february quad cities healthy cells 2011

FEBRUARY 2011 FREE

HealthyCellsm a g a z i n Ewww.healthycellsmagazine.com

TM

areaPromotingHealthier Living in Your Community

• Physical

• Emotional

• Nutritional

QUAD CITIES

Games Can Promote Healthy Aging! page 11

Estate Tax Law Changes page 26

Giving Back to the Quad Cities page 32

Guardian Family CareProviding Loving Home Care and Elderly Care in the Quad Cities page 18

Touching Lives Everyday... Affordable Rates 24 Hour Shift Care Available

Alzheimer’s & Personal Care Transportation

Housekeeping Health Aids C.N.A.’s

www.goldendreamshomecare.com

Iowa: 563-386-6246 Illinois: 309-764-4653

Serving the Entire Quad Cities & Surrounding Area

Call 24 HoursBonded & Insured Serving Iowa & Illinois

Mention this ad and receive $1.00 off per hour for the first two weeks of service

February 2011 — Quad Cities — Healthy Cells Magazine —

ADVERTORIAL

“A Doctor’s Confession”(And Why I Still Do What I Do)

Dear Friend: Perhaps a confession can help clear the air so there’s no misunder-standing. But let me say a few other things first. Ten years ago something happened that changed my life forever. At the time, I was a financial analyst for Florsheim in Chicago. I was a former college volleyball player who still loved to play, but I had developed a very painful shoulder problem from all my volleyball playing. I couldn’t raise my arm above my shoulder and what was even worse for me at the time; I could no longer play my favorite sport. It eventually spread to my neck and caused headaches that stopped me from sleeping at night. For more than 2 years I had painkillers, muscle relaxers, and physical therapy that only made me feel better until the next day. I considered surgery, (my doctor in Chicago said that was my only option) but I decided against it. A friend of mine convinced me to give a chiropractor a try. The chiropractor did an exam, took some films, and then “adjusted” my spine. The adjustment didn’t hurt; it actually felt good. I got relief, and I could use my shoulder again. In fact, within only one month, I was back playing volleyball again, at full speed, like I never had a problem. It worked so well that I went to chiropractic school myself. Now people come to see me with their “rotator cuff” problems. Also, they come to me with their headaches, migraines, chronic pain, neck pain, shoulder/arm pain, whiplash from car accidents, backaches, ear infections, asthma, allergies, numbness in limbs, athletic injuries, just to name a few. Several times a day, patients thank me for helping them with their health problems. But I can’t really take the credit. My confession is that I’ve never healed anyone of anything. What I do is perform a specific spinal adjustment to remove nerve pressure. And the body responds by healing itself. We get tremendous results. It’s as simple as that! I have a significantly lower fee plan so that more people are able to afford the care they need. A whole week of care in my office may cost what you could pay for one visit elsewhere. Amazing Offer – When you bring in this article, you’ll receive our entire new patient exam, with x-rays for just $27. That’s it, no kidding. Great care at a great fee – Please, I hope that there’s no misun-derstanding about quality of care just because I have that lower fee. I just have that low fee to help more people who need care. My assistants are Carrie and Staci, and they’re both really great people. Our office is both friendly and warm, and we try our best to make you feel at home. We have a wonderful service, at an exceptional fee. Our office is called SCRANTON CLINIC and it is at 2512 18th Avenue, Rock Island, IL (We are “next to, but not in Whitey’s”). Our phone number is 309-786-3012. Call Carrie, Staci or myself today for an appointment. We can help you. Thank you.

– Dr. Rob Scranton, D.C.P.S. When accompanied by the first, I am also offering the second family member this same exam for only $10.

P.S.S. Please hurry, we only have 7 slots available this month for this offer.

*Medicare exclusions apply.

This Month’s Cover Story:Volume 2, Issue 2

6

8

10

11

12

13

14

16

21

22

24

26

28

30

32

33

Doctor Of The Month:Dr. Lynn Geick, Family Medicine

Financial Health:Which Couple Can Retire?

Emotional:Aging in Place Allows You to Keep Your Heart at Home

Physical:Games Can Promote Healthy Aging!

Nutritional:Get More Nutritional Bang for Every Bite

Senior Living Tour:Seniors Get a Taste of Real Living

Audiology:Tinnitus is a Symptom

Healthy Living:Top Tips For Heart Health Month

Activities & Events:CASI Calendar

Environmental Health:Four Ways to Reduce Your Waistline and Your Personal Impact on the Environment

Grief Recovery:“is It Ever Too Soon to Recover?”

Preventative Planning:Estate Tax Law Changes

Insurance Coverage:Beating the Health Care Squeeze

Healthy Sleep:Can’t Sleep?

Dental Health:Giving Back to the QC

Activities & Events:Intouch Calendar

FEBRUARY

Mission: The objective of Healthy Cells Magazine is to promote a stronger health-conscious community by means of offering education and support through the cooperative efforts among esteemed health and fitness professionals in The Quad Cities.

Healthy Cells Magazine is intended to heighten awareness of health and fitness information and does not suggest diagnosis or treatment. This information is not a substitute for medical attention. See your healthcare professional for medical advice and treatment. The opinions, statements, and claims expressed by the columnists, advertisers, and contributors to Healthy Cells Magazine are not necessarily those of the editors or publisher.

Healthy Cells Magazine is available FREE in high traffic locations throughout the Quad Cities, including medical facilities and other waiting rooms. Healthy Cells Magazine welcomes contributions pertaining to healthier living in the Quad Cities. Limelight Communications, Inc. assumes no responsibility for their publication or return. Solicitations for articles shall pertain to physical, emotional, and nutritional health only.

Healthy Cells Magazine is a division of:

1711 W. Detweiller Dr., Peoria, IL 61615 Ph: 309-681-4418 Fax: [email protected]

For advertising information, contact Laurie Hutcheson, owner at 563-650-1876, [email protected]

2011

“I wish to thank all of the advertisers who make this magazine possible. They believe enough in providing positive health information to the public that they are willing to pay for it so you won’t have to.”

Laurie Hutcheson

Guardian Family Care Providing Loving Home Care and Elderly Care in the Quad Cities page 18


MassageEar CandlingShirodharaHot Stone

ReflexologySteamy WonderSea Detox Wraps

Sinus Massage

309.786.70904108 Blackhawk Rd.

Rock Valley Plaza, Rock Island

johntaylordayspa.com

309.756.4696777 Jumer Drive

Jumers Casino, Rock Island

jumerscri.com

Offering Alternatives for Maintaining your Health

Small Business of the Year 2010

*Registered representative. Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America, 1701 1st Avenue, Rock Island, IL 61201, 309-558-3100. Member: FINRA, SIPC.

2010 Modern Woodmen of America

Ruth Ahnen621 E. Kimberly Rd.Davenport, IA 52807(563) [email protected]

Touching lives. Securing futures ®

modern-woodmen.org

— Healthy Cells Magazine — Quad Cities — February 2011

doctor of the month

Dr. Lynn GeickFamily Medicine

Dr. Lynn Geick is with John Deere Medical Group in Bettendorf and was nominated for Healthy Cells Doctor of the Month by Hollis and Velva Powell of Moline, IL. The Powells said, “We feel

very lucky that Dr. Geick is our family doctor. He always takes time to answer our questions and explain everything to us and is on top of our medications. Being a good doctor depends on the good staff he is surrounded with, and Ann, his nurse, is very thoughtful.” Dr. Geick resides in Bettendorf with his daughter, who is a Junior in High School and his son, who is a Freshman.

Healthy Cells: So what made you become a doctor?Dr. Geick: I guess it was from being little and seeing my grandparents ill and in the hospital and how the doctors helped them. I explored doing other things, but always went back to being a doctor?

HC: Why Family Medicine?Dr: I medical school you review different specialities and it was a niche that just spoke to me. I like taking care of newborns, and Grandma and Grandpas. I enjoy seeing the family unit. There is such a wide variety of things you see in Family Medicine. It really keeps you on your toes.

HC: I see you’re an Iowa Hawkeye fan. I am assuming you went to school there?Dr: I first went to Wartbrug College in Waverly, Iowa, which was a great fit for me and I have such great memories from there. It was great prep for medical school. Then, I went to the University of Iowa School of Medicine.

HC: So where did you grow up?Dr: I grew up on a farm in northwest Iowa in a small town called Pomperoy, IA. Growing up on a farm was great. Great values, it laid a good foundation. I have great memories of growing up and I wouldn’t have traded it for anything.

HC: What’s the best part of your job?Dr: I would say taking care of patients and making them healthy. Seeing them get better, their blood pressure go down, and see-ing the smiles on their faces once they’ve seen their tests results improve.

HC: What about the worst part?Dr: I would say delivering bad news and dealing with a difficult diagnosis.

HC: How do you deliver the bad news?Dr: Well, you know the patient and the family unit and you and the patient have a communication setting and knowledge already, so you know how to deliver the news in a very caring, compassionate way. Everyone is different, and you have to know the patient.

HC: How do you spend your free time?Dr: Obviously, I’m a Hawkeye fan, so I follow them. I run, work out, and enjoy my kids’ activities. It keeps me busy. My first job is a dad, and my second job is a doctor.

HC: Do you have any memorable patients, good or bad?Dr: All the patients you get a bond with; they are really special people. It’s just easy to wake up and go to work everyday. I really enjoy what I do.

