frsa flash march 1st

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F O R T D R U M A N N O U N C E S COMMUNITY MEE TI NG U S S E N A T O R G I L L I B B R A N D & H O L L Y P E T R A E U S Task Force Knighthawk FRSA Flash 1 March 2012 The community meeting with U.S. Senator Kirsten Gillibrand (N.Y.) and Holly Petraeus, of the Consumer Financial Protection Bureau, will begin at 3:45 p.m. in the Commons on Friday, March 2nd. So make sure you grab a seat by 3:30 when the doors will close! The discussion will focus on consumer protections and financial issues facing our military members. Gillibrand and Petraeus will focus their discussion on how to best assist military families who are facing fi- nancial issues. There also will be a question-and- answer session for the community. The Consumer Financial Protection Bureau was es- tablished to protect Ameri- can consumers from unfair, deceptive or abusive prac- tices at the hands of finan- cial services providers - banks, credit card compa- nies, mortgage and payday lenders, and debt collec- tors, to name a few. One group in particular is often at risk of being tar- geted by unscrupulous lenders: service members and their Families who find themselves in financial trouble and strapped for cash to cover debts and ex- penses due to the unique challenges members of the military face. Kirsten Gillisbrand Holly Petraeus

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Page 1: FRSA FLASH March 1st

F O R T D R U M A N N O U N C E S

C O M M U N I T Y M E E T I N G U S S E N A T O R G I L L I B B R A N D

& H O L L Y P E T R A E U S

Task Force Knighthawk FRSA Flash

1 March 2012

The community meeting with U.S. Senator Kirsten Gillibrand (N.Y.) and Holly Petraeus, of the Consumer Financial Protection Bureau, will begin at 3:45 p.m. in the Commons on Friday, March 2nd. So make sure you grab a seat by 3:30 when the doors will close! The discussion will focus on consumer protections and financial issues facing our military members. Gillibrand and Petraeus will focus their discussion on how to best assist military families who are facing fi-nancial issues. There also will be a question-and-answer session for the community. The Consumer Financial Protection Bureau was es-tablished to protect Ameri-

can consumers from unfair, deceptive or abusive prac-tices at the hands of finan-cial services providers - banks, credit card compa-nies, mortgage and payday lenders, and debt collec-tors, to name a few. One group in particular is often at risk of being tar-geted by unscrupulous lenders: service members and their Families who find themselves in financial trouble and strapped for cash to cover debts and ex-penses due to the unique challenges members of the military face.

Kirsten Gillisbrand

Holly Petraeus

Page 2: FRSA FLASH March 1st

The U.S. Govern-ment Accountability Of-fice (GAO) upheld a deci-sion to award a $3.1 bil-lion Tricare dental plan contract to a different in-surer, its first change in 15 years. Tricare Manage-ment Activity agency at the U.S. Department of Defense decided to give New York, N.Y.-based Met-ropolitan Life Insurance Co. a $3.1 billion dental plan contract rather than United Concordia Cos., based in Harrisburg, Pa. Tricare managers decided that the MetLife provider network suited the military insurance program better than United Concordia‟s net-work, the Pittsburgh Post Gazette reported. United Concordia, a divi-

sion of Pittsburgh, Pa.-

based Highmark, was the

Tricare dental program

provider for 15 years.

Effective May 1, 2012, MetLife will become the dental carrier for the TDP. MetLife will begin providing dental coverage to over 2 million family members of uniformed service active duty per-sonnel, members of the Selected Reserve and Indi-

vidual Ready Reserve, their eligible family mem-bers, and Survivors. Beneficiaries will have ac-cess to MetLife's network with over 161,000 dentist access points, and this number continues to grow. Additional informa-tion about the contract is available at www.tricare.mil/TDPcontract and benefit updates are available at www.tricare.mil. PLEASE NOTE that the change to MetLife is for the TDP program only. The Active Duty Dental Program will still be administered by United Concordia®. Changes to the TDP will include enhanced dental coverage at a lower premium share than be-fore. MetLife will distrib-ute program information, provider network details beginning in first quar-ter 2012. Highlights to the benefits and enhance-ments are listed below: Coverage of posterior

resin (tooth colored/white) fillings

Increase in the annual maximum to $1,300 per enrollee (formerly

this was $1,200 Increase in the lifetime

orthodontic maximum to $1,750

$1,200 per year for services related to den-tal treatment due to an accident as defined in the TDP handbook

