fes corp business overview

BUSINESS PRESENTATION

Many people have lost jobs

Many people have lost homes

Many people have lost savings & investments

Today's Realities

• 58% of people with credit cards, on a monthly basis do not pay their balance in full

• Those who carry credit card debt have an average balance of $17,103

• Those carrying $20,000 or more are likely to miss payments and see interest rates skyrocket and credit scores plummet

• In January of 2006, on average, U.S. households overspent their incomes by $575 and dropped the savings rate to the lowest it’s been in almost 80 years

How Many People Are Affected By These Economic Times?

How many people have less than perfect credit?

How many people are susceptible to identity theft because they do not have identity theft protection?

How Many People Are Affected By These Economic Times?

How many people are leaving their families unprotected by not having a living trust, a will and a power of attorney over their financial and medical matters?

How many people have more debt than they want, but just don’t know how to get it paid off?

So How Did All Of This Happen?

A Lack of Financial

Education!

THE COMPANY

Provides: The education we needed a long time ago Products and services to protect your

identity, credit, family, finances and future An opportunity for financial security

FINANCIAL EDUCATION SERVICES

Founded in 2004Headquarters in Farmington Hills, MichiganOver 50 million dollars in salesDebt freeAlmost 200 employees worldwide

FINANCIAL EDUCATION SERVICES

Mike Toloff Parimal Naik

PRODUCTS & SERVICES

Credit Restoration

PRODUCTS & SERVICES

The Protection Plan

Credit Restoration: United Credit Education Services

7 year track record“A” Rating with the BBBServed over 150,000 clients Removed over 525,000 derogatory

items from people’s credit reportsRemoved over 50,000 public recordsSatisfaction money back guarantee

Significant amounts of derogatory items removed from people’s credit reports enabling them to refinance their homes and cars and reduce their interest rates by up to 15%.

Bankruptcies and other public record items removed allowing credit scores to increase well over 100 points.

Late payments corrected to report paid as agreed. Credit scores increasing from the 400’s, 500’s and 600’s to the

700’s and 800’s in a matter of months. Individuals who have been originally declined for home, car

and other loans are getting approved within several months.

Documentation:

Other credit restoration services charge thousands of dollars, and don’t even offer the educational resources and coaching that United Credit includes, nor do they have the documentation!

What Would It Be Worth To Have Excellent

Credit?

What Would It Be Worth To Have Excellent

Credit?A One Time Fee of $499Referral Program for $548A Monthly Option ($160 Activation Fee & $39 A Month)

A Plan To Give You All Of Our Products At One Low Fee Of $87 Per Month!

You Get:Comprehensive analysis of

your credit profile.Personalized

recommendations and action plan to build and maintain good credit.

An Education Library & Resource Center POSITIVE

Credit Builder

PROTECTION PLAN

You Get: A Last Will, Living Trust

and a Financial & Health Care Power of Attorney

Unlimited changes and revisions

Electronically stored data

Will & Trust

PROTECTION PLAN

You Get: The most effective and

efficient user friendly debt payoff software program that creates a personal budget to:

Pay off debt fast Save you thousands Build up cash reserves

PROTECTION PLAN

FES DebtZero

You get: IdentityAlert$1 million service

guarantee Peace of mind that

your identity is secured

PROTECTION PLAN

Educates young people from ages 8 to 18 on the matters of personal finance

Each member automatically donates $2 each month to the YFL

PROTECTION PLANYouth Financial Literacy Foundation (YFL)

INCOME OPPORTUNITY

• The worst recession in our lifetime• Stock market volatility• Loss of savings and retirement packages• Loss of equity in homes• Unemployment at all time high• Social Insecurity

Why People Need To Take Control

There is no better time than right now to build something

for yourself and your family

Income Opportunity TWO DIVISIONS

1. Retail Sales And Developing Corporate Accounts

2. Business Development: Recruit, Train & Manage A Sales Organization

We Get Paid 8 Different Ways1. Personal Sales Commissions2. Customer Acquisition Bonuses3. Level Overrides4. Field Training Bonuses5. Senior Field Training Bonuses 6. Infinity Bonuses7. Generational Overrides8. Global Profit Sharing Pool

After your 3rd sale, your

personal sales commissions go up to 33%

on all your future personal

sales

$165

$165

$165

Customer

Customer

Agent

Customer

Retail Sales Commissions

If you only got 1 customer per week = over $650.00/Month

If you got 5 customers per week = over $3,300.00/Month

If you got 15 customers per week = over $10,000.00/Month

Theoretical Example:

Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve.