Do you have a doctor that has gone the extra mile for you? Send your nominations to:

Doctor of the Month2807 W 35th St.Davenport, IA 52806

Email: [email protected]


financial health


emotional

Home really is where the heart is. Upon retirement - when all of their children have moved out of the house - 90 percent of Americans age 60 and older choose to stay

right where they are, according to 20 years of data from the U.S. Census Bureau. And because so many Americans are aging in place, they’re looking for ways to make their homes safe and com-fortable for the long term. With just a few modifications, retired couples can make their homes perfect sanctuaries for their golden years. Here are some modification ideas to help you keep your heart right at home: • Staying connected is important for many seniors, especially

if they aren’t able to get out of the house as frequently as they used to. There are video/television systems and ser-vices available that allow you to chat with a person from a care program while sitting at your dining room table. Program staff can also monitor your house and contact a relative or emergency service if they notice you haven’t moved in awhile. Some couples enjoy the interaction they have with the person on the other end of the video cameras, while others appre-ciate knowing that if they were to fall or get sick, someone would notice and respond immediately.

• Independence is also very important for seniors, and this is especially true in the bathroom. Climbing over a bathtub wall becomes more difficult as people age, and can also make the bathroom very dangerous for slips and falls. A Zon Walk-In Bath has an easy step-in, step-out design with anti-slip floors and internal grip bars that allow you to safely - and independently - bathe in your own home. Because the door opens and seals shut, this walk-in bath allows you to sit down prior to running any water, which can help prevent a slip or fall. Hydrotherapy jets also add additional health benefits, so you can comfortably soak as long as you want. Visit www.zonwalkinbaths.com or call (800) 501-0370 to learn more.

• If you plan to stay active in your community, you may need to make adjustments to your vehicle so you can safely and easily negotiate the controls from behind the wheel. Car manufac-turers are adapting vehicles to accommodate seniors with such options as seats that swivel to face out the door so you can sit down or stand up easily and not have to bend down at an angle to climb into the seat. Other available adapters are dashboards that push back until the driver is in the seat and ready to start the car, buttons to control the radio and tem-perature on the steering wheel, and sliding cabinets that help a person load items into the trunk - and get them out easier.

• Make your home easily accessible. At least one entrance should be level with the walkway - you may need to build a ramp to accomplish this. Also consider changing the door handles to lever style so if a person is suffering from arthritis, they can still easily open the door. Remote locks and a cov-

Aging in Place Allows You to Keep Your Heart at Home

ered walkway are also a good idea, because you won’t have to be standing out in the elements while you attempt to unlock the door with a key. The covering also helps prevent ice from building up along the walkway. Finally, installing a good light at all the entrances will allow you to easily see where you are going and any potential obstacles that might be in your way.

With a few modifications, your house can be a very comfortable and safe haven for many years to come. And since it’s already a place you call “home,” why not enjoy it during your retirement years?


physical

How can you get the benefits of a physical workout while having a great time? The Chicago Tribune reported that Nintendo has become a sensation in

retirement homes, and in a move that has surprised gamers and industry insiders, Nintendo marketed its game console directly to AARP. Wii Sports have made virtual bowling tournaments possible and have induced the elderly to get up out of their chairs with a little physical competition. With the Wii’s em-phasis on gentle motions, balance, and coordination, the game system disguises mild physical activity under a heap of outlandish fun. Seniors can get all the en-joyment of a real bowling game without hav-ing to worry about throwing out their back while hauling around a heavy ball. Nintendo Wii games are like using a brain fitness program to promote healthy aging. You flex your mental muscles as well as improve physical fitness. Seniors are not only improving their physical fit-ness status, but they are flexing their mental muscles, socializing and having fun. All these are components of a good brain fitness program. Diane Carbo, Registered Nurse, has 35 years in the nursing field as a geriatric care manager, encourages you to try Wii games. Seniors centers all over the coun-try are teaching how to play the bowling, golf, tennis and boxing games. Many centers have students to teach the aging senior how to play the games. Nintendo Wii games are now being used by hospitals and rehabilitation facili-ties because many of the games actually use the same movements that would be used in traditional physical therapy. Many aging seniors have lost the abil-ity to pick up a bowling bowl, run on the tennis court, or tolerate the length of time a good golf game takes. Loosing the abil-ity to participate in these activities limits the life of an aging senior. The Wii has changed that. There are many aging seniors that take participating in the Wii programs very seriously. All over the country, there are now Nintendo Wii leagues for bowling, tennis, golf and the mind academy. These activities improve the quality of life and healthy aging for many seniors.

Doctors say that regular mild activity can protect the body as it ages and extend the lives of our grandparents by strengthening bones and loosening joints. Mild exercise is even thought to decrease cellular aging in the brain. Physical fitness is a major element to healthy brain fitness. The challenging element to the Wii program is the more you exercise, the more challenging some of the programs become. This is important to a brain fitness program, as your brain loves to be challenged. The increased challenges can strengthen the connections of the brain to increase response time and improve memory. The Nintendo Wii games will also flex your mental muscles in many other ways to pro-mote brain fitness. Socialization and connecting with others is important to brain health and concentration. The best part of using the Wii as part of a healthy aging program is the laughter and excite-ment you see in the faces of the participants. The environment is electric as the aging seniors enjoy familiar interests in a new format. For many seniors it feels like old times again. The Wii games have brought back feelings of being young again as the participants flex their mental muscles and improve their physical fitness. The Wii is improving the quality of life of many aging seniors. The best way to become comfortable with the game is to try it with someone who is expe-rienced. Seniors may call Ridgecrest Village to give it a try. Don Morrison, a Ridgecrest resident, offers free lessons from 9:00 to 10:00 am each week-day. Don says, “You may come in anytime during that hour. Not only is Wii exciting and good-natured competition, but it really is a lot of fun!” Ridgecrest also has a Wii Tournament the second Tuesday of each month. They alternate between Wii bowling and Wii golf. Call at Don 563-388-3369 to join in the fun.

If you would like more information on healthy aging or to take a tour at Ridgecrest Village, call Bob Morrison or Nancy Stockwell at 563-388-3271 and make yourself at home.

Games Can Promote Healthy Aging!By Bob Morrison, Development and Marketing Director, Ridgecrest Village


Many have heard the saying, “You are what you eat” – but know-ing what to eat can be confusing. There’s so much nutritional information out there, that it’s easy to get overwhelmed. In

fact, when the American Dietetic Association (ADA) surveyed people about why they don’t do more to eat a healthy and balanced diet, 41 percent of respondents said they don’t know or understand the guide-lines set forth for diet and nutrition. For those who have been confused or frustrated while trying to sort out nutritional information, take note. The following nutrient basics and dietary tips can help you start eating better today.

Nutrient Knowledge Nutrients are necessary for the body to function properly, main-tain energy and structure, and manufacture certain compounds nec-essary for good health, such as hormones and enzymes. The Dietary Guidelines Advisory Committee (DGAC) found that many adults and children fall short of some key nutrients including vitamin D, calcium, potassium and dietary fiber. The 2010 Dietary Guidelines for Americans encourage people to follow a nutrient-dense, plant-based diet. A nutrient-dense food is one that has a substantial amount of vitamins and minerals relative to calories – it gives you more nutritional bang for each bite. One of the simplest ways to get more nutrients into your diet is to eat soy-foods, particularly soyfoods in their whole form or made with whole soybeans. “Whole soy provides a number of important nutrients, including potassium, magnesium, fiber, antioxidants and calcium, which tend to be shortfall nutrients among the U.S. population,” said Katherine Tucker, PhD, co-author of the paper, “Simulation with Soy Replace-ment Showed That Increased Soy Intake Could Contribute to Im-proved Nutrient Intake Profiles in the U.S. Population,” published in the December 2010 Journal of Nutrition Supplement.

Making Sense of Soy All soy comes from soybeans, which are naturally grown beans similar in size to a pea. Soybeans have more protein than any other bean and are the only plant-based protein source that contain all nine essential amino acids, making them a source of high-quality, complete protein. Foods made from whole soy are minimally pro-cessed to keep soy’s naturally occurring nutrients intact. Soybeans are also a rich source of potassium, which is associated with lower blood pressure:• 1/2 cup green soybeans (edamame) provides 485 mg of potassium• 1/2 cup mature soybeans provides 443 mg of potassium• 1/4 cup mature, dry-roasted soybeans provides 586 mg of potassium• One SOYJOY® bar provides between 220 to 240 mg of potassium

For people interested in improving their overall diet, a reason-able goal should be to consume two servings of whole soyfoods a day. This delicious recipe is one way to make eating more soy a tasty endeavor.

For more information on whole soyfoods and recipes containing soy, visit www.soyjoy.com.

Get More Nutritional Bang for Every Bite

(Family Features)

nutritional

Lemon Zested Soybean Hummus

Makes about 1 1/2 cups

1 15-ounce can soybeans, rinsed and drained 3 tablespoons Tahini (sesame seed paste)Juice and zest of 1 lemon (3 tablespoons juice)1 large clove garlic1/4 teaspoon ground cayenne red pepper, or to taste1/4 teaspoon sea salt, or to taste

Place soybeans, Tahini, lemon juice, garlic, cayenne and salt into a blender or food processor. Cover and puree until smooth yet thick. Add cold water by the teaspoon only if necessary for proper blending. Stir in the lemon zest to taste. Recipe developed by Jackie Newgent, RD, author of “Big Green Cookbook” and “The All-Natural Diabetes Cookbook.”

“Simulation with Soy Replacement Showed That

Increased Soy Intake Could Contribute to Improved

Nutrient Intake Profiles in the U.S. Population.”


