How to Raise the Eligibility Level of

a Home Loan?

Apply for a loan with

Longer Tenure

Opt for a Longer Tenure

20-30 years

Lower the EMI

Apply for Higher Amount of Principal

Raise your Eligibility Level

Apply for a Loan with

Longer Tenure

Take Care of the Previous

Loans

Pay off the existing

loans

Increase Credit Score

Prove you have sufficient finances to pay the EMIs

Raise your Eligibility Level

Apply for a loan with

longer tenure

Take care of the previous

loans

Mention your Extra Income

Mention your other source of income

Mention your incentives and bonuses

Mention these as a part of your income

Raise your Eligibility Level

Apply for a Loan with

Longer Tenure

Take Care of the Previous

Loans

Mention your Extra Income

Mention your Extra Income

Include co-applicants

while applying for a loan

Ensure co-applicants have relevant documents that

support their income

Your spouse or parents can be your co-applicant

Raise your Eligibility Level

Apply for a loan with

longer tenure

Take care of the previous

loans

Mention your extra income

Mention your extra income

Approved Home Loan

These steps will help to increase the eligibilityAnd

Secure your home loan

Thank You