hard money commercial lending

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Learn about our non-traditional Commercial Lending program. From $50,000 to $50 Million in funding, we even have some stated income programs. All with the confidence of having an Real Estate Finance advocate at your side to protect your interests from predatory lending practices.

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Page 1: Hard Money Commercial Lending

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Page 2: Hard Money Commercial Lending

Commercial real estate loans from $25,000 up to $50 Million on most commercial property types.

Some loans allow Stated Income.

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Page 3: Hard Money Commercial Lending

Owner Occupied

Office/ Office Condo Automotive

Retail Assisted Living

Warehouse Day Care

Mixed Use Funeral Home

Hotel Convenience Store – no fuel

Restaurant Dry Cleaners

Light Industrial Construction Financing

Medical Office Church

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Other properties considered – contact Scott

04/13/23

[email protected]

Page 4: Hard Money Commercial Lending

Investment

Office/ Office Condo Retail

Strip Center Warehouse/Distribution

Multi-Family Light Industrial

Mixed Use Retail Triple Net Credit Tenant

Specialty Programs

•Trust

•Joint Venture

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Other properties considered – contact Scott

04/13/23

[email protected]

Page 5: Hard Money Commercial Lending

Specializing in alternative financing for non-bankable commercial transactions throughout the United States

Generally non-bank lenders

Providing financing to companies and individuals seeking commercial financing who cannot obtain adequate capital to grow or run their business

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Page 6: Hard Money Commercial Lending

Any company or individual that is unable to secure commercial financing through traditional sources

Particularly if funding needs are immediate

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Page 7: Hard Money Commercial Lending

Developmental stage companies

Companies with historical and/or current losses

Companies with negative net worth or tax liens

Companies in Chapter 11, healthy companies that need a more aggressive lender who will provide a larger credit facility, and companies where the principals have poor credit

Individuals who have poor credit or limited capital to make an acquisition of a commercial property or operating business

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Page 8: Hard Money Commercial Lending

Borrower Documents – Collected by Commercial Team Leader

• Documentation discussed with Team Leader at time of inquiry and/or project

Authorization Form to release information for credit report will be sent to Borrower/RFS Consultant with initial package

TURNAROUND TIME: Approximately 45 -60 days; current market dictates turnaround time

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Page 9: Hard Money Commercial Lending

Executive Summary of High Quality - average 5-7 pgs

Appraisals• Fee approximately $1,000• Turnaround Time: 2 – 3 weeks

Environmental Study – if necessary

Upfront fees - determined by nature of loan; credited at closing

Closing Costs - All Borrower Monies remitted by Wiring

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Page 10: Hard Money Commercial Lending

Issuance of Lender Conditional Approval

Upfront Fees Determined at This Time

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Page 11: Hard Money Commercial Lending

Upon Completion of ApplicationScott Fain, RFS Consultant is contacted within 24 hours Calls Borrower Updates Loan in Pipeline

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Page 12: Hard Money Commercial Lending

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Page 13: Hard Money Commercial Lending

Scott Fain, RFS [email protected]: 703-879-6912

www.Scott-Fain.com

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“I am READY When You Are!”Scott Fain

04/13/23