Seniors Get a Taste of Real Living

By Sara Browning

senior living tour

What’s In Store Seniors will board a Wiersema Charter and Tour bus to tour five retirement communities; The Alverno Healthcare Facility, Dan Dolan Homes, Genesis Senior Living Westwing, Praire Hills at Clinton, and Regency Retirement Resident of Clinton. Cost is $5.00 per person, which includes lunch and a morning and afternoon snack at one of the retirement communities. Seniors will also receive a large canvas “goodie bag” brimming with goodies. Participants will spend a minimum of 45 minutes at each facility.

Signing Up In order to register for the tour, participants must send in the name, address, and phone number of each participant, and mail it along with a check payable to Hutcheson Enterprises ($5.00 per person). Ap-proximately two weeks before the tour, those registered will receive a confirmation of their reservation in the mail that will inform them which bus they will be riding. It’s never too early to begin looking into future living arrangements. The Senior Living Tour is a fun and informative way to start. See you there!

Find out everything there is to know about life after retirement as Healthy Cells Magazine of the Quad Cities area hosts a tour of five local retirement communities to help seniors discover the joys and

pleasures of new beginnings. “Out and about” in the Clinton & DeWitt area never sounded so good! Healthy Cells is gearing up for a one-day, Senior Living Tour on May 10, 2011 with transportation provided by Wiersema Charter and Tours. A Fact-Finding Mission The tour is designed to help seniors find just the right place to re-tire. The fun-filled day provides a unique, non-committal opportunity to learn, and to gather information to help with retirement living decisions, without having to meet face-to-face with a salesperson. Seniors are encouraged to come to this event with questions in mind and to ask the tough questions. ‘What are the extra fees? Do you have a place to park an RV?’ This is a fact-finding mission. We want seniors to go in and grill staff with questions! The tour puts seniors at a power point because they can ask a lot of questions, not feel shy, and get their answers; whereas one-on-one, people are not as bold. Seniors also have the potential to meet residents who live in the homes to discover what they enjoy most about senior living.


audiology

Tinnitus (TIN-ni-tus) is a sound that a person hears inside their head that no one else hears. Tinnitus is a symptom that is often; but not always, associated with inner ear damage. It is often

described as “locusts,” “ringing,” “rushing,” “pinging,” “humming,” or “swishing.” Tinnitus is often caused by sensorineural hearing loss (“nerve deafness”), noise exposure, medications, ear infections, wax build up, and some inner ear disorders such as Meniere’s Disease. Causes cannot always be determined but it important to know when to be concerned about your tinnitus.

Tell your physician or audiologist if you experience:• Sudden onset of tinnitus in one or both ears• Loud tinnitus in one ear, especially if it has changed recently• Pulsatile tinnitus, a sound that has a steady rhythm • Tinnitus that is correlated with changes in hearing or balance (vertigo)• Changes in medications that result in changes in tinnitus

If your tinnitus is bothersome, it can help to focus on other sounds. Contrary to recent commercials, there is usually nothing that will cure tinnitus. If hearing loss is present, tinnitus can be helped with amplifica-tion. Studies document that many people have experienced improve-

ment from using amplification. Still, hearing instruments are not a cure for all tinnitus cases. Tinnitus can be annoying, but for some it is especially bothersome. Tinnitus can affect sleep, concentration, increase anxiety and even hearing. For those who have severe tinnitus, it can be helpful to share experiences with others who have tinnitus. The American Tinnitus As-sociation (www.ata.org) can be an invaluable resource for information and personal support. Donations are always welcome and are used to further tinnitus research. See your audiologist and/or physician to determine if your tinnitus is concerning and/or treatable. For severe cases that are accompanied by severe sensitivity to loud sounds, it may also be beneficial to visit a more specialized center specifically suited for tinnitus.

Dr. Molly Parker is a Doctor of Audiology with Parker Audiology PC and Don White Hearing Aid Service. To schedule an appointment, call 563-326-5441. Visit their location at 1640 W Locust St, Davenport or visit their website at www.donwhitehearing.com.

Tinnitus is a SymptomBy Dr. Molly Parker, Parker Audiology & Don White Hearing Aid Center


563-391-69331020 West 35th Street, Davenport, IL 52806www.yourtrustedpartner.com

Your Trusted Partner on Life’s Most Important JourneyCompassion Each Step of the Way

Open HouseFebruary 9, 11-3 pm

Education on Hospice 101, Hourly

• Medical/Nursing Staff On Call 24/7• Prescription Medication related to Hospice

Diagnosis• Medical Equipment• Bathing/Feeding/Dressing/Skincare• Spiritual Care and Grief Support• Volunteer Companionship

First Week FREE !

Teaching Children & Adults

(563) 386-3383Visit our website for class timeswww.kuksoolofdavenport.com

Self-Defense

Self-Discipline

Self-Confidence

Now accepting children and adult patients

H e a r B e t t e r To d a y !

Comprehensive Hearing Care

Dr. Molly Parker Audiologist

M-T-Th-Fr 9am-4:30pm • Wed 9am-Noon www.donwhitehearing.com

1640 West Locust StreetDavenport, IA 52804

563-326-5441

Parker Audiology, PC

We know whatyou want to hear!


healthy living

It’s time to tend to matters of the heart, as February brings with it Valentine’s Day and Heart Health Month. It’s the perfect time for heart-healthy lifestyle choices that can help us enjoy longer lives with

our loved ones. Every 25 seconds somebody in America suffers from a coronary event, such as heart attacks or strokes. And heart disease has long been the leading cause of death in the nation. It was this harsh reality that spurred the government to proclaim February “American Heart Month” in 1963. Today, the good news, according to the Centers for Disease Con-trol, is the chance of developing coronary heart disease can be reduced by preventing and controlling factors that put people at greater risk. • Get Moving: Start slow if you aren’t in great shape. Take the stairs

instead of the elevator. Take a walk daily and gradually increase your pace. Be sure to consult your doctor before starting exercise regi-mens.

• Limit Fats: Fatty foods can be high in cholesterol and trans fats that can clog arteries and lead to heart disease. There are many smart food choices that can help.

• Choose lean meats and poultry without skin: Eat less than 300 mg of cholesterol daily and reduce hydrogenated oils and trans fats.

Opting for fruit instead of snack foods or candy is a great way to eat fewer fatty foods.

• Embrace Antioxidants: Foods and drinks rich in antioxidants can combat cellular damage that can lead to heart disease. Apples, or-anges, grapes and tea are some foods containing these nutrients. Red wine, in particular, has high concentrations of a super antioxidant called resveratrol that’s found in the skin of grapes. Resveratrol is a natural substance that has garnered headlines worldwide due to its heart health and life-span enhancing effects.

But due to the intoxication effects and calories, drinking too much red wine can be harmful. That’s why many are using supplements or drinks fortified with resveratrol. One beverage garnering attention is Modjo forLIFE, a drink loaded with vitamins, amino acids, antioxidants and five times the amount of resveratrol found in a liter of red wine. It was crafted based on research from Harvard Medical School and the Mayo Clinic, according to the beverage’s creator, Victor H. Diaz, who founded Cellutions, an innovator in health supplements.

• More Fiber, Less Salt: Vegetables, fruits and grains are great sources of fiber that may help lower risk of heart disease. Salt can be harmful, so eat less than 2,300 mg of sodium daily. If you have


hypertension, are middle-aged or African American, consume less than 1,500 mg of sodium daily, according to the CDC.

“A few smart choices now can make a big difference. With this in mind, eating foods rich in antioxidants and drinking beverages with resveratrol can help trigger your natural defenses,” says Diaz.

For more tips on heart health, visit the CDC at www.cdc.gov. For information about beverages with resveratrol, visit www.modjolife.com. Modjo forLIFE is available nationwide at 7-Eleven, GNC and other spe-cialty retailers.

“Every 25 seconds somebody

in America suffers from a

coronary event, such as heart

attacks or strokes. And heart

disease has long been the leading

cause of death in the nation.”


feature story

Your loved one can stay in the comfort and security of their own home and have the necessary support and professional care that offers the family peace of mind.” That is the motto at Guardian Family

Care. Guardian Family provides loving home care and elderly care in the Quad Cities and surrounding areas, and has been doing so since 1994. Family was the reason Mary Swanson of Milan began using Guard-ian Family Care. First to take care of her father, and now her mother. “A few years ago, my father was diagnosed with cancer and was sent home with hospice,” says Mary. “But we didn’t really have the state of mind to handle everything else. Guardian Family Care worked with hospice and they were there 24/7. They had people in place and walked us through with a calming voice at a very emotional time.” After her father passed, Mary and her siblings decided to keep using family care to help with her mother. “Our mother moved in with our

sister. But all of us kids work and you can only adjust your life so much. Guardian Family Care came in and they take her to her doctors appoint-ments, hair appointments, take her out to eat. They really keep her active and stimulate her mind. She fought it initially, but now she enjoys it.” Beverly Mital, CEO of Guardian Family Care, knows how challenging it is for find homecare for family members. “In 1991 I quit a full-time job to take care of my husband’s ailing elderly parents,” says Beverly. “They wanted to stay at home where they felt secure and in control of their own lives. It was not easy because they needed me 7 days a week, for several hours a day. During this time I was also taking care of my husband and children. As much as I wanted to do it all, I just couldn’t; it was exhausting! “After calling around to find some respite help, I discovered there wasn’t any. It was at that time that I decided there was a great need for a wider variety of elder care options.

