HCE Infographic: What is Host Card Emulation and Why it Matters

Download HCE Infographic: What is Host Card Emulation and Why it Matters

Post on 24-May-2015




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  • 1. What isHOST CARD EMULATIONand why it mattersHost Card Emulation(HCE) was introducedby Google as a featureof the new KitKat OS.It was endorsed byVisa, MasterCardIt allows cards to be issued from the cloud andused for mobile payment transactions anywhere.Why does it matter?VisaMasterCardHCE powers NFC mobile payments at physical stores94% 6%Source: eMarketer/US Census Bureauof transactionshappen in thereal world2 in 3 phones to come withNFC by 20181.2B2018total e-commerce1%mobile commerce(part of e-commerce)86% of POS terminals inNorth America will acceptNFC payments by 201786% 78% 38%NorthAmericaSource: IHS Research Source: Berg Insight1.5 Billion mobile wallets to be in use by 2018Source: Juniper ResearchWhats in it for me?275M201312001000800600400200Phones with NFC (millions)HCE gives banksfreedom to deploymobile paymentsystems everywhere.Europe Rest ofthe worldBanking, merchantand other apps caneasily be enabled withmobile payments atphysical stores.Ultimate consumer experience:pay anywhere with theapps you love and trust.Sources Berg Insight: http://www.nfcworld.com/2012/06/07/316112/berg-86-percent-of-pos-terminals-in-north-america-will-accept-nfc-payments-by-2017/ eMarketer/US Census Bureau: http://www.emarketer.com/Article/Total-US-Retail-Sales-Top-3645-Trillion-2013-Outpace-GDP-Growth/1010756 IHS Research: http://www.nfcworld.com/2014/02/12/327790/two-three-phones-come-nfc-2018/ Juniper Research: http://www.nfcworld.com/2014/05/20/329241/juniper-predicts-1-5bn-mobile-wallets-2018/www.sequent.comcontactus@sequent.com+1 650-419-2713