESTIONS?

Page 15: Introduction to Mobile Wallets

CONTACT INFORMATION

[email protected]/dee987

delicious.com/dee987/mobilepaymentsfacebook.com/NovareLibraryServices

Novare Library Services 877-816-9638

Diana Silveira