Guardian Family Care Providing Loving Home Care and

Elderly Care in the Quad Cities

Beverly Mital, CEO/President with Guardian Family Branch Managers/Nurse Supervisors

“


After they passed on I decided to start an agency that would pro-vide the types of services I wished had been available to them and to me. I started out providing care for others with my mother, a friend and myself. We provided excellent service and because of that it turned into a business. I only hired people that wanted to provide the same level of compassionate care. It was, and still is, important to me to hire care providers that have the same passion and vision as I do...to give the best for each and every person they care for.” Seventeen years later, Guardian Family has grown to 132 employ-ees in both Iowa and Illinois, with offices in Moline, Il, LeClaire, Ia and Clinton, Ia covering the entire Quad Cities, Clinton, Muscatine and all the surrounding communities. Benefits of in-home or one-on-one home care - senior care and elderly care As our population ages there is an ever increasing need for elder care alternatives. The goal of Guardian Family Care is to provide a variety of care solutions that will enable an elderly person to maintain a sense of independence and to remain in familiar, common surround-ings thereby keeping their enthusiasm for life. This contributes greatly towards a feeling of well-being, self-worth, and fulfillment. In addition to providing the highest degree of independence possible for an elderly person, our services are designed to reduce the family’s burden and stress of care-giving so that the time spent together is quality time. An elder companion is a solution that not only meets the needs of the care recipient but the care providers as well. Guardian Family Care provides care in a variety of places...at home, in a nursing home, independent-care facility, while in the hospital and more. We have both long and short-term care available! Guardian Family Care provides full-time nurses as part of our staff. Our nurses visit each client on quarterly basis. The nurse supervisors work with you and your family individually to establish a quality care plan for your specific needs. Guardian’s nurse supervisors are qualified to speak to your doctor regarding problems you may be experiencing. THERE IS NO ADDITIONAL FEE FOR THIS SERVICE .

Guardian Family Care’s Staff is the best in the business Our services are available 24 hours a day, 7 days a week. Our care providers are available part-time or full-time, up to 24 hours per day. Our care providers are:• CPR instructed• Extensively Screened/Experienced• CNAs, LPNs, and RNs Homemakers and Trained Companions• Required to attend initial 8 hours of training and mandatory quarterly

training• Fully Bonded and Insured• Given Complete Background Checks• Dependable & Compassionate

They are our employees, not independent contractors. Guardian Family Care recruits and screens potential providers based on each unique situation and conducts in-depth interviews and prescreening. This process includes personal, professional, educational, criminal, fin-gerprinting and motor vehicle checks. Additional checks or testing can be undertaken at the client’s request. This information is utilized to as-sist us in making the best possible caregiver selection for each family.

Services Provided• Respite or Relief Care... for family members or caregivers• Nurse On Call• Post Hospital Care; assistance during recuperation from injury or illness “Hospital • Total Personal Care• Transportation

Sandy Witt, Clinton Branch Manager, Nurse Supervisor

Renee Doxsee, IL/Quad Cities Branch Manager, Nurse Supervisor

Casey Agan, Quad Cities/Iowa Branch Manager, Nurse Supervisor


feature story continued

• Medication set up and reminders• Meal Preparation• Domestic Services - Housekeeping, Laundry• Grocery Shopping, Errands• Travel Companions• Exercising/walking assistance• Companionship/ Leisure Activities• Pet Care for our Clients• In-Home Beautician Services• Assistance during Family Functions• Dementia/Alzheimer’s Care• We work with Hospice Workers and Visiting Nurses to provide shift care

The Guardian Family Care Goals are to:• Select the best care providers• Give the highest quality care possible• Have a back-up care provider• Not allow a contagious/sick care provider to go to your home• Offer a full-service office staff that is on-call 24 hours a day, 7 days

a week• Have standard operating procedures, but are flexible• Always treat you with dignity and respect!• Solve a problem, to the best of our abilities• Provide you with one bill per month

Mary Swanson’s story is not an unusual one. Jim Robinson needed services for his 95 year old Aunt Mary, and Guardian Family Care provided services 24 hours per day for four years. “Mary required

assistance with all activities of daily living. Guardian Family Care main-tained her private residence, her care and appointments, as well as her complicated care regiment.” Family is still the focus for Beverly Mital. “Recently, when my mother became ill, I wasn’t able to be with her all the time but I was proud that I could provide her with care providers that truly cared about the quality of her life. Hospice provided excellent services and my staff provided round-the-clock shift care until she passed. It was great hav-ing care providers to prepare meals, keep her housework done as well as keeping Mom as comfortable as possible. This allowed my Mom and I to spend time enjoying each other. Without that help, the time I spent would have had to be divided between taking care of her and doing all the housework. She was not just my Mom but also my best friend and I miss her and think about her everyday.” Mary Swanson couldn’t agree more. “Guardian Family Care has been great,” Mary says. “They took the pressure of us kids that juggle with family and jobs. Now the time we spend with Mom is quality time.”

Guardian Family Care is located in LeClaire, Iowa with branch offices in Moline, IL and Clinton, IA.

To schedule an appointment with Guardian Family Care to see how they can help you as a caregiver, call them toll free at 800-339-5229 or email them

at [email protected]. Or visit our website – www.guardianfamily.com.

106 E. Third Street, Rock Falls, IL815-535-0931 • 815-499-0201

LogoLogo


activities & events

Center for Active Seniors, Inc.1035 W. Kimberly Rd., Davenport, IA 52806PH: 563-386-7477

ARTS AND CRAFTSArt Classes, $5 - Thu 12:30 - 2:30 pmCeramics (Beginners), $5 - Mon 9:30 - 11:30 amCeramics (Advanced), $5 - Tue 9:30 - NoonDonna Dewberry One Stroke Painting, $4 - Mon 12:30 -2:30 pm

CARDSBridge, $2 - Mon Wed & Fri 12:30 - 4 pmCanasta, $2 - Tue 1 - 4 pmCard/Games Luncheon & Party, $6 - Fourth Tue/month Noon - 3:30 pmCribbage, $2 - Wed 1-4 pmEuchre, $2 - Thu & Fri 1-4 pmPinochle, $2 - Mon Tues Wed Fri 1-3:45 pm

CLUBSBook Club, $2 - First Fri/month, 10 - 11:30 amGolden Wedding Club, $4.75 - Third Tues/month, 11:30 - 2:30 pmKnitting & Crocheting Volunteer Group - Tue 12:30 – 2:30 pmRed Hat Club Luncheon - First Tue/month (location varies), NoonUgly Quilts Volunteer Group - Tue 8 -11 am]

DANCELine Dancing, $2 - Tue 9 -11 amSocial Dancing, $3 - Wed 1 - 3 pm EDUCATIONALComputer Classes, $60 - sixteen-hour course - call for course schedule, 563-386-7477Cracker Barrel Hour, $2 - second & fourth Wed/month, 1:30 – 2:30 pmTRIAD (Reducing Crime Against Se-niors), FREE - fourth Wed/month, 9:30 – 11 am

ENTERTAINMENT & MUSICGolden Tones Chorus Practice, $2 - Fri 9 -10 amMovie Matinee, $2 - second Tue/month, 1 - 3:30 pmNew Horizons Band Practice, $2 - Thu 12:30 - 2 pmTalk of the Town, FREE for CASI mem-bers - third Wed/month, 11-12:30 pmTravelogue, FREE for CASI members - second Mon/month, 1- 2 pm FITNESSGentle Exercise Class, $2 - Mon Wed & Fri 9 - 10 amChair Yoga, $30 – six week sessions, Mon 10:30 – 11:30am

Gentle Yoga, $30 - six week sessions, Mon 9 – 10amT’ai Chi Ch’un, $18 - six week ses-sions, Wed 10:30 – 11:30 am

GAMES & SPORTSBilliards, $1- daily (if Game Room available), 8- 5:00 pmBingo, $.50 plus cards - Fri 12:30 – 3:30 pmShuffleboard, $2 - Mon 2:15 – 4 pmWii Game, $1 - daily (if Hall 3 available) 8:00 - 5 pm

HEALTH & WELLNESSBlood Pressure Checks, FREE - Tues Wed & Thu 12:30 – 3:30 pmGenesis Foot Clinic $15 - reservations required, call 563-320-3978TOPS (Take Off Pounds Sensibly), $1 - Wed 11-1:30 pm

INFORMATION SHARING & SERVICESCracker Barrel Hour, $2 - second & fourth Wed/month, 1:30 - 2:30 pmSewing Repairs & Alterations, dona-tions accepted - Thu 8 - 11 amSHARE Food, prices/schedule varies - call for more information, 563-386-7477

SHIIP (Senior Health Insurance Infor-mation Program), FREE - first Wed/month, 9 - 11 amTRIAD (Reducing Crime Against Seniors), FREE - fourth Wed/month, 9:30 – 11 am

LUNCHEONS/MEALSCard/Games Luncheon & Party $6 - fourth Tue/month, 12- 3:30 pmGenerations Meal, $2.75 - daily, 11:30 - 12:30 pm

SUPPORT GROUPSCaregiver’s Support Group, donations accepted - second Mon/month, 11- 1:00 pm Grief Support Group, donations ac-cepted - second & fourth Wed/month, 9:30 -11 amLow Vision Support Group, donations accepted - first Thu/month, 10 -NoonParkinson’s Support Group, donations accepted - third Sat/month, 10 -Noon

For more information on up-coming events or volunteering op-portunities at CASI, please call us at 563-386-7477. Prices & schedule subject to change.

