Finding The Right Insurance Agent In Arizona

The best insurance agents in Arizona.

There’s more to choosing insurance than just searching for quotes on the internet or

finding the lowest price. Your choice of   Arizona insurance agents  can affect the

quality of service you receive and your level of satisfaction. Choosing the right agent

is essential to getting the most for your premium dollars.

When you start looking for an insurance agent, be aware that there are two types of

insurance agents. Independent agents work with several different companies

whereas Captive agents have a dedicated book of business with just one insurance

company.

The obvious advantage to an independent agent is that you may receive quotes from

more than one insurance company and you may end up with a lower premium

overall. Getting a lower price, however, may not always translate to a better deal. An

agent is more than just the middleman in a business transaction, a good agent

should also be an advocate for the customer.

There can be advantages to a Captive agent as well. These agents have well-

established reputations and working relationships with the insurance companies they

do business with. It is likely that they know the personnel in the claims department

and management well and are known by them. If they are a valued agent, they can

be an effective advocate in the case of a disputed claim.

Before you decide on an insurance agent, get references and check their ratings from

existing customers. Consider what types of services you want from your agent. You

want someone who is on your side and looking out for your best interest.

Are you looking to place all of your insurance business with the same agency?  If so,

make sure they do business with insurance companies who handle multiple lines of

insurance such as home insurance, auto insurance, commercial insurance, etc.

Ask about their customer service department.  Will there be a dedicated agent

assigned to you? Take time to find out their protocol when reporting a claim and who

will be your liaison with the insurance company. Do you feel comfortable that your

agent will go to bat for you in the event of a dispute between you and the insurance

company?

How well do they understand your individual needs and have they explained why

they recommend certain coverage’s and limits? How often do they review your policy

and will they alert you to any changes or updates to your policy that you ought to be

aware of? Will they give you comparative quotes or recommend changes if there are

rate increases?

Every agent should be well versed in policy language, how it affects you and whether

or not the policy you want to buy is the policy you need.

Finding the right agent that can serve you both today and for the long-term allows

you to build more than just a business relationship, but a relationship of trust. Having

an agent who knows your circumstances, your insurance needs and treats you as a

valued customer instead of just a policy number will pay dividends in superior

customer service for many years to come.

For More Questions or to Talk to an Arizona Insurance Agent:

Bennett & Porter Insurance Services3200 N. Hayden Rd. #310Scottsdale, AZ 85251(480) 212-1150http://www.bapins.com