All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.

“It’s better to get 1% of a hundred people’s efforts rather than

100% of your own.”~ J. Paul Getty, Billionaire

Team Building

Team Building Example

$150

Agent

Field Trainer

Senior Field

Trainer

Sales Director

Agent Agent Agent Agent

$250 $350$75

1,600 5,000 10,000

If you enrolled 1 Agent per week who made a sale = $1,400.00/Month

If you enrolled 3 Agents per week who made a sale = $4,200.00/Month

If you enrolled 5 Agents per week who made a sale = $7,000.00/Month

Theoretical Example: Based On Sales Director



Over $4,000 Total Bonuses

Theoretical Example: Team Earnings

Sales Director

Field Trainer

Field Trainer

Field Trainer

Agent

Agent AgentAgent

Agent Agent Agent Agent

Agent Agent

AgentAgent

Agent AgentAgent Agent

Agent

Agent

Agent

Agent

Agent

Field Trainer

$188 $188

$188

$188 $188 $188

$188

$192

$188 $188

$192 $192

$188 $188

$192

$243 $243

$247$247 $247

In this Theoretical ExampleIf you did this once a month

= over $4,000.00/Month

If you did this once a week = over $16,000.00/Month

If you did this twice a week = over $32,000.00/Month



Theoretical Example: Protection PlanResidual Income Potential

85 85 85 85 85

85 85 85 85 85

85 85 85 85 85

85 85 85 85 85

85 85 85 85 85

85 85 85 85 85

YouPeople

5

25

125

625

3125

15,625

19,530

Total = Total = $75,000/moTotal = $7,500/mo

Total = $750/mo $75,000/moTotal = $7,500/moTotal = $750/mo

Total = $75,000/moTotal = $7,500/moTotal = $750/mo

Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial

success an Independent Agent can achieve.

All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual

effort and ability.

Residual EarningsProfit Sharing

Personal Sales Commissions Training BonusesLevel Overrides

$

TIME

Short Term vs. Long Term

TRAINING & SUPPORT

100%

Training & Support100%

50%25%

12%

6%3%You

Contacts

FES University

This Means Two Things!1. It doesn’t matter who invited you

to take a look at the business or who enrolls you because they can’t impede your success.

2. You can plug people that you know into the system and they might go out and do better than you!

Training & Support

National Advanced Training Workshops

Live Local Area Trainings

Conference Call Training

Online Training

MAKING A DECISION

1. It’s not for me but I can provide a few referrals.

2. I’d like to take advantage of the services.

3. This makes perfect sense! I’m ready to get started. Show me how!

3 Kinds Of People

4 Steps To Getting Started

Step #1 - Enroll & Become an Agent – You Get: Discounts on services or Free services Information package delivered to your home Personalized Web site FREE monthly online sales tracking system Agent support Paid weekly Tax advantages $149.00

$199.00

4 STEPS TO GETTING STARTED

Step #2 – Become a Customer: What Do You Need?

Credit Restoration

The Protection Plan

- $499 $399

- $87


NO ONE PERSON NEEDS TO BELIEVE MORE THAN YOU!

Step #3 – Become ReferrerWho Do You Know: Has less than perfect credit? Does not have a will and living trust? Whose identity is unprotected? Would like a system on how to pay off their debt? Could use some extra income? Wants to become financially free?


Become great at inviting while you learn to become great at explaining.

YOU

CONTACTS EXPERT

TRUST EDIFY

PROMOTE

RESPECTCREDIBILITY

RAPPORT


Step #4 – Training & Support Online Training Conference Call Training Basic Trainings Advanced Trainings Annual Convention


CONGRATULATIONS!Welcome to the FES Team!