Regularly Scheduled Activities — Fees reflect price for CASI members.

Make Your Calendar For January

February 3 – March 24 A Matter of Balance Eight week course every Thursday from 1:00 – 3:00 p.m. Cost: $20. Participants learn about the im-portance of exercise in preventing falls, practice exercises to improve strength, build coordination and balance, learn to get up and down safely from a lower surface or ground, conduct a home safety evaluation, and discuss strategies and options to affect appropriate changes. Registration required; class size is limited. Call 563-386-7477.

February 4, 7:00 – 10:30 p.m. Valentine’s Day Dance & Party Tickets: $10 – available at CASI and the Quad City Times. Celebrate with old friends and meet some new ones. We guarantee a good time for all! Music provided by The Michael Quaintance Trio. Complimentary snacks; soda, wine & beer available at cash bar. Great drawings and prizes! Sponsored by Plus 60 Club and CASI.

February 11, 12:30 – 3:30 p.m. Valentine’s Day Bingo Cost: $2.00 plus cards CASI members; $4.00 plus cards non-members. Special prizes and dessert! Sponsored by Grand Haven Retire-ment Community.

February 11, 7:00 – 10:00 p.m. Valentine’s Dance Hosted by Grace E. Free Dancers Tickets $6 at the door. Dance to Waltz, Swing, Slow, Latin & more! Doors open at 6:30 p.m. Beverages provided.

February 14, 11:00 a.m. – 1:00 p.m. Valentine’s Day Luncheon & Party Cost: $6 CASI members; $8 non-members. Dinner served from 11:00 – 11:30 a.m. only. Menu is chicken breast, stuffing, mashed potatoes, green beans, rolls and cherry pie. Entertainment provided by Ron Eckberg. Paid reservations required; seating is limited. Sponsored by Lighthouse at Silvis.

February 14, 1:30 – 2:30 p.m. Travelogue at CASI Spectacular Lands & Wondrous Waters – A Series of Journeys With Us Topic: A Wedding Cruise on the Mediterranean with Elmer Brunk Free for CASI members only. Reservations required; seating is limited. Sponsored by Trailways and Bank of the West.

February 16, 11:00 a.m. – 12:30 p.m. Talk of the Town Speaker: James Schebler – Buildings & Activities in the Early Davenport Schools: 1858 to 1925 Free for CASI members only. Pizza lunch served by 11:15 a.m. Reservations required; seat-ing is limited. Sponsored by GolderCare Solutions. Call 563-386-7477 now!


environmental health

It’s empowering to know that there are small changes you can make in your own life that can also have positive effects on everyone else’s life. But did you know that many of the same things you personally do

to live a healthier lifestyle, can also positively impact the environment? In fact, improving your own waistline and reducing your personal waste are connected in more ways than you’ve probably thought about. Here are four changes you can make to your everyday life that will also make a positive impact on your health and the earth:

• Eat local, organic foods. By making sure that you are purchasing locally grown, organic foods, you are also reducing the amount of en-ergy it takes to transport the food to your area. When you eat locally, it means that the food has to travel a much shorter distance to make it onto your plate, therefore reducing its impact on the environment. It also allows you to know that you are eating some of the freshest produce available to you, which are packed with vitamins you need to improve your health.

Four Ways to Reduce Your Waistline and Your Personal Impact on the Environment


• Drink more water, but ditch the disposable plastic bottle. We often mistake thirst for hunger, so grabbing some water might quench both a craving and your thirst. Water is a far better choice than calorie-ridden sugary beverages.

By carrying a reusable container, like a Brita FilterForGood Nal-gene bottle with you instead of single-use plastic water bottles, you’ll do your part in reducing plastic waste. “If everyone in the United States pledged to give up bottled water for just one month it could save more than 5 billion bottles,” says Josh Dorfman, environmental activist, TV host and author of “The Lazy Environmentalist on a Bud-get: Save Money. Save Time. Save the Planet.”

• Eat more fruits and vegetables. The health benefits of increasing the amount of vegetables in your diet are well-documented, as vegeta-bles are a low-fat, low-calorie source of essential nutrients. But did you know that when you eat less meat and more vegetables, you’re also reducing your carbon footprint?

According to a 2008 Economic Information Bulletin from the USDA, the food market produces hundreds of pounds of meat each year per American to meet demand - an amount that has not been good for our nation’s waistlines. The production of meat uses many more resources than fruits and veggies, which is why Dorfman recom-mends going meatless at least one day a week. For a fun and healthy way to learn more about how your food is sourced, ride a bike or jog over to a local farmer market.

• Power of the pedal, or your feet. On your way to becoming healthier, you’re sure to include exercise in your plan. Sometimes though, ex-ercising can have a greater purpose than just working your muscles and improving cardiovascular health.

Consider including daily chores into your workout plan, as it will help you fit in your workout while also leaving your car on the curb. Bike or walk to the grocery store to do your weekly shopping.

If you decide to take up the quest to improve both the health of your-self and the planet, you’re not alone. Contestants on NBC’s “The Biggest Loser” are also learning about ways they can help the environment while losing weight this season. Tune into the show and take the FilterForGood Pledge at www.filterforgood.com to learn more and get involved.

“Improving your own

waistline and reducing

your personal waste are

connected in more ways

than you’ve probably

thought about.”

Self DefenseBy Jan Butler, Kuk Sool Won of Davenport

We live in a world that is not as safe as we pretend it is. The statistics are shocking. Everyday we have shootings, robberies, drug deals, and murders. One in four women

will either be molested, date raped, attacked, or physically abused in their lifetime. Everyday in the news we read or hear about these things and yet most people generally assume that they will never happen to them. This is dangerous thinking. Self defense covers more areas than just protecting ourselves from someone physically attacking or assaulting us. It should encom-pass both physical and mental aspects and can be in many layers. One aspect is self defense from stress and or getting old before our time. Not taking care of our bodies as well as we can until something drastic happens. Lack of sleep, the right nutrition and relaxation. A big one is lack of exercise. The usual excuse is “I don’t have time”. But usually these same people who don’t have time to exercise find the time to be on the internet for hours, watch TV all night, go to bars/restaurants, movies, etc. The show the “Biggest Loser” is proof of this. So there is time, it is just a matter of how we choose to use it. We need to remember that “Nothing takes the place of movement”. There is also self defense of being aware of our surroundings, be it at home, in a car, at work, a restaurant, the movies, malls, etc. Most people who enter these different establishments have no idea where the exists are located in case of emergencies. Usually the only one they know or remember is the one they came in from. Well, guess where most everyone else is trying to exit? Another aspect of self defense is not being focused in your environment. Many people today are absorbed with talking or tex-ting on their cell phones while driving. It only takes a split second for something catastrophic to happen. How many times have you heard someone say, “I only looked down or away for a moment.” Without relaxation techniques, our minds are usually being pulled in multiple directions at once. Picking up the children, cook-ing dinner, paying bills, getting groceries, getting something or another fixed, getting kids or ourselves to and from events, etc. Now add talking/texting on the phone. There are hundreds of ac-cidents and mishaps that occur everyday that never ever make the news. We are fast becoming a society that is wired almost 24/7. In fact, the medical field states that the upcoming generation is mostly likely to be the first to not outlive their parents. Kids are not as active or as physical as they use to be. Lots of area sports teams are down in their numbers because a lot of kids would rather not work that hard. They would also rather have things handed to them. We as a society and especially as parents have been guilty of creating this atmosphere by making things too easy or simple. We all want the best for our children but at what cost? For a lot of us, it is not too late to make some changes. Our welfare might be depending on it. In future articles, I will try to cover the different areas of self defense and how we can work to defend ourselves.

Jan Butler is a Licensed Physical Therapy Assistant and a Korean Martial Arts Master Instructor. He has a school located at 3811 North Harrison Street, Davenport, IA 52806. He can be reached at (563) 386-3383. More information about the martial art school is available at www.kuksoolofdavenport.com.


grief recovery

Healthy Cells magazine is pleased to present the eleventh in a series of feature articles on the

subject of Grief Recovery®. The articles are written by Russell P. Friedman, Executive

Director, and John W. James, Founder, of The Grief Recovery Institute. Russell and John are co-authors of WHEN CHILDREN GRIEVE - For

Adults to Help Children Deal with Death, Divorce, Pet Loss, Moving, and Other Losses - Harper Collins, June, 2001 - & THE GRIEF RECOVERY

HANDBOOK - The Action Program For Mov-ing Beyond Death, Divorce, and Other Losses [Harper Perrenial, 1998]. The articles combine educational information with answers to com-

monly asked questions.

“Is It Ever Too Soon to

Recover?”

The question of when to begin a process of completing relationships that have ended or changed, due to death or divorce, is con-

fused by conflicting opinions from a wide variety of sources. Medical, psychological, societal and family experts all approach the issue from differing perspectives. It is not at all uncommon for us to hear of people being told, by a professional, “It’s TOO SOON to begin your grief work, you’re not ready yet.” We grit our teeth every time we hear that comment. Imagine that you have fallen down and gashed your leg. Imagine that blood is gushing from the wound. Imagine someone walking by and saying: “It’s TOO SOON, you are not ready for medical attention yet.” Now, imagine that circumstances and events have broken your heart. Imagine that you are ex-periencing the massive and conflicting feelings caused by significant emotional loss. Imagine a friend, or worse, a professional, saying to you: “It’s TOO SOON, you are not ready for emotional attention yet.” This is an area that is so filled with mis-infor-mation that it is often difficult to fight through to the truth. We have been falsely educated to be-lieve that grievers want and need to be alone. We have been incorrectly socialized to avoid the topic of the loss, in an attempt to protect the griever.


