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APPOLO STUDY CENTRE

GENERAL AWARENESS PRACTICE MCQs FOR BANK EXAMINATIONS 2014

1. Who headed the committee which submitted its report on February 7, 2014 regarding Financial

Bench Marks (appointed by RBI)? a) Prakash Bakshi b) Damodaran c) Vijaya Bhaskar d) D.Subba Rao e) None of the above

2. Which among the following is correct and full form of CAS in context with banking markets in

India? a) Cash Authorized Scheme b) Credit Authorized Scheme c) Credit Access Systemd) Credit Arrangement System e) Cash Accreditation Scheme

3. Money laundering refers to which of the following?

a) Conversion of assets into cash b) Conversion of Black money gained from illegal activities to white money c) Conversion of cash into gold d) Conversion of gold into cash e) Conversion of shares into cash

4. Account for conversion of physical securities into electronic form is know as?

a) NRI Account b) Foreign Account c) Trio Account d) Current Account e) DEMAT (Dematerialisation)Account

5. What is "Hot Money"?

a) Flow of funds (or capital) from one country to another in order to earn a short-term profit on interest rate differences and/or anticipated exchange rate shifts.

b) Hard Currency c) Soft Currency d) Foreign Assets e) All of these

6. RBI has decided to prescribe a minimum CRAR for StCBS /CCBs of 9% to be achieved in a

phased manner over a period of 3 years as indicated below a) 3 years b) 4 years c) 5 yeasrs d) 2 years e) No such restriction

7. PFRDA stands for?

a) Provident Fund Regulatory and Development Authority b) Preferential Fund Regulatory and Development Authority c) Permanent Fund Regulatory and Development Authority d) Pension Fund Regulatory and Development Authority e) None of these

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8. The main function IMF is to? a) Finance investment loans to development countries b) Act as a private sector lending arm of the World Bank c) Help to solve Balance of payment problems of members countries d) Arrange International deposits from Banks e) None of these

9. Which of the following public sector banks has the largest number of Branches in foreign countries? a) Bank of India b) Bank of Baroda c) Punjab National Bank d) Corporation Bank e) None of the above

10. Which of the following assets are considered as Near Money? a) Bond b) Equity shares c) Time deposits d) Traveller's cheque e) All of the above

11. What is an Indian Depository Receipt? a) A deposit account with a Public Sector Bank b) A depository account with any of Depositories in India c) An instrument in the form of depository receipt created by an Indian depository against

underlying equity shares of the issuing company d) An instrument in the form of deposit receipt issued by Indian depositories e) None of these

12. Which of the following cannot be called as a value added service offered by a Bank? a) Special Account for poor sections of society b) Accident Insurance cover c) Instant Credit of Outstation cheques d) Free cheque books e) All of these

13. Which of the following is NOT the feature of Real Time Gross Settlement (RTGS)?

a) Payments are settled transaction by transaction b) Settlement of funds is revocable c) Settlement is done in real time d) It is a fully secured system which uses digital signatures and public Key encryption for safe

and secure message transaction e) None of these

14. Standard & Poor is a?

a) Bank b) Non-Banking Finance Company c) Stock Market Agency d) Credit Rating Agency e) RBI advisory body

15. In Banking System, which of the following Act was framed specially to speed up recoveries Non - Performing Assets? a) SARFAESI Act b) Banking Regulation Act c) Foreign Exchange Management Act d) Industrial Disputes Act e) None of these

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16. In context with the Business and Banking, what is CRAR? a) Capital to Risk Asset Ratio b) Credit to Risk Asset Ratio c) Credit to Risk Assessment Ratio d) Capital to Risk Assessment Rate e) Credit Rate Assessment Ratio

17. What is Mixed farming:

a) Cultivating 2 crops simultaneously b) Cultivating in 2 types of soils c) Cultivating crops and allied activities d) Cultivating 2 crops in a year e) None of these

18. The Asian Development Bank Headquarters is located at?

a) Tokyo b) Manila c) New Delhi d) Colombo e) New York

19. Buyers market denotes?

a) Excess of supply over demand b) Equal supply and demand c) Commodities being available at competitive rates d) Demand exceeding supply e) None of these

20. RBI introduced Banking Ombudsman scheme in which year?

a) 1935 b) 1965 c) 1995 d) 2001 e) 2005

21. Who is not eligible for Internet banking? a) Joint account operation severally b) Minor account operated by Guardian c) Illiterate d) Female depositors e) None of these

22. Which of the following is NOT viewed as national debt?

a) Life Insurance policies b) Long term Govt Bonds c) National savings certificates d) Provident Fund e) None of these

23. Industrial exit policy means?

a) Forcing foreign companies to leave India b) Forcing Business units to move out of congested localities c) Allowing manufactures to shift their line of product d) Allowing business units to close down e)None of these

24. National Stock Exchange is located in?

a) New Delhi b) Chennai c) Mumbai d) Kolkata e) None of these

25. Who is the New Chair Person for Central Board of Direct Taxes, Appointed on 9th Feb 2014? a) Sudha Sharma b) R.K Tiwari c) Thomas David d) Lopez Mark e) Nandan Nilekani

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26. Name the expert committee formed by RBI on 20th Jan 2014, to review the governance of Bank Boards in India inclu- ding examining the ownership and salary structure of Banks? a) Arun Tiwari (CMD of Union Bank) b) K R Kamath (CMD of PNB) c) VR Iyar (CMD of Bank of India) d) PJ NAIK (former Chairman and CEO of Axis bank) e) MV Nayar

27. Jatinder Bir singh, an IAS officer has been appointed as the CMD of?

a) Steel Authority of India Ltd b) Bharat Heavy Electricals Ltd c) Union bank of India d) Punjab and Sindh Bank e) None of the above

28. In respect of Interest Subsidy on Educational Loans, the parent income ceiling from all sources

should not be more than Rs.______ lacs per annum. a) Rs.2.50 lakhs b) Rs.4.50 lakhs c) Rs.5.50 lakhs d) Rs.7.50 lakhs e) None of the above

29. "Sugam" is scheme launched for

a) Small tax payers b) Pensioners getting old age pension c) Big corporate houses d) Retired Government Employees e) None of these

30. INFINET stands for?

a) International Financial Network b) Indoor Financial Network c) Indian Financial Network d) Internet Financial Network e) None of these

31. What is the full form of the term OBU?

a) Other backward units b) Overseas banking units c) Off-shore Banking units d) Off-shore business units e) None of these

32. CASA Deposits relates to

a) Only Savings Deposits b) Recurring Deposits c) Only Flexi deposits d) Demand Deposits(SB and Current Account) e) Fixed Deposits

ANSWERS: 1) c 2) b 3) b 4) e 5) a 6) a 7) d 8) c 9) b 10) e 11) c 12) d 13) b 14) d 15) a 16) a 17) c 18) b 19) a 20 ) c 21) c 22) a 23) d 24) c 25) b 26) d 27) d 28) b 29) a 30) c 31) c 32) d

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GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. In the Banking technology, IMPS stands for

1) Instant Payment Service 2) Immediate Paid Service 3) Immediate Payment Scroll 4) Immediate Payment Service 5) None

2. IMPS, a mobile payment system launched in...... 1) 2009 2) 2011 3) 2013 4) 2010 5) None

3. IMPS developed by National Payments Corporation of India (NPCI). NPCI was incorporated

in? 1) 2010 2) 2011 3) 2009 4) 2008 5) 2013

4. Which is the latest bank rolled out its merchant payment service on mobile phones using the

IMPS? 1) State Bank of India 2) UCO Bank 3) United Bank of India 4) Union Bank of India 5) None

5. RBI constituted the Board for Payment and Settlement Systems in ...

1) 2008 2) 2007 3) 2005 4) 2011 5) 2012

6. National Payments Corporation of India (NPCI) headed by .... 1) Raghuram Rajan 2) Arundhati Bhattacharya 3) K. R. Kamath 4) M. Balachandran 5) None

7. Institute of Development and Research in Banking Technology (IDRBT), Hyderabad had been

providing ATM switching service to banks in India through NFS. NFS stands for..... 1) National Front Switch 2) National First Switch 3) National Financial Scroll 4) National Financial Switch 5) None

8. National Payments Corporation of India took over NFS operations in ...

1) 2000 2) 2001 3) 2005 4) 2009 5) None

9. The debit card holder can perform which of the following functions? 1) Make Point of Sale (POS) purchase 2) Recharge pre-paid mobile phones 3) Pay life insurance premium 4) Make donation 5) All of the above

10. RBI announces REER. Expand the term REER.

1) Real External Exchange Rate 2) Real Established Exchange Rate 3) Real Effective Exchange Rate 4) Real Effective Exchange Ratio 5) None

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11. Switzerland's central banking authority SNB on 19th June 2014 said that Indian money in Swiss banks has risen to over to Rs.14,000 crores. SNB stands for ... 1) Swift National Bank 2) Sure National Bank 3) Scope National Bank 4) Swiss National Bank 5) None

