hdfc deposit systematic savings plan fixed deposit

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Locate a branch near youhttp://www.hdfc.com/others/hdfc_branch_locator.aspAbout the Product & CompanyIn order to provide the convenience of savings from regular income and to create a substantial capital amount for future needs, few branches and KPs have been suggesting that HDFC should have a product under its gambit to take care of investment needs of young breed of individual investors.HDFC Systematic Savings Plan (SSP) is a long to medium term installment plan offering assured market related returns to retail individual investors. SSP would be very attractive as compared to other installment product available for medium to long tenures, both for investors and distributors. The salient features are as under :Product FeaturesEligibility:All Resident individuals can open the SSP account. SSP is available at select centres where ECS facility is available.Monthly Savings Plan:SSP is a monthly savings plan where one can save as little as Rs. 2000 per month and accumulate a larger capital for future needs.Variable rate of interest:Interest rate on SSP is linked to the benchmark rate and will vary from time to time with the benchmark rate. Benchmark rate is the rate of interest applicable on SSP product from time to time for the corresponding period. Rate of interest (ROI) will be reset at the beginning of each calendar quarter.Convenience:SSP provides the convenience of ECS (Debit clearing) facility where the monthly savings amount is automatically transferred from the account-holder's bank account to the SSP account every month on a pre-determined date.Flexibility:Depositor has the flexibility to choose any deposit period between 24 and 60 months to plan the future needs.Accumulation of interest:Interest will be accrued and credited (net of TDS) on 31st March every year.Rate of InterestRates effective from February 3, 2010Period (Months) Rate of Interest (% p.a.)24 - 35 7.0036 – 59 7.2560 7.75Minimum Monthly Savings Amount – Rs. 2000.Interest Rates are subject to change without any prior notice.Mode Of OperationsResident Individuals can open the SSP account by remitting the first month's savings amount through an account payee cheque drawn in favour of HDFC Ltd, along with duly filled-in application form and ECS (debit clearing) Mandate attested by the depositor's banker. The subsequent month's savings installments will be directly transferred through the ECS (debit clearing) system on pre-determined dates every month as indicated in the application form/mandate. HDFC will issue a Deposit Receipt for the initial deposit amount at the time of opening the account indicating terms of the deposit. A consolidated statement of account giving details of all transactions will be sent annually as of 31st March.

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Page 1: HDFC Deposit Systematic Savings Plan Fixed Deposit

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Page 2: HDFC Deposit Systematic Savings Plan Fixed Deposit

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