Aegon Life POS Guaranteed Return Insurance Plan (GRIP) – UIN 138N076V02A non-linked, non-participating life insurance plan.

Guarantee On, Toh Tension Gone.

GUARANTEED RETURNS

GET A GRIP ON YOUR SAVINGS WITH

Why buy this plan?

Are you concerned about the financial security of your family? Is market volatility giving yousleepless nights? Are you worried about the uncertainty of amount you will receive on policymaturity?Are you stressed about not continuing your premium payment due to any unforeseen condition? Ifyour answer to any of these questions is Yes, then it’s about time for you to say yes to the AegonLife POS Guaranteed Return Insurance Plan (GRIP). This plan, which is a perfect combination ofSavings+ Protection, guarantees financial freedom to your family in your absence, provides aguaranteed amount upon Policy Maturity and gives you a Short Premium Commitment with flexiblePayment Options. What’s more, you may also avail Tax Benefits through this plan.

Let’s understand the plan with an example:

Mr. Kumar who is 35 years of age opts for Aegon Life POS Guaranteed Return Insurance Plan (GRIP) and Pays `40,000 (excluding GST) Annually for 9 years along with a Life Cover for 20 years. On the basis of his Age and Policy selection, the Basic Sum Assured of his Policy is `2,51,411.

To further understand the benefits of the plan, let’s look at two scenarios:

1st Scenario: Mr. Kumar survives the complete Policy Term

Total Premiums Paid by Mr. Kumar = ` 40,000 X 9 =

` 3,60,000Total Maturity Value

Received by Mr. Kumar = `8,17,086

On Policy Maturity at the end of 20 years, Basic Sum

Assured =`2,51,411/-

Accrued Guaranteed Additions = `5,02,822/-

Loyalty Booster = ` 62,853, which is 25% is the Basic

Sum Assured.

+

+Mr. Kumar

Plan purchased for 20 Years1

The Key Benefits of Aegon Life POS Guaranteed Return Insurance Plan (GRIP).

Maturity Benefit which is guaranteed as a percentage of Basic Sum Assured

2nd Scenario: Mr. Kumar dies at the start of 16th Policy year

The Total Death Benefit pay-out to the nominee

= ` 7,77,117

The nominee receives the following Sum Assured on

Death` 4,00,000

Accrued Guaranteed Additions ` 3,77,117.

+

Mr. Kumar’s nominee 2

Pay premiums for aLimited Term while you

get to enjoy Policybenefits, throughout

the Policy Term

You get the option tochoose the Premium

Payment as well as thePolicy Term as peryour convenience

You may be eligible forTax Benefits, underSection 80(C) and

Section 10(10D), as per prevailing tax laws

TAX

Policy benefits areguaranteed, in theevent of Death or

Maturity of the plan

Secure life goals withGuaranteed Maturity

Payout of 225% to325% of the Basic Sum

Assured

Guaranteed Additionequal to 10% of BasicSum Assured accrueat the end of every

year throughout the Policy Term

Loyalty Booster equalto 25% of Basic Sum

Assured payable at theend of Policy Term

10

225%

12

245%

11

235%

13

255%

14

265%

15

275%

16

285%

17

295%

18

305%

19

315%

20

325%

Policy Term

Guaranteed Maturity Benefitas % of Basic Sum Assured

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls arerequested to lodge a police complaint.

ABOUT US

#Individual Death Claim Settlement ratio for FY 2019-20 is 98.01%; 351 claims were received out of which 344 claims were settled.

* Awarding Authority-http://www.fintelekt.com.

For more details on Risk factors, Terms & Conditions please read Sales Brochure and Benefit Illustration carefully before concluding a sale. If death occurs due to Suicide within 12 months from the Date of Inception of the Policy, the Death Benefit is refund of 80% of the Premium(s) paid (excluding taxes) provided the Policy is in-force. This clause will remain applicable even during the Waiting Period of 90 days from the Date of Inception of the Policy. If death occurs due to Suicide within 12 months from the Date of Revival of the Policy, the Death Benefit is higher of 80% of the premiums paid (excluding taxes) till the Date of Death or the Surrender Value available as on the Date of Death. This Product is underwritten by Aegon Life Insurance Company Ltd. Insurance cover is available under this Product. All ages mentioned above are ‘Age as on last birthday’. It is recommended that you obtain professional advice for applicability of Income Tax benefit on premiums paid and benefits received. Income Tax to be deducted, if any, will be deducted at the applicable rate from the payments made under the policy. Goods & Services Tax, Cess(if any) and any other Statutory levy will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time. Aegon Life POS Guaranteed Return Insurance Plan (GRIP) UIN 138N076V02 .Trade logo displayed belongs to M/s Aegon N.V. and M/s Bennett, Coleman and Co. Ltd. and used by Aegon Life Insurance Co. Ltd. under trade agreement. Aegon Life Insurance Company Limited, IRDAI Reg. No. 138. Corporate Identity No: U66010MH2007PLC169110. Registered Office: Building No.3, Third Floor, Unit No.1, NESCO IT Park, Western Express Highway Goregaon (E), Mumbai - 400063. Tel: +91 226118 0100, Fax: +912261180200/300, Toll Free No.:1800 209 90 90 (9am to 7 pm, Mon to Sat), Email: customer.care@aegonlife.com Website; www.aegonlife.com. ADVT No. II/Jun 2020/5712

Eligibility

Entry Age Minimum - 1 yearMaximum - 50 years

Minimum - 18 yearsMaximum - 65 years

Yearly Mode - `10,000Half Yearly Mode - `7,500Monthly Mode - `1,500

Yearly Mode - `100, 000 Half Yearly Mode - `51, 200 Monthly Mode - `8,700

Any Policy Term Between 10 to 20 years

5/7/9 years

Policy Term

Maturity Age

Premium Payment Term

Minimum Premium

Maximum Premium

Premium Payment Mode Yearly, Half-Yearly, and Monthly.

Waiting PeriodThe Policy has 90 days waiting period from the Date of Inception of the Policy within which if death occurs (other than due to accident), thebeneficiary will receive 100% of the premiums paid till the Date of Death (excluding any taxes). During this period the Death Benefit will not bepayable. Waiting Period is not applicable in case of Policy Revival.

Automatic Vesting of the Policy

If the policy has been taken on the life of a minor, the Policy shall automatically vest on him/her with effect from the Date of Completion of 18 years of age and the Life Assured will become the Policy holder from such date.

Monthly Premium frequency to be taken with ECS/SI/NACH

The modal loadings for modes other than Annual mode will be: • Half Yearly Premium = Annualized Premium * 0.512 • Monthly Premium = Annualized Premium * 0.087

Note: The Maximum Annualised Premium Per Life Insured will be capped to ` 1,00,000 for this product.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS!

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98.01% ClaimSettlement ratio#