12. India moved to which rank in terms of foreign money lying with Swiss banks as per the latest

data. UK ranks top position.. 1) 2nd 2) 10th 3) 18th 4) 58th 5) 100th

13. How much percent of an estimated $1.6 trillion total global wealth held in Switzerland's

banking system as per the data released on 19th June 2014? 1) 1.05 2) 6.52 3) 0.15 4) 1.95 5) 2.91

14. Who released the Global Economic Prospects (GEP) report on 11 June 2014?

1) IMF 2) IDA 3) World Bank 4) HSBC 5) S & P

15. In GEP 2014, World Bank lowered the economic growth of world 2014 to .... percent from the earlier estimate of 5.3 percent? 1) 4.0 2) 3.5 3) 5.1 4) 4.8 5) 3.9

16. Finance minister is considering a proposal to provide a fixed tenure of five years to heads of

Public Sector Banks (PSBs) as per the recommendation based on ... 1) P.J. Nayak Committee 2) C. Rangarajan Committee 3) Damodaran Committee 4) Nachiket Mor Committee 5) None

17. On 18 June 2014, Indian Army test-fired Akash missile from an Integrated Test Range (ITR) in

Balasore, Odisha. Akash is ... 1) air-to-air missile 2) water-to-water missile 3) surface-to-water missile 4) water-to-air missile 5) surface-to-air missile

18. M Shashidhar Reddy resigned as the Vicechairman of .....

1) National Commission of SC 2) National Commission of ST 3) National Disaster Management Authority (NDMA) 4) National Commission of Women (NCW) 5) None

19. Who is the Chairman of National Disaster Management Authority (NDMA)?

1) Union minister for disaster management 2) Union minister for home affairs 3) Prime Minister 4) Finance secretary 5) None

20. Zeid Ra'ad Zeid Al-Hussein was appointed as the UN High Commissioner for human rights on

6 June 2014. He is the prince of ... 1) Jordan 2) Saudi Arabia 3) Afghanistan 4) UAE 5) None

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21. First Tang Prize in sustainable development conferred on ..... who is a former Norway Prime Minister? 1) Harlem Brundtland 2) Yingluck Shinawatra 3) Dilma Vana Rousseff 4) Julia Gillard 5) None

22. Pen Pinter Prize 2014 conferred on whom for his marvellous literary output and support for

freedom of expression on 19 June 2014? 1) Salman Rushdie 2) Amritha Pritham 3) Chetan Bhagath 4) Robin Sharma 5) None

23. Which Indian born scientist has been named the winner of the $ 2,50,000 World Food Prize for

his contribution in increasing global wheat production on 19 June 2014? 1) M.S. Swaminathan 2) Prathuysha Swamy 3) Sanjaya Rajaram 4) Ashok Gulati 5) None

24. Arpinder Singh of Punjab qualified for Glasgow Commonwealth games. He belongs to ....

1) Athletics 2) Hockey 3) Snooker 4) Karate 5) Wrestling

25. Father of Malaysian hockey died in Ipoh, Malaysia on 28 May 2014. He is ....

1) Azlan Sha 2) Mommhed Mose 3) Rampralob Verma 4) Kanien Gore 5) None

26. On 27 February 2014, the union government launched 'Saksham' for empowerment of ...

1) prisoners 2) senior citizens 3) women 4) students 5) adolescent boys

27. Mamta Abhiyan is the maternal and child health campaign of ....

1) Uttar Pradesh 2) Kerala 3) Madhya Pradesh 4) Goa 5) Jharkand

28. 'The price we pay' is the advertisement released on.....

1) Liquor usage 2) Mobile usage 3) Oil prices 4) Cancer costliness 5) Anti-Tobacco campaign

29. Which nation announced the plans of creating the world's biggest Marine Protected Area

(MPA)? 1) UK 2) Japan 3) USA 4) Russia 5) Australia

30. In the Global Peace Index, India got which rank?

1) 101 2) 100 3) 145 4) 143 5) 182

31. First rank in the Global Peace Index holds by .... 1) Iceland 2) USA 3) Japan 4) UK 5) New Zealand

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32. Sixth Asian Ministerial Conference for Disaster Risk Reduction held at .... 1) New York 2) Washington 3) Paris 4) Bangkok 5) None

33. African Union's Peace and Security Council (AUPSC) on 18 June 2014 unanimously restored the

membership of which nation? 1) Egypt 2) Nigeria 3) Somalia 4) South Africa 5) None

34. 'Delivering on and Implementing a Transformative Post-2015 Development Agenda' is the

theme of ..... 1) 70th Session of United Nations General Assembly (UNGA) 2) 71st Session of United Nations General Assembly (UNGA) 3) 68th Session of United Nations General Assembly (UNGA) 4) 69th Session of United Nations General Assembly (UNGA) 5) None

35. Central Excise Day is on ....

1) July 24 2) June 24 3) February 24 4) December 24 5) August 8

36. National Technology Day is on ........ 1) January 11 2) February 11 3) July 11 4) May 11 5) August 8

37. How many million children die approximately under the age of five die annually of

malnutrition as per the report of FAO (Food and Agricultural Organisation)? 1) 10 2) 8 3) 3 4) 9 5) 6

38. FAO headquarters is at ...

1) Rome 2) Washington 3) Paris 4) Tokyo 5) None

39. FAO was established in .... 1) 1945 2) 1948 3) 1999 4) 2000 5) 1901

40. FAO headed by .......

1) Jose Graziano da Silva 2) Mark Anthony 3) Jim Yong Kim 4) Anthony Lake 5) None

41. Baiji refinery was captured on 17 June 2014 by militants. It is in .....

1) Iran 2) Iraq 3) Afghanistan 4) Congo 5) None

42. Iraq capital is.... 1) Tehran 2) Abu Dhabi 3) Dubai 4) Baghdad 5) Cairo

43. Iraq currency is 1) Dirham 2) Pound 3) Dollar 4) Dinar 5) Rufiyaa

44. Bandhavgarh National Park is in..... 1) Uttar Pradesh 2) Madhya Pradesh 3) AP 4) Telangana 5) Karnataka

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45. Wagon R is the car brand name of..... 1) Mahindra 2) Chevrolet 3) Maruti 4) Audi 5) None

46. The Australian Grand Prix won by....

1) Fernando Alonso 2) Jenson Button 3) Kevin Magnussen 4) Daniel Ricciardo 5) Nico Rosberg

47. In order to control the diseases, Indian government floated many schemes and started

vaccination programs. Pick the wrong combination. 1) ABC/ AR program - To control Rabies 2) NMEP - To control Malaria 3) MMR - Vaccine against Measles, Mumps and Rubella 4) OPV - To fight against Leprosy 5) DPT - To fight against Diphtheria, Pertussis and Tetanus

48. Which of the following programme not initiated to eliminate Urban Poverty?

1) National Social Assistance Programme (NSAP) 2) Urban Basic Services for the Poor (UBSP) 3) Antyodaya Anna Yozana (AAY) 4) Swarna Jayanti Shahari Rozgar Yozana (SJSRY) 5) Prime Minister's Integrated Urban Poverty Eradication Programme (PMIUPEP)

ANSWERS:

1-4, 2-4, 3-4, 4-3, 5-3, 6-4, 7-4, 8-4, 9-5, 10-3 11-4, 12-4, 13-3, 14-3, 15-4, 16-1, 17-5, 18-3, 19-3, 20-1 21-1, 22-1, 23-3, 24-1, 25-1, 26-5, 27-3, 28-5, 29-3, 30-4 31-1, 32-4, 33-1, 34-4, 35-3, 36-4, 37-3, 38-1, 39-1, 40-1 41-2, 42-4, 43-4, 44-2, 45-3, 46-5, 47-4, 48-3 GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. On 1 July 2014, which committee submitted the report on Data and Information Management in

RBI? 1) Anand Sinha 2) H.R. Khan 3) Arundhathi Bhattacharya 4) Rakesh Mohan 5) D.K. Mohanty

2. Who headed the advisory group submitted a report to RBI on Estimates of Productivity

Growth for the Indian Economy on 11 June 2014? 1) K.R. Kamath 2) Varada Raja Guptha 3) B.N. Goldar 4) Sambamurthy 5) K.U.B. Rao

3. A Working Group on Resolution Regime for Financial Institutions set up by RBI submitted the

recommendations on 2 May 2014. It is headed by...... 1) Anand Sinha 2) Aditya Puri 3) B. Mahapatra 4) Prakash Bakshi 5) None

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4. Dr. Anil Kumar Sharma committee submitted a report to RBI on 22 April 2014 relating to Enabling PKI in Payment System Applications. PKI stands for....... 1) Payment of King size Instruments 2) Pull and Kill Information 3) Priority Key Infrastructure 4) Public Key Infrastructure 5) None

5. Working Group on Pricing of Credit submitted a report to RBI on 10 April 2014. It is headed

by..... 1) Smt. Shikha Sharma 2) K.K. Vohra 3) Anand Sinha 4) K.C. Chakrabarty 5) None

