harrison assocsiates
TRANSCRIPT
HARRISON ASS0CIATES
make dreams real
A full mortgage lending company with due diligence
By :sanjeev saini
A fully mortgage lending company with due diligence. company deals in fully mortgage loans against property, overdraft limits, home loan and other product “personal loan, business loan, auto loan, etc.it established in 2011.
A company channels partners are HDFC Bank limited ,ICICI Bank limited ,ING Vyasa bank limited ,AXIS Bank, BAJAJ fin serve ,&TATA capital & many more.
COMPANY OVERVIEW
Loan against property Overdraft limit Home loan
other product :Auto loan
business loan
personal loangold loan
OUR PRODUCTS
1. Commitment 2. Always available for our clients 3. Transparent in our procedure 4. Striving for better 5. Enjoying challenges 6.All respect to our clients 7. Team work 8. customer satisfaction
Our values
To be successful in mortgages industry with a clear client oriented approach and start to work independently in future.
VISION
. In city Corporate community Municipal corporation Municipal society HUDA PUDA Corporation of Chandigarh
Areas of service
Providing best mortgages service Trustful commitment maintain relationship to customer manage your mortgage on your way guarantee of best deal providing best option client oriented legal & technical verified
Quality of we
A legal agreement in which we take property
(land, house ,plots and building) as a guarantee for a loan.
1. loan against property 2. overdraft limit 3. home loan ( construction, renovation )
Mortgage
Customer gets higher loan with lower rates
for expanding and enhancing your business
buying a commercial property
for hire study in abroad or marriage purpose
Reasons to loan against property
For buying a home
For buying plot
For construction and renovation
Loan will be dispersed as per estimate
Home loan
Negative profile
• Police ,lawyer, advocate, politician
Positive profile
• Self employed ,salaried person
Customer profile
His/her profession
His/her financial repaying capacity
Track record
Legal & technical check
Process of providing loan
1. Documentation 2. Processing check 3. Internal process :
(i) Verification (ii) Valuation and technical check (iii) Personal discussion with credit manager (iv) Sanction /rejection (v) Contract sign by customer (vi) Disbursement and get the payment 4. 1% processing fee for disbursing amount charge
by bank
process