Home Building & Home Improvement Professionals

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<ul><li><p>#1 Consumer Choice in the Metro East forResidential Home Builders</p><p>Sub-Contractors Suppliers Specialty Service ProvidersRemodeling Contractors</p><p>Home Building &amp; Home Im provement Professionalswww.LocalBuilderEvents .com</p><p>4</p><p>4 4 4</p><p>4</p><p>618-234-2810archwaycooling.com</p><p>620 East Grant,Belleville, IL</p><p> Home Loans Rehab Loans </p><p>Construction Loans Rental Loans </p><p>fcbbanks.com </p><p>Time For A Home Loan? </p><p>Divisions of First Collinsville Bank NMLS #418466/ First County Bank NMLS #420258 </p><p>2017 HOMEOWNERS RESOURCE GU I DE</p></li><li><p>Page 2 2017 HBA Homeowners Resource Guide</p></li><li><p>www.hbaswil.org Page 3</p><p>ADVERTISING GUIDE </p><p>About The HBAOur Mission: To be the Voice of the Homebuilding and Remodeling Industry in Southwest Illinois. The Home Builders Association (HBA) of Greater Southwest Illinois is an organization made up of firms in the building industry that includes builders, remodelers, developers, and associated businesses. The association serves the Bond, Calhoun, Clinton, Greene, Jersey, Madison, Monroe, Randolph, and St. Clair counties. This Association is dedicated to improving the local housing industry through legislation, education and services for the benefit of our members and local communities. </p><p>The HBA office is located at: 6100 West Main Street, Maryville, Ill. 62062 (618) 343-6331 (office); (618) 343-6335 (fax)</p><p>www.hbaswil.org Page 3 </p><p>Pg 16 Pg 18 Pg 14 Pg Cover Pg 28 Pg 4 Pg 23 Pg 22 Pg 12 Pg 7 Pg 22 Pg Cover Pg 11 Pg 27 Pg 8 Pg 16 Pg 16 Pg 8 Pg 25 Pg 26 Pg 26 Pg 24 Pg 10 Pg 11 Pg 20 Pg 2 Pg Back Cover Pg 17 Pg 9 </p><p> 1st National Bank of Waterloo Ambassador Flooring Ameren Illinois Archway Heating &amp; Cooling Arrowhead Building Supply AUTCOhome Appliances Bank of Springfield Belleville Supply Carpenters Regional Council CMI Construction Embrich Plumbing FCB Banks/FirstCo Mortgage Fischer Lumber Fulford Home Remodeling Garrett &amp; Herschel Johnson RE &amp; Dev Gershman Mortgage Guaranteed Rate Homes by Deesign Jacob Sunroom, Exterior &amp; Baths Joe Lanahan Construction Services, Inc. JT McDermott Remodeling Contractors Klemme Construction Liese Lumber Lifestyle Kitchens &amp; Baths Light Brite McBride &amp; Son Homes McCullough's Flooring National Bank Padgett Building &amp; Remodeling Co., Inc. Padgett Building &amp; Remodeling Co., Inc. Pg 27 RE/MAX Preferred - The Markham Network Pg 6 RP Lumber Pg 11 RP Lumber Pg 15 RP Lumber Pg 19 RP Lumber Pg 28 RP Lumber Pg 30 Sherwin Williams Pg 21 Spencer Homes Pg 9 Spencer Homes Pg 26 The Appliance Discounters Pg 4 TheBANK of Edwardsville Pg 17 Village of Shiloh Pg 31 Wells Fargo Home Mortgage Pg 3 Wilke Window &amp; Door Pg 30 Yaekel &amp; Associates Insurance Pg 19 </p><p>Information is accurate as of date of printing and is subject to change without notice.Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N. A. 2016 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS2962580 Expires 12/2017</p><p>With a variety of programs and dedication to personal service, you can feel confident that well provide you with the information you need so you can make an informed choice about the home financing that fits your current needs and future goals.Call me to learn more.