6. ........Committee submitted a report to Recommend Data Format for Furnishing of Credit

Information to Credit Information Companies on 22 March 2014. 1) Narasimham 2) M.V. Nair 3) Aditya Puri 4) M. Damodaran 5) None

7. Which panel suggested to set-up specialized banks to cater to the low income households on 7

January 2014? 1) R. Gandhi 2) Parthasarathy 3) Nachiket Mor 4) Vijay Bhaskar 5) None

8. Internal group to review the guidelines relating to commercial paper headed by.....

1) R. Gandhi 2) Raghuram Rajan 3) Shyamala Gopinath 4) Y.V. Reddy 5) None

9. Saraf committee relates to......

1) Use of human resources in banks 2) Recruitment of minorities in banks 3) Auditing of foreign banks 4) Technology issues in banking 5) None

10. The high level committee to review Lead Bank Scheme headed by......

1) Kalanidhi 2) Urjith Patel 3) Nachiket Mor 4) G. Srinivasan 5) Usha Thorat

11. Working group on Benchmark Prime Lending Rate committee headed by.....

1) C. Ranga Rajan 2) Y.H. Malegam 3) Deepak Mohanty 4) Rakesh Mohan 5) None

12. By mid June 2014, the bank deposits grew by ...... percent year - on - year to Rs.9,00,894 Crore

1) 18.25 2) 13.91 3) 11.45 4) 19.25 5) 21.35

13. CER was established to prevent frauds in loan cases involving multiple lending from different banks on the same immovable property. CER means....... 1) Central Electronic Recognition 2) Central Ethics Registry 3) Central Electronic Registry 4) Central Election Registry 5) Central Entry Registry

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14. Union Government granted Navarathna status to EIL and NBCC on 24 June 2014. NBCC stands for....... 1) National Buildings Construction Corporation 2) National Buildings Consolidate Corporation 3) National Buildings Construction Co-operation 4) National Bulldozer Construction Corporation 5) None

15. National Buildings Construction Corporation (NBCC) was established in......

1) 1951 2) 1964 3) 2000 4) 1960 5) 1991

16. NBCC head office located at..... 1) Mumbai 2) Bangalore 3) Hyderabad 4) New Delhi 5) Chennai

17. To set up industrial parks, share hydrological information during Brahmaputra floods and

impart training to public officials which nation and India made agreement on 30 June 2014? 1) USA 2) Canada 3) Pakistan 4) New Zealand 5) China

18. Union Minister of Commerce and Industry (Independent Charge) is......

1) Nirmala Sitharaman 2) General VK Singh 3) Dharmendra Pradhan 4) Prakash Javadekar 5) None

19. Horticulutre crop is.....

1) Wheat 2) Rice 3) Mango 4) Bajara 5) All of above

20. First transgenic crop of India is...... 1) Bt. Cotton 2) Bt. Brinjal 3) Bt. Paddy 4) Bt. Papaya 5) None

21. In the insurance terminology, the word ULIP used. ULIP stands for.....

1) Universal Linked Insurance Plan 2) Union Linked Insurance Plan 3) Unit Loan Insurance Plan 4) Unit Linked Insurance Plan 5) None

22. On 2 July 2014, Cabinet Committee on Economic Affairs (CCEA) approved the inclusion of which commodities under the purview of stock holding limits under the Essential Commodities Act 1955? 1) Onion and paddy 2) Cabbage and potato 3) Onion and chilli 4) Sugar cane and potato 5) Onion and potato

23. CCEA headed by......

1) Commerce minister 2) Finance minister 3) Prime minister 4) President of India 5) None

24. Men's Hockey World Cup 2014 winner......

1) Belgium 2) England 3) Australia 4) Netherlands 5) Argentina

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25. Men' Hockey World Cup 2014 venue is..... 1) Australia 2) India 3) Netherlands 4) Pakistan 5) Argentina

26. Women's Hockey World Cup 2014 winner...

1) New Zealand 2) USA 3) Netherlands 4) Australia 5) Argentina

27. In 2018, the Hockey World Cup host by..... 1) Australia 2) Germany 3) Malaysia 4) India 5) None of above

28. Which of the following term not related to basket ball?

1) air ball 2) ball hog 3) boundary line 4) chucker 5) double dribble

29. As on 1 July 2014, who became World Number 1 pistol shooter in the men's 10 m air pistol

category? 1) Jitu Rai 2) Abhinav Bindra 3) Jaspal Rana 4) Rajyavardhan Singh Rathore 5) Samresh Jung

30. To Track Alien' life, who plans to build ATLAST (Advanced Technology Large Aperture Space

Telescope)? 1) Russia 2) EU 3) Israel 4) France 5) USA

31. India ranked eighth in the list of ten countries in terms of digital governance as per the study of

Accenture. Which nation ranked first? 1) USA 2) UK 3) China 4) Singapore 5) Australia

32. M.K.Narayanan resigned as the governor of...

1) AP 2) Karnataka 3) West Bengal 4) Odisha 5) Jammu and Kashmir

33. Jean-Claude Juncker was named as the next President of....... 1) WTO 2) WEF 3) NATO 4) World bank 5) European Commission

34. Which Indian-origin judge appointed as the eighth Attorney-General of Singapore?

1) Dalwari Bhandari 2) Kala Vatsava 3) V.K. Rajah 4) Santosh Kumar Agarwal 5) None

35. Singapore currency...... 1) Pound 2) Rupee 3) Franc 4) Dollar 5) Peso

36. Tejinder Virdee, known for his work for the Large Hadron Collider conferred with an honorary knighthood by..... 1) USA 2) UK 3) Russia 4) Spain 5) Britain

37. Sudarsan Pattnaik has won the People's Choice Prize for his work "Save Tree, Save the Future" at the World Cup of Sand Sculpting-2014 held in the Atlantic City of the USA on 28 Jun 2014. He is a famous..... 1) Canvas painter 2) Music player 3) Reality show player 4) Sand artist 5) None

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38. Sudarsan Pattnaik belongs to...... 1) Delhi 2) Tamilnadu 3) Assom 4) Odisha 5) Meghalaya

39. John XXIII and .......were declared as saints of the Roman Catholic Church on 27 April 2014 by

Pope Francis at Vatican City. 1) Mother Teresa 2) Nelson Mandela 3) Tomas Halik 4) Sister Niveditha 5) John Paul II

40. Rajiv Gandhi Khel Ratna is the highest award in.......

1) Literature 2) Dance 3) Sports 4) Technology 5) Information Technology

41. Recipient of Rajiv Gandhi Khel Ratna, Ranjan Sodhi is a.....

1) Kabaddi player 2) Football player 3) Shooter 4) Cricket player 5) None

42. Passport Seva Divas is.....

1) 24 June 2) 27 June 3) 1 July 4) 15 June 5) None

43. Passport Seva Divas celebrates on every 24th June, because..... 1) Passport Act in 1967 came in to effect on 24 June. 2) All citizens of India must get passport by 24 June 2015. 3) On 24th June, 1950 Nehru got first passport. 4) On 24th June every year all passport holders must renew their passports. 5) None

44. International Day against Drug Abuse and Illicit Trafficking observed on......

1) 28 Jan 2) 28 Feb 3) 28 May 4) 26 June 5) 26 Dec

45. Which city will be the World Book Capital (WBC) for 2016 in recognition of its promoting the publishing and bookselling industries as said by UNESCO on 26 June 2014? 1) Canberra (Australia) 2) Rome (Italy) 3) Warsaw (Poland) 4) Berlin (Germany) 5) None

46. Poland capital is Warsaw and Poland currency is.......

1) Zloty 2) Forint 3) Lev 4) Koruna 5) Euro

47. 11th century step well Rani-ki-Vav has been approved for placement on the World Heritage site list by UNESCO. Rani-ki-Vav is in.. 1) Gujarat 2) MP 3) UP 4) Bihar 5) Tamilnadu

48. European Union temporarily banned the import of which of the following items from India

recently? 1) Alphonso mangoes 2) Snake gourd 3) Bitter gourd 4) 1 & 2 only 5) All of above

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ANSWERS:

1-5, 2-3, 3-1, 4-4, 5-3, 6-3, 7-3, 8-4, 9-4, 10-5 11-3, 12-2, 13-3, 14-1, 15-4, 16-4, 17-5, 18-1, 19-3, 20-1 21-4, 22-5, 23-3, 24-3, 25-3, 26-3, 27-4, 28-3, 29-1, 30-5 31-4, 32-3, 33-5, 34-3, 35-4, 36-5, 37-4, 38-4, 39-5, 40-3 41-3, 42-1, 43-1, 44-4, 45-3, 46-1, 47-1, 48-5.

