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SecurePlus Marquee 8 & SecurePlus Marquee 8 GLIR

National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest (LSW), Addison, TX and their affiliates. Each company of the National Life Group is solely responsible for its own financial condition and contractual obligations. LSW is not an authorized insurer in New York and does not conduct insurance business in New York.

Form No. 11296(0413), LR12294(0413)

Life Insurance Company of the Southwest™

Life Insurance Company of the Southwest™

Guaranteed1 Income & Added Benefits:

• Ultimate Protection with Death Benefit Options to protect your loved ones

–6%2, 3 Annual Roll-up Rate on benefit calculation base.

–8%4 Bonus Accumulation Value

1 Guarantees dependent on the claims paying ability of the issuing company.

2 6.0% Roll-up Rate current as of March 2013. Rates may differ by dates of issue.

3 Roll-up Rate in effect at the time the premium is received will be in effect for the earlier of 8 policy years or age 85, then beginning in the 9th year subsequent Roll-up Rates will be set annually, in advance, and are guaranteed never to be less than three (3) percent.

4 8% Bonus Accumulation Value, transferred to policy Accumulation Value at the end of policy years 11-15. Applied immediately to the Benefit Calculation Base.

Life Insurance Company of the Southwest™

Protection from living too long…

End-of-Policy Year Attained AgeGuaranteed Lifetime

Payment Enhanced Benefit1

Issue 55 n/a n/a

5 60 $11,562 $18,788

10 65 $16,436 $25,567

15 70 $21,171 $31,756

20 75 $26,997 $39,268

Assumes a 55 year-old makes a $200,000 premium payment to SecurePlus Marquee 8 with Rider. Table above reflects Guaranteed Lifetime Income Payment or Enhanced Benefit at election ages 60, 65, 70 or 75 based on current roll-up rate of 6% in years 1-8 and guaranteed roll-up rate of 3% in years 9-20. Roll-up rate is subject to change after year 8 of the policy. Initial roll up rate is guaranteed for the earlier of 8 years or age 85. Following the 8th year, the roll-up rate will be set annually in advance until the earlier of the 20th policy anniversary or age 85.

1 To receive Enhanced Benefit, the policy must be in force for 5 years and the owner must qualify and not be able to perform 2 out of 6 Activities of Daily Life (ADLs) on a permanent basis. Not available in all states.

Life Insurance Company of the Southwest™

Protection from dying too soon…

End-of-Policy Year

Single Sum DB if greater than

policy DB

5-year Optional Annual Legacy

Income

Total DB Payout with 5-year Optional Income

Issue Policy Death Benefit

$43,200 $216,000

5 $216,792 $57,811 $289,055

10 $273,928 $73,047 $365,235

15 $317,558 $84,682 $423,410

20 $368,136 $98,170 $490,850

Assumes 3% roll-up rate in years 9-20

Life Insurance Company of the Southwest™

Access and Control

• During the income phase, the policy owner maintains full control of the policy.

– Income can be stopped and restarted

– Withdrawals in excess of lifetime income payments are available*

– The policy can be surrendered at anytime resulting in a lump sum distribution**

*Excess withdrawals will result in a reduced lifetime income payment

**SecurePlus Marquee 8 has a 10 year withdrawal charge period that starts with a 10% withdrawal charge and decreases by 1% every year. Early withdrawals may be subject to surrender charges.

Life Insurance Company of the Southwest™

You Want and Deserve MORE!

• Guaranteed Lifetime Income Payments1

• Access and Control of Accumulation Value

• Higher Payment with Enhanced Benefit Qualification2

• Annual increase in withdrawal payments for each year you wait to start payments up to age 90

• Enhanced Death Benefit available immediately, no 5 year wait3

1 Guarantees are dependent on the claims paying ability of the issuing Company

2 To receive Enhanced Benefit, the policy must be in force for 5 years and the owner must qualify and not be able to perform two out of six Activities of Daily Living on a permanent basis. Benefit not available in all states.

3 Enhanced Death Benefit available prior to the election of guaranteed lifetime income. Thereafter policy death benefit becomes effective.

Life Insurance Company of the Southwest™

1 Enhanced benefits if Policy owner cannot perform 2 of 6 ADLs. Not available in CA, CT, NV, NH, TN, & FL2 Enhanced death benefit option available on Marquee 8 GLIR and Preferred 6 GLIR only. SecurePlus Marquee 8 is Policy Form No. 8965(0411) with Rider Forms 8966(0411) and 8967(0411) or state variations thereof.3 Principal is protected from market loss, but can be reduced by rider or withdrawal charges, guarantees are based on the claims paying ability of the issuing company.4 Excess withdrawals will result in a reduced lifetime income payment.

Life Insurance Company of the Southwest™

National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest (LSW), Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. LSW is not an authorized insurer in New York and does not conduct insurance business in New York.

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