</p><p>Cherity Freeze618-420-3129cherity.l.freeze@wellsfargo.comwww.cherityfreeze.comNMLSR ID 400487Shelly Leffler618-616-4555shellyleffler@wellsfargo.comwww.wfhm.com/shelly-lefflerNMLSR ID 401981</p><p>Your home financing goals deserve our attention</p></li><li><p>Page 4 2017 HBA Homeowners Resource Guide</p><p>ACCOUNTING SERVICES Diel &amp; Forguson Financial Group (618) 632-7574 www.dielforguson.com ALARM /SECURITY SYSTEMS/CABLE LOW VOLTAGE Barcom Security (618) 277-3344 www.barcomsecurity.com C.A.V.I. Custom Audio &amp; Video Installations, Inc. (618) 667-8777 www.caviwiring.com Copious Technologies (888) 926-7468 www.copioustech.com PASS Security (618) 394-1144 www.passsecurity.com APPLIANCES AUTCOhome Appliances (636) 349-4946 www.autcohomeappliances.com See our ad on this page Klein`s Brand Source (618) 397-1216 www.brandsource.com The Appliance Discounters (618) 397-1216 www.theappliancediscounters.com See our ad on this page RSI Kitchen &amp; Bath (314) 961-2000 www.rsikb.com ATTORNEY Sandberg Phoenix &amp; von Gontard P.C. (618) 397-2721 www.sandbergphoenix.com AUDIO/VIDEO SYSTEMS C.A.V.I. Custom Audio &amp; Video Installations, Inc. (618) 667-8777 www.caviwiring.com Copious Technologies (888) 926-7468 www.copioustech.com MDB Electric, Inc. (618) 667-0177 www.mdbelectronics.com PASS Security (618) 394-1144 www.passsecurity.com </p><p>Page 4 2017 HBA Homeowners Resource Guide </p><p>Ask about our</p><p>Manufacturers Rebates</p><p>and Discounts</p><p>When you need appliances, invest</p><p>in products that offer quality, style</p><p>and priced within your budget.</p><p>Call Art for help.</p><p>1694 Larkin Williams Rd.</p><p>Fenton, MO 63026</p><p>Appliances</p><p>Appliances</p><p>Please Contact</p><p>Art StumpfCell: (314) 308-3225</p><p>Office: (636) 349-4946Fax: (636) 349-6844</p><p>Email: art@autco.comwww.autcohome.com</p><p>OUR SAVINGS ARE YOUR SAVINGS</p><p>THE APPLIANCEDISCOUNTERS</p><p>6104 North Illinois Fairview Heights IL 618-628-1504appliancediscounters@yahoo.com www.theappliancediscounters.com</p><p>"Our Savings Are Your Savings"</p><p>Our Story...Appliance Discounters is a brother/sister, locally ownedcompany that began with one location in Webster GrovesMO in 2009 and most currently to the sixth location inFairview Heights IL. Just as our Missouri locations, we willcontinue to ALWAYS offer the LOWEST price on appliances.We carry "in box" as well as "out of box" new appliances at adrastically lower price than any competitor! We purchase ourappliances direct and by the truckload in order to receivethe lowest price from the manufacturers. We then pass thesavings on to you, our customer! That's how we came upwith our motto:</p><p>Showroom Manager: John Bradley</p><p>All major brands like:</p></li><li><p>www.hbaswil.org Page 5</p><p>ACCOUNTING SERVICES Diel &amp; Forguson Financial Group (618) 632-7574 www.dielforguson.com ALARM /SECURITY SYSTEMS/CABLE LOW VOLTAGE Barcom Security (618) 277-3344 www.barcomsecurity.com C.A.V.I. Custom Audio &amp; Video Installations, Inc. (618) 667-8777 www.caviwiring.com Copious Technologies (888) 926-7468 www.copioustech.com PASS Security (618) 394-1144 www.passsecurity.com APPLIANCES AUTCOhome Appliances (636) 349-4946 www.autcohomeappliances.com See our ad on this page Klein`s Brand Source (618) 397-1216 www.brandsource.com The Appliance Discounters (618) 397-1216 www.theappliancediscounters.com See our ad on this page RSI Kitchen &amp; Bath (314) 961-2000 www.rsikb.com ATTORNEY Sandberg Phoenix &amp; von Gontard P.C. (618) 397-2721 www.sandbergphoenix.com AUDIO/VIDEO SYSTEMS C.A.V.I. Custom Audio &amp; Video Installations, Inc. (618) 667-8777 www.caviwiring.com Copious Technologies (888) 926-7468 www.copioustech.com MDB Electric, Inc. (618) 667-0177 www.mdbelectronics.com PASS Security (618) 394-1144 www.passsecurity.com </p><p>Page 4 2017 HBA Homeowners Resource Guide </p><p>Home BuildersAssociationof GreaterSouthwest Illinois</p><p>Check out our lineup and interactive floor plan at Loc</p><p>alBuilderEvents. com 618-343-6331</p><p>DONT MISSTHE</p><p>2017 SHOW</p><p>...</p><p>Friday, March 3 2 p.m. - 7 p.m.Saturday, March 4 10 a.m. - 6 p.m.Sunday, March 5 11 a.m. - 4 p.m.</p><p>CONTRACTOR RE-SALESave at Yard Sale prices on huge</p><p>selection of items donated by our buildersand suppliers. Youll find something for</p><p>your home - inside and out.Saturday &amp; Sunday only</p><p>Belleville</p><p>Fairgrounds</p><p>200 South Belt East</p><p>(Rt. 13 &amp; 159)</p><p>FREE PARKING</p><p>SAVE another $1 off admission if you are a Senior 65 or older,Heroes (Firefighters, Police Officers and Military),</p><p>Medical Professionals and Education Faculty.