GENERAL AWARENESS PRACTICE MCQs FOR BANK EXAMS 2014

1. At present, Which of the following bank's largest share-holding (82.23%) is still held by Government? a) Union Bank of India b) United Bank of India c) UCO Bank d) Punjab National Bank e) None of the above

2. The existing FDI (Foreign Direct Investment) Policy is modified recently. Important features

are? a) Unlisted companies can also raise capital abroad b) No prior permission is required to raise capital abroad c) No permission is also required for subsequent listing in India d) The above provisions are allowed initially for a period of two years only. e) All the above

3. At present public sector banks are offering 4% interest on Savings Bank Deposits, whereas

Bharatiya Mahila Bank is offering? a) 4.5% on all the deposits in SB portfolio. b) 4.25% on all the deposits in SB portfolio c) 2% excess interest to Mahila Senior Citizens d) 4.5% on SB balances utto Rs 1.00 lakh and 5% on balances above Rs 1.00 lakh e) All the above

4. In case of delay in providing credit under RTGS, the beneficiary bank has to pay compensation at current __ to the beneficiary customer per day? a) Repo Rate + 2% b) Repo Rate c) Repo Rate + 3% d) Bank Rate e) None of the above

5. As per the provision of Companies Act 2013. What is the minimum paid up capital of a private company? a) Rs 1.00 lac b) Rs 2.00 lac c) Rs 3.00 lac d) Rs 4.00 lac e) Rs 1.00 Crore

6. In NEFT Unique transaction Reference (UTR) is a ______ character number? a) 20 b) 16 c) 26 d) 30 e) 11

7. Which of the following agencies, is empowered to frame rules specifying the period of preservation of records & instruments by a banking company? a) Reserve Bank of India b) Central Government c) Competent court d) Indian Banks Association e) None of the above

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8. Which of the following orders, the RBI may pass when the affairs of a banking company are detrimental to the interest of public? a) To call any officer of the Bank to discuss the matter with RBI officials b) RBI may depute its officer to watch the proceedings at any meeting of the Board of Directors c) To instruct Banking company to make within specified time the changes in the management d) None of the above e) All the above

9. Which of the following state-ments is not correct in connection with interest on loans &

advances? a) The bank may waives the part or full of interest charged to a borrower b) The bank has liberty to provide interest free loan to a borrower c) In case the interest charged by the bank is not inconformity with the rate prescribed by the

RBI, the court may disallow such excess interest d) The bank can charge the interest below the prime lending rate e) All the above

10. Which of the following is not correct regarding selective credit control?

a) Bank loans extended to speculators to hoard goods will lead to inflation b) Bank credit to consumers to raise demand for durable consumer goods will also lead to

inflation c) The commodities are selected at random d) Selective credit controls are used to control inflationary pressure e) All the above

11. Which of the following guidelines are applicable in connection with shortfall in lending to priority sector? a) An equivalent amount of shortfall under agriculture sector should be invested with RIDF b) Any shortfall in achieving sub-target under SSI sector, an equivalent amount should be

invested with SIDBI c) Interest of RIDF investment is payable at 40% d) None of the above e) All the above

12. Which of the following is the description of a Fixed Deposit Receipt? a) It is a Negotiable Instrument b) It is a document of Title to Goods c) It is a transferable Instrument d) It is a undertaking to indemnity e) A Not Negotiable and Transferable instrument

13. In a Company, the registration of charges is required for? a) Loan against FD b) Lien on Govt. Securities c) Book Debts d) Loan against Shares e) All the above

14. KYC guidelines have been framed on the basis of four core components. Which of the following in not core component? a) Customer Acceptance Procedure b) Customer Identification Procedure c) Monitoring of Transaction d) Risk Management e) Management of Operational risk

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15. In Flying Club a/c, cheque signed by the Secretary is received after his death. Whether it is payable? a) It will be paid b) It should not be dated subse-quent to date of death. c) Both a & b d) Cannot be paid e) Can be Paid at the discretion of Branch Manager

16. In Internet banking, without involving another bank, what can be done? a) FD can be issued b) Intimation regarding LC c) Issue of cheque d) Customer funds can be transferred e) None of the above

17. Payment of interest on Savings Bank accounts by Scheduled Commercial Banks (SCBs) would

be calculated on a ______ with effect from April 1, 2010? a) Minimum balance between 10th and the last date b) Daily product basis c) Maximum balance between 10th and the last date d) No interest payable from 1st April 2010. e) None of the above

18. Banks print Cheque books having similar particulars. The format of Cheque is prescribed by

which Act? a) N.I. Act 1881 b) It is a Practice / Customs and Usage c) Transfer of Property Act d) Sale of Goods Act e) None of the above

19. Claim payable under the CGTMSE credit guarantee scheme to a women entrepreneur whose

loan amount in default is Rs. 80 lakh is __ lakh? a) 40 b) 50 c) 55 d) 60 e)65

20. One of the following is not a characteristic of Cash Credit?

a) There will be series of disbursements and repayments b) Stock statements are to be submitted periodically c) Cheque book facility is given d) Interest is debited to the account periodically e) All the above

21. Break Even Point indicates the level of a business activity where?

a) The business breaks down b) All costs are recovered. c) Projected profits are recovered d) Fixed costs are recovered e) None of the above

22. Section 42(1) of RBI Act 1934 deals with which of the following important ratios?

a) Cash Reserve Ratio b) Statutory Liquidity Ratio c) Credit Deposit Ratio d) Debt Equity Ratio e) None of the above

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23. IBPC stands for? a) Inter Bank Principal code b) International Bank for Petro Chemicals c) Inter Bank Participation Certificate d) Inter Bank Personal clearing e) None of the above

24. A 3 years Term Deposit Receipt was originally issued in the name A who nominated 'B'. as

nominee. Subsequently, B's name was deleted and C's name was added. After one year B's name is deleted and D's name is added? a) Accept the request and act accordingly as nomination can be changed any number of times. b) Not accept the request as change of name is permitted only once. c) Accept, provided B also gives consent d) Not accept as RBI directives prohibit such a change e) Nomination can be changed only twice.

25. Financial assistance for the activity which is not considered indirect finance to agriculture is?

a) Agro service centre b) Loans to Electricity Boards c) Finance to primary agricultural societies d) Bio gas e) None of these

ANSWERS:

1. b 2. e 3. d 4. a 5. a 6. b 7. b 8. e 9. b 10. c 11. e 12. e 13. c 14. e 15. c 16. d 17. b 18. b 19. c 20. d 21. b 22. a 23. c 24. a 25. d

GENERAL AWARENESS PRACTICE MCQs FOR SBI EXAM 2014

1. Who has the sole right to mint coins in India? 1) RBI 2) MMTC 3) Government of India 4) SBI 5) Department of Post

2. Whose signature appears on coins? 1) President of India 2) RBI Governor 3) Finance Secretary 4) RBI Deputy Governor 5) Coins do not bear the signature

3. Government of India withdrawn coins of denomination of 25 paise and below from circulation with effect from .............. 1) 30 July 2012 2) 30 June 2011 3) 30 June 2012 4) 30 June 2010 5) 1 June 2013

4. As per the Indian Coinage Act, Government of India can mint the Coins up to the denomination value of ............ 1) 1000 2) 500 3) 250 4) 150 5) 10000

5. Whether all banks accept coins in India though mint by government of India?

1) accept by asking the customer give the undertaking 2) never accept 3) Yes, accept 4) Accept, tell the customer that the bank return any time 5) Accept at the lower value

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6. Which rupee coin has largest circulation in India? 1) 2 2) 5 3) 1 4) 10 5) 25 NP

7. ......... committee suggested for the high denomination of Coins in Indian Circulation?

1) C. Rangarajan 2) Bimal Jalan 3) Tarapore 4) Chandulal 5) Malegam

8. Which denomination coin issued to commemorate on the occasion of 150 years of 'Kuka

movement'? 1) Rs.10 2) Rs.20 3) Rs.5 4) Rs.100 5) None

9. Commemorative Coin of Rs. 20 and a circulation coin of Rs.5 issued by Finance Minister on 11

Nov 2013, to mark the culmination of the 125th Birth Anniversary of ........ 1) Swami Vivekananda 2) Bankim Chandra Chaterji 3) Maulana Abul Kalam Azad 4) Mokshagundam Visvesvaraya 5) None

10. Maximum punishment for melting or destruction of coins would be increased from 5 years to

......... years of imprisonment? 1) 4 2) 9 3) 7 4) 10 5) 16

11. ICICI Prudential Life Insurance and Standard Chartered Bank entered into bank assurance

partnership on 2 July 2014. Standard Chartered Bank has base in ........ 1) Canada 2) France 3) Japan 4) UK 5) Netherlands

12. Which panel has proposed a new class of securities, 'Bharat Depository Receipts (BhDRs)', for

foreign firms to raise money in India on 26 June 2014? 1) Ranga Rajan 2) Subramaniam 3) M.S. Sahoo 4) Kedarnath 5) None

