innovations in sme financing - european bank for ... · methodology the central bank of egypt and...

Innovations in SME

Financing

March 27th, 2012

Cairo

The Importance of SMEs Database

Data and Information are considered the backbone of

setting the appropriate strategies and formulating the

right banking policies and programs to enhance the

development process of SMEs in Egypt

Banks have been always reciting that there is shortage

of sufficient and reliable data about this sector in Egypt

National SME Census Project

Module No.-3

Goal

Creating a timely and reliable source of data and

information on SMEs that serves all the SMEs stakeholders

to overcome the problem of insufficient data and

information on SMEs sector in Egypt.

Methodology

The Central Bank of Egypt and the Egyptian Banking

Institute took the initiative to conduct a comprehensive

National SME Census

Central Agency for Public Mobilization and Statistics

(CAPMAS) was selected to conduct the field survey

according to vast experience in data collection, tabulation

and preparing statistical reports

The Center of Surveys and Statistical Applications (CSSA)

was assigned to ensure high quality and validity as well as

accuracy of data collection process

The survey focused on formal sector (registered SMEs)

only

No. of employees is more than 5 employees

CENSUS FILTERS

Census Filters

Questionnaire Design

Questionnaire Pre-Test

Conducting Pilot Phase

Resulted in: Excluding Some Economic Activities

Execution of the survey that is designed to be conducted on ten

phases including the Pilot Phase.


Some Economic Indicators from

SME National Census


15%

6% 1%

1% 2%

2%

1% 6%

16% 5%

2%

9%

3%

4%

2% 5%

2% 2% 6%

4%

2% 1%

1%

2%

Relative distribution of SMEs among governorates

Cairo Alex. Port Said Suez Helwan 6th of Oct.

Damietta Dakahleya Sharkeya Qualiobia Kafr El Shiekh Gharbeya

Menoufia Beheira Ismailia Giza Beni Suef Fayoum

Minia Assiut Sohag Aswan South Sinai Others


1%

51% 40%

3% 1% 2% 2%

Relative distribution of SMEs according to main economic activity

Agriculure Manufacturing TradeTourism Health Construction & BuildingOther

Module No.-11

38%

14%

1%

11%

4%

3%

5%

8%

11%

2% 2% 1%

Relative distribution of SMEs according to manufacturing

Food & beverages

Textiles and garments

Leather products

Wooden products and furniture

Paper products

Chemicals products

Rubber and plastics products

Non-metal & mineral products

Metal products

Electrical appliances

Machinery and equipment

Others


Module No.-12

Retail Trade 50%

Wholesale Trade 50%

Relative distribution of SMEs according to Trade


Module No.-13


Module No.-14


Module No.-15



6%

94%

Relative distribution of SMEs according to exporting

Exporting SMEs

Not ExportingSMEs


53% 59%

86%

80%

59% 63%

28%

51%

34%

42%

27%

48%

36% 41% 41%

65%

31%

39%

52%

33% 29%

35%

79%

60%

92%

42% 41%

63%

81.9%

Relative distribution of SMEs according to dealing with banks

Module No.-20


34%

14%

44%

24% 24%

19%

10%

22% 19%

15% 13%

19%

15% 16%

8%

18%

23% 22%

40%

18% 20%

22%

45%

15%

43%

27%

9%

16%

32%

Relative distribution of SMEs having facilities from banks by governorate


22%

78%

Relative distribution of SMEs according to having facilities from banks

Yes

No


16%

84%

Relative distribution of SMEs according to having problems with banks

Yes

No


Many requiredcollaterals

High interest ratesand admn. Expenses

Hard and lengthyprocedures

Many documentsrequired

Others

61% 66%

53%

37%

10%

Relative distribution of SMEs according to types of problems

Module No.-26

innovations in sme financing - european bank for ... · methodology the central bank of egypt and...

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