</p><p>*MAXIMUM $2.00 admission fee discount.</p><p>LEGO is a registered trademark of the LEGO Group of companies which does not sponsor, authorize or endorse these programs.</p><p>Save $1 offadmission bydonating a cannedgood, toiletry itemor other householdnecessity at the door.</p><p>For kids ages 5 to 12 onSaturday &amp; Sunday.Registration &amp; details atwww.hbaswil.org/homeshow.php</p><p>Sponsored by CertaPro Painters of Belleville,Homes by Deesign, Sherwin Williams, andPadgett Building &amp; Remodeling</p><p>$600ADMISSION FEE*Children under 12 FREE</p><p>For kids ages 5 to 12 on Saturday &amp; Sunday. Registration &amp; details atCONTEST</p><p>2017 Home Show Sponsors2017 Home Show Sponsors</p></li><li><p>Page 6 2017 HBA Homeowners Resource Guide</p><p>In good times or bad, there is one constant: Homeownership remains the American Dream for millions of families. And there are many reasons why, both economic and emotional. </p><p>Most Americans consider homeownership to be their single best long-term investment and a primary source of their wealth and financial security. Generations of families have counted on and used the equity in their homes for their childrens education, their own retirement and other milestone expenses. </p><p>Individual household budgets are helped by tax incentives that are designed to make owning a home more affordable. Deductions for mortgage interest and property taxes can result in thousands of dollars of tax savings, especially in the early years of the mortgage when interest makes up most of the payment. Home owners save nearly $100 billion annually on mortgage interest and property deductions alone. </p><p>And when home owners sell their primary residence, they get an enormous tax break. A couple who owns and lives in their home for two years and then decides to sell can keep up to $500,000 of the profit tax-free, and a single owner can keep $250,000. </p><p>A healthy housing industry means more jobs and a stronger U.S. economy. In fact, fully 15 percent of the U.S. economy relies on housing. </p><p>Most of the products used in home construction and remodeling are manufactured in the United States. Constructing 100 new homes creates more than 300 full-time jobs, $23.1 million in wage and business income and $8.9 million in federal, state and local tax revenue. New home owners spend money on decorations and furnishings, to enhance the landscaping and to become members of the community by patronizing local businesses and service providers. </p><p>Yet a home is so much more than an investment. In good times and in bad, the opportunity to own a home has been a cherished ideal and a source of pride, accomplishment, social stability and peace of mind. </p><p>Homeownership strengthens communities as well as families. </p><p>Home building increases the property tax base that supports local schools and communities. When a family owns their home, it is an asset that has a direct impact on their financial security and future. People are more likely to take care of things they own so they remain valuable. And a homes value is determined by how well it is maintained as well as by the condition of the neighborhood it is located in. </p><p>Homeownership builds stronger communities, provides a solid foundation for family and personal achievement and improves the quality of life for millions of people. The Bipartisan Policy Center's Housing Commission has said that homeownership can "produce powerful economic, social, and civic benefits that serve the individual home owner, the larger community and the nation." </p><p>To learn more about homeownership, contact the Home Builders Association of Greater Southwest Illinois by visiting www.hbaswil.org or call 618-343-6331. </p><p>Page 