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Arthur J. Gallagher’s bespoke office package is underwritten by Chubb Insurance and has been specifically designed to meet the needs of the modern day Solicitor at a competitive premium. BESPOKE OFFICE PACKAGE INSURANCE FOR SOLICITORS

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Page 1: INSURANCE FOR SOLICITORS - Gallagher · 2016-03-14 · solutions for Solicitors. Working in partnership with Chubb Insurance, Arthur J. Gallagher are ready to meet your office insurance

Arthur J. Gallagher’s bespoke office package is underwritten by Chubb Insurance and has been specifically designed to meet the needs of the modern day Solicitor at a competitive premium.

BESPOKE OFFICE PACKAGE INSURANCE FOR SOLICITORS

Page 2: INSURANCE FOR SOLICITORS - Gallagher · 2016-03-14 · solutions for Solicitors. Working in partnership with Chubb Insurance, Arthur J. Gallagher are ready to meet your office insurance

ARBITRATION PROCEEDINGS AWARD DEFAULT INSURANCE AJGINTERNATIONAL.COM ARTHUR J. GALLAGHER2

BESPOKE OFFICE PACKAGE

The Arthur J. Gallagher Legal & Professional Risks Team is a niche division specialising in a range of insurance solutions for Solicitors. Working in partnership with Chubb Insurance, Arthur J. Gallagher are ready to meet your office insurance needs with robust cover and competitive premiums.

By obtaining a quotation from Arthur J. Gallagher via our exclusive scheme with Chubb Insurance you can be assured that we can provide a truly unique quotation that can eliminate uncertainties.

Arthur J. Gallagher’s bespoke office package meets the specific property and casualty insurance needs of law firms in one policy, combining market-leading covers, specialist loss control and award-winning* claims services. Policies are suitable for law firms of any size, and can be tailored to suit global, national and regional practices alike.

Key features • Improved standard limits of cover – with the ability to increase limits where required

• SRA Closure Protection – Exclusive to Chubb Insurance and Arthur J. Gallagher

• No warranties or basis clauses - clarity upfront as to what is and what is not covered

• Loss of Revenue including billable time

• Full Theft cover

• Key Personnel cover

• No condition of average if indexation taken, so no penalty for accidental under-insurance

• Electronic data cover including hacking

* Voted number 1 for speed of settlement Insurance Times Broker Survey, 2015

Page 3: INSURANCE FOR SOLICITORS - Gallagher · 2016-03-14 · solutions for Solicitors. Working in partnership with Chubb Insurance, Arthur J. Gallagher are ready to meet your office insurance

AJGINTERNATIONAL.COM ARTHUR J. GALLAGHER 3

Standard Cover

Property Damage, Money & Machinery

• Full Theft Cover – No forcible and violent entry or exit condition• £100,000 – Valuable Papers including Law Library, regardless

of the general contents sums insured. Also includes full reconstruction of data with no inner limits

• £10,000 – Valuable Papers Indemnity Insurance, for buildings involved in conveyancing matters

• £50,000 – Theft Damage to Buildings• £10,000 – Replacement Locks• £10,000 – Personal Property of the Partners and Directors kept at

the premises• £100,000 – Machinery Breakdown• £100,000 – Fine Art• £100,000 – Employee Fidelity Cover

Computers

• £250,000 - Electronic Data Recompilation costs• Impairment of computer services, £50,000 insider attack,

£5,000 outsider attack

Business Interruption

• £50,000 – SRA Closure Protection (unique to Arthur J. Gallagher and Chubb Insurance)

• £250,000 – Failure of utilities (to terminal ends) • £250,000 – Restrictions on use of insureds location• £250,000 – Denial of Access (including non-damage)• £100,000 – Key Personal Additional Expenditure• £150,000 – Unspecified Customers & Suppliers

Employers & Public Liability

• £5,000,000 – Public and Products Liability• £10,000,000 – Employers Liability

Other Enhancements

• £25,000 – Environmental Liability• £25,000 – Property in Transit• £25,000 – Exhibitions Cover• £10,000 – Cancellation of event (£25,000 in the aggregate)• £50,000 – Confiscation and Deprivation• £10,000 – Research and Development Expenditure• £20,000 – Contractual Penalties