13. To absorb excess rupee liquidity, RBI conducted open OMO to sell Rs. 2,255 crore of

government bonds between 2 June to 6 June 2014.OMO stands for ............ 1) One Market Operations 2) Open Mark Operations 3) Original Market Operations 4) Open Minute Operations 5) Open Market Operations

14. Which bank has been awarded the Platinum SKOCH Inclusion & Deepening Award 2014 in

the area of Access to Financial Services 1) Indian Bank 2) OBC 3) Bank of India 4) SBI 5) None

15. India asked which nation to invest in the country's infrastructure, including 100 smart cities and high-speed bullet trains? 1) China 2) USA 3) Germany 4) Japan 5) Switzerland

16. For the July -September quarter 2014, kept the lending rate ceiling for micro finance companies at ........... 1) 27.75% 2) 18.75% 3) 21.50% 4) 12.50% 5) None

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17. To disseminate information relating to suspect financial transactions, FIU was established by Government of India. FIU stands for ............. 1) First Intelligence Unit 2) Full Intelligence Unit 3) Financial Investigation Unit 4) Final Intelligence Unit 5) Financial Intelligence Unit

18. FIU was established in ..............

1) 2004 2) 2014 3) 2005 4) 2008 5) 2009

19. FIU send its reports directly to Economic Intelligence Council (EIC). EIC headed by ....... 1) Finance Minister 2) RBI Governor 3) President of India 4) Economic Advisor to Prime Minister 5) Chairman, Planning Commission

20. Which of the following scheme relates to health?

1) Bharath Nirman 2) Annapurna 3) ASHA 4) Swadhara 5) JNNURM

21. India's first kerosene-free city is ............

1) Hyderabad 2) Manipur 3) Raipur 4) Delhi 5) None

22. 'Gauravi', the Indias first One-Stop Crisis Centre (OSCC) to help women opened in ........ 1) New Delhi 2) Bhopal 3) Chennai 4) Bangalore 5) Pune

23. In the connection of which case, the execution of death sentence of LeT terrorist Mohd Arif

(Ashfaq) was stayed by Supreme court on 28 April 2014? 1) Mumbai Serial blast case 1993 2) Parliament attack case 2001 3) Hyderabad Bomb blast case 2007 4) Red fort attack case 2000 5) None

24. India ratified the Additional Protocol with International Atomic Energy Agency (IAEA) on 22

June 2014 . IAEA was established in .............. 1) 1981 2) 1990 3) 2000 4) 1957 5) None

25. IAEA headquarters located at .............

1) New York 2) Geneva 3) Washington 4) Vienna 5) None

26. Head of IAEA is ............. 1) Irina Bokova 2) Ban Ki Moon 3) Yukiya Amano 4) Anthony Lake 5) None

27. KK Mehrotra heads the committee appointed on 20 June 2014 to inquire into the incident of gas

leakage in Bhilai Steel Plant in .......... 1) Chhattisgarh 2) Jharkhand 3) UP 4) Haryana 5) Tamil nadu

28. The central government extended the deadline for implementing National Food Security Act by

............ 1) 6 months 2) 12 months 3) 9 months 4) 24 months 5) 3 months

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29. Chief Ministers combination given. Locate the wrong option? 1) Assam-Tarun Gogoi 2) Haryana-Bhupinder Singh Hooda 3) Jharkhand-Raman Singh 4) Manipur-Ibobi Singh 5) Meghalaya-Mukul Sangma

30. USA named a mountain in .......... as Mt. Sinha to honour an eminent Indian-American scientist,

Akhouri Sinha on 30 June 2014? 1) Antarctica 2) Himalayas 3) Scandinavian Mountains 4) Arctic Circle 5) None

31. Dakshin Gangotri is the first scientific base station of India situated in ..........

1) Alph mountains 2) Ural Mountains 3) Andes Mountains 4) Antarctica 5) None

32. On 15 June 2014, Juan Manuel Santos again elected as the president of .............

1) South Africa 2) Zimbabwe 3) South Sudan 4) Brazil 5) Colombia

33. Columbia capital is Bogota and its currency is ........

1) Real 2) Lira 3) Peso 4) Dollar 5) Pound

34. Which Indian-origin judge appointed as the eighth Attorney-General of Singapore? 1) Dalwari Bhandari 2) Kala Vatsava 3) V.K. Rajah 4) Santosh kumar Agarwal 5) None

35. Theekkadal Katanhu Thirumadhuram is the novel written by Malayalam writer C.

Radhakrishnan. He recently selected for the ............. 1) Jnanpith Award 2) Saraswathi samman 3) Vyas Samman 4) Kalidas Samman 5) Moorthidevi Award

36. Moorthi devi award given by .............

1) UNO 2) Noble foundation 3) Bharatiya Jnanpith foundation 4) Government of Odisha 5) None

37. 'Bankerupt' written by ................

1) Raghuram Rajan 2) Ravi Subramaniam 3) D. Subba Rao 4) Manmohan Singh 5) None

38. 'Development as Freedom' written by ........

1) Swaminathan M S 2) Montek Singh Ahluwalia 3) Ashok Gulati 4) Amartya Sen 5) None

39. 'Industrial Relations in India: Shifting Paradigms' written by ................

1) Sarad Pawar 2) Chaturvedi T 3) R.C. Chandrasekahar 4) Abhijith Sen 5) None

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40. 'National Doctors' day celebrated on.......

1) 1 June 2) 1 April 3) 1 May 4) 1 July 5) None

41. 'National Doctors' day celebrated in the memory of .......... 1) Susrutha Birthday 2) Charaka Birthday 3) Dhanwanthari Birthday 4) B.C. Roy Birth day 5) None

42. B.C. Roy received which highest award in 1961?

1) Padmasri 2) Bharat Ratna 3) Padma Bhushan 4) Padma Vibhushan 5) None

43. On 27 June 2014, Union Ministry of Commerce and Industry upgraded the NIC- 1987 to NIC-

2008 to make it more industrial friendly. NIC stands for ........... 1) National Indo Classification 2) Ninth Industrial Classification 3) National Industrial Consortium 4) National Industrial Competition 5) National Industrial Classification

44. DBFOT stands for ........... ?

1) Design, Build, Finance, Originate and Transfer 2) Drive, Build, Finance, Operate and Transfer 3) Design, Boot, Finance, Operate and Transfer 4) Design, Build, Finance, Operate and Transfer 5) None

45. Mandovi river is in the state of .............

1) AP 2) Tamil nadu 3) Goa 4) UP 5) Rajasthan

46. Which state Assembly session held at Gairsain in Chamoli from 9 June to 11 June 2014? This is the first time the session held out side of the capital. 1) Jharkhand 2) Chhattisgarh 3) Uttarakhand 4) Bihar 5) AP

47. United Nations and IOC on 28 April 2014 signed a historic agreement, recently, with the objectives of using the power of sports to promote peace and economic development across the world. In this context , IOC means ............ 1) International Olympic Committee 2) Indian Olympic Committee 3) International Olympic Collegiums 4) International Olympic Consortium 5) None

48. The International Olympic Committee (IOC) was established in .............. 1) 1902 2) 1884 3) 1972 4) 1814 5) 1894

ANSWERS: 1-3, 2-5, 3-2, 4-1, 5-3, 6-3, 7-3, 8-3, 9-3, 10-3, 11-4, 12-3, 13-5, 14-3, 15-4, 16-1, 17-5, 18-1, 19-1, 20-3 21-4, 22-2, 23-4, 24-4, 25-4, 26-3, 27-1, 28-5, 29-3, 30-1, 31-4, 32-5, 33-3, 34-3, 35-5, 36-3, 37-2, 38-4, 39-4, 40-4, 41-4, 42-2, 43-5, 44-4, 45-3, 46-3, 47-1, 48-5

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GENERAL AWARENESS PRACTICE QUESTIONS FOR BANK EXAMS

1. Asian Development Bank (ADB) was established in ......

1) 1966 2) 1945 3) 1969 4) 1984 5) 1921

2. ADB headquarters located in ...... 1) Philippines 2) USA 3) UK 4) Switzerland 5) France

3. President of ADB is ......

1) Takehiko Nakao 2) Jim Yong Kim 3) Christine Legarde 4) Ban Ki Moon 5) None

4. India and Asian Development Bank (ADB) signed an agreement for $300 million loan to

improve road connectivity in the state of? 1) Uttar Pradesh 2) AP 3) Odisha 4) Chhattisgarh 5) Jharkhand

5. Which bank for the first time in its history, to offload around Rs.5,000 cr of its Rs.67,799 cr

assets to asset reconstruction companies (ARCs) recently? 1) Punjab National Bank 2) Union Bank of India 3) State Bank of India 4) Canara Bank 5) None

6. State Bank of India (SBI) on 7 March 2014, proposed to offer share purchase scheme for all its

employees to raise additional equity capital of ...... 1) Rs.500 - 600 cr 2) Rs.7,600 - 9200 cr 3) Rs.700 - 900 cr 4) Rs.800 -1,200 cr 5) Rs.100 - 300 cr