Here is the simple truth: most grievers want and need to talk about what happened and their relationship with that person or event. They want and need to talk about it almost immediately following the loss. It pre-occupies them, just as the person with the gashed leg is pre-occupied with their accident and their treatment and their recovery. Those who do not want to talk about it will let you know. When a person learns of the death of a loved one, an almost au-tomatic review process begins. This process may be conscious or unconscious; usually both. In reviewing the relationship, the griever remembers many events that occurred over the length of the relation-ship. Some of the events are happy and produce fond memories, some are unhappy and produce sad memories. During this automatic review the griever will usually discover some things that they wish they’d had an opportunity to say, things they wish had ended “different, better, or more.” It is those unsaid things which need to be discovered and completed. The review is most intense and most accurate in the time imme-diately following the death. It is the time when we are most focused on the person who died and our relationship with them. We will rarely have another opportunity to remember with such detail and intensity. This is the circumstance where “time” not only doesn’t heal, but also diminishes our memory as we move further away from the death itself.

We will refrain from offering any concrete definition as to the time involved. Every griever is unique. Every griever responds at their own pace. It is essential never to compare one griever to another. Each and every griever has their own individual beliefs about dealing with their feelings of loss. Each griever is remembering their own individual relationship with the person who died. We have been talking about the review that follows the death of a loved one. Everything above also applies to the death of a “less than loved one.” Everything above also applies to divorce and to any and all significant emotional losses. As soon as a griever becomes aware of the review process going on inside their head and their heart, it is time to begin the process of Grief Recovery®. The Grief Recovery Handbook is an excellent guide and addition to the natural process that the griever is already doing. The Handbook will keep you on track and help you to complete the pain caused by the loss. If your loss occurred some time ago, even many years ago, do not despair. The process in the handbook can help you recapture the review that took place and may have been repeating over and over.

Next Month: “Heart VS. Smart!”

For information about programs and services, write to The Grief Recovery Institute, P.O. Box 6061-382 Sherman Oaks, CA 91413. Call [818] 907-9600 or Fax: [818] 907-9329. Please visit our website at: www.grief-recovery.com.

“Most grievers want and need to talk about what happened

and their relationship with that person or event.”

I n P a i n ? C a l l T o d a y !

5202 38th AvenueMoline, IL 61265

309-736-7400 www.deereroadchiropractic.com

Early Morning & Evening By Appointment

Most Insurance Accepted

Precision Electrolysis$10 Off

Facial Hair Removal Treatment(30 min. minimum)

Expires March 1st, 2011

2715 W. 63rd St , Suite #4 • Davenport, IA

563-349-0567Tuesdays, Thursday, Friday & Saturday • By Appointment Only

$2 off any skin care product


preventative planning

The long awaited tax relief act was signed into law by President Obama on December 17, 2010. The new law provides changes to the rules governing federal estate and gift taxes for the 2011

and 2012 tax years. In 2010, for the first time since 1916, the federal estate tax was eliminated. On January 1, 2011 the federal estate tax returned.

What is an Estate Tax and How Does It Affect Me? The estate tax is a tax imposed on the transfer of a decedent’s taxable estate. Anyone who is a resident of the United States is subject to this tax. When an individual passes away, all of his assets are valued as of the date of his death. This value is called the “gross estate value.”

Examples of these assets include, but are not limited to, the following:• Bank Accounts• Stocks and Bonds• Mutual Funds• Real Estate• Business Interests• Insurance Policies owned by the decedent• Various Collections such as Art, Antiques, Automobiles, etc.

Once the gross estate value is determined, the law allows for vari-ous deductions to arrive at the value of the taxable estate. The follow-ing are some examples of the items that can be deducted from the gross value of the estate:• Funeral Expenses• Estate Administration Expenses• Charitable Contributions• Assets Transferred to a Surviving Spouse

The tax law gives every decedent an exempted value (also called the applicable exclusion amount) with respect to the sum of the taxable estate. With the tax relief act that was signed in December, 2010, the applicable exclusion amount for those indi-viduals who pass away in 2011 and 2012 will be $5 million. That means the first $5 million of an estate can pass tax-free to your heirs. For amounts over the $5 million exclusion, the estate tax rate is 35 percent. One of the most important federal estate tax deductions is property left to a surviving spouse. This deduction can eliminate any federal estate tax for a married decedent, but a word of cau-tion must be given. These assets are now includable in the sur-viving spouse’s estate at the time of death. The new law allows married couples to add any unused portion of the estate tax ex-emption of the first spouse to die to the surviving spouse’s estate tax exemption. This means married couples can pass $10 million on to their heirs free from estate taxes. However that exemption is only available for deaths that occur during the 2011 and 2012 tax years, and estate taxes could be owed after 2012 unless proper estate planning is done to avoid this. With the return of the federal estate tax in 2011 and 2012, the stepped up basis on inherited property has also returned. This means that an asset’s new cost basis becomes its fair market value on the day of the original owner’s death. By allowing the cost basis to be stepped up, in many cases capital gains taxes can be reduced on the sale of these assets. For estates larger than $5 million your executor must file a Form 706 with the Internal Revenue Service prior to nine months from the date of the decedent’s death. The return must include detailed information as to the assets and their values as well as any exemptions or deductions claimed. Any estate taxes due are payable at the time of filing the Form 706.

What Happens to Estate Tax Laws after 2012? On January 1, 2013 the exemption and rate are scheduled to revert back to the numbers that were in effect in 2002. That means that estates over $1 million could be taxed at a rate of 55 percent. Is this likely to happen? I’m afraid no one knows at this time. Unfortunately this makes estate and tax planning difficult for many people. Our recommendation to individuals with substantial assets would be to take another look at their current estate plans and consult with an estate planning professional who has experi-ence with inheritance and taxes.

For more information on this topic or other questions on estate planning, contact Northwest Bank & Trust Company Investment Management Group at 563.388.2628 or visit us online at www.northwestbank.com/IMG.

Estate Tax Law Changes What You Need to Know

By Karen Goodall, Vice President, Senior Trust Officer, Northwest Bank & Trust Company.

• Cataract Surgery & Multi-Focal Lenses• Contact Lenses • Optical Services• Glaucoma & Refractive Surgery

309-788-55244600 30th St., Rock Island, ILwww.virdieyemd.com

On the road to adventureOn the road to adventure


· Hand i cap access i b l e · F u l l y i nsured

· e xper i enced dr i v ers

· F u l l t ime t our d irec tor

· modern equ i pment · r es t room equ i pped

· a ir cond i t i oned · d vd p la yer

· a va i l ab le For cHarter

On the road to adventureOn the road to adventure

815-772-2232 toll Free 1-800-829-2130

Family owned and operated since 1967

2011 toursMar. 28-Apr.3 Memphis/NashvilleApr. 14-17 April Mystery TourApr.27-May 2 Spring in the Smoky MountainsMay 11-15 “D”-etroit TourJune 8-11 Wisconsin VillasJune 14-17 June Mystery Tour June 27-29 Quilt Gardens TourJuly 1-7 4th of July with the Boston PopsJuly 13-16 Grandparents/Grandkids Indianapolis July 26-28 Michigan Blueberry/Peach HarvestAug. 11-14 NorthwoodsAug. 15-19 Gangsters & Gamblers Sept. 13-19 D.C. – A Capitol IdeaSept. 16-18 Chicagoland Speedway -NASCARSept. 24 & 25 Wisconsin Apple/Cranberry FestivalsOct. 6-17 Fall FoliageOct. 14-16 Illinois AmishNov. 7-11 Christmas in BransonNov. 18-20 Christkindlmarkt FestivalDec. 10 & 11 Chicago Weekend Shopping/GetawayDec. 6-10 ‘Twas the Biltmore for Christmas

tour books available


insurance coverage

A Moline family learns their healthcare doesn’t have to cost more than their monthly mortgage payments. Lisa and Jeremy Larson* ap-pear to make a healthy living: he is self-employed in financial ser-

vices, and she’s a partner in a two-person IT consultant firm. They have four healthy but rambunctious children, and their healthcare expenses are staggering. “Between premiums, deductibles, and co-pays, health care costs more than our mortgage. And we live in a five-bedroom house that in-cludes offices for both our businesses,” says Jeremy. “Being self-em-ployed, we feel the pain of increasing health care costs, but at least we are working. I can’t imagine how the economy and unemployment are affecting those who can’t afford to get sick.”

How much pain? The Larson’s pay just over $1,000 a month in premiums, plus they have a $5,000 family deductible. If someone gets sick – and with four kids under 14, someone will – it is easy for the Larson’s to spend at least $17,000 per year on health care. (When you add glasses, braces and regular dental care for all six of them, breaking through the $20,000 mark is routine.) Last year, Lisa had a simple bladder procedure. Even though she was careful to check prices beforehand and choose her least expensive alternative – an ambulatory surgery center – the Larson’s paid about $2,000 out of pocket that wasn’t covered by health insurance. “You think you are covered and then you get the bills. Until you meet the deductible, it’s all out of pocket, and even after meeting it, we still pay a percentage. It becomes a lot of money,” says Lisa. “And it’s all after-tax dollars for us because we’re self-employed. We can’t have flex-spend or health care savings accounts.”