• Capital Additions, Acquisitions, Trust or Estate Property and Development Expenditure Protection for any newly acquired general contents or newly constructed building. Cover also includes alterations, additions and improvements

• £100,000 – Abduction and Extortion• £300,000 – Trust of Estate Property and Property during

conveyancing including residential and commercial properties• £10,000 – Valuables held in probate or trust per location

(Available upon Request)• Terrorism – Cover available even if local authority deems no act of

terrorism (Available upon Request)

Chubb Flex Cover Included at no extra costIncludes, Expediting Costs and Temporary Repairs, Incompatibility of Computer Systems Records.

Trace and Access, Fire Brigade Charges and Extinguishing Expenses, Arson Theft Terrorism or Criminal Damage Reward, Loss of Metered Water, Research and Development, Trees, Shrubs, Plants or Lawns, Pairs and Sets, Damage by Emergency Service.

This is a summary of cover and is subject to full terms and conditions. To read the full policy wording please request a copy from us.

Why have we decided to work with Chubb Insurance?Chubb Insurance has become renowned for its exceptional service and consistently high ratings for financial strength. When working with Chubb Insurance they have always demonstrated integrity, excellence, trustworthiness and specialise in insuring areas they know really well.

Chubb’s long term strategy and winning performance make them a perfect partner for Arthur J. Gallagher:

Best for Financial Strength AM Best A++ Superior AM Best’s highest rating for financial strength.

* Voted number 1 for speed of settlement Insurance Times Broker Survey, 2015

“Comprehensive wordings with few conditions if any” Insurance Times Broker Survey, 2015

Chubb insures 97 of the top European companies PwC, 2014

All information is correct as of 1st October 2015

Page 4: INSURANCE FOR SOLICITORS - Gallagher · 2016-03-14 · solutions for Solicitors. Working in partnership with Chubb Insurance, Arthur J. Gallagher are ready to meet your office insurance

ARBITRATION PROCEEDINGS AWARD DEFAULT INSURANCE AJGINTERNATIONAL.COM ARTHUR J. GALLAGHER4

Arthur J. Gallagher

Birmingham Office 1 Temple Point, 7th Floor, Temple Row, Birmingham, B2 5LB www.gallagherpi.co.uk/solicitors

Ben Woodall T: 0121 200 4921 M: 07468 863 046 E: [email protected]

Sally Gillum T: 0121 203 3181 E: [email protected]

Arthur J. Gallagher Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55, Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. www.ajginternational.com FP702/2015

Comprehensive support for your entire insurance programArthur J. Gallagher are ready to meet all of your insurance and risk management needs, and can offer comprehensive insurance reviews to prevent or minimise gaps in coverage. Covers available include, but are not limited to:• Professional Indemnity Insurances• Excess of Loss – “top up” layers to increase limits of indemnity• Solicitor’s office policy with extensions for SRA closure, conveyancing, probate and legal library• Cyber Liability• Directors & Officers Liability• Lifeboat cover for LLP’s• Crime for first party and third party• Contingent Liability covers – including Defective Title, Restrictive Covenant Insurances• Pension Fund Trustee Indemnity• Trustee Indemnity – for individual solicitor’s co-opted as trustees• ATE and BTE legal expenses Insurance for larger and more complex litigation cases• Tax Investigation cover• Life and Pensions including Key Man protection and Sickness cover• Warranty and Indemnity Insurance• Insurance for contigent risks in transaction

Arthur J. Gallagher In house claims advocacy We have in-house LLB Qualified staff dedicated to assisting our clients in the reporting of claims and potential claims, and managing the resolutions of such claims.

About Arthur J. Gallagher Founded by Arthur Gallagher in Chicago in 1927, Arthur J. Gallagher & Co has grown to become one of the largest Insurance Brokers and risk management companies in the world. With significant reach internationally the group employs over 20,000 people and its global network provides service in more than 140 countries.

In addition we are the only Broker to be recognised by the Ethisphere Institute as a World’s Most Ethical Company in 2015, an accolade held for the past four years.