7. Under provisions of the Banking Regulation Act 1949, it is required that a bank required to

transfer not less than ....... percent out of the balance of profit of each year to the Reserve Fund Created? 1) 20 2)15 3)10 4) 8 5) 30

8. Public Sector Banks require up to ...... rupees in core capital by Mar 2018, as they migrate to the

capital intensive Basel-III framework as per the RBI report on 11 May 2014? 1) 5.8 trillion 2) 1.2 trillion 3) 9.2 trillion 4) 11.5 trillion 5) None

9. On 26 May 2014, which financial regulator said its permission is necessary for any take over or

acquisition or control of an NBFC (Non-Banking Finance Company). 1) SEBI 2) IRDA 3) NRBI 4) SBI 5) RBI

10. To regulate payments in India, Payment and Settlement Systems Act passed in ..... 1) 2000 2) 2005 3) 2011 4) 1999 5) 2007

11. ...... High Court in India on 2 April 2014, restored the power of the Reserve Bank of India to decide the period after which the bad loan can be called as a Non-Performing Asset (NPA)? 1) AP 2) Tamil nadu 3) Gujarat 4) Assam 5) None

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12. The RBI permitted bank branches abroad to sell structured products that are not specifically permitted in the domestic market. Which of the following statements is correct in this context? 1) Banks can offer such products in foreign branches in compliance with the host country

regulations. 2) Banks are allowed to do so only at the established financial centers outside India like New

York, Singapore, Hong Kong, Frankfurt, Dubai etc. 3) For other than established financial centers, banks may offer only those products that are

specifically permitted in India. 4) RBI review the above guidelines from time to time 5) All of above

13. Recommendations headed by the expert committee headed by P.J. Nayak to review the

governance of Boards of Banks given. Locate the wrong answer? 1) Government should reduce its holding in public sector banks to below 50 percent. 2) Government should repeal the Bank Nationalization Acts together with the SBI Act and the

SBI (Subsidiary Banks) Act. 3) RBI should loose its control over foreign banks and handover the authority to EXIM Bank. 4) All of above 5) None

14. On 20 May 2014, Indian Stock Market entered ........... trillion dollar club? 1) two 2) three 3) four 4) five 5) one

15. Hindustan Motors halted the production of Indias iconic car .......

1) Alto 2) Bolero 3) Ambassador 4) Winner 5) Swift

16. World Trade Organisation (WTO) projected that the world trade grow by ...... percent in 2014? 1) 2.8 2) 3.5 3) 4.7 4) 5.5 5) 6.0

17. Ryder Cup belongs to .....

1) Volley Ball 2) Foot Ball 3) Golf 4) Weight Lifting 5) Table Tennis

18. On 1 June 2014, Yogeshwar Dutt and Sushil Kumar won Gold and Silver medals at the International tournament held in Sassari City of Italy. Both players belong to which game/ sport? 1) Chess 2) Squash 3) Foot Ball 4) Boxing 5) Wrestling

19. Maria Sharapova won French Open 2014. She belongs to .......

1) France 2) Germany 3) Russia 4) Romania 5) USA

20. e-clearance mechanism is the first in a series of online approvals that the government proposes to put in place on 6 June 2014. The mechanism to be introduced by ........ 1) Minister of Home Affairs 2) Minister for Urban Development 3) Minister for External Affairs 4) Minister for Civil Aviation 5) Minister for Environment and Forest Affairs

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21. For the first time in the countrys history Shompens, considered one of the last surviving stone-age tribes, cast their votes in recently held parliamentary elections. This tribe is inhabited in which of the following islands? 1) Great Nicobar 2) Wheeler Island 3) Lakshadweep 4) Butcher Island 5) Barren Island

22. President of India on 12 May 2014, had given his assent to ........

1) Whistleblowers Protection Act, 2011 2) Whistleblowers Rights Act, 2011 3) Whistleblowers Protection Act, 2014 4) Whistleblowers Protection Act, 2012 5) None

23. Donna Tartt has won Fiction Pulitzer for which of the following books?

1) The Little Friend 2) Dark Places 3) Gone Girl 4) Goldfinch 5) The Secret History

24. Kamal Haasan led the Indian delegation at the 67th Cannes International Film Festival from 14

May 2014. Where is Cannes? 1) France 2) Switzerland 3) Italy 4) Germany 5) None

25. Winter Sleep won the Palme d'Or award, the festival's highest honour at .......

1) Oscar Film Festival 2) Berlin Film Festival 3) Cannes Film Festival 4) Oslo Film Festival 5) None

26. Who was given additional charge of the Ministries of Rural Development, Panchayati Raj and

Drinking Water and Sanitation on the eve of death of Gopinath Munde on 4 June 2014? 1) Sadananda Gowda 2) Uma Bharathi 3) Nithin Gadkari 4) Najma Hepthulla 5) Ram Vilas Paswan

27. Protem-Speaker of 16th Loksabha is .....

1) Kamalnath 2) Sumitra Mahajan 3) Gopinath Munde 4) L.K. Advani 5) Sushma Swaraj

28. Former Chief of the Air Staff Norman Anil Kumar Browne has been appointed as India's next

Ambassador to which of the following countries recently? 1) Norway 2) UK 3) Spain 4) France 5) None

29. Who was appointed as the Chairman of the Cauvery Water Disputes Tribunal (CWDT)

succeeding Justice NP Singh 14 May 2014? 1) Justice Mukul Mudgal 2) Justice K.G. Balakrishnan 3) Justice B.S. Chauhan 4) Justice Swatantra Kumar 5) None

30. 2014 Bailey's Women's Prize for Fiction won by Eimear McBride for her first novel 'A Girl is a

Half-Formed Thing' on 4 June 2014. She belongs to ..... 1) USA 2) Ireland 3) India 4) Norway 5) Bulgeria

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31. 2 States, 3 Mistakes of My life, One Night @ The Call Center, Five Point Some One written by ....... 1) R.K. Narayan 2) Chetan Bhagat 3) Sarojini Naidu 4) APJ Abdul Kalam 5) None

32. Theme of 2014 Environment Day is 'Small Island Developing States and Climate Change', and

the official slogan is 'Raise Your Voice, Not the Sea Level'. Environment Day celebrates on ...... 1) 1 June 2) 2 June 3) 3 June 4) 4 June 5) 5 June

33. International Day for Biological Diversity observed on ......

1) 22 January 2) 22 March 3) 22 April 4) 22 May 5) 22 June

34. USSD stands for ....... 1) Unstructured Supplementary Service Data 2) Universal Supplementary Service Data 3) Unstructured Standard Service Data 4) Unstructured Supplementary Service Dairy 5) Unstructured Supplementary Stolen Data

35. IFRS means for .......

1) Indian Financial Reporting Standard 2) International Financial Reporting Scroll 3) International Favor Reporting Standard 4) International Financial Reporting Standard 5) None

36. Who set up $1.6 billion fund to support maritime Silk Road development?

1) Japan 2) Russia 3) China 4) Norway 5) India

37. Indian Navy and Singapore Navy started Navy drill in Andaman Sea on 22 May 2014. It is ....... 1) Tropex 2) Malbar 3) Peace Angel 4) SIMBEX 14 5) None

38. Hosni Mubarak was punished for 3 years recently. He was the ex-president of?

1) Italy 2) France 3) Egypt 4) Iraq 5) None

39. Egypt Capital is Cairo. The currency of Egypt is Egyptian ...... 1) Dollar 2) Rupee 3) Ruble 4) Dinar 5) Pound

40. ......... became the youngest woman to climb Mount Everest? 1) Premalath Agarwal 2) Malavath Poorna 3) Priyadarsini Agarwal 4) Kiran Mazumdar 5) None

ANSWERS: 1-1, 2-1, 3-1, 4-4, 5-3, 6-4, 7-1, 8-1, 9-5, 10-5 11-3, 12-5, 13-3, 14-5, 15-3, 16-3, 17-3, 18-5, 19-3, 20-5 21-1, 22-1, 23-4, 24-1, 25-3, 26-3, 27-1, 28-1, 29-3, 30-2 31-2, 32-5, 33-4, 34-1, 35-4, 36-3, 37-4, 38-3, 39-5, 40-2

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GENERAL AWARENESS PRACTICE MCQ's FOR SBI P.O. & ASSISTANTS EXAM

1. Zeid al-Hussein will take over as the United Nations High Commissioner for Human Rights on

September 1, 2014 replacing Navi Pillay of South Africa. Zeid al-Hussein is the Prince of? 1) Yemen 2) Turkey 3) Jordan 4) Saudi Arabia 5) UAE

2. The Tax Administration Reform Commission (TARC) submitted its report to the Union

Ministry of Finance on June15, 2014. TARC is headed by? 1) Raghuram Rajan 2) Parthasarathy Shome 3) C. Rangarajan 4) R. Damodaran 5) U.K. Sinha