No cost shares for scaling and root plan-ing (deep cleaning) for diabetics

Coverage of an addi-tional (3rd) cleaning for women during pregnancy

Expansion of the survi-vor benefits to surviv-ing spouse and child(ren)

If you would like to check if your dentist is already part of the Met-Life network, please click Find a Dentist on the right and search for a DPPO provider. If the den-tist is not a member, den-tists can easily request an application on our web-site for dentists, http://www.metdental.com/.

T r i c a r e c h o o s e s M e t l i f e n o t U n i t e d C o n c o r d i a f o r d e n t a l

c o v e r a g e

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Claims will continue to

be processed as they are

now and changes in the

mailing address, claims

processing, etc. will be

provided in early 2012

Page 3: FRSA FLASH March 1st

MetLife and United Concordia, the current TDP contractor, are working to-gether to complete the con-tract transition activities for MetLife‟s start on May 1, 2012. TDP claims with a date of service prior to May 1, 2012 will continue to be processed by United Concordia until April 30, 2013. All TDP claims with a date of service on or after May 1, 2012 will be submit-ted to MetLife. Please make note of these important dates to ensure timely proc-essing of your TDP claims. The new TDP contract that MetLife will be adminis-tering is not to be confused with the separate TRICARE dental contract that covers eligible uniformed service members. The Active Duty Dental Program (ADDP) will continue to be administered by United Concordia. Met-Life is looking forward to the opportunity to provide quality dental coverage and oral health educational pro-grams to the more than 2 million TDP beneficiaries, which include the family members of all active duty uniformed services person-nel, members of the Na-tional Guard and Reserves, and their eligible family members.

General and Family Den-tistry ** Please note that this is not a complete list just some within the Fort Drum area. For a list of participating Dentists or for specialists go to http://www.metlife.com and click on the search box in the upper right. CARTHAGE DENTAL CARE 35761 SAYRE RD CARTHAGE, NY 13619 Tel 315 493 6003 CARTHAGE COMMUNITY DENTAL CLINIC 3 BRIDGE ST CARTHAGE, NY 14319 Tel 315 493 3510 LACLAIR FAMILY DENTAL 111 S MECHANIC ST CARTHAGE, NY 13619 Tel 315 493 1184 SUNSHINE DENTAL 140 EASTERN BLVD WATERTOWN, NY 13601 Tel 315 779 8080 ASPEN DENTAL 20991 ARSENAL ST NYS RTE 3 WATERTOWN, NY 13601 Tel 315 785 9620 NORTH COUNTRY CHIL-DRENS CLINIC 238 ARSENAL ST WATERTOWN, NY 13601 Tel 315 788 9834 JEFFERSON DENTAL HEALTH 19333 US ROUTE 11

WATERTOWN, NY 13601 Tel 315 788 7070 WESTSIDE DENTAL 1116 ARSENAL ST STE 202 WATERTOWN, NY 13601 Tel 315 779 2222 THOMAS P MCCUE 2 S MAIN ST PHILADELPHIA, NY 13673 Tel 315 642 0318 SARAH LATIF STEPHEN A AHLGRIM 125 MULLIN ST WATERTOWN, NY 13601 Tel 315 782 2241

E f f e c t i v e M a y 1 , 2 0 1 2 M e t L i f e w i l l b e c o m e t h e d e n t a l c a r r i e r f o r t h e

T r i c a r e D e n t a l P l a n .

P a g e 3

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P a g e 4

F R G S C H E D U L E D M E E T I N G S & E V E N T S

Sun Mon Tue Wed Thu Fri Sat

1 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30 31

March 2012

E Co

(Knightriders) Fri. 9 Mar: Pay your

grade fundraiser

Thurs. 15 Mar: FRG Meet-

ing

Sat. 17 Mar: Bowling

Wed. 21 Mar: PT Breakfast

Tues. 27 Mar: Single Sol-

dier Dinner

(see flyers on page 8)

F Co (ATS) Wed, 7 Mar:

FRG Coffee 12-3pm

Wed. 21 Mar @ 6pm USO

(see flyers on page 9)

F Co (Pathfinders) Thurs., March 8 @ 5:30pm

FRG Meeting

G Co (Intruders) Sat. 17Mar: Meeting, St.

Patrick's Day Theme, Time

and location TBD

27Mar: Fundraiser...Bake

Sale and MP3 player raf-

fle @ Hanger in AM

29Mar: TF Hail and Fare-

well. Tentative Date

7Apr: Meeting...Easter

Egg hunt, tentative date

5May: Meeting...Cinco De

Mayo!

Page 5: FRSA FLASH March 1st

P a g e 5

S c h e d u l e o f E v e n t s

March 1 – National Library Week Book Mark Con-

test – McEwen Library

March 2 – A Cold Winter‟s Night Program End-

ing Party – McEwen Library

March 2, 16, & 30 – Indoor Paintball – Youth

Center

March 3 – Snowmobile Safety Class – Adven-

ture Training

March 3 – Saturday Open Recreation - School

Age Center

March 5 – 16 – Indoor Triathlon – Monti Physi-

cal Fitness Center

March 6 & 7 – AFTB Level 1 Training – Army

Community Service

March 9 & 23 – In Her Shoes: Living With Do-

mestic Violence – Army Community Service

March 9 – Youth Conflict Resolution Training –

Youth Center

March 10 – Ice Fishing Trip – Parks and Rec-

reation

March 10 – 2012 Basketball Tournament –

Sports Office

March 10 – Maple Days – McEwen Library

March 10 – Texas Hold „Em Tournament –

BOSS

March 10 – Trip to Monster Truck Jam – Parks

and Recreation

March 10 – Midnight Sports – Youth Center

March 12 – 2012 Volleyball League Begins -

Sports

Sun Mon Tue Wed Thu Fri Sat

1 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30 31

March 2012

Page 6: FRSA FLASH March 1st

P a g e 6

Volunteers needed!!

Location:

Pine Plains Complex

Page 7: FRSA FLASH March 1st

P a g e 7

Page 8: FRSA FLASH March 1st

P a g e 8

FRG Events Flyers

Page 9: FRSA FLASH March 1st

P a g e 9

FRG Events Flyers

Page 10: FRSA FLASH March 1st

P a g e 1 0

Between multiple deployments, relocations and time spent apart, Military Families must learn to make every second together count. While Soldiers are protecting our country, their Families are doing their part on the homefront to keep the tight-knit community from unraveling. To honor their sacrifices and to celebrate April as Month of the Military Child, The Mountaineer staff is looking for four Fort Drum youths who show exceptional character at home, in school and in the community. Submissions will be accepted through March 9 and should be limited to 200 words. Children will be selected based on the following criteria: * Scholastic activities and involvement * Family contribution (helping out at home, chores, etc.) * Community activities and involvement * Leadership skills * Volunteer service * Academic standing / achievement * Other activities, such as clubs, intern-ships and summer work Include any awards and honors the child has achieved. A nominee must be a student within grades 7-12 and reside with a military ser-vice member assigned at Fort Drum. Selections will be made before April 1. The Mountaineer will highlight each child with a feature article and photos on the "Mountaineer People" page (B3). Families with more than one child may submit one entry per child or a combined entry. To submit a child for consideration, email the essay in a Word document to [email protected] with the words “Military Child Nominee” in the subject line. Include the child‟s name and age, and the military parent‟s name, unit and telephone number.

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P a g e 1 3

The Spouses' Club Fort Drum is now accepting scholarship applications

for the 2012-2013 academic year.

Eligible individuals are:

Spouses and children of active duty, reserve, or retired active duty military (officer or

enlisted)

-time accredited degree pro-gram during the upcoming 2012-

2013 academic year (fall & spring terms).

communities.

The application can be found at www.fdosc.com, under "Forms" and must be postmarked by

March 31, 2012.