6 2017 HBA Homeowners Resource Guide </p><p>The Markham Network www.BarbaraMarkham.com 618-781-2203 </p><p>Build Your Dream Member HBA and </p><p>Green Building Council 28 years experience 3D Virtual Tours CNS, CRS, RCC </p></li><li><p>www.hbaswil.org Page 7</p><p>In good times or bad, there is one constant: Homeownership remains the American Dream for millions of families. And there are many reasons why, both economic and emotional. </p><p>Most Americans consider homeownership to be their single best long-term investment and a primary source of their wealth and financial security. Generations of families have counted on and used the equity in their homes for their childrens education, their own retirement and other milestone expenses. </p><p>Individual household budgets are helped by tax incentives that are designed to make owning a home more affordable. Deductions for mortgage interest and property taxes can result in thousands of dollars of tax savings, especially in the early years of the mortgage when interest makes up most of the payment. Home owners save nearly $100 billion annually on mortgage interest and property deductions alone. </p><p>And when home owners sell their primary residence, they get an enormous tax break. A couple who owns and lives in their home for two years and then decides to sell can keep up to $500,000 of the profit tax-free, and a single owner can keep $250,000. </p><p>A healthy housing industry means more jobs and a stronger U.S. economy. In fact, fully 15 percent of the U.S. economy relies on housing. </p><p>Most of the products used in home construction and remodeling are manufactured in the United States. Constructing 100 new homes creates more than 300 full-time jobs, $23.1 million in wage and business income and $8.9 million in federal, state and local tax revenue. New home owners spend money on decorations and furnishings, to enhance the landscaping and to become members of the community by patronizing local businesses and service providers. </p><p>Yet a home is so much more than an investment. In good times and in bad, the opportunity to own a home has been a cherished ideal and a source of pride, accomplishment, social stability and peace of mind. </p><p>Homeownership strengthens communities as well as families. </p><p>Home building increases the property tax base that supports local schools and communities. When a family owns their home, it is an asset that has a direct impact on their financial security and future. People are more likely to take care of things they own so they remain valuable. And a homes value is determined by how well it is maintained as well as by the condition of the neighborhood it is located in. </p><p>Homeownership builds stronger communities, provides a solid foundation for family and personal achievement and improves the quality of life for millions of people. The Bipartisan Policy Center's Housing Commission has said that homeownership can "produce powerful economic, social, and civic benefits that serve the individual home owner, the larger community and the nation." </p><p>To learn more about homeownership, contact the Home Builders Association of Greater Southwest Illinois by visiting www.hbaswil.org or call 618-343-6331. </p><p>Page 6 2017 HBA Homeowners Resource Guide </p><p>30 Years of Craftsmanship</p><p> Alpine Trails- Millstadt Schools</p><p> Wyndrose Estates- Millstadt Schools</p><p> Sunset Ridge- Freeburg Schools</p><p> Braeswood Trails- OFallon Schools</p><p> Sunset Ridge Sunset Ridge Sunset Ridge</p><p>Over 50 LotsAvailableLots startingin the 30s</p><p>Custom New HomesFinished Basements</p><p>Kitchen/Bath Remodel #1 Energy Star BuilderRated Best in Quality &amp;</p><p>Energy Efficiency</p><p>618-580-5025 cmibuilders.comCoy Mullenix, Builder/Owner Crafted by Union Carpenters</p><p>When Quality and Craftsmanship Counts CMI Construction Has An Outstanding Team Of Professi...</p></li></ul>