3. Defending champions crashed out of the FIFAWorld Cup football on June18, 2014 after their

second defeat in five days. Name the team? 1) Netherlands 2) Brazil 3) Spain 4) Mexico 5) Uruguay

4. B.L.Joshi resigned as the Governor of which of the following States on June 17, 2014?

1) Karnataka 2) Chhattisgarh 3) Madhya Pradesh 4) Uttar Pradesh 5) Jharkhand

5. World Day to Combat Desertification (WDCD) is observed on?

1) June 15 2) June 20 3) June 17 4) June 5 5) None of these

6. Which of the following cities has become the first 'Kerosene-free city' in India? 1) Mumbai 2) Delhi 3) Kolkata 4) Chennai 5) Bangalore

7. Shaktikanta Das has been appointed as the new?

1) Finance Secretary 2) Financial Services Secretary 3) Revenue Secretary 4) Economic Affairs Secretary 5) Commerce Secretary

8. Which of the following countries retained the men's hockey world cup title by beating the

Netherlands 6-1 in the final at the Kyocera stadium in The Hague on June 15, 2014? 1) Australia 2) Argentina 3) England 4) India 5) South Korea

9. Which team won the 2014 edition of women's hockey world cup held in The Hague,

Netherlands on June14, 2014? 1) Netherlands 2) Australia 3) Argentina 4) USA 5) Belgium

10. Who is the current Governor of the Bank of England, the central bank of the United Kingdom?

1) Mark Carney 2) Sir John Houblon 3) Sir Edward George 4) Sir Mervyn King 5) None of these

11. Which country will host the FIFA U-20 World Cup from May 30 to June 20, 2015?

1) Peru 2) Tunisia 3) Wales 4) France 5) New Zealand

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12. Which of the following African countries has won the right to host the 2017 FIFA U-20 World Cup? 1) South Korea 2) Bahrain 3) Kuwait 4) Qatar 5) UAE

13. Who among the following is not a Union Minister of State with independent charge?

1) Piyush Goyal 2) Jitendra Singh 3) Nirmala Sitharaman 4) General V.K. Singh 5) Kalraj Mishra

14. Which of the following States won the United Nations World Tourism Organization (UNWTO)

Ulysses Award for sustainable tourism in January 2014? 1) Sikkim 2) Jammu & Kashmir 3) Kerala 4) Rajasthan 5) Gujarat

15. The Cabinet Committee on Economic Affairs (CCEA) accorded approval for foreign equity

participation up to 74% of the paid up capital in which of the following banks in January 2014? 1) Yes Bank 2) South Indian Bank 3) Karur Vysya Bank 4) Federal Bank 5) Lakshmi Vilas Bank

16. Who is the present Chairman of the Chiefs of Staff Committee (COSC)? 1) Bikram Singh 2) N.A.K. Browne 3) Arup Raha 4) R.K. Dhowan 5) None of these

17. Which of the following public sector banks launched 'Connect Card', a new ATM-cum-Debit

Card, targeting young individuals in January 2014? 1) State Bank of Hyderabad 2) Canara Bank 3) Corporation Bank 4) Oriental Bank of Commerce 5) Indian Overseas Bank

18. 'Junbeel Mela' is an annual heritage festival celebrated in?

1) Assam 2) Himachal Pradesh 3) West Bengal 4) Arunachal Pradesh 5) Odisha

19. Nest Labs was acquired by which of the following companies on January 14, 2014?

1) Facebook 2) Google 3) Microsoft 4) Amazon 5) None of these

20. Dhanu Yatra, a drama festival, was celebrated in which of the following States in January 2014?

1) Odisha 2) Karnataka 3) Maharashtra 4) Rajasthan 5) Andhra Pradesh

21. Arrow 3 or Hetz 3 is an anti-ballistic missile, jointly funded and developed by the USA and?

1) Iran 2) China 3) Israel 4) Pakistan 5) France

22. "With Malice towards One and All" was the popular weekly column written by? 1) M.J. Akbar 2) P. Sainath 3) Shekhar Gupta 4) Prabhu Chawla 5) Khushwant Singh

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23. Who received the Order of the Rising Sun, Gold and Silver Star by the Government of Japan recently? 1) Amartya Sen 2) E. Sreedharan 3) C. Rangarajan 4) Raghuram Rajan 5) None of these

24. With regard to share market, FPO means?

1) Final Public Offer 2) First Public Offer 3) Follow on Public Offer 4) Forward Public Offer 5) None of these

25. Riots took place in Little India recently. Little India is an area in?

1) Singapore 2) Malaysia 3) Indonesia 4) Philippines 5) Mauritius

26. Which of the following is related to Blue Revolution?

1) Horticulture 2) Floriculture 3) Pisciculture 4) Sericulture 5) None of these

27. The National Judicial Academy is located in?

1) Pune 2) Bhopal 3) Jaipur 4) Patna 5) Hyderabad

28. Which of the following metals is used in spacecraft to withstand high temperatures? 1) Iron 2) Titanium 3) Silver 4) Copper 5) Lead

29. Foreign exchange reserves include?

1) Foreign currency deposits 2) Gold 3) Special Drawing Rights 4) All 1,2 and 3 5) None of these

30. Indian off-spinner R. Ashwin was given which of the following awards recently?

1) Colonel C.K. Nayudu Award 2) Dilip Sardesai Award 3) Polly Umrigar Award 4) ICC Emerging Cricketer of the Year Award 5) None of these

31. Which Indian scientist was awarded the Order of Merit of Russia in December 2013?

1) G. Sateesh Reddy 2) V.K. Saraswat 3) Tessy Thomas 4) Avinash Chander 5) A. Sivthanu Pillai

32. India has signed the $1.01 billion deal with which of the following countries for six additional

C- 130J Super Hercules aircraft? 1) USA 2) UK 3) France 4) Germany 5) Japan

33. San Miguel or Chaparrastique volcano has erupted recently. It is located in?

1) Indonesia 2) Ecuador 3) El Salvador 4) Mexico 5) Philippines

34. The largest foreign exchange reserves are held by the central bank of which of the following countries? 1) Japan 2) Switzerland 3) Saudi Arabia 4) China 5) Brazil

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35. Naira is the currency of which of the following African countries? 1) Mozambique 2) Namibia 3) Rwanda 4) Tanzania 5) Nigeria

36. Which of the following is the capital city of Switzerland?

1) Zurich 2) Geneva 3) Basel 4) Berne 5) Lausanne

37. Identify the mismatched pair? COUNTRY - CURRENCY

1) Afghanistan - Afghani 2) Chile - Peso 3) Israel - Shekel 4) Ukraine - Hryvnia 5) Mexico - Dollar

38. Who was honored with the Itihas Ratna by the Asiatic Society, Bihar in December 2013?

1) Ramchandra Guha 2) Romila Thapar 3) Mridula Mukherjee 4) Bipan Chandra 5) None of these

39. Shakira is a pop singer who belongs to?

1) USA 2) UK 3) Brazil 4) Colombia 5) Mexico

40. Identify the mismatched pair? BOOK - AUTHOR

1)A Haunted - Virginia House Woolf 2)Godfather - Mario Puzo 3)Crime and - Fyodor Punishment Dostoyevsky 4) Paradise - John Milton Regained 5)The Waste Ernest Land Hemingway

ANSWERS: 1) 3 2) 2 3) 3 4) 4 5) 3 6) 2 7) 3 8) 1 9) 1 10) 1 11) 5 12) 1 13) 5 14) 3 15) 4 16) 1 17) 5 18) 1 19) 2 20) 1 21) 3 22) 5 23) 2 24) 3 25) 1 26) 3 27) 2 28) 2 29) 4 30) 3 31) 5 32) 1 33) 3 34) 4 35) 5 36) 4 37) 5 38) 4 39) 4 40) 5 GENERAL AWARENESS PRACTICE MCQs FOR SBI ASSISTANTS & SBI P.O's EXAM 2014

1. Apex bank in India for financing exports is... 1) Exim bank 2) SBI 3) IDBI 4) FIPB 5) None

2. Exim bank was established in..

1) 1966 2) 1945 3) 1955 4) 1935 5) 1982

3. Where is the head office of EXIM bank? 1) New Delhi 2) Chennai 3) Mumbai 4) Bangalore 5) None

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4. Present Chairman of EXIM bank is.... 1) Yaduvendra Mathur 2) Raghuram Rajan 3) Harsh Kumar Bhanwala 4) Arundathi Bhattacharya 5) None

5. EXIM Bank at the behest of the government of India, extended a line of credit of $ 89.90 million to which of the following countries, for developing transportation system recently? 1) South Africa 2) Somalia 3) Venezuela 4) Chile 5) Republic of Congo

6. For financing goods and defence related vehicles purchases, which bank in India released $ 46 million line of credit to Mauritius? 1) EXIM bank 2) SBI 3) IDBI 4) ICICI 5) HDFC

7. Technology and Innovation Enhancement and Infrastructure Development (TIEID) fund has

been set up exclusively for MSMEs by which bank? 1) SBI 2) NABARD 3) IDBI 4) Yes Bank 5) EXIM Bank