Please direct any questions to Scholarship Chair Mary Gauvin at ftdrumscholar-

[email protected].

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P a g e 1 5

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P a g e 1 6

CLOVER

GREEN

ISLE

PATRICK

SEVENTEEN

DIED

HOLIDAY

LEAF

PATRON

SHAMROCKS

EMERALD

IRELAND

MARCH

SAINT

THREE

WORD SEARCH PUZZLE

T N O F D G C I N Y Z J P R

H J O I R Z R U R B D A J E

R V E R Q E L E N E T N Z V

E D I D T E L E E R L B E O

E P G N D A E S I N N A Y L

E N I C J T P C I R Y F N C

H A M D N D K E H R W E G D

S I V E Y A D I L O H M B X

R X V I V K W L R H X E I E

M E P W B U D B L U T R Q Q

S R N B Q A C X O Z D A E T

O K Z Z B F M A R C H L L Y

L R S H A M R O C K S D W S

F M F O G F A E L T P F J M

Page 17: FRSA FLASH March 1st

P a g e 1 7

ACROSS

1. He plays roles 6. Wild hog 10. Mongrel 14. Drudge 15. Competent 16. A river in Spain 17. Dot on a computer screen 18. Bit 19. Hammer or saw 20. Lacking ardor or vigor or en-ergy 22. Charge per unit 23. Goddess of the dawn (Greek mythology) 24. Truth, old-style 26. The reason for the action 30. Noisily eat soup 32. Pee 33. The right side of a ship 37. Give food to 38. Without delay 39. Fifty-three in Roman numerals 40. Repossess 42. Diacritical mark 43. Belief 44. A reddish brown 45. A-list 47. Adult males 48. Ends a prayer 49. Detectable 56. Hindu princess 57. A Freudian stage 58. Pilot 59. Glove 60. Kid 61. Speak 62. Gin flavor 63. X X X X 64. Loamy deposit

DOWN

1. Cobras 2. Trim 3. Cab 4. Not under 5. Alleviate 6. Vouches 7. Double-reed wood-wind 8. Anagram of "Salt" 9. Comfort 10. Superman's city 11. German subma-rine 12. Engagement 13. Lacquered metal-ware

21. Foot digit 25. Sphere 26. Mishandle 27. Chocolate cookie 28. Level 29. Nebulous 30. Secret supply 31. Shoestring 33. Blemish 34. Anagram of "Sail" 35. Carnival attrac-tion 36. Meal plan for weight loss 38. Arouse hostility

41. Feline 42. Melodious 44. VCR button 45. Electronic mes-sages 46. Slowly, in music 47. Units of distance 48. Weapons 50. Cameo stone 51. Bring 52. Countertenor 53. Chomp 54. Bottom of the bar-rel 55. Mistakes

Page 18: FRSA FLASH March 1st

Roman God Mars

Zodiac: Pisces and Aries

Famous Birthdays: Sin-

clair Lewis, Ronald

Reagan, Abraham Lincoln,

Charles Darwin,

Thomas Edison, Gertrude

Stein, Rosa Parks,

Birthstone: Aquamarine

believed to have healing

powers for the eyes and

throat overall wellbeing.

Flower: Jonquil (aka Daf-

fodil or Narcissus) symbol-

izing friendship and do-

mestic happiness

Fun Fact: March 21st is

the first day of Spring!

March was named after the

National What Month? -

Irish American Month,

Music in our Schools

Month, Women’s History

Month, Poetry Month, Red

Cross Month and Social

Kelley Arnold

19912 MSR Tampa

Wheeler Sacks Army Airfield

Fort Drum NY 13602

Phone: 315-774-1373

Cell: 315-405-6783

E-mail: [email protected]

T A S K F O R C E

K N I G H T H A W K

F R S A

M a r c h F a c t s & T r i v i a

FIND US ON FACEBOOK

TF KNIGHTHAWK

Happy St. Patrick’s Day!!

Contents of this newsletter are compiled from multiple Military Family news sources. Material presented does

not represent the views or endorsement of TF Knighthawk or the United States Army. This material is for per-

sonal use of the readers. All readers are encouraged to do further research for all applicable restrictions and

guidelines.