For Assistance to Individuals & Families

(FEMA Individual Assistance/ONA or SBA)

Individual Assistance provides money and services to people in a disaster area where there has been a

Presidential Disaster Declaration for Individual Assistance for losses not covered by insurance to

assist in the repair and/or replacement of property that has been damaged or destroyed.

The Individual and Household Program for Individual Assistance is funded by FEMA and is

designed to help with critical expenses that cannot be covered in other ways.

Human Needs

•Disaster Impact to Community (approx. 100 homes destroyed)•Mental Health Impact•Concentration of Damages•Trauma: Injuries, fatalities•Special Populations•Available Voluntary Agency Assistance•Insurance

How does a

community qualify for Individual Assistance

?

What if my county is not eligible for an

Individual Assistance

Declaration?

Small Business AdministrationIf the damages are less extensive the Governor can ask for a Small Business

Administration Administrative Declaration. When the Governor’s request for assistance

is received, a survey of the damaged area(s) is conducted with State and local officials, and

the results are submitted to the Administrator for a decision. When the

Administrator of SBA declares an area, both primary and adjacent counties are eligible for

the same assistance.

Voluntary Organizations Active in Disaster

Some voluntary agencies provide assistance to disaster survivors in the form of financial assistance, clothing, food, shelter, case management, and

other services.

SBA BasicsDeclaration may be possible when:25 homes and/or businesses have sustained major damages (a loss of 40% or more of their estimated fair

value replacement) ; or at least 3 businesses have a loss of

40% or more of their fair replacement value

INFORMATION GATHERED

• Insurance Coverage

• Appraisal Value

• Primary/Secondary Homes

• Occupancy Status

• Renter/Homeowner

• Businesses Damaged

GUIDELINES FOR DETERMINING DAMAGE LEVELS

Conditions Present in Residential or Business Assessment Structure cannot be repaired Structure is not economically feasible to repair Structure leveled above foundation Second floor gone Structure moved off foundation Walls collapsed Repairs exceed 30 days 4 feet of water or more on the first floor in a single-family dwelling or apartment 6 inches of water or more in a mobile home Exterior frame damaged Foundation failure or damage Roof gone or collapsed Insulation damaged Exterior wall damaged One room destroyed Exits blocked Utilities damaged Interior floors and walls damaged Equipment damaged Business inventory destroyed Tree fallen on structure Repairs exceed 30 days 18 inches to 4 feet of water on the first floor in a single-family dwelling or apartment Floodwater standing more than 24 hours Sewer backup to cause sufficient contamination 1-6 inches of water in a mobile home Smoke damage Fire escape not usable Shingles or roofing missing Fleet/vehicle damage Chimney damage Porch or deck damaged Prolonged utility and/or access interruption Debris or standing flood water Several feet of water in the basement Less than 18 inches of water on the first floor in a single-family dwelling or apartment Sewer backup in basement Water above or just below bottom board of mobile home Broken windows Business signs damaged Damage to landscape Vehicle damage Seepage Water in basement 1-3 inches of water on first floor or slab (no basement) March 2001

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Degree of Damage Destroyed

Structure cannot be repairedNot economically feasible to repair

-- 4 feet or more of water on the first 4 feet or more of water on the first floor in a single-family dwellingfloor in a single-family dwelling

-- 6 inches or more of water in a 6 inches or more of water in a mobile homemobile home

Degree of DamageMajor

Substantial failure to walls, floor, foundation, and roof

Requires major repairs (more than 30 days)

-- 18 inches to 4 feet of water on the first 18 inches to 4 feet of water on the first floor of a single-family dwellingfloor of a single-family dwelling

-- Water in dwelling more than 24 hours Water in dwelling more than 24 hours -- Sewer backup (sufficient Sewer backup (sufficient

contamination)contamination)-- 1-6 inches of water in a mobile home1-6 inches of water in a mobile home

Degree of DamageMinor

Structure damaged Will require minor repairs to be made

-- Less than 18 inches of water on the first Less than 18 inches of water on the first floor in the structurefloor in the structure

-- Sewer backup-basementSewer backup-basement- Water above or just below bottom-floor of Water above or just below bottom-floor of

mobile home mobile home - Less than 50% damage to the structureLess than 50% damage to the structure

Degree of DamageMinor

Structure damaged Will require minor repairs to be made

-- Less than 18 inches of water on the first Less than 18 inches of water on the first floor in the structurefloor in the structure

-- Sewer backup-basementSewer backup-basement-- Water above or just below bottom-floor of Water above or just below bottom-floor of

mobile home mobile home

Degree of DamageAffected

Some damage to structure and contents (generally less than $500)

Vehicle damage

-- Water entered basement or homeWater entered basement or home-- SeepageSeepage

Degree of DamageInaccessibleProperty is inaccessible

Questions?