8. EXIM bank provide......

1) pre-shipment credit 2) export project cash-flow 3) suppliers credit 4) for export of projects and consultancy services 5) All of above

9. ....... supports enterprises from rural areas of the country through its Grassroots Initiatives &

Development (GRID) programme. 1) Bank of Baroda 2) Indian Overseas Bank 3) Indian Bank 4) EXIM Bank 5) NABARD

10. ANZ India on 5 June 2014 got permission to open branches one in Gurgaon and another Bangalore. ANZ stands for..... 1) Australia and New Zealand Banking Group 2) Australia and New Banking Group 3) America and New Zealand Banking Group 4) Austria and New Zealand Banking Group 5) None

11. Who was appointed as India's Governor on the Board of Governors of the Asian Development Bank with effect from May 27 2014? 1) Chidambaram 2) Nirmala Sitharaman 3) Arun Jaitely 4) Narendra Modi 5) None

12. Exchange Control Manual regarding foreign exchange released by.... 1) SEBI 2) LIC 3) FIPB 4) Ministry of Finance 5) RBI

13. Recently India launched its own payment gateway 'RuPay', developed by NPCI. NPCI stands for......... 1) Number Payments Corporation of India 2) National Payroll Corporation of India 3) National Payments Corporation of India 4) National Payments Commission of India 5) None

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14. On 15 May 2014, which state co-operative bank became the first co-operative bank of the country to have its own 'RuPay' ATM cum- Debit Card? 1) Bihar 2) Arunachal Pradesh 3) Rajasthan 4) Gujarat 5) Himachal Pradesh

15. In which of the following types of banking, the banks offer all types of financial services to

expand their business? 1) Narrow banking 2) Social banking 3) Universal banking 4) Wholesale banking 5) Retail banking

16. National Bank for Agriculture and Rural Development (NABARD) on 9 June 2014 reduced the

rate of interest on long-term refinance facility provided to banks by..... 1) 100 basis points 2) 75 basis points 3) 50 basis points 4) 20 basis points 5) None

17. Banking Regulation Act passed in ......

1) 1951 2) 1949 3) 1964 4) 1991 5) 2001

18. Two-month pilot scheme of insurance repository system would be started with effect from...... 1) 1 September 2014 2) 1 April 2015 3) 1 December 2014 4) 1 March 2015 5) 1 July 2014

19. To carry irrigation water to each and every agricultural field in the country, the Union

Government of India proposes to introduce... 1) Pradhan Mantri Gram Neer Yojana 2) Pradhan Mantri Gram Abhiyan Yojana 3) Pradhan Mantri Gram Kranthi Yojana 4) Pradhan Mantri Gram Sachi Yojana 5) Pradhan Mantri Gram Sinchai Yojana

20. On 14 May 2014, Task Force on Waste to Energy submitted its report to Planning Commission. It is headed by..... 1) U. R. Rao 2) Chaturvedi 3) Ranga Ram 4) M.S. Sahoo 5) Kasturi Rangan

21. Expand the term FSDC.

1) Financial Suitability and Development Council 2) Financial Sustainability and Development Council 3) Financial Structure Development Council 4) Financial Sovereignty and Development Council 5) Financial Stability and Development Council

22. FSDC set up to resolve the disputes between Financial Regulators. FSDC headed by....

1) Finance Minister 2) RBI Governor 3) IRDA Chairman 4) SEBI Chairman 5) None

23. Which government started selling low cost salt Amma Salt?

1) AP 2) Karnataka 3) Tamilnadu 4) Odisha 5) None

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24. RRTS stands for (used in Infrastructure) 1) Real Rapid Transit System 2) Roll Rapid Transit System 3) Regional Rapid Transit System 4) Regional Rapid Tourism System 5) None

25. Expand AURA........

1) Autonomous Unmanned Research Airlift 2) Activated Unmanned Research Aircraft 3) Autonomous Universal Research Aircraft 4) Arial Unmanned Research Aircraft 5) Autonomous Unmanned Research Aircraft

26. Sam Kahamba Kutesa became the President of 69th Session of United Nations General

Assembly (UNGA). He belongs to... 1) Kenya 2) South Africa 3) Netherlands 4) Uganda 5) None

27. Who took charge as US Interim Ambassador to India?

1) Abdul Basit 2) Nancy Powell 3) Kathleen Stephens 4) Alexander Kadakin 5) None

28. Ajith Seth is the present.....

1) Cabinet Secretary 2) Home Secretary 3) Foreign Affairs Secretary 4) Deputy Governor of RBI 5) None

29. CEAT Cricket International Awards (2013-14) declared. Pick the wrong combination.

1) Young player award: Vijay Zol (Maharashtra) 2) Domestic cricketer of the year: Robin Uthappa (India) 3) Special award for Indian player of the year: R Ashwin (Pakistan) 4) Lifetime achievement award: Syed Kirmani (India). 5) None

30. On 9 June 2014, who was conferred with the prestigious Bharat Ratna JRD Tata Award for 2013

by the Aeronautical Society of India (ASI)? 1) Arun Jaitley 2) Arup Raha 3) V.K.Singh 4) Ratan Tata 5) Somasundaram

31. Who among the following has been honoured by Queen Elizabeth with a GBE (Knight Grand

Cross), one of the UKs highest civilian awards recently? 1) Anil Agarwal 2) Azim Premji 3) Ratan Tata 4) Mukesh Ambani 5) Lakshmi Mittal

32. Substance and the Shadow written by......

1) Amitab Bachan 2) Satyajith Ray 3) Amir Khan 4) Dilip Kumar 5) Mani Ratnam

33. The God of Small Things written by......

1) R.K.Narayan 2) Osho 3) Salman Rushdie 4) Sarojini Naidu 5) Arundhati Roy

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34. 'Wide Angle' written by.... 1) Sachin Tendulkar 2) Harbajan Singh 3) Anil Kumble 4) Bret Lee 5) Graham Smith

35. World Day against Child Labour observes on ....

1) 1 June 2) 10 June 3) 12 June 4) 12 July 5) 14 Nov

36. 2014 year theme of World Day against Child Labour is Extend social protection: combat child labour. The child labour day declared by...... 1) IWMC 2) ILO 3) UNIDO 4) UNEP 5) UNESCO

37. National Doctors day celebrated on.......

1) 1 January 2) 1 March 3) 1 April 4) 1 July 5) 1 May

38. ......become the 19th country to adopt Euro as a single currency from 1 January 2015. 1) Croatia 2) Lithuania 3) Latvia 4) Mexico 5) South Sudan

39. G-7 Summit 2014 was held on 4th and 5th June 2014 in.....

1) Russia 2) Belgium 3) Canada 4) USA 5) None

40. International Nuclear Energy Forum ATOMEXPO- 2014 concluded in..... 1) USA 2) Australia 3) Dubai 4) Russia 5) India

41. Which nation announced new rules to cut carbon pollution from existing power plants by 30%

from 2005 till 2030? 1) Swedan 2) Italy 3) USA 4) Greece 5) Switzerland

42. Wang Yi visited India. He is the foreign minster of ......

1) Korea 2) Afganisthan 3) China 4) Japan 5) Bhutan

43. China capital is Beijing, its president is Xi Jinping, its Prime Minister is Li Keqiang and its currency is ...... 1) Dollar 2) Ruble 3) Yuan 4) Rupee 5) Euro

44. Tropical cyclone Nanauk originated in......... on 11 June 2014.

1) Atlantic Ocean 2) Indian Ocean 3) North China Sea 4) Mediterian Sea 5) Arabian Sea

45. Who won the French Open Title 2014 for the ninth time on 8 June 2014?

1) Novak Djokovic 2) Roger Federar 3) Rafael Nadal 4) Andy Murray 5) None

46. Kawa Music Group perform an event during the XX Commonwealth Games 2014 in Glasgow,

Scotland from 23 July to 3 August 2014. The group belongs to....... 1) India 2) Australia 3) Scotland 4) UK 5) New Zealand

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47. .......became the second largest exporter of textiles in the world after China. 1) USA 2) India 3) Pakistan 4) Bhutan 5) UK

48. Supreme Court on 16 April 2014 held that a woman employee of central government is entitled

to get uninterrupted leave for how many years? 1) 4 2) 8 3) 1 4) 2 5) 5

ANSWERS: 1-1, 2-5, 3-3, 4-1, 5-5, 6-1, 7-5, 8-5, 9-4, 10-1 11-3, 12-5, 13-3, 14-5, 15-4, 16-4, 17-2, 18-5, 19-5, 20-5 21-5, 22-1, 23-3, 24-3, 25-5, 26-4, 27-3, 28-1, 29-3, 30-5 31-3, 32-4, 33-5, 34-3, 35-3, 36-2, 37-4, 38-2, 39-2, 40-3 41-3, 42-3, 43-3, 44-5, 45-3, 46-1, 47-2, 48-4.