Red ink rising The Larson’s feel the impact of rising health insurance premiums more directly than people who get insurance through their employer, but every-one feels it. The Kaiser Family Foundation’s annual Health Research and Educational Trust Employer Survey found that between 2001-2006, annual premium costs for single and family coverage rose by about 60-63 percent. “Every year health insurance becomes less affordable for families and business,” says Kaiser President and CEO Drew Altman, PhD. “Over the past six years, the amount families pay out of pocket for their share of premiums has increased by about $1500.” The Kaiser report went on to point out that employers usually look to workers to help pay the increases; and the workers either have increased contributions or they do not receive wage increases.

Budget for the premium package The days are gone when simply paying health insurance premiums and automatically going to your doctor and the local hospital for treatment is enough for peace of mind. “It’s really time that patients exercise their power and ask questions about how much their procedures cost and determine if there is a more economical way to receive treatment,” advises John Dooley, M.D., administrator for the Mississippi Valley Surgery Center (MVSC), Davenport. The MVSC is a Quad City area ambulatory surgery center that offers surgical procedures on an outpatient basis, which means patients recover

at home. “The MVSC and its practice partners in the Mis-sissippi Valley Health Network are trained to employ minimally invasive procedures that mean smaller incisions and faster healing. “We also believe in de-livering healthcare value. Pa-tients do not incur significant hospitalization costs because the Mississippi Valley Surgery Center is an outpatient facility. Patients recover at home, heal-ing quickly and return to life as soon as possible,” adds Dr. Dooley. As surgical techniques have improved in recent years, more proce-dures are being performed at Ambulatory Surgery Centers (ASC). And procedures performed at an ASC cost significantly less than the same pro-cedures performed in a hospital setting, according to a November 2006 US GAO Congressional Committee’s report on Medicare. “That’s good news for working families and also for seniors,” adds Dr. Dooley. “If we can minimize costs, patients pay less. For example, seniors often pay less for a procedure performed at the MVSC than at a hospital because we are actually paid 59% of the rate paid to hospitals. Since the Medicare consumer is responsible for paying 20% coinsurance, the lower the charges, the smaller the bills for seniors who do not have supplemen-tary insurance.” Employers are also looking carefully at incentives for employees to help minimize health care costs. New kinds of benefit plans will be a major change for employees used to company benefit plans that take care of health-care costs effortlessly. The Kaiser Family Foundation reports that millions of workers are already enrolled in consumer-driven plans, about equally divided between high-deductible plans that qualify for a Health Saving Account (HSA) and plans with a Health Reimbursement Arrangement (HRA). The high de-ductibles that come with these plans are offset by tax-preferred savings options from which employees can pay for their out-of-pocket medical expenses. People insured under these plans pay directly for a greater share of their health care – and they have incentives to minimize the cost.

Healthy living for healthy savings In general, as health care costs increase and the political debates heat up, experts predict that employees and their families will need to take greater responsibility for their lifestyles and the costs associated with illness. As one Forbes health care expert put it, “Companies are going to encourage employees to look after their own health and will use the lever of insurance…if you want to smoke and eat a sugary diet, go ahead, but insurance coverage will kick in at a higher level.” Take control of your medical costs. Save time. Recover at home. We’ll refer a specialist who practices at the Mississippi Valley Surgery Center. Call (563) 344-6653 or (888) 621-2460.

Beating the Health Care SqueezeBy Mississippi Valley Surgery Center

John B. Dooley, M.D., Mississippi Valley Surgery Center


You will receive:

• Atouroffiveofthefinestseniorlivingcommunitiesinthearea

• Chartercoachseatingreservedforthisevent

• LunchprovidedandservedtoyouatPrairieHills

• Afternoonsnack

• Canvas“goodie”bagwithtourguideandgoodiesfromareamerchants

$5.00Reserves Your Seat!

To reserve your ticket, mail your check in the amount of $5.00 along with your name, address & phone number to:

Hutcheson Enterprises, 2807 W. 35th St. • Davenport, IA 52806Call Laurie for more information 563-650-1876

Tuesday May 10th

8:00 am - 5:00 pm

Join us on a full day of exploration into the finest retirement communities the Clinton and DeWitt area has to offer. Wiersema Charter Service will chaperone you to 5 retirement communities where you will have the opportunity to see for yourself what each community has to offer today’s active senior. Learn what’s new in senior living with others on a fun day of learning and activity. You will receive boarding and parking instructions by mail the week prior to the tour.

W h a t ’ s N e w i n R e t i r e m e n t L i v i n g ?

Seating limited to the first 50 reservations.

Prairie HillsAssisted Living

Clinton


You’ve been lying awake since 2 a.m. Five minutes seem like an hour. Your mind is racing with thoughts of work, kids, deadlines. The prospect of going to work after a sleepless night has you,

well, sleepless. If insomnia plagues your nights, you’re not alone: It’s the most common sleep complaint among Americans, the National Sleep Foun-dation says. How can you get to sleep? “The standard answer is to limit your stimulation as much as pos-sible,” says neurologist Stephen Rasmus M.D., a board-certified sleep specialist and medical director of the Genesis Sleep Disorders Center in Davenport. “Put the clock away, so you can’t see how much time has passed. The brain is a powerful machine; it can’t just think of noth-

Genesis Sleep Expert Offers Tips for Insomnia

By Linda Barlow, Genesis Health System

healthy sleep

ing. So, try to think of some-thing that’s totally boring.” Breathing exercises also can help, and there’s one particular one he recommends to patients: “Lie there and focus on your belly, which is usu-ally where you can sense your breath the best. The only thing you’re allowed to think of is your belly going up and down, up and down,” Dr. Rasmus says. “As soon as your mind wanders, which it will in about a minute, then bring your thoughts back to your belly. Don’t change your breathing...you’re just an innocent observer watching your belly breathe. See whether you can meditate yourself back to sleep.


“If you do this for 15 minutes, and it’s going nowhere, then it’s better to break the spell. Get out of bed and look out the window for 5-10 minutes to break the experience. Don’t go online, read a book or watch TV. If you think you can fall asleep, you will be better at falling asleep. It’s a self-fulfilling prophecy.” Insomnia is the inability to fall asleep or remain asleep. “There’s a certain frustration in lying awake, however, it’s not a serious problem un-less it affects your daytime activities,” Dr. Rasmus says. “When I treat an insomniac, I’ll have several office visits where I’ll learn the patient’s sleep habits and what we can do to help him or her fall asleep and stay asleep. “If all else fails, we do resort to sleep medications. Although they can be very effective for insomnia sufferers, it is a myth that they help everyone sleep.” Contributing factors to insomnia can include: stress, worry, caffeine, aging, medications, pain or an underlying disease or condition. Regard-less of whether patients need a sleep medication to alleviate insomnia, establishing and maintaining healthy sleep habits will always help.

At night• Establish a regular bedtime routine and a regular sleep-wake schedule.• Do not eat or drink too close to bedtime• Create a sleep promoting environment that is dark, cool and comfortable• Avoid disturbing noises -- consider a bedside fan or white-noise ma-

chine to block out disturbing sounds.

During the day• Consume less or no caffeine, particularly late in the day.• Avoid alcohol and nicotine, especially close to bedtime.• Exercise, but not within three hours before bedtime.

• Avoid naps, particularly in the late afternoon or evening.• Keep a sleep diary to identify your sleep habits and patterns that you

can share with your doctor.

The Genesis Sleep Disorders Center, with programs in Davenport, DeWitt, the Illini Campus in Silvis and Mercer County Hospital, performs tests that assist in diagnosing excessive daytime sleepiness, insomnia, narcolepsy, sleep apnea, sleepwalking and childhood sleep problems. The centers at the Davenport and Illini campuses are fully accred-ited by the American Academy of Sleep Medicine and offer board-certified sleep physicians and registered sleep technologists. Those same experts perform sleep tests at Genesis Medical Center, DeWitt and Mercer County Hospital in Aledo, as well. To see a board-certified sleep specialist at the Genesis Sleep Clinic, call centralized scheduling at (563) 421-3200 or toll-free (866) 829-8108. If you have specific questions, call the sleep staff at (563) 421-1523.

You’re invited: “Insomnia: Difficulty Going to Sleep and Maintaining Sleep” will be the second in a free sleep lecture series presented by the Genesis Sleep Centers on March 1, from 6-7:30 p.m. Stephen Rasmus, M.D., a board-certified neurologist and board-certified sleep specialist, will present the lecture at the Genesis Heart Institute, Adler Education Center, lower level, 1236 E. Rusholme St., Davenport.

4130 Northwest Boulevard • Davenport, IAwww.ridgecrestvillage.org

Not-for-profit • Locally owned

Our continuum-of-care programs –

■ IndependentLiving

■ Assisted Living,including amemory lossneighborhood

■ 24-hour SkilledNursing Care

A lifestyle that you’ll love begins with peace-of-mind.Join us for these FREE February seminars:Feb. 4, 1 to 2 pm – 10 Secrets to Successful Downsizing andClutter Elimination: Tips and tricks presented by Dr. Jill Bjerke .

Feb. 15, 6 to 7 pm – Peace of Mind Decision-Making: Topics presented byAttorney Thomas Schulz include medical power-of-attorney and living wills.

Both seminars will be held at the Koning Center on the Ridgecrest Village campus.

There’s a lot to love at Ridgecrest Village!We offer an all-inclusive lifestyle. Everything you could wantor need is available right here on our beautiful 20 acrecampus. Some of our amenities include:

A beauty/barber shop, chapel, library, fitness center, ArcadeCafe and Gift Shop, computer room, craft rooms, woodshop, billiards/activity room, guest rooms, and moreChef Craig Mack oversees gourmet meals prepared daily.Transportation to events and appointmentsMaintenance and housekeeping24 hour security and Lifeline emergency systemActivities and volunteerism opportunities for every interest

Call Bob or Nancy at (563) 391-3430 to registerfor the seminars or schedule a personal tour, or to

request information about Ridgecrest Village.


dental health

Giving Back to the QC

By Byrum Family Dentistry

Good dentistry isn’t limited to providing great service to patients, it’s also about giving back to the community where you live and to the clients you serve. Charitable giving is a high priority for

Byrum Family Dentistry, and they look forward to giving all year long. Every month, a charity is selected. For every new patient that comes to Byrum Family Dentistry, the practice donates $4.00 to the charity of the month. Thousands of dollars have been donated to these charities over the 26 years Byrum Family Dentistry has been in practice.

The monthly charities are:January: Churches UnitedFebruary: Make a Wish foundationMarch: Gilda’s ClubApril: Family Museum in BettendorfMay: Habitat for HumanityJune, July & August: Kids to CampSeptember: Big Brother/Big SistersOctober: American Cancer SocietyNovember: Quad City VeteransDecember: Alzheimer’s Association

Free and discounted dental care exams have also been pro-vided to the public. $1.00 dental exams are offered throughout the year to all new patients. There is no age minimum or limit. Dr. Melinda Hochgesang also participated in the Women’s Life style Fair in 2010. She preformed free oral cancer screening and blood pressure checks. She also offered FREE dental exam to par-ticipants at the practice. She will be at the Women’s Life Style Fair again this year March 5th & 6th. Please stop by Dr. Byrum’s booth. In October, Byrum Family Dentistry lead the way against sweets over Halloween. Trick or treaters could bring their excess candy into Dr. Byrum’s office and receive $1 per pound. Dr. Robert Byrum and Dr. Mindy Hochgesang lead this anti-decay movement by giv-ing away dollars and toothbrushes in exchange for cavity-provoking candy. In December Byrum Family Dentistry spread goodwill and cheer to our community by offering FREE dental services to anyone in need. The program: “Dentistry From The Heart” provided free exams, fillings and simple extractions for those that could not oth-erwise afford dental care. Dentistry isn’t the only business at Byrum Family Dentistry. Giv-ing back is the gift that keeps on giving!

Would you like to make a donation to the charities listed above? Also, call for your own appointment. Contact Byrum Family Dentistry at 563-332-7734. www.byrumfamilydentistry.com.

w w w.DavenportSchoolOfYoga.com

563.322.5354421 Brady StreetDavenport, IA

Check outOur Website

Daily classes availablefor all levels

Get cleaner air with an ultraviolet treatment systemcontact us for estimate and intallation

To reserve your ticket, mail your check in the amount of $5.00 along with your name, address & phone number to:

Hutcheson Enterprises, 2807 W. 35th St. • Davenport, IA 52806Call Laurie for more information 563-650-1876

Tuesday May 10th

8:00 am - 5:00 pmSeating limited to the first 50 reservations.

Clinton


activities & events

4011 Ave of the Cities Suite 102Moline, IL 61265309-797-0200

Hours of Service Mon-Fri 7:15am-4:30pm

Week of February 1 – 42/1 Chapel, Garden Club, Show and Tell, Sing-a-Long, Skeeball, Hangman2/2 Ground Hog Day - Beauty Shop, Frankie Chapman, Journey to a Brighter Day, Karaoke, Movie “Ground Hog Day,” Password, Vet-eran’s Group2/4 Rosary, Men’s Outing, Dennis Reese singing, Laughter Yoga, Word Search2/5 Bible Study, Peg Swenson, Ladies Outing, Bubble Blowing Con-test, Reminisce, Disc Golf, Boggle

Week of February 7-112/7 Chapel, Brain Boosters, Bingo, Movie “Pinocchio,” Laughter yoga, Word Games, Caregiver Happy Hour2/8 Chapel, Garden Club, Charades, Movie “Grumpy Old Men,” Health Talk, Octaband2/9 Beauty Shop, Chapel, Putnam Museum Outing, Wii Baseball, Movie “The Bishop’s Wife,” Valentine’s Day Craft, Coffee House Po-etry, Veteran’s Group2/10 Rosary, Tea and Talk, Men’s Group, Movie “It’s a Mad, Mad, Mad, Mad World,” Horseshoes2/11 Bible Study, Officer Ronk, Mystery Chef, Movie “Julie & Julia,” Crosswords

Week of February 14 - 182/14 Chapel, Brain Boosters, Singing Telegrams, Valentine’s Day Party, King and Queen Crowned2/15 Chapel, Garden Club, Foot Clinic, Caregivers Support, Flag Folding Ceremony, Patriotic Sing-a-Long, Volleyball, Trivia2/16 Beauty Shop, Chapel, Journey to a Brighter Day, Veteran’s Group, Myron James Gospel Music, Use Your 5 senses Guessing Game, Finger Painting, Remember When?2/17 Rosary, Cracker Barrel, Bingo, Men’s Group, Volleyball, Idiotic Idioms2/18 Bible Study, Friendship Friday, John Coulter, Movie Shirley Tem-ple’s “Curly Top,” Laughter Yoga

Week of February 21 -252/21 Chapel, Brain Boosters, Lori and Erica Food Demo, President’s Trivia, Skeeball, Caregivers Happy Hour2/22 Chapel, Garden Club, Kitchen Band, Laughter Yoga, Manicures, Left-Right-Center2/23 Beauty Shop, Chapel, Cracker Barrel, Bingo, Golf, Word Scrab-ble, Veterans Group2/24 Mass, Crazy Clothes and Hat Day, JD on the Keyboard, Crazy Hat Tea, Octaband, Hangman2/25 Bible Study, Monica Quinn on piano, Movie Uncle Buck, Chair-dancing, Flapjacks Word Scramble2/28 Chapel, Red Hat Outing, Brain Boosters, Person – Place or Thing- Movie “The Tooth Fairy,” Billiards, Password.

2/1 Chapel and Garden Club2/2 Beauty Shop and Veteran’s Group2/3 Rosary and Laughter Yoga2/4 Bible Study and Bubble Blowing Contest2/7 Brain Boosters, Laughter Yoga and Caregiver’s Happy Hour, Intouch Singing Telegrams on sale this week for $1 2/8 Chapel, Garden Club and Health Talk2/9 Coffee House Poetry, Valentine’s Day Craft2/10 Rosary and Tea and Talk

2/11 Bible Study, Disc Golf2/14 Valentine’s Day Party, King and Queen announced2/15 Garden Club, Foot Clinic and Care-giver’s Support2/16 Beauty Shop and Myron James 2/17 Rosary and Men’s Group2/18 Friendship Friday and Laughter Yoga2/21 Brain Boosters and Caregivers’ Happy Hour2/22 Chapel, Garden Club and Manicures

2/23 Beauty Shop and Cracker Barrel2/24 Mass and Octaband2/25 Bible Study and Chair dancing 2/28 Chapel, Red Hat Outing and Brain Boosters

For More Information About Intouch Adult Day Services, Please Con-tact: Lorraine St Clair or Jennifer Hart at 309-797-0200

Things to Remember!

Mark Your Calendar for February

Our Services Include But Are Not Limited To:• We are available for 1 hour and up to 24 hours, seven days a week

• Laundry / bed changes

• Medication set-up and reminders

• Light Housekeeping

• Relief care for family members

• Transportation

• Total or assisted personal care

• Shopping / running errands

• Post hospital care or assistance after an accident or illness

• Meal planning and preparation

www.GuardianFamily.com

Quality Home or Facility Care

“We care for the family you care about”

Call for a:Free Consultation

Free sCreening

Free assessment

1698 Iowa DrivePO Box 37 • LeClaire, IA 52753

Ph. 563.289.5229Toll Free 1.800.339.5229

240 N. Bluff Blvd., Ste #101BClinton, IA 52732Ph. 563.242.2308Ph. 563.659.5516

Toll Free 1.888.942.2308

3111 Avenue of the CitiesMolline, Illinois

Ph. 309.736.7414

ASK

DR. ROBERT L. BYRUM

CEREC Crowns

BYRUM FAMILY DENTISTRYROBERT L. BYRUM D.D. S., P.C.

MELINDA HOCHGESANG, D.M.D.

Q: What are CEREC crowns?A: CEREC is a technology using a CAD-CAM method to create single appointment restorations. The material is made of high strength porcelain which is milled in a special milling machine into the shape needed by your tooth.

Q: How are CEREC Restorations made?A: We remove the old silver amalgam filling and any decay that is present in the tooth. We then do an optical scan of the tooth in your mouth and then the doctor does some computer assisted designing. All that data is then sent to the CEREC milling machine, which mills out of a block of high strength porcelain matching the color of your tooth. The missing portion of your tooth – like a puzzle piece made from the porcelain – is then bonded into the tooth. The result is a tooth that is stronger and looks like a whole natural beautiful tooth.

Q: How many times will I need to come into the office for this procedure?A: One time.

Q: What are the advantages of CEREC Crown restorations?A: Usually we can save more of your natural tooth structure with this technique over conventional crown preparation techniques. The CEREC procedure saves you time and money since you need not miss out on work as much since they are typically done in one appointment.

CEREC crown restorations are very esthetic!

3878 MIDDLE ROAD, BETTENDORF • 563-332-7734 • www.byrumfamilydentistry.com

Before After

february quad cities healthy cells 2011

Documents