ibhs fortified building programs
TRANSCRIPT
© Zurich Insurance Company Ltd
IBHS FORTIFIED BUILDING PROGRAMSChuck Miccolis
Senior Engineering Manager, Commercial LinesNewport, RI – December 10, 2014
DisasterSafety.org
How does IBHS advance the cause of loss mitigation?
Conduct building scienceIdentify mitigation solutions for all aspects of the building chainImprove public policyDevelop voluntary standards and guidance
The IBHS Research Center: A Unique, Multi-Hazard Facility
FORTIFIED COMMERCIAL(By Peril i.e. Hurricane)
FORTIFIED Commercial:Hurricane
• Bronze– Enhanced roof performance and improved business continuity
• Silver– Bronze requirements plus building envelope protection, and maintain continuity of business operations
• Gold– Silver Requirements plus enhanced structural performance
FORTIFIED for Safer Business™(All Perils)
• Hurricane Interior Fire• High Wind Burglary• Tornado Electrical Surge• Hail Building Envelope• Wildfire - Water & Air Mgmt• Lightning • Severe Winter Weather • Flood
Focus on Key Components
roof, walls, windows, doors, equipment the right products and installationproper elevation
Severe Weather Emergency Response Planning ‐ Keys to Success
• Overcoming two fatal mistakes– Failing to understand the hazard– Underestimating the exposure
• Documented plan with designated responsibilities• Protection of building, business functions, utilities• Periodic training & exercises• Various Alert Levels• Material supply checklist• Feedback Process
Disaster Planning Made Easier
disastersafety.org/wp-content/uploads/OFB-EZ_Toolkit_IBHS.pdf
FORTIFIED Benefits and DISASTER PLANNING:Businesses and Communities
• PROTECT PHYSICAL ASSETS
• Maintain or INCREASE:• BUSINESS OPERATIONS and IMMEDIATE REUSE POST DISASTER• REVENUE STREAM • MARKET SHARE during and after a widespread catastrophe• COMMUNITY TIES by providing critical goods and services in
difficult circumstances
• RETAIN EMPLOYEES AND REDUCE EMPLOYEE STRESS
• IMPROVE COMPETITIVE ADVANTAGE by providing continuous services to customers
IMPROVE CORPORATE